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As Bank Negara Malaysia (BNM) announced on 11 August 2021, the Standardised Base Rate (SBR) has replaced the Base Rate (BR). Since 1 August 2022, the SBR has been the main reference rate for new retail floating-rate loans and financing facilities.This allows banks in Malaysia to determine their interest rate based on a formula set by the central bank. So how does this relate to your loan interest rate, which can vary from time to time over the lifetime of the loan?How Does the BLR Rate Work in Malaysia?From BLR, BR to SBRWhy the change to SBR?What is Standardised Base Rate and How is it CalculatedFactors Influencing Standardised Base RateWhat is the Effective Lending Rate (ELR)What should borrowers compare when applying for loans?From BLR, BR to SBRLet’s go back to the beginning. The old Base Lending Rate (BLR) was based on how much it costs to lend money to other financial institutions. Meanwhile, the cost to borrow money was determined by the central bank’s Overnight Policy Rate (OPR).When BR was implemented in 2022, interest rates were determined by the individual banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR).How is SBR different? The main feature of the SBR is in its standardisation as the standard reference rate for all banks. Unlike the BR, which differs for each bank, the SBR is the same across banks.Another key aspect of the SBR is that it is linked solely to the overnight policy rate (OPR). This is another simplification compared to the previous BR, which was previously determined by the banks’ individual benchmark cost of funds and the cost of holding non-interest-bearing statutory reserves with BNM. It is important to note that the SBR is aimed at individual consumers and not SMEs.Why the change to SBR?According to BNM, the BR introduced in 2015 was intended to improve transparency and discipline in retail loan pricing while enhancing the transmission of monetary policy. For a time, this appeared to work well. However, since this framework allowed banks to adopt bank-specific BR methodologies that reflected their funding strategies, each bank's BR methodologies became more complex over time. This, in turn, reduced transparency and comparability of BRs across different banks, making things more difficult for the consumer.As such, the SBR was introduced to promote a transparent reference rate that facilitates meaningful comparisons of loans across banks. This allows consumers to make informed decisions, reinforces sound practices in bank pricing of retail floating-rate loans, and preserves the effective transmission of monetary policy decisions.Image source: BNMHow does the switch to SBR affect you?The switch from BR to SBR should make it easier to understand that repayment installments will only change when there is a change in the OPR, unless there is an increase in consumer credit risk, for example, if you fail to make repayments. This means that consumers will have a more transparent picture when it comes to repaying their loans.Additionally, since the SBR is standardised across all banks, there is no longer a need to compare differences in BR computation across banks. This makes it easier for consumers to compare their options across multiple banks.How does it affect your loan interest rate?For existing borrowers, the move to SBR does not affect lending rates of existing retail floating-rate loans. For new borrowers, the lending rates for retail borrowers are largely unaffected by the move to SBR. However, borrowers' lending rates and loan repayments may still be affected by other factors, such as borrowers' credit risk profile (e.g. repayment track record). In order to compare interest rates across banks, you can take the following as an example:Interest rate = SBR + spreadAs such:Interest rate on loanSBRSpreadBank A3.75%2.25%1.5%Bank B4.25%2.25%2.0%Since SBR is now fixed across banks, differences in effective lending rates are solely driven by the spread charged by individual banks.What is Standardised Base Rate and How is it CalculatedThe Standardised Base Rate (SBR) serves as a crucial reference rate used by banks in Malaysia to price new retail floating-rate loans and financing. Unlike previous systems, the SBR is linked solely to the Overnight Policy Rate (OPR), which is determined by the Monetary Policy Committee (MPC) of Bank Negara Malaysia (BNM). This linkage ensures a more transparent and uniform approach across all banks. To calculate the SBR, banks add a fixed margin to the OPR. This margin is determined by each bank and is designed to cover the costs and risks associated with lending. The SBR is thus a combination of the OPR and this fixed margin, making it a straightforward and predictable reference rate.The SBR is applied to various financial products, including new retail floating-rate loans and financing, refinancing of existing loans, and the renewal of revolving retail floating-rate loans. However, it is important to note that the SBR is not used for pricing loans and financing for SMEs or businesses. Any changes in the OPR, whether upward or downward, will directly adjust the SBR by the same amount, ensuring consistency and transparency in loan pricing.Factors Influencing Standardised Base RateSeveral factors influence the Standardised Base Rate (SBR), making it a dynamic reference rate that can change over time. Here are the key factors:Monetary Policy Committee (MPC) Decisions: The MPC sets the Overnight Policy Rate (OPR), which is the benchmark rate used to calculate the SBR. Any changes in the OPR, driven by the MPC’s decisions, will result in corresponding changes to the SBR.Economic Conditions: The overall economic conditions in Malaysia play a significant role in the MPC’s decisions. Factors such as inflation, economic growth, and employment rates are considered when setting the OPR, thereby influencing the SBR.Banking Industry Conditions: The health and stability of the banking industry also impact the SBR. Elements such as bank liquidity, credit growth, and asset quality are crucial in determining the overall lending environment, which in turn affects the SBR.Market Conditions: Market conditions, including prevailing interest rates and credit spreads, can influence the SBR. These conditions reflect the broader financial environment and can lead to adjustments in the reference rate.Regulatory Requirements: The SBR is subject to regulatory requirements set by Bank Negara Malaysia (BNM). Any changes in these regulations can impact the SBR, ensuring that it remains aligned with the broader financial and economic policies.These factors collectively cause the SBR to fluctuate over time, impacting the interest rates charged on retail loans and financing. Understanding these influences can help borrowers anticipate changes in their loan repayments and make informed financial decisions.What is the Effective Lending Rate (ELR)According to BNM, the ELR is the all-in rate that affects the repayment amount. It is arrived at by adding the reference rate (like the SBR) and the bank's spread.The spread or range of interest that the bank charges for your loan is based on assessing your credit profile and liquidity risk, as well as the bank's operating costs and profit margin. The chart above shows that the spread is generally fixed throughout the loan's tenure.Therefore, the main change to the ELR is the change in the OPR, which directly affects the SBR for floating-rate loans.What should borrowers compare when applying for loans?Consumers should compare the effective lending rates (ELR) before taking out a new loan to get the best deal. The ELR is the spread above the SBR quoted by different banks.Banks usually have a product disclosure sheet (PDS) that can be easily found online. These provide key information on financial products offered by banks, including on the ELR and total repayment amount for the loan you are considering.Financial InstitutionBase Rate (%)Base Lending Rate (%)Standardised Base Rate (%)Indicative Effective Lending Rate (%)Affin Bank Berhad3.956.813.004.55Alliance Bank Malaysia Berhad3.826.673.004.36AmBank (M) Berhad3.856.703.004.50Bangkok Bank Berhad4.477.123.005.67Bank of China (Malaysia) Berhad2.756.353.004.55CIMB Bank Berhad4.006.853.004.75Hong Leong Bank Malaysia Berhad3.886.893.004.75HSBC Bank Malaysia Berhad3.646.743.004.75Industrial and Commercial Bank of China (Malaysia) Berhad3.775.703.003.97Malayan Banking Berhad3.006.653.004.15OCBC Bank (Malaysia) Berhad3.836.763.004.70Public Bank Berhad3.526.723.004.35RHB Bank Berhad3.756.703.004.75Standard Chartered Bank Malaysia Berhad3.526.703.004.75United Overseas Bank (Malaysia) Bhd3.866.823.004.61Borrowers should also understand that their monthly repayment will increase or decrease when the OPR changes. As such, they will need to plan ahead and assess whether they can continue to afford the loan repayments if the effective lending rate increases in the future.Overall, the SBR system may actually benefit customers more in the long run. It is a more transparent reference rate, and prospective borrowers can make better financial choices when navigating an array of loan products offered by various financial institutions.This article has been updated on January 15, 2025.This article is a collaboration between iMoney and IQI Global. iMoney is a personal finance company that operates a comparison platform. It was founded in 2012 and has since worked with over 50 financial services partners to help build consumer financial literacy.Connect with our professional real estate agent to help you find your dream house by submitting the form below![hubspot portal="5699703" id="85ebae59-f425-419b-a59d-3531ad1df948" type="form"]/

Version: EN, BM每次与家人朋友聚餐，总是难以决定雪隆区哪里最方便？不如来试试毗邻吉隆坡市中心的“满家乐”Mont Kiara！ 这里不仅是上班族的热门地点，也是许多本地家庭与外籍人士选择居住的高档社区。 Mont Kiara的美食选择丰富，尤其以咖啡馆、韩国餐和中餐馆最为出名。来到这里，别错过这11家备受本地人和外籍人士喜爱的餐厅！ 阅读内容1. Crust Cafe2. Kofi By 77  3. Cotta  4. The BAR.N  5. DJ Kitchen Buldojang  6. Bon Ga Koreen BBQ   7. Dongdaemun Dakhanmari  8. Little Korea  9. 丽港轩10. Choo's Kitchen  11. 风云客栈  Mont Kiara周边房产1. Arte Solaris首先，先给大家推荐几家环境舒适、适合大伙儿聚会的cafe！ 1. Crust Cafe  View this post on Instagram A post shared by CRUST (@crustkl)营业时间：周一至周日 10am ~ 10pm地址：1F-17, 163 Retail Park, Jalan Kiara, Mont Kiara , Kuala Lumpur, Malaysia喜欢吃披萨的你，绝对不能错过这家专卖披萨的咖啡馆！他们的披萨饼皮是卖点，又脆又薄，可称为薄饼皮披萨的天花板！ 多种口味的披萨让你选择，除了常见的夏威夷披萨、玛格丽塔比萨，他们也有推出一些小众的披萨口味，比如江鱼仔披萨。 对比萨兴趣不大？这里也有自制的汉堡面包、意大利面等等的西式餐点，都获得许多食客的好评！ 招牌推荐：Anchovies Pizza, Tapenade Pizza, Swiss Mushroom Burger 2. Kofi By 77  View this post on Instagram A post shared by Kofi by 77 (@kofiby77_)营业时间：周一至周五 7:30am ~ 4pm | 周末及公共假期 8am – 4:30 pm地址：Shoplot 7, Vista Kiara, 5, Jln Kiara 3, Mont Kiara, 50480 Kuala Lumpur, Federal Territory of Kuala Lumpur有别于首两家的西式菜单，Kofi By 77售卖的食物除了有意大利面，也有日式丼饭。 咖啡馆整体环境很舒服，就像在家一样，处处是大片透明破例窗，让你和朋友聚餐时，可以惬意地欣赏窗外的绿植，并享受洒落进来的阳光。 这里还是宠物友好餐厅，你可以带宠物一起来享受美好的早午餐！ 招牌推荐： Don by 77, Volcado and Signature by 77 3. Cotta  View this post on Instagram A post shared by jasmine eats (@jas.eats99)营业时间：周一至周日 8am ~ 7:30pm地址：L6-1A, Verve Shops, 8, Jalan Kiara 5, Mont Kiara, 50480 Kuala Lumpur, Federal Territory of Kuala Lumpur如果你正在寻找在Mont Kiara区里适合享用早午餐的cafe，可以试看Cotta！ 他们家主打新鲜自制的意大利乳清芝士（ricotta），可配搭开放式三明治，有咸的也有甜的，超有创意！ 除了三明治和早餐的选择，Cotta也有提供主食、意大利面、小吃和甜品，对聚餐更为友好的选择！ 招牌推荐：The Prawn Special, Cotta tacos and Cotta’s Blueberry Panna Cota4. The BAR.N  View this post on Instagram A post shared by The BAR°N Wine Bar (@thebarnwinebar)营业时间：周一至周日 12pm ~ 12am地址：G-2, G-3 & G-26, Mont Kiara Mall, 1, Jalan Kiara, Mont Kiara, 50480 Kuala Lumpur如果想在更活络的氛围下举办聚会，推荐选择有live band的酒吧餐厅！ The BAR.N 在雪隆区有六间分行，而位于Mont Kiara的广受好评，值得一试！ 餐厅里售卖融合式美食，包括西式、亚洲风味等。这里也有售卖酒精饮品，你们可以配着音乐，一边小酌，一边聊天，氛围特别好。 招牌推荐：Iberico Pork Burger、Hainamese Chicken Chop 来到 Mont Kiara，怎么能错过这一区最有名的韩式料理呢？ 5. DJ Kitchen Buldojang  View this post on Instagram A post shared by 是大马的Meii ✨ (@meii_1023)营业时间：周一至周日 11am ~ 9:30pm地址：L1-13A, 1 Mont Kiara, Jalan Kiara, Mont Kiara, 50480 Federal Territory of Kuala Lumpur说到韩式炸酱面，很多本地人都会慕名来到这家韩式中华料理店。这家的创始店——Buldojang在Desa Sri Hartamas，而这里的味道和创始店一样好吃！ Buldojang以口感浓郁的炸酱面和超大炸猪排闻名，这两道料理都是店里的镇店之宝！ 如果想体验正宗炸酱面，这里是你的不二之选！ 招牌推荐： Spicy Jjajangmyun、Special DJ Donkkase 6. Bon Ga Koreen BBQ   View this post on Instagram A post shared by 大馬必吃美食 (@bestfoodrecommended)营业时间：周一至周五 11:30am ~ 3pm | 5pm ~ 10:30pm地址：3A, 2, Jalan Solaris 3, Mont Kiara, 50480 Kuala Lumpur, Federal Territory of Kuala LumpurMont Kiara的Bon Ga Korean BBQ是一家许多“回头客”的烤肉店，这里的肉鲜嫩多汁，搭配无限添加的韩式小菜和酱料，让人吃得停不下来！ 几乎所有菜品都不会踩雷，可以放心点。无论是家庭聚餐还是朋友约会，这里绝对是个好去处！ 招牌推荐：烤五花肉、烤猪颈肉、韩式酱油蟹 7. Dongdaemun Dakhanmari  View this post on Instagram A post shared by 동대문 닭한마리 ? One Chicken Pot (@dongdaemun.dakhanmari)营业时间：周二至周日 11am ~ 11:30pm | 周一 店休地址：K-G-5, 2, Jalan Solaris, Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur要说暖心暖胃的美食，Dongdaemun Dakhanmari绝对实至名归。 这家主要售卖以鸡肉为主的料理，而最受欢迎菜肴是韩国东大门的 “一只鸡煲”（One Chicken Pot）。 一整只鸡熬制的鲜美汤底，蘸上特调辣酱，让人忍不住多吃几碗饭！  和家人朋友一起围着热气腾腾的火锅边吃边聊，太舒服了！ 招牌推荐：一只鸡煲、炸无骨鸡脚 8. Little Korea  View this post on Instagram A post shared by KL Foodie (@kl.foodie)营业时间：周一至周日 11am ~ 3pm | 5pm ~ 11pm地址：5-3, 7-3, 9-3, Jalan Solaris 1, Solaris Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur营业了16年的韩式烤肉店Little Korea名不虚传，只有熟客才知道的正宗韩国餐厅！这里的韩式料理非常地道，气氛也特别热闹。 和一群朋友一起去，这里有套餐选择，对有选择困难症的朋友非常友好！ 喜欢重口味的朋友，猪肉排骨是必试的！用了秘制酱汁腌制再烤，非常好下饭。 招牌推荐：烤五花肉、猪肉排骨 一个有温馨的聚餐怎么少得了中式的“叫菜吃饭”！Mont Kiara也有不少中餐馆的选择哦！ 9. 丽港轩 View this post on Instagram A post shared by Ben Wayne QCE (@quachee)营业时间：周一至周日 12pm ~ 2:30pm | 6pm ~ 10:30pm地址：Lot A-0G-01, Block A, No. 2, Jalan Kiara, Plaza, Mont Kiara, 50480 Kuala Lumpur, Federal Territory of Kuala Lumpur喜欢粤菜的朋友一定要来得丽港丽港轩！这里不仅菜品精致，环境还超有档次，吃饭拍照两不误。 这里除了有传统的粤菜，还有一些创新的菜肴，比如黑松露焖伊面。 每一道菜都像是艺术品，既好看又好吃，约会、聚会都特别适合！ 招牌推荐： 白切高山马草鸡、黑松露焖伊面10. Choo's Kitchen  View this post on Instagram A post shared by Choo's Kitchen by Village Roast Duck (@chooskitchenkl)营业时间：周一至周日 10am ~ 10pm地址：Unit #01, LG, 163 Retail Park, 8, Jalan Kiara, Mont Kiara, 50480 Kuala Lumpur, Federal Territory of Kuala Lumpur如果你是北京烤鸭的忠实粉丝，那位于Mont Kiara的Choo's Kitchen绝对会满足你的期待！ 他们的北京烤鸭以传统的烤制工艺精心制作，外皮烤得金黄酥脆，搭配甜而不腻的特制甜面酱，味道十足！ 无论是招待亲友，还是为聚会增添一份仪式感，这道烤鸭都是完美之选。 招牌推荐：北京片皮鸭、咸蛋三菇、黑炭蛋豆腐 11. 风云客栈  View this post on Instagram A post shared by Feng Yun Ke Zhan (@fykz_montkiara)营业时间：周一至周日 12pm ~ 3am地址：J-G-15, 2, Jalan Solaris, Solaris Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur如果你喜欢湘菜，那一定要来Solaris Mont Kiara的风云客栈！这里的菜品丰富，一次能尝到许多好吃的湘菜，不少中国人都会来这里吃家乡的味道。 招牌麻辣烤鱼是店里的人气王，还有东波肉、老坛酸菜鱼等。大家可以在点菜时，根据个人口味调整油量和辣度，可见餐馆老板的用心。 餐厅的营业时间从中午12点到凌晨3点，想聊到深夜都完全没问题！招牌推荐：招牌麻辣烤鱼、老坛酸菜鱼、东波肉 Mont Kiara周边房产在吉隆坡一带，Mont Kiara是备受外籍人士欢迎的地区，因现代化的生活方式与高便利性而闻名。除了拥有值得”探店“的咖啡馆和餐厅，这里还提供多样化的房产选择，满足工作、休闲和娱乐的多重需求。1. Arte Solaris [single_property type="project" identifier="arte-solaris"]对以上房产感兴趣？马上点击链接了解更多！居住在Mont Kiara，即不用怕找不到想吃的，也可满足你多种需求！欲知更多详情，欢迎留下联系方式，我们将与你联络。[hubspot portal="5699703" id="85ebae59-f425-419b-a59d-3531ad1df948" type="form"]延伸阅读：【2025年】学校假期来了！马来西亚超好玩的家庭旅游必去景点5大必去的TRX新网红打卡店！别错过新品牌首次亮相！2024年房地产市场回顾：吉隆坡、柔佛与槟城房产及投资需求强劲

照片取自脸书新家装修往往让钱包大出血，等到该添置家居用品时，预算可能已经见底了。 其实，只要选对地方，用‘小钱’，也能布置一个温馨又实用的家。 我们特别整理了7家家居用品店，价格亲民，种类齐全，特别适合预算有限的人。 阅读内容统一价商店  1. Noko 2. Ninso 3. Eco Shop  4. Daiso 多价商店  1. MR. DIY  2. Aneka3. Kaison统一价商店 1. Noko  @noko.malaysia Useful find for your home all from noko ??? #noko #haul #homeessential ♬ original sound - noko.malaysia 价格 RM2 全马门店 12 官网https://noko.com.my/在低预算家居用品领域，Noko 成功地将“高性价比”和“品质生活”相结合，尤其是家居用品领域更是备受欢迎。 除了亲民的价格，Noko 的碗具和杯具不仅质量出色，还采用环保材质。 在这里，你会发现各种设计简约、功能实用的家居餐具。 此外，Noko紧跟潮流，推出了趣味十足的卡皮巴拉主题餐桌用品。  View this post on Instagram A post shared by NOKO (@noko.malaysia)2. Ninso  @haslizalizz Jom shopping sambil cuci mata kat Ninso Ok, mai nak tunjuk barang-barang kat Ninso kali ni white edition yer. Sebenarnya, banyak lagi barang best kat Ninso ni, korang kena pergi cuci mata. Serius, barang-barang kat Ninso semua berbaloi tau..harganya memang berpatutan.. ♥️♥️♥️♥️♥️♥️♥️ #ninsomalaysia #virtualshopping⠀ #reelsinstagram #organizing #shelfstyling #ighometourmalaysia@ninso_official ♬ Truck x You you - Kuya Magik ? 价格 RM2.40 全马门店 73 官网https://ninsoglobal.com/Ninso以其超值价格和丰富多样的商品深受顾客喜爱，简直是家居装饰的宝藏店！ 在这里，你可以找到各种日常必备的小物，如巧妙设计的收纳盒、时尚的桌布、清洁工具等，一次性搞定所有需求。 Ninso最火红的商品非它的收纳好物莫属，简约设计又超实用！每次去都忍不住多拿几件！ 虽然大部分商品价格都在RM2.40，但也有一些大件物品，价格稍高，介于RM10到RM25之间，依然超值，绝对值得一试！  @nrsyxfka Jangan masuk, nanti tak jumpa jalan keluar ? #ninsomalaysia #ninsosegamat #segamatviral ♬ espresso sabrina - celebs media 3. Eco Shop   @igrumah_adda Replying to @Za Twe alhamdulillah this is part 2 ? siap jugak akhirnya ❤️ cantik kan ☺️ sape cakap deco guna brg eco tak cantik? korang memang silap besar ye ?sbb brg eco sekarang semua uptodate ✨ #makeover #ecoshopmalaysia #ecoshop #pegboard #pegboardorganization #pegboardwall #pegboardideas #pegboardecoshop #workspace #workspacegoals ♬ original sound - Ig Rumah Adda 价格 RM2.40 全马门店 290+ 官网https://www.eco-shop.com.my/最近，EcoShop的断货王就是一款透明收纳盒！每次补货都很快售罄，深受大家喜爱。 要打造一个整齐舒适的家，收纳盒确实不可或缺。有了收纳盒桌面上的小物件都能轻松收纳，避免落灰，让空间显得清爽整洁。  @eunloav paling suka acrylic drawer tu nmpk aesthetic display ats rak! actually kita borong byk tapi tak tahu nk ltk mana dh hohoho #ecoshophaul #ecohaul #ecoshop #ecoshoporganizer #ecoshopmalaysia #ecoshophaulcheck ♬ From The Start Laufey - chris(ur fav Lauver) 收藏盲盒的朋友们也可以考虑，把收藏品放进收纳盒里，既能防尘又能漂亮展示，实用美观两不误。 EcoShop据说有超过一万种商品，从厨房用具、维修工具到清洁用品应有尽有，基本上能找到所有居家所需的物品。 最令人心动的是，这些实用的用具只需RM2.40就能带回家，价格超亲民，让你省钱又省心。 4. Daiso 价格 RM5.90 全马门店 71 官网https://daisojapan.com.my/相信大家都对这个来自日本的品牌感到非常熟悉， Daiso 融入了浓厚的日本风格，商品通常设计简洁、现代，既适合日常使用，也适合想要添加一点日式风格的人群。 Daiso 提供多种创意清洁工具，如小型擦窗器、迷你刷子、吸尘器配件等，能够帮助解决日常清洁中的小麻烦。  @hanicleanwithme Replying to @waniy These are solid cleaning brushes you could get your hands on from Daiso Malaysia ?#cleaning #cleaningbrush #bathroom #cleaningtips #cleantok ♬ Katchi - Ofenbach,Nick Waterhouse 多价商店 1. MR. DIY  @mrdiy.malaysia ✨ Transform your home or workplace with stylish wallpapers—easy to apply and instantly refreshing any space! ? Add a touch of personality today! 8977920 Wallpaper - RM35.00 *Price may vary in East Malaysia. #MRDIY #AlwaysLowPrices #AlwaysTheSmarterChoice #Wallpaper ♬ original sound - MR.DIY Malaysia 全马门店 1300+官网https://www.mrdiy.com/不得不提马来西亚家喻户晓的 MR. DIY。 这是一家几乎每个家庭都会光顾的“万能店”，涵盖了从五金配件到家居摆设、清洁用品的所有日常所需。 不仅如此，MR. DIY 还紧跟潮流，开始出售装饰灯、迷你摆件等时尚家居物品。 如果你想一站式购齐所有家居用品，不妨前往位于Mid Valley的全马最大分店——MR. DIY PLUS。这里汇集了 MR. DIY、MR. DOLLAR 和 MR. TOY，无论是房屋维修工具还是室内装饰用品，应有尽有，一应俱全。 @mrdiy.malaysia Very cute MR.DIY Cool Watch Fan that @naadrah got from MR.DIY Plus! Visit #MRDIYPlus and join #MRDIYPlusChallenge ♬ original sound - MR.DIY Malaysia 2. Aneka全马门店 4官网https://anekahome.com/虽然 Aneka 的知名度不如 MR. DIY，但这里的商品性价比却非常高，尤其是收纳和厨房用品。 比如，一个超大的收纳盒仅需RM16.90，既便宜又实用，非常适合整理衣柜和床单。  View this post on Instagram A post shared by Aneka Home Essentials (@anekahomeessentials)此外，Aneka 还提供一些实用的炊具，比如锅具、刀具等，非常适合刚搬家或需要添置厨房用品的人。 虽然门店不多，但偶尔逛一逛还是会有不少惊喜。 3. Kaison如果你追求家居的美感和氛围，那么Kaison 一定会成为你的最爱。 这里的商品以浓浓的 Ins 风和高颜值著称，不仅造型美观，还兼具实用性。 从花瓶、镜子到地毯、床单，装饰品种类丰富，每一件都充满设计感。  @bihathepearll Kaison Haul again ? ? #fyp #emojiface #englishcheck #kaisonhaul #shopeehaul #foryou #esekeli ♬ original sound - Jecus Andrei 价格也十分亲民，非常适合希望用有限预算打造时尚温馨小窝的人。 此外，Kaison 的高仿真假花和绿植装饰是提升家居氛围的秘密武器。 它们不仅让房间更有生机，还无需费心打理。  @igrumah_adda ?kaison mayang mall✨ #kaison #kaisonmalaysia #kaisonhaul #kaisonfinds #kaisonmayangmall ♬ Sebuah Perjalanan - Deza 不管你的家是刚装修完，还是需要小升级，只需去这些店逛一圈，就能找到让家焕然一新的好物。 用小预算也能过上高品质的生活，现在就计划你的购物清单，去打造属于你的温馨小窝吧！ 打造温馨的家，其实不需要花太多钱！如果你也渴望拥有属于自己的家，不妨联系IQI的专业房地产中介吧！IQI的中介团队经过专业培训，能够为您提供全面且贴心的购房建议，助您找到最适合自己的理想居所！[hubspot portal="5699703" id="75dff16f-9ff7-4502-896f-fe4d3bec8865" type="form"]延伸阅读：5个永不过时的室内设计颜色，选对颜色让居家空间更大、更舒适！2025年5个装修必备的室内流行色，让你的家温馨惬意又时尚！2024年9个好用的室内设计app，屋子设计自己来！

Versi: ENTahun 2025 ni, bukan saja di Pasar Seni anda boleh lepak bergaya dengan bestie dan jumpa kafe estetik, Mont Kiara pun tak kurang hebatnya tau!Kenapa? Sebab dekat Mont Kiara, korang bukan saja boleh menikmati hidangan halal yang sedap, tapi juga dapat jumpa cafe-cafe yang vibe dan cantik untuk Instagram atau sosial media posting korang.Ok jom tengok 7 cafe halal di Mont Kiara yang sempurna untuk OOTD!Cafe Halal Yang Best di Mont Kiara!Sebelum itu, kenapa Mont Kiara?1. Lola by Serai Group2. Crust KL, Mont Kiara3. Cili Kampung4. Kenny Hills Coffee Roasters5. Slow Wood Coffee6. Lissete’s Cafe7. Fiancée cafeProperti Baharu di Sekitar Mont Kiara1. Arte Solaris2. Papyrus - North Kiara3. Miranda Hill ResidenceSebelum itu, kenapa Mont Kiara?Apa yang saya boleh cakap, Mont Kiara ni memang lain dari yang lain! Dan orang selalu juga kaitkan kawasan ni sebagai kawasan T20 dekat Malaysia, ha kenapa pula macam tu?Semua tu atas beberapa faktor, antaranya, Mont Kiara memang terkenal dengan gabungan komuniti antarabangsa dan tempatan yang membuatkannya unik! Jadi, tak peliklah bila jalan-jalan dekat sini rasa macam dekat luar negara.Kalau bab makan pulak, Mont Kiara memang tak pernah mengecewakan! Dari kafe hipster sampailah ke kafe viral yang dekat tiktok tu semua ada. Orang muda panggil, Mont Kiara ni memang "vibe" laa~Tapi takkan sebab faktor tu je kan? Yang paling penting Mont Kiara ni pun salah satu hotspot untuk pelaburan hartanah! Lokasinya yang strategik, dekat dengan lebuh raya utama, sekolah antarabangsa, pusat beli-belah dan pejabat korporat.Banyak pelabur suka beli hartanah di sini sebab permintaan sentiasa tinggi, dan potensi nak dapat pulangan lumayan pun besar. Jadi, sama ada nak tinggal atau melabur, Mont Kiara memang ada pakej lengkap!1. Lola by Serai Group View this post on Instagram A post shared by lola (@lola.byseraigroup)Lola by Serai membawa konsep kafe estetik dengan suasana moden, dengan pemandangan luas langit biru dan kehijauan yang memukau mengekalkan gaya minimalis.Ruang dalamannya dihiasi dengan elemen hangat dan pencahayaan semula jadi, menjadikannya lokasi yang sempurna untuk OOTD dan lepak santai.Lokasi: 2A, Jalan Bukit Kiara 1, Bukit Kiara, 60000 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurWaktu Operasi: 10 am – 10 pm (Beroperasi Setiap Hari)Anggaran Harga: RM8 – RM165 (Klik sini untuk menu)Sosial Media: Instagram 2. Crust KL, Mont Kiara View this post on Instagram A post shared by CRUST (@crustkl)Crust KL adalah kafe yang membawa konsep santai moden dengan fokus pada piza artisanal yang dibakar menggunakan ketuhar khas. Suasana kafe ini hangat dan mesra, sesuai untuk pertemuan keluarga atau lepak bersama rakan-rakan. Selain piza, mereka juga menyajikan pasta, salad dan pencuci mulut yang menyelerakan.Lokasi: 1F-17, 163 Retail Park, Jalan Kiara, Mont Kiara , Kuala Lumpur, MalaysiaWaktu Operasi: 10 am – 10 pm (Beroperasi Setiap Hari)Anggaran Harga: RM18 – RM140Sosial Media: Instagram | Facebook 3. Cili KampungHa, tak lengkaplah kan kalau makanan melayu takde dalam list cafe halal Mont Kiara? Cili Kampung membawa konsep makanan tradisional Melayu dengan suasana moden! View this post on Instagram A post shared by Cili Kampung Malaysia (@cilikampungmy)Hidangan yang ditawarkan menampilkan rasa autentik seperti lauk kampung, nasi berlauk, dan ulam-ulaman yang sesuai untuk makan tengah hari atau makan malam santai bersama keluarga.Lokasi: Lot No V-02, Hartamas Walk, Hartamas Shopping Centre, Jalan Sri Hartamas 1, Taman Sri Hartamas, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurWaktu Operasi: 12 pm – 10 pm (Beroperasi Setiap Hari)Anggaran Harga: RM5 – RM160 (Klik sini untuk menu)Sosial Media: Instagram | TikTok 4. Kenny Hills Coffee Roasters View this post on Instagram A post shared by Kenny Hills Coffee Roasters (@kennyhillscoffeeroasters)Kenny Hills Bakers terkenal dengan konsep kafe butik yang menawarkan pastri buatan tangan, roti artisan, dan pilihan hidangan Barat dan tempatan yang berkualiti tinggi. Suasana kafe ini selesa dan estetik, sesuai untuk OOTD dan santai bersama rakan atau keluarga.Lokasi: GFK-01, Sunway 163 Mall, 8, Jalan Kiara, Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurWaktu Operasi: 8 am – 10 pm (Beroperasi Setiap Hari)Anggaran Harga: RM10 – RM58 (Klik sini untuk menu)Sosial Media: Instagram 5. Slow Wood Coffeehttps://www.tiktok.com/@syasyalatip/video/7228914561817005317?lang=en&q=slow%20wood%20cafe&t=1737702709274Slow Wood Coffee membawa konsep minimalis dan semula jadi dengan elemen kayu yang mendominasi dekorasi kafe. Kafe ini memberi tumpuan kepada pengalaman menikmati kopi berkualiti tinggi dengan suasana yang menenangkan. Ia sesuai untuk mereka yang ingin berehat sambil menikmati secawan kopi artisanal.Lokasi: B5-03A, 4, Jalan Kiara 1, Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurWaktu Operasi: 9 am – 7 pm (Beroperasi Setiap Hari)Anggaran Harga: RM7 – RM50 Sosial Media: Instagram | TikTok 6. Lissete’s CafeOh untuk cafe no.6 ni saya sendiri dah pernah pergi! Lisette’s Café & Bakery terkenal dengan konsep yang menggabungkan suasana estetik moden dan sentuhan warna-warni pada dekorasi. View this post on Instagram A post shared by Lisette's Café & Bakery (@lisettes.my)Hidangan di sini menampilkan roti dan pastri buatan tangan, serta pilihan makanan sihat seperti salad dan sandwic gourmet. Dari segi deko cafe pula, saya selaku GenZ memang approved, sangat cosy dan banyak spot nak OOTD juga. So memang lurve, nak sambut birthday ke? Bachelorette party ke pun ons~Lokasi: GF-18, Ground Floor 163 Retail Park, 8, Jalan Kiara, Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurWaktu Operasi: 8 am – 9 pm (Beroperasi Setiap Hari)Anggaran Harga: RM6 – RM62 (Klik sini untuk menu)Sosial Media: Instagram | Tiktok 7. Fiancée cafe View this post on Instagram A post shared by Fiancée @ The MET (@fiancee_kl)Fiancée Café menampilkan konsep moden dan romantik dengan hiasan bergaya yang sesuai untuk pengunjung yang ingin menikmati kopi premium dalam suasana estetik. Kafe ini menawarkan pilihan kopi khas, kek, dan hidangan ringan yang dihidangkan dengan persembahan yang memukau.Lokasi: LG-04, The Met Corporate Tower, 20, Jalan Dutamas 2, Kompleks Kerajaan, Kuala Lumpur, Malaysia 50480Waktu Operasi: 8 am – 8 pm (Beroperasi Setiap Hari)Anggaran Harga: RM12 – RM45Sosial Media: Instagram Properti Baharu di Sekitar Mont Kiara1. Arte SolarisSumber: IQI GlobalJenis HartanahKondomininiumLokasiJln Duta Kiara, Solaris Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, MalaysiaCiri-ciri Projek1. Arte's Luxe Gym2. Winged Sky Deck3. Royale Trevi' Pool4. Royale Reception5. Recreational Floor6. Royale Palais Room7. Royale Treillage Garden8. Venetian Fountain BridgeSaiz Binaan477 - 964 sqftHargaRM541,000 dan ke atasInfo LanjutKlik di Sini2. Papyrus - North KiaraSumber: IQI GlobalJenis HartanahKondominiumLokasiJalan Dutamas Dahlia, Dutamas, 52100 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurCiri-ciri Projek1. Outdoor Fitness2. Family Bbq3. Garden Seating4. Play Area5. Family Bbq6. Private Event Room7. Lounge Area8. Jogging PathSaiz Binaan1141 - 2304 sqftHargaRM868,000 dan ke atasInfo LanjutKlik di Sini3. Miranda Hill ResidenceSumber: IQI GlobalJenis HartanahKondominiumLokasiJalan Dutamas Melati, Dutamas, 51200 Kuala Lumpur, Wilayah Persekutuan Kuala LumpurCiri-ciri Projek1. Pet-Friendly Garden2. Yoga Deck (Level 3A)3. Gymnasium (Level 3A)4. Kids’ Playground5. Swim-In Jacuzzi6. 50m Salinated Lap Pool7. BBQ Area8. Tennis Court (Level 1)Saiz Binaan943 - 3584 sqftHargaRM635,000 dan ke atasInfo LanjutKlik di SiniMont Kiara bukan sekadar lokasi biasa—ia adalah peluang emas untuk pelaburan dan gaya hidup premium. Jangan lepaskan peluang ini, hubungi ejen IQI sekarang untuk hartanah idaman anda![hubspot portal="5699703" id="c063034a-f66d-41ab-881b-6e6a3f275c33" type="form"]Baca Selanjutnya:1. 10 Homestay Terbaik di Malaysia: Tempat Penginapan Ideal untuk Keluarga Besar2. Cuti 2025: Tarikh Cuti Umum dan Cuti Sekolah3. 10 Tempat Menarik di Selangor untuk Lawatan Sehari!