The Future of
Global Real Estate

Relaxing the CIES to Safeguard the Northern MetropolisHong Kong’s residential property market has endured a three-year downturn, marked by a structural oversupply of housing units. While lower housing costs and increased availability align with social objectives, this environment has created a critical challenge—a contraction in the future development pipeline and a sharp erosion of governmentland revenue.The number of units on disposed sites (ready for imminent construction) plummeted by 33% year-on-year to about 12,000 units in 2024.Government land premium income collapsed to about HKD 4 billion in the first three quarters of FY2024/25—a fraction of both last year’s HKD 13.9 billion actual income and this year’s HKD 33 billion target.If left unaddressed, relying on market self-correction risks perpetuating a downward spiral of asset devaluation, stalling urban renewal projects, and jeopardizing strategic initiatives such as the Northern Metropolis—a cornerstone of Hong Kong’s long-term economic and social development.The Northern Metropolis, envisioned to house 2.5 million residents and generate 650,000 jobs, demandsunwavering commitment from developers. However, their participation hinges on confidence in future demand and returns. With demand-side headwinds intensifying—sticky U.S. interest rates dampening price recovery prospects and population growth lagging—developers are increasingly reluctant to commit capital to large-scale projectsThis hesitancy creates a vicious cycle:Prolonged oversupply suppresses developer margins, reducing their capacity to invest in future projects.Falling land premiums strain public finances, limiting critical infrastructure investments for the NorthernMetropolisActivating Demand-Side Mechanisms to Resolve Structural OversupplyThe solution to the current market stalemate lies in activating demand-side mechanisms. We propose the following targeted refinements to enhance the Capital Investment Entrant Scheme (CIES):Full recognition of residential property investments – Allow 100% of residential property investments to counttoward the HKD 30 million eligibility threshold under the CIES.Remove price restrictions on residential property investment – Eliminate the HKD 50 million valuationrequirement for residential properties under the CIES.DOwnload now!

Written by, Mannu Bhazin, Country Head of IQI India. India’s luxury real estate market is undergoing a significant transformation, with branded residences emerging as the new gold standard for affluent buyers. These high-end homes, developed in collaboration with global hospitality and lifestyle brands, offer a seamless blend of five-star living and premium real estate.As the country’s high-net-worth individual (HNWI) population continues to rise—expected to grow from 797,714 in 2022 to over 1.65 million by 2027—the demand for ultra-exclusive, fully serviced residences is surging. This shift is set to propel the branded residences market to an estimated $5 billion by 2025.Unlike conventional luxury apartments, branded residences command a significant premium, often 30-40% higher than standard offerings due to their exclusivity, limited supply, and world-class amenities. These homes do not just promise luxury; they deliver an entire lifestyle experience, offering:Concierge servicesPrivate chefsWorld-class spas and wellness retreatsAccess to elite clubsThe integration of AI-powered security, biometric access, and 24/7 management ensures that residents enjoy an unparalleled level of safety and convenience. Many investors, particularly NRIs and HNWIs, view these properties as an attractive asset class, benefiting from superior capital appreciation and impressive rental yields.With branded residences from names like Taj and Marriott boasting an annual rental increase of up to 18%, they are increasingly seen as inflation-resistant assets with strong long-term returns.Beyond luxury, the appeal of branded residences lies in their ability to provide a hassle-free living experience. Unlike traditional real estate investments that require extensive maintenance, these properties are managed by top-tier hospitality brands, ensuring seamless upkeep and enhanced property value.Developers are also pushing the boundaries of personalized living, incorporating:Smart home technologyPrivate elevatorsWellness-centric featuresThese residences cater to an elite clientele that values exclusivity and convenience.India’s growing appetite for luxury real estate, fueled by rising disposable incomes and an evolving consumer mindset, is reshaping the country’s property market. Branded residences are no longer just about prime locations—they are about experience, service, and legacy.As this segment gains momentum, it is redefining the very essence of homeownership in India. For those seeking an investment that blends sophistication with long-term value, branded residences represent not just a place to live but a statement of lifestyle and success.The Tech Revolution Reshaping India’s Real Estate IndustryIndia’s real estate industry is poised for an unprecedented transformation, projected to reach a $1-trillion market valuation by 2030.This growth is being fueled by:Cutting-edge PropTech innovationsProactive government initiatives such as the Smart Cities Mission and the Digital India campaignWith technology becoming a cornerstone of real estate, developers, investors, and homebuyers alike areexperiencing a paradigm shift in how properties are built, managed, and transacted.Technology Driving Innovation in 2024The integration of:Artificial Intelligence (AI)The Internet of Things (IoT)Blockchain technologyHas revolutionized the real estate sector, introducing new levels of efficiency, security, and customization.AI-powered analytics are enabling personalized property recommendations based on search history, market trends, and consumer behavior, allowing buyers to make more informed decisions.Virtual and augmented reality (VR/AR) property tours have minimized the need for physical visits, making real estate exploration more accessible and immersive than ever before.IoT-driven automation is redefining modern living spaces—smart thermostats, automated lighting, and advanced security systems are no longer luxury add-ons but critical features that enhance convenience and energy efficiency.Sustainability: A Key Driver of ChangeWith eco-conscious buyers seeking greener alternatives, developers are incorporating:Solar powerSmart water management systemsEnergy-efficient construction materialsThe focus on automation means that property owners spend less time managing their assets, as AI-powered virtualassistants now:Handle maintenance requestsOptimize energy usagePredict repair needs before they ariseThis shift is not only enhancing the homeownership experience but also making commercial real estate moreattractive to investors looking for high-tech, low-maintenance assets.Policy Reforms & Market TransparencyGovernment policy reforms are shaping a more transparent and investor-friendly market:The Real Estate (Regulation & Development) Act (RERA) continues to instill confidence by ensuring accountability and compliance.State governments are accelerating the digitization of land records through initiatives like the Digital India Land Records Modernization Programme (DILRMP).Online title verification and reduced bureaucratic hurdles are eliminating inefficiencies, making propertytransactions faster and more secure.A Smarter, More Agile, and Future-Ready MarketWith data collection, analytics, and AI-driven insights becoming integral to decision-making, developers andinvestors can now:Better assess market trendsMitigate risksIdentify high-yield opportunitiesThe government’s push for a digitally enabled real estate ecosystem is reinforcing India’s position as a globalleader in PropTech adoption.As trust in technology grows and stakeholders continue to embrace innovation, India’s real estate industry is not just expanding—it is evolving into a smarter, more agile, and future-ready market.Download now!

In today’s fast-paced real estate market, agents need innovative tools to stay competitive. ChatGPT, a powerful language model by OpenAI, is one such tool that’s transforming the way real estate professionals work. From creating compelling property listings to managing client communication, ChatGPT offers a range of solutions that streamline tasks, saving time and boosting productivity.What is ChatGPT?ChatGPT is an AI language model designed to generate human-like text. By processing user inputs, it provides highly relevant, context-aware responses. For real estate agents, this means having an efficient assistant capable of assisting with content creation, marketing, and client communication.How ChatGPT Enhances Real Estate Operations1. Crafting Eye-Catching Property ListingsCreating an engaging property description can be time-consuming. ChatGPT allows agents to quickly generate compelling listings that highlight key features and benefits. Simply input property details, and ChatGPT will transform them into an attractive, market-ready description.2. Creating Effective Telemarketing ScriptsReal estate agents rely heavily on telemarketing to connect with clients. ChatGPT helps by generating customized scripts for different situations, ensuring effective communication with potential leads.3. Generating Content for Blogs and Social MediaAn active online presence is crucial in real estate. ChatGPT can help agents write informative blog posts on market trends, real estate tips, and investment advice. It can also create catchy social media posts to drive engagement.4. Drafting Professional Video ScriptsVideo marketing is essential for showcasing properties. ChatGPT can assist by creating clear, concise scripts for property walkthroughs, market updates, and promotional videos. This ensures the content is both professional and engaging.5. Streamlining Client CommunicationChatGPT can handle repetitive client communication tasks like responding to emails and answering frequently asked questions, ensuring timely and professional responses.Why Use ChatGPT in Real Estate?Time Efficiency: Automates routine tasks like writing descriptions and replying to inquiries, giving agents more time to focus on closing deals.Enhanced Marketing: Helps create high-quality, customized marketing materials that stand out in a competitive market.Cost-Effective: ChatGPT provides an affordable alternative to hiring additional staff or outsourcing content creation.Competitive Edge: Using AI-powered tools like ChatGPT helps agents maintain a competitive edge by improving productivity and output quality.How to Use ChatGPT in Real EstateSign Up: Create an account with OpenAI to access ChatGPT’s features.Provide Detailed Prompts: Input property details or content ideas for specific tasks, like writing a property listing or blog post.Refine the Output: Review and tweak the generated content to match your brand’s tone and style.Integrate into Daily Tasks: Make ChatGPT a part of your daily workflow to improve efficiency and quality.ChatGPT and Image Creation: The New Trend in Real EstateRecently, ChatGPT has expanded its capabilities beyond text, including the ability to generate stunning images. This new feature is gaining viral attention, especially in real estate, where visuals are crucial. Agents can now create eye-catching property images, virtual staging, and even marketing materials using ChatGPT’s advanced image generation tool.This innovative use of AI allows agents to easily produce high-quality visuals that complement their property listings, providing a more engaging and interactive experience for potential buyers.ConclusionBy incorporating ChatGPT into their operations, real estate agents can save time, reduce costs, and enhance their marketing efforts. Whether you’re crafting listings, creating content, or communicating with clients, ChatGPT’s AI-powered solutions can help you stay ahead of the competition in an ever-evolving market.Download Free ChatGPT For Real Estate E-Book Here!How to Use ChatGPT in Real EstateStep 1: Create an AccountSign up for ChatGPT through OpenAI’s platform to access its features.Step 2: Input Relevant PromptsStart with clear and detailed prompts. For example, provide property details to generate listings or describe the content you need, such as a blog post on real estate trends.Step 3: Refine the OutputReview the generated text and make adjustments as needed to suit your brand’s tone and requirements. ChatGPT allows you to refine queries for more accurate results.Step 4: Integrate into Daily TasksUse ChatGPT regularly to handle tasks like writing, brainstorming ideas, or managing client communication. Consistent use helps improve efficiency and output quality.ConclusionChatGPT is revolutionizing the real estate industry by offering practical, AI-powered solutions for agents and marketers. From creating property listings to enhancing client communication, its applications are endless. By adopting ChatGPT, real estate professionals can save time, cut costs, and deliver exceptional service, ensuring long-term success in a competitive landscape. Don’t miss out on the opportunity to transform your real estate business—start leveraging ChatGPT today! If you are passionate about real estate and want to become a real estate negotiator empowered by technology, join IQI now by filling out the form below![hubspot portal="5699703" id="c063034a-f66d-41ab-881b-6e6a3f275c33" type="form"]

Written by Junaid Hamid, Head of IQI Karachi PakistanPAKISTAN’S REAL ESTATE SECTOR IN 2025: REGULATORY REFORMS, STRATEGIC INVESTMENTS, AND MARKET EVOLUTIONThe real estate sector in Pakistan is undergoing a paradigm shift in 2025, driven by regulatory reforms, innovative investment vehicles, and evolving market dynamics.As the government prioritizes transparency and institutional participation, stakeholders are navigating a landscape defined by structured growth, technological integration, and sustainable development. This article explores the latest developments shaping the industry and their implications for investors, developers, and homeowners.Regulatory Overhaul: Strengthening Accountability and FairnessLaunch of the Real Estate Regulatory Authority (RERA)To combat fraud and streamline operations, Pakistan’s federal government has finalized plans to establish a Real Estate Regulatory Authority (RERA). Modeled on global best practices, RERA is set to introduce stringent measures to professionalize the sector:Mandatory registration for agents and developers, with penalties ranging from Rs50,000 to Rs0.5 million for non-compliance.Criminal liability, including up to three years’ imprisonment, for unregistered agents.Enhanced buyer protections, such as license cancellations for fraudulent disclosures and fines up to Rs1 million for unauthorized transactions.This framework aims to rebuild trust in real estate transactions while aligning Pakistan’s sector with international standards (GNN News, 2025).Revised Property Valuations in KarachiThe Federal Board of Revenue (FBR) has recalibrated property valuations in Karachi to reflect depreciation and market realities. Adjustments include:5% reduction in assessed values for homes aged 5–10 years.Up to 50% reduction for flats over 30 years old.This revision eases tax burdens for homeowners and incentivizes transactions in aging properties, potentially revitalizing Karachi’s mid-tier housing market.Relaxed Rules for Non-FilersIn a bid to stimulate market activity, the FBR now permits non-filers to purchase properties valued up to PKR 10 million. This policy shift aims to:Boost liquidity in the PKR 5–10 million segment.Encourage informal investors to enter the formal economy.Support developers in optimizing pricing strategies for broader buyer pools.Investment Trends: Institutionalization and DiversificationEmergence of Real Estate Investment Trusts (REITs)Pakistan’s first major REIT, launched by fashion giant Image, marks a milestone in institutionalizing real estate investments. Managed independently from Image Pakistan Ltd, the trust will offer 92 million shares at below net asset value, backed by high-value Karachi properties.Joint advisors Topline Securities and Growth Securities highlight its potential to:Attract institutional capital amid rising property prices.Provide retail investors with diversified, low-entry portfolios.Catalyze further REIT launches in urban centers.Smart and Sustainable DevelopmentsThe demand for green buildings and tech-integrated homes is surging. Developers are prioritizing:AI-driven automation (smart lighting, security).Solar energy systems and recycled construction materials.Mixed-use projects combining residential, commercial, and leisure spaces for higher yields.Luxury and Vertical ExpansionUrbanization is driving demand for high-rise luxury apartments, particularly in Karachi, Lahore, and Islamabad.Standard features in premium developments now include:Concierge servicesRooftop gardensCo-working spacesMarket Dynamics: Growth Projections and HotspotsPakistan’s real estate sector is projected to grow at 3.75% annually through 2029.Key Trends by City:Karachi: Revitalization of older neighborhoods through revised FBR valuations.Islamabad: Boom in mixed-use projects near the CPEC route.Lahore: Surge in luxury high-rises catering to returning expatriates.Conclusion: Navigating a Transformative EraPakistan’s real estate sector is transitioning from an informal, cash-driven market to a regulated, institutionalized industry.While RERA and REITs signal maturity, challenges remain, including:Balancing affordability with luxury demand.Ensuring compliance with new tax regulations.To capitalize on emerging opportunities, stakeholders must leverage data-driven insights, sustainable practices, and policy reforms. As the market evolves, collaboration between regulators, developers, and investors will be critical to achieving long-term stability and growth.FOR MORE UPDATE NEWSLATTER, CLICK HERE!