The Future of
Global Real Estate

In 2025, the demand for a more intelligent, responsive, and energy-conscious home environment is no longer a luxury, it's an expectation.Many homeowners today are faced with rising energy costs, concerns about security, and the increasing complexity of managing multiple devices and systems within the house.The modern smart home offers peace of mind, streamlines daily tasks, and enhances convenience.With smarter systems and integrated devices, homeowners are looking for a complete solution that not only makes life easier but also significantly improves energy use, control, and security.Table of contents1. AI-Powered Smart Home Automation2. Display Tech Gets an Upgrade3. Sustainable and Energy-Efficient Living4. Smarter, Safer Homes with Next-Level Security5. Total Home IntegrationFrequently Asked Questions (FAQs)1. AI-Powered Smart Home AutomationAI is transforming the smart home system from a passive network of devices into a predictive and intuitive experience.Smart home technology powered by artificial intelligence now learns from user behaviour and adapts to their preferences.Through natural language processing and predictive analytics, smart devices like smart thermostats, smart bulbs, and smart plugs create dynamic, responsive environments tailored to each user.Smart speakers such as Google Home and Amazon Alexa are evolving with better voice recognition, enabling smoother interaction and smarter decision-making.Google’s Nest Thermostat, for instance, learns household patterns to optimise air conditioning and heating, reducing both energy use and electricity bills.Other systems like AI-driven smart lighting can adjust automatically based on occupancy and time of day, improving both comfort and energy efficiency.That said, AI-enhanced smart cameras can now differentiate between family members, guests, animals, and potential threats.This means fewer false alarms and quicker responses to suspicious behaviour.Smart doorbell systems with facial recognition enable remote access to front doors, integrating seamlessly with door locks and other devices to secure your home system.2. Display Tech Gets an UpgradeSmart home products are getting a visual upgrade.By 2025, advanced display technology will be integrated into everyday surfaces.Transparent OLED screens embedded in windows or mirrors will allow homeowners to check weather, schedules, or news without bulky devices.In the living room, smart TVs with rollable displays will be hidden when not in use, freeing up space without sacrificing entertainment quality.Holographic display systems will revolutionise how homeowners view 3D content, ideal for immersive gaming or previewing interior design layouts.Augmented reality overlays will let users visualise furniture placements or appliance instructions through their phones or AR glasses, creating a smarter, more connected experience.These innovations will enhance smart home systems without cluttering the space, blending technology seamlessly into the design of the house.3. Sustainable and Energy-Efficient LivingWith sustainability at the forefront, smart home technology is addressing the need to reduce environmental impact and energy costs.Smart energy management systems can now schedule high-consumption appliances like washing machines and air conditioners to run during off-peak hours.This minimises costs and supports a more efficient power grid.More homeowners are investing in renewable energy through solar panels and micro wind turbines.Smart home automation systems can regulate the distribution of power, deciding whether to store, use, or share it with the grid depending on demand and weather conditions.Automated waste sorting devices will help homeowners recycle more efficiently, contributing to eco-friendly living.By integrating smart systems into their daily routines, users gain both convenience and control, while also contributing to a more sustainable planet.4. Smarter, Safer Homes with Next-Level SecuritySecurity remains a top priority, and 2025 brings new capabilities that make the smart home system more resilient.From smart smoke detectors to carbon monoxide detectors, today's systems offer complete coverage.AI-powered security systems now use enhanced encryption and multi-factor authentication to protect every networked device connected via Wi-Fi.Granular control over data privacy lets users determine what information is shared and retained.Homeowners can now use biometric identification, fingerprints, facial recognition, or voice authentication to manage access to sensitive areas like financial systems or main control hubs.Google Home-compatible systems are now equipped with AI threat detection that monitors traffic across the network.If an unfamiliar device attempts to connect or if there's unusual activity, the system reacts immediately.This smart layer of protection is what differentiates today’s secure home automation from outdated alternatives.5. Total Home IntegrationHome automation today enables everything from door locks and lighting to appliances and smart thermostats to be controlled from a single app or interface.As more companies invest in compatible devices, the smart home market is growing into a fully interconnected environment.The benefits of integrated smart home systems go beyond convenience.They save time on repetitive tasks, provide a sense of security, and significantly reduce energy costs.Whether it’s switching on lights when motion is detected or adjusting the temperature based on weather forecasts, today’s systems are truly built for life.Smart home technology continues to evolve promising a future where intelligent systems adapt to individual needs, environments, and energy demands.With these new advances, the next wave of smart home products is more powerful, user-centric, and transformative than ever before.The future is here, and it's time to create a home that works as hard as you do!Frequently Asked Questions (FAQs)What is the future of smart homes? Smart homes of the future will feature smarter AI, seamless automation, and a stronger focus on sustainability and user experience—adapting to habits, saving energy, and simplifying daily life.Is smart home an AI? AI-powered smart home technology is fast becoming the norm, boosting energy efficiency, improving security, and tailoring automation to fit the lifestyle of today’s tech-savvy homeowners.What is the future of smart building? Future smart buildings will use advanced AI and IoT security features like facial recognition and behaviour monitoring, offering predictive protection to reduce risks and keep occupants safer.Ready to turn your dream smart home into reality? Let our trained professionals help you find the perfect place to plug in, power up, and feel right at home. Enquire below now![hubspot portal="5699703" id="85ebae59-f425-419b-a59d-3531ad1df948" version="" type="form"]Continue Reading:Back to the 70’s? 2025 Home Trends Is All About Fun, Funky and Futuristic!  Need Some Tips for Buying A Home in Your 20’s? Learn From These First Home Buyers’ Experiences!8 Important Tips for a Hassle-Free Home Buying Process

Version: BMFinally found your dream home and ready to make a purchase? That’s exciting! But before you sign those documents, it’s best to double-check if the property comes with a “lock-in period.” If you’ve never heard of the term before, we understand it can sound a little intense. But don’t worry, a lock-in period is a common part of property deals, and it’s important to have a clear understanding of the terms before moving forward. To avoid any unwanted surprises in the future, it’s smart to get familiar with the lock-in period before putting your signature on the dotted line! Understanding the Lock-in Period: What is a Lock-In Period?  Who Imposes the Period?  When Does it Apply?  Where Is it Commonly Used?  Why Is There a Lock-in Period?  How Does It Affect You?  Frequently Asked Questions (FAQs)What is a Lock-In Period? To keep it simple, a lock-in period is a set amount of time during which the property buyer is not allowed to sell, transfer, or lease the property. Think of it as a "no resale" rule that applies right after you purchase or take possession. This period is typically outlined in the purchase agreement or terms set by developers, banks, or housing authorities. Who Imposes the Period? The most common parties that impose a lock-in period are property developers, particularly during early-bird offers or if you purchase the property while it's still under construction or renovation. Banks or financial institutions may also impose a lock-in period, particularly if your mortgage terms are tied to it. In some cases, government housing boards or authorities will include this condition, especially in affordable housing or subsidized schemes. This ensures that the benefits are going to genuine buyers, not investors looking to quickly resell the property. It’s important to note that each party has its own reasons for setting a lock-in period, but the main goal is to ensure long-term commitment and discourage short-term flipping. When Does it Apply? The lock-in period typically begins from the date the property becomes your possession or from the date of registration or agreement. The duration can range from 1 to 10 years, depending on the scheme or developer's policies. However, a common lock-in period is between 3 to 5 years. This period gives buyers a sense of stability and helps discourage property flipping. The exact duration will always be clearly mentioned in your purchase agreement, so be sure to review it carefully before committing. Where Is it Commonly Used? Lock-in periods are most found in affordable housing projects, new project launches, and properties offered at special rates or under joint development agreements. You’re likely to encounter them in rapidly developing regions or emerging markets like India, Southeast Asia, and Australia, though they can also apply in certain parts of the UK or US depending on the housing scheme. In short, any situation where the authorities or developers want to ensure long-term stability or occupancy may include a lock-in period. Why Is There a Lock-in Period? You might be wondering, why exactly is this period in place? It serves a few important purposes: Firstly, it helps prevent property flipping, where buyers purchase properties with the intent to sell them quickly for a profit. Secondly, it helps maintain price stability by preventing too many resales in a short amount of time, which could cause sudden price drops. Additionally, developers and governments want to ensure that any subsidies or benefits go to genuine buyers (those who plan to live in the property) not just investors looking for short-term financial gains. Ultimately, a lock-in period encourages long-term occupancy, ensuring that properties are lived in rather than left vacant. How Does It Affect You? If you’re buying a property with a lock-in period, it means you cannot sell or transfer ownership during that time. Trying to do so could result in penalties, sale cancellations, or even legal issues. In some cases, you might be able to exit early, but it will usually require special permission or the payment of a penalty fee. To avoid any surprises, always read the fine print in your sale agreement. The terms and conditions can vary depending on the developer, lender, or government agency involved, and understanding them will help you make informed decisions about your investment. In conclusion, a lock-in period isn’t something to worry about as it’s just a part of the property-buying process. By getting familiar with the terms and asking the right questions before signing, you can ensure that your investment remains smooth and free of surprises down the road. Frequently Asked Questions (FAQs) 1. What exactly is a lock-in period in property? A lock-in period is a fixed duration of time after you purchase a property during which you cannot sell, transfer, or lease it. It’s essentially a "no resale" clause. 2. Who typically imposes a lock-in period? Lock-in periods are usually set by property developers, banks or financial institutions, as part of the mortgage terms. In some cases, government or housing authorities apply a lock-in period. 3. How long does a lock-in period usually last? The lock-in period can last anywhere from 1 to 10 years, depending on the specific property or scheme. However, most lock-in periods typically range between 3 to 5 years. 4. Why do developers or banks impose a lock-in period? The main reasons for a lock-in period are to prevent property flipping, maintain price stability, and ensure that any benefits (like subsidies) go to genuine buyers.5. What happens if I want to sell my property during the lock-in period? If you try to sell or transfer your property during the lock-in period, you could face penalties or even the cancellation of the sale.Looking to buy, sell, or rent a property? At IQI Global, our agents are dedicated to helping investors and buyers like you achieve the best, most trustworthy transactions. Contact our agents today![hubspot portal="5699703" id="1fb1e99c-d47d-4376-8656-d6d386e92960" version="" type="form"]Continue Reading: 10 Of Your First Home Buying Questions Answered in 20258 Important Tips for a Hassle-Free Home Buying ProcessA Beginners Guide to Buying Home Insurance in Malaysia

Version: BMMalaysia is making a bold leap onto the radar of China’s ultra-high-net-worth individuals (HNWIs), quickly becoming the go-to destination for luxury real estate investment. In fact, it is now the fourth most popular choice for Chinese buyers seeking high-end properties, especially those valued at US$5 million and above, This remarkable rise in popularity is highlighted in a recent report by Juwai IQI, which attributes this trend to several key factors. Kashif Ansari, co-founder and CEO of Juwai IQI, points out the country’s attractive value proposition. “Malaysia offers the comfort and quality that HNWIs from China and other nations want, without the visa headaches, capital controls, or high price tags they face elsewhere.” Kashif Ansari, co-founder and CEO of Juwai IQISeveral elements are also contributing to Malaysia's growing appeal. The country’s real estate market offers excellent value for money compared to other luxury markets in Asia. For example, the average cost of prime homes in Kuala Lumpur is approximately US$240 per square foot, which is significantly more affordable than markets like Singapore (US$1,810 per square foot) or Bangkok (US$1,090 per square foot). Additionally, Malaysia’s education sector also plays a crucial role in attracting wealthy Chinese families. Between 2021 and 2023, there was a 35% increase in the number of Chinese students enrolling in Malaysian universities. This growth has boosted property demand in cities like Kuala Lumpur, Johor Bahru, and Penang, with many families purchasing real estate for both investment and personal use. “Many high-net-worth buyers are repeat visitors who develop personal ties to the country through travel, education, or business,” Ansari explains. Another key factor is Malaysia’s updated Malaysia My Second Home (MM2H) programme, which has made it easier for international buyers to settle in the country. The revised programme offers clearer pathways for long-term stays and allows participants to use a portion of their fixed deposits to purchase property. As reported by NST, nearly 1.2 million Chinese tourists visited Malaysia in the first five months of 2024. This surge in travel has helped boost buyer confidence, leading to increased interest in luxury homes. As Malaysia continues to rise as a top destination for China’s ultra-wealthy homebuyers, the country’s real estate market is expected to grow even stronger, further solidifying its position as a prime location for international investment. Juwai IQI was featured in New Straits Times, Free Malaysia Today, WeirdKaya, Malay Mail, Daily Express and theSun. Juwai IQI is the world-renowned property company that provides insights on property, locally and globallyClick below to get more expert property insights from our blog!MORE INSIGHTS

Version: BMIf you're a 90's kid, you're likely in your 20's to 30's. Yup, the golden age where your friends are settling down and/or having a stable job... perhaps even buying houses under their name.Don't panic - there's no specific age for you to become a first home buyer. What's important is having knowledge on the topic (and of course, the budget). Next thing you know, you'll be owning a house before 30!The best way to learn? From others who have experienced it. Luckily for you, we've interviewed 4 people who have successfully owned a home in their 20's.Let's jump in!What you should know as a first home buyer1. Factors/Criteria for buying a home2. Processes involved in buying a home3. Managing your finances4. Things you didn't know as a first home buyer5. Advice for first home buyersGet to know our intervieweesBefore we get into the details, we'll give you an overview about our interviewees!AinWen WeiKhalimahJasmineAge: 27 years oldStatus: MarriedOccupation: Social Media Team LeadResiding in: Petaling JayaAge: 29 years oldStatus: SingleOccupation: Chinese CopywriterResiding in: Taman Connaught, CherasAge: 32 years oldStatus: MarriedOccupation: Project Admin ManagerResiding in: AmpangAge: 29 years oldStatus: MarriedOccupation: Digital Marketing ManagerResiding in: KepongWhat's being a first home buyer like for Ain, Wen Wei, Khalimah and Jasmine? Let's find out!1. Factors/Criteria for buying a homeQ1: Why did you decide to buy a house? What criteria do you look into before purchasing?1. Location and priceWhen it comes to property, it's always location, location, location.My biggest criteria is its location near the city in Damansara, and it's reasonably priced - you'd usually get a home at this price outside of Klang Valley. It's also better for me to pay for a house under my own name, rather than paying rent every month.AinPlus, a home in the city for cheap? Ain is super lucky to have scored that home.2. Government schemesTake advantage of all the home schemes. When an opportunity falls into your lap (and you have the means to get it), grab it before it goes!I purchased this home because of its affordability - it's under the government home scheme known as Residensi Wilayah. It's also located nearby where I currently live, a 3-bed, 2-bath home sized at 796 sq. ft. priced at RM198,000. My family thinks that it's a good idea to apply for it since I fulfill the eligibility criteria.JasmineI purchased the house nearing the closing date of the Home Ownership Campaign (HOC). I wasn't sure if the government will continue with this campaign, so I took the chance.Wen WeiWhy else should you buy a home? Here's another reason...3. Long-term investmentI think it's important that everyone owns a home for stability, security and comfort. Other than it being a place to rest and enjoy family time, I also consider this home a long-term investment asset that will help me achieve financial stability.KhalimahA home is the perfect long-term investment. In the long run, we may just be able to use our property as an income source, while we enjoy the space now. It's a win-win situation.2. Processes involved in buying a homeQ2: What's the process like when buying a home? Is it complicated?1. Finding the right homeWhere can you find the perfect home that suits your needs? Ain had a very creative idea...It was quite simple. I work as a full-time marketer, so I'm familiar with social media algorithms. While I was home-hunting, I changed my algorithm to fit home buyers, and that's where I found a house ad, coincidentally by an IQI agent! That's where my agent Sean Lee helped me with filling up my forms and such.AinWho would've thought to use their social media algorithms to find a home? Perhaps one of you can try out this tip, perhaps even to find a car or a bike.2. Home co-ownershipCo-owning a home can be fun, too! What's the process like when another person's name is involved?It's not too complicated, but co-owning a house can be a bit tricky. I had to discuss with my boyfriend on certain matters, such as choosing between a smaller 2-bedroom unit and a larger 3-bedroom. It took us 1-2 weeks to think about it, and we finally decided on the 2-bedroom.Wen WeiDo keep in mind that there will be some important decisions you'll have to make together. Be sure to plan properly!3. Preparation and planningPurchasing a home isn't like online shopping - it requires a lot of thought and research. There are a lot of steps that are involved in home buying, which can be a challenge for first home buyers. But if you plan well, ask for expert advice from professionals and properly understand the process, it can be simple! It depends on your experience and how much preparation goes into your planning. Thankfully, my experience was made easier with the help of professionals.KhalimahSo before you make any big decisions (that may lead to regret down the road), make sure to be prepared, and ask for professional advice when you need it!4. DocumentationThe millions of papers needed to buy a house... you might need an extra pair of hands.As a first home buyer, the process was a bit complicated for me. Since it was a government home scheme, there are a lot of documents to prepare. The legal terms such as legal fees, stamp duty, Sales and Purchase Agreement (SPA) were confusing at first. But with my real estate agent's help, the process was made a lot easier! He helped me a lot with my documentation and guided my homebuying journey from start to finish.JasmineHere's where having a good real estate agent comes in handy! But make sure you get advice from a licensed agent to avoid getting scammed.3. Managing your financesQ3: How did you decide on the right home price that fits your budget?1. Calculating property affordabilityBefore you even think of purchasing a house, be sure to find out if you can afford it.I determine the property based on how much income I earn, and I calculate how much monthly repayments I can afford. The discounts I receive from the bank for my first home also helped me gauge how much I can actually afford to pay.JasmineDo some calculations, and see if your monthly repayments will affect your day-to-day expenses or break your bank.2. Taking out a home loanUnless you're a millionnaire with tons of cash to spare, you'll most likely need to take out a home loan.Khalimah really did her thorough research on this one:I decided to take out a home loan. You can do market research to see if you're eligible to pay off the monthly payments by looking at homes within your desired area. You can also get a property valuation to find out what the current market prices are. It's also important that you consider your financial capabilities, including your income, your commitments and your ability to pay off the monthly repayments. I've personally gotten advice from the bank to find out my home loan eligibility.KhalimahBesides searching on websites to find out the current market prices, you can also find out how much home loan you can get with your salary.3. Joint home loanHow else can you save on repaying for a home? By taking a joint home loan!I've decided to take out a joint home loan with my boyfriend. We chose this option to lessen the burden of monthly repayments, so we agreed to share the cost of the utility bills, repayments, renovation and other fees together. If we have to sell or invest the home, the money we receive will be split into two. Simple!Wen WeiJust divide the repayments into two with your co-owner. Easy and cost-efficient.4. Things you didn't know as a first home buyerQ4: What did you find out for the first time during the home buying process (hidden fees, facts, etc.)?1. Fees and no-no'sMaintenance fees, of course... but did you know that choosing the top floor of a condominium is a no-no?Maintenance fees, and the downsides to choosing the topmost floor for a condominium! The house I purchased is on the top floor, and I only discovered this video from VC Estate about why you shouldn't choose the top floor after everything was settled...AinThis was the video Ain was talking about: View this post on Instagram A post shared by IQI (@iqiglobal) Okay, what's besides the maintenance fees?The MOT (Memorandum of Transfer) has to be borne by the buyer...KhalimahTake note of this! Buyers have to pay a fee to get the title transferred from the developer to the owner through the Memorandum of Transfer (MOT). Other than that, there are other fees, too...There are over 200 pages in the SPA, and I have to sign every single page! We also have to pay for quit rent and parcel rent, and I had no idea what that was. We also had to pay for the MOT fee after receiving the house, which depends on the property value. There are also other extra fees other than the downpayment, so make sure you have enough cash for that (and that's not including the electric bill deposit and renovation fees yet!)JasmineSo many fees... It's okay, we've compiled a list of hidden fees you should know of, just for you, first home buyers.2. Housing loan insurance (MLTA and MRTA)Did you know that there's even insurance for your home loan? There's two that you can choose, but don't get it twisted...While we were signing the loan documents, the bank told us we will take MRTA insurance. I completely forgot that we were planning to get the MLTA insurance instead! I don't remember the difference between the two - I just remember being too excited. I ended up signing the MRTA insurance in the end. My advice to young first home buyers is, understand what you need for your home loan insurance!Wen WeiFirst: understand the difference between MRTA and MLTA.Second: choose the best one that fits your needs.And don't get too excited - check your documents!5. Advice for first home buyersQ5: What advice would you give to first home buyers, especially those from the younger generation?Ask yourself these questions before you buy: (1) Can I afford the monthly payments? (2) Is it a location I want to live in? (3) Is the property a place for me to stay, or for investment? (4) Freehold or leasehold?AinFirstly, don't be afraid to ask. You can't afford to regret your decision after signing the documents! Secondly, don't wait until you have 'enough money' for your dream house to buy - if you can afford to pay RM1500-RM2000 monthly (in payments + utility fees), stop thinking and just buy your house now. Lastly, and this advice is from my parents: don't assume your first house will be your last. Try your best to settle your loans quickly, and start thinking about your second, third home etc. One home for stay, the others for investment; you'll be amazed how it can help you in the future!Wen WeiDo your homework. Find out about location, market price, surrounding safety, facilities, trusted developers, and especially your financial status. Plus, your homebuying journey will be easy as ABC if you get advice from a property professional and an experienced banker!KhalimahSave up! Have enough savings and buy only what you can afford. Do your research - try to find the best property or developers beforehand to avoid getting scammed. And location is key. If the home is for your own stay, don't buy one that's too far - otherwise it'll be difficult for you to commute, as well as track the progress of your renovation.JasmineGood luck, and happy homebuying!Ready to buy your first home? Make the process easier for yourself, and engage with an IQI property professional! Drop your details and we will get back to you shortly.[hubspot portal="5699703" id="85ebae59-f425-419b-a59d-3531ad1df948" type="form"]Continue reading:Not Just 10% Downpayment? 7 Hidden Fees You May Not Think Of When Buying Your First Home!Considering a Joint Home Loan: Yes or No? What to Do if I Break Up After Purchasing a House?RM1Million Home With RM3K Salary? Find Out How Much Home Loan You Can Get With Your Salary!