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This article is contributed by Hamid R Azarmi, Head Of Business Development at Juwai IQIIn times of global economic uncertainty, market volatility can be overwhelming for many investors. However, staying focused and maintaining a clear strategy is key to navigating these fluctuations. By adopting the right approaches, you can protect your investments and stay aligned with your long-term financial objectives. Below are five practical strategies to help you manage market volatility effectively.Use Dollar-cost AveragingDollar-cost averaging involves investing a fixed amount of money at regular intervals, regardless of market conditions. This strategy helps mitigate the impact of volatility by spreading out your investments over time, which averages out the cost per share. It’s particularly useful in volatile markets, as it prevents you from making lump-sum investments at potentially unfavorable times.Incorporate Defensive AssetsDefensive assets such as high-quality bonds, dividend-paying stocks, and precious metals can provide stability when markets are turbulent. These assets generally perform better during market downturns and can help cushion your portfolio. Allocating a portion of your investments to defensive assets can help reduce overall risk and provide income during periods of volatility.Stay Informed, But Don’t OverreactBeing informed about market trends and economic indicators is crucial for making sound investment decisions. However, excessive news consumption can lead to anxiety and knee-jerk reactions. Focus on reliable sources and avoid reacting to every headline. Instead, base your decisions on a well-considered strategy and your long-term goals.Seek Professional GuidanceIf managing market volatility feels overwhelming, consider consulting with a financial advisor. A professional can offer tailored advice based on your financial situation, risk tolerance, and investment objectives. They can provide insights into market trends and help you develop strategies to navigate volatility more effectivelyBuild An Emergency FundHaving an emergency fund is essential for financial stability. It acts as a buffer in case of unexpected expenses or economic disruptions, so you don’t have to liquidate investments during market downturns. Keep this fund in a low-risk, easily accessible account, such as a savings account or money market fund, to ensure you can cover any immediate needs without disrupting your investment strategyMarket volatility is an inevitable part of investing, but it doesn't have to derail your financial plans. By employing strategies like dollar-cost averaging, incorporating defensive assets, and maintaining a long-term perspective, you can better manage economic fluctuations. Regularly reviewing and adjusting your investments, seeking professional advice, and keeping an emergency fund in place will help you stay focused on your financial goals. With a disciplined approach, you can navigate market turbulence with confidence and continue progressing toward your objectives.Interested to know more? Click here to read more!Download

This article is contributed by Taco Heidinga, CEO and Founder of Propcoach International Inc. and Global Strategic Advisor at Juwai IQI, who brings nearly 20 years of real estate expertise and a commitment to uplifting professionals globally.In life, there are times where we have to conclude to a major decision. As a result to that, it will alter the course of our lives forever.And moving to a new country is one of them.Malaysia is among the countries that numerous individuals highly regard as a top option. But with zero clue on the country's rules, regulations, and policies, worrying should be last on the list.Stop the fuss because we will get an in-depth insight on the 10 Things You Need To Know Before Moving To Malaysia. Key Takeaways Before Moving To Malaysia1. Which Area To Live InThere are many areas perfect for living, whether you prefer a quiet or hectic lifestyle. Ialways suggest following the "20-minute rule." Wherever your office is based, draw a 20-minute radius by car around it, and aim to live inside that circle to avoid heavy traffic.2. International SchoolsApply the same 20-minute rule, but this time from your home. Also, consider the curriculum of each school to ensure you're providing your kids with the right educational path.3. International Health InsuranceMost employers provide basic health insurance. However, this only covers you aslong as you're employed by the company and residing in Malaysia. If you ever plan on relocating or retiring abroad, get international health insurance so you can travel with continuous coverage. The younger you are when you get it, the better.4. Network & ResourcesJoin events and societies to quickly build your network and resources upon arrival. Younever know when you might need the helping hand of a friend, and it's difficult to build connections when starting fresh.5. Financial StructuresWhen you leave your home country, you may be unnecessarily exposed to taxes. Movingyour money into a depreciating Ringgit can also be harmful. Speak with a financial planner to ensure you're in the most suitable cross-border structure for you and your family, especially if you're planning for retirement.6. Legal Protection & WillsUnderstanding local laws, such as rental contracts, can save you a lot of money. Also,ensure you have a will that is valid under Malaysian jurisdiction, especially to cover your EPF (Employee Provident Fund).7. HealthcareWhile "999" works for emergencies, it will most likely take you to a government hospital. Make note of the private hospitals closest to you and their emergency contact numbers so you can call them directly if needed.8. Understanding TaxUnderstanding the 182-day, 30% tax rule, as well as your exposure to capital gains tax and inheritance tax liabilities in your home country, can help ensure you are in the right tax structure.9. Life InsuranceChances are your home country's life insurance won't cover you abroad. If something were tohappen to you, could your family continue without your income? Anyone with dependents should have suitable life insurance. 10. TransportationFollow the JPJ checklist to ensure you have a Malaysian driver's license. Make full use of Grab, and consider choosing a property close to LRT or MRT lines to make getting around Malaysia easier.To get more insights, click here to downloadDownloadTaco Heidinga, CEO and Founder of Propcoach International Inc. and Global Strategic Advisor at Juwai IQI, brings nearly 20 years of real estate expertise, training over 1,000 agents worldwide. His dedication to elevating industry professionals shines through his commitment to education, collaboration, and skill-building. With a vision to expand the Juwai IQI platform globally, Taco emphasizes innovation and exceptional customer service, setting new standards in the real estate industry.To get the latest news and insights on real estate, click the image below and join our Whatsapp channel!

This article is contributed by Mannu Bhazin, Country Head of IQI India.$10 TRILLION REAL ESTATE MARKET: THE FUTURE OF INDIAN REAL ESTATEAs India continues its journey toward becoming a $10 trillion real estate market by 2047, the sector is set to play a transformative role in the country's economic landscape. With the potential to contribute up to 20% of India's GDP, real estate is not just witnessing growth—it’s undergoing a metamorphosis. This evolution is driven by rapid urbanization, infrastructure investments, digitalization, demographic shifts, and sustainability. As India races toward becoming a predominantly urban country by 2050, with over half the population expected to live in cities, peripheral areas around metros and Tier II and III cities are set to become the new growth engines. The government's push for infrastructure development—such as expanding metro networks, building expressways, and developing smart cities—will stimulate real estate growth, particularly in underdeveloped regions. This trend will lead to a surge in residential projects, office spaces, IT hubs, and logistics units, as these areas become more connected and accessible.By 2050, the median age will rise from 30 to around 40, placing a significant portion of the population in the "first-time homebuyer" bracket. This demographic shift is expected to fuel healthy demand across various housing categories, from affordable homes to luxury apartments.The rise of technology has brought new asset classes to the forefront. Data centers, driven by the booming demand for cloud services and digital infrastructure, are set for strong growth. The sector is also witnessing a rising interest in warehousing and logistics units, thanks to the rapid expansion of e-commerce.As environmental consciousness grows, modern townships designed with eco-friendly features such as green buildings, renewable energy sources, and sustainable water management practices are not just an option but an expectation from homebuyers and investors alike.The next two decades will witness the evolution of both core (residential and commercial) and emerging real estate segments (senior living centers, logistics hubs, and data centers).The Indian real estate market is on the brink of extraordinary growth, driven by urban expansion, evolving demographics, digital innovation, and sustainability. As infrastructure projects reshape cities and investment opportunities diversify, this sector will play a pivotal role in building a modern, thriving economy.Ready to explore the future of Indian real estate? Contact us to discover investment opportunities in this booming market!Data extracted in September 2024Read more now!

This article is contributed by Junaid Hamid, Country Head of IQI Karachi Pakistan.Pakistan's thriving real estate sector is a hotspot for foreign investment, driven by the country's rapid growth,urbanization, and infrastructure development. With numerous financing options available, foreign investors can confidently tap into this lucrative market.Financing OptionsForeign Direct Investment (FDI): Enjoy 100% ownership and control, with potential for high returns.Joint Ventures: Partner with local experts, sharing risks and leveraging market knowledge.Real Estate Investment Trusts (REITs): Diversify your portfolio and earn regular income streams.Islamic Financing: Explore Shariah-compliant options, offering ethical investments and attractive returns.Overseas Pakistanis' Investment: Special schemes provide preferential treatment and repatriation benefits.Commercial Banking: Access local currency and flexible repayment options.Non-Banking Financial Institutions (NBFIs): Discover innovative financing solutions.Private Equity and Venture Capital: Partner with local firms for high returns and diversified portfolios. AdvantagesGrowing economyUrbanization and infrastructure developmentFavorable business environmentAccess to a large consumer marketCompetitive labor costsGovernment SupportSimplified regulatory frameworkIncreased access to creditEnhanced transparencyFacilitated currency repatriationInvestor-friendly policiesConclusionPakistan's real estate sector offers unparalleled opportunities for foreign investors. With its business-friendlyenvironment, innovative financing options, and government support, Pakistan is poised to become a topdestination for international investment.Ready to explore Pakistan's real estate opportunities? Discover the best financing options for foreign investors—Data extracted in September 2024Read more here!

This article is contributed by Dustin Nguyen, Country Head of IQI VietnamCENTRAL MARKETThe Global City - The Expected Market HotspotOne of the rare brand-new primary projects to launch in Q4/2024.Added value from infrastructure – Liên Phường Road construction has started.From now until 17/11, the Ben Thanh - Suoi Tien Metro railway line will be officially put into trial operation, including both the elevated section and the tunnel.It is expected to begin official commercial operation by the end of December 2024. When the Metro line is officially operational, it will significantly boost the prices of nearby projects.On 2/10/2024, Nam Ly Bridge was opened to traffic after 8 years of waiting. Nam Ly Bridge, located on Do Xuan Hop Street near The Global City, directly connects to the MK intersection of Hanoi Highway.The Nam Ly Bridge, connecting District 2 and the old District 9 (now Thu Duc City), had a total investment of nearly 732 billion VND (a reduction of more than 188 billion VND compared to the original plan). It replaces the Rach Chiec dam bridge to improve connectivity between Hanoi Highway and the Ho Chi Minh City - Dau Giay Expressway, reducing traffic congestion on Do Xuan Hop Street during rush hours.On 10/10/2024, construction began on the remaining 600m section of Liên Phường Street, connecting The Global City to Hanoi Highway – Thao Dien Ward, District 2. This will reduce travel time to only 5-7 minutes. Residents in District 9 and District 2 will be able to reach central districts more conveniently and quickly.On 20/10/2024, Masterise Homes signed agreements with 30 agencies to prepare for the sale of 27 apartment buildings, corresponding to 8,000 units, at The Global City project. This move is expected to boost the real estate market and make it more vibrant toward the end of the year.The announcement by Masterise Homes about the upcoming opening of a connecting road from the expressway to The Global City has generated significant interest among real estate agencies involved in the project.Foreign investment has been the main driving force behind large mergers and acquisitions this year. Last week, U.S. investment firm Nebula Energy's liquefied natural gas subsidiary, AG&P LNG, acquired a 49% stake in the Cai Mep LNG Terminal in Ba Ria-Vung Tau.Province, according to its owner, energy firm Hai Linh Company. The terminal is valued at US$500 million and is expected to become operational in the third quarter of this yearIn late February, Siam Commercial Bank, Thailand’s fourth-largest bank by assets, acquired consumer finance company Home Credit Vietnam for $865 million. Like in 2023, when the top five M&A deals all involved foreign investors, this year’s market is similarly dominated by them.Tourism & Resort Real Estate Growth: Tourism, particularly from Korean and Chinese visitors, is driving an increase in the sale rates of hotel rooms and Airbnb rentals. As a result, this is the best time in two years to sell resort projects.Focus on Projects Near HCM: Large, reputable developers are focusing on projects near Ho Chi Minh City to leverage the Sbay infrastructure and belt road developments.*Sungroup: 99h to Vung Tau*Lodgis: Promoting the development of resort villas in Q4 2024 and Q1 2025Suburban Investment Trend: Investment in suburban areas is increasing due to the connection of Belt Road 3, with depopulating areas becoming attractive. This trend includes residential real estate combined with industrial real estate in areas such as Binh Duong (Capital, Gamuda, Becamex) and Long An (Lahome, Ecopark, Nam Long).Discover the latest real estate opportunities in Thu Duc City. Contact us today or read more here to find your ideal investment or home!Data extracted in September 2024Read more now!

In the second quarter of 2024, Hong Kong's overall economic growth stood at 3.3%, mainly supported by continuous growth in the export of goods. Visitor arrivals to Hong Kong totaled approximately 25 million in the first seven months of 2024, which is equivalent to about 70% of pre-pandemic levels. Notably, the rapid growth of non-mainland overnight tourists contributed to a rise in hotel room occupancy, reaching 83% for the first seven months of 2024 compared to 81% for the same period in 2023. The Hong Kong government's focus on promoting an event-based economy was demonstrated by organizing over 200 events in 2024. Successful cultural events, such as the "Doraemon" exhibition and the film "Kowloon Walled City," set examples of how to enhance tourism and boost private consumption expenditure. However, local retail sales and restaurant receipts faced challenges, leading to a decline in private consumption expenditure. The popularity of online shopping and increased regional competition for similar goods and services have caused structural changes in the local consumer market. To attract residents and tourists, enhancing innovative, distinctive service experiences would be crucial in boosting consumption. In the financial market, Hong Kong's stock market surged from around 16,600 to over 19,000 points due to Mainland China’s recent economic stimulus. However, the IPO market remained weak, with only about 30 companies going public in the first half of 2024, raising around HK$13.4 billion—a 25% drop from the same period in 2023. Forecasts for IPOs have been revised down to HK$50 to HK$80 billion from the initial estimate of HK$100 billion at the start of 2024. In response to the US Federal Reserve's rate cut, local banks immediately reduced prime rates by 0.25%, slightly decreasing actual mortgage rates. Reports indicate that banks have been tightening mortgage loans, particularly affecting lower-quality properties and commercial real estate, leading to liquidity challenges for corporations seeking property financing. The recent establishment of a dedicated task force by the Hong Kong Monetary Authority to address SME financing is expected to positively impact coordination between banks and corporations. Hong Kong Property Market Residential property transactions dropped significantly after hitting a near 12-year high of 8,551 units in April 2024, averaging about 3,744 units monthly from June to August. Property prices fell by approximately 4.1% in July from their peak in April, reaching levels last seen in the first quarter of 2015. Developers accelerated sales after the removal of “spicy measures” in February 2024, with 11,399 primary property transactions recorded between January and August 2024—surpassing the annual totals of 2021 and 2022. However, the secondary market was affected as homebuyers shifted their focus to the primary market. Despite cautious sentiment, the residential rental market performed well due to the housing demand from talents relocating under the "Top Talent Pass Scheme," with rental prices increasing by about 4.4% in July 2024 compared to the end of 2023. Some developers have adjusted their strategy by converting projects from sale to rental. It is expected that this trend will continue, as unsold inventory remains high, exceeding 20,000 units. The luxury property segment outperformed the rest of the private residential market. The number oftransactions from January to the present in 2024 has surpassed the total for 2023, with significant increases in volume on Hong Kong Island. Several developments have remained unaffected by the overall market decline, setting new price-per-square-foot records within their districts. Luxury properties are expected to remain stable due to their market uniqueness. Overall, the performance of the commercial property market has lagged behind the residential market in 2024. Investors’ attention shifted to the residential market after the removal of "spicy measures" in February 2024, while distress sales by developers and strategic investors further dampened market sentiment. Office, industrial, and retail property prices have dropped by 15.9%, 9.7%, and 10.8%, respectively, this year—significantly higher than the 4.7% decline in residential prices.Discover the latest on Hong Kong's economic growth, real estate trends, and tourism revival—read on to see how these shifts could impact you!Data extracted in September 2024Download here!

This article is contributed by Yousaf Iqbal, Country Head of IQI Karachi Canada, who brings nearly 11 years of real estate expertiseIn September 2024, Metro Vancouver experienced a slight decrease in home prices, along with a significant rise in property listings and a decline in sales compared to the previous year. In contrast, the Greater Toronto Area saw an increase in sales, although average prices dipped slightly, and new listings grew even more. Meanwhile, Quebec showed gains in both sales and new listings, reflecting varied market trends across Canada.TorontoGreater Toronto Area (GTA) REALTORS® reported 4,996 sales through the Toronto Regional Real Estate Board (TRREB) MLS® System in September 2024, up by 8.5% compared to September 2023. New listings increased by an even greater 10.5% over the same period. The MLS® Home Price Index (HPI) Composite benchmark was down by 4.6% year-over-year. The average selling price of $1,107,291 was down by 1% compared to the September 2023 result. On a seasonally adjusted month-over-month basis, both the MLS® HPI Composite and the average selling price edged up slightly compared to August 2024.VancouverThe MLS® Home Price Index composite benchmark price for all residential properties in Metro Vancouver iscurrently $1,179,700. This represents a 1.8% decrease from September 2023 and a 1.4% decrease compared to August 2024.The total number of properties currently listed for sale on the MLS® system in Metro Vancouver is 14,932, a31.2% increase compared to September 2023 (11,382). This is 24.2% above the 10-year seasonal average (12,027). Greater Vancouver REALTORS® (GVR) report that residential sales in the region totaled 1,852 in September 2024, a 3.8% decrease from the 1,926 sales recorded in September 2023. This was 26% below the 10-year seasonal average (2,502).QuebecUncover key insights into Canada's September 2024 real estate trends. Find out what’s driving sales, prices, and listings—read the full update here!Data extracted in September 2024Read more...

The global property market is entering a transformative "supercycle" driven by urbanization, demographic shifts, and infrastructure investments. Saeed notes that housing is becoming a new "global currency" as more investors turn to real estate as a hedge against inflation and economic uncertainty. This surge in demand, coupled with supportive policies in key markets, suggests that property values may continue to outpace income growth, offering stability and resilience in times of global economic fluctuation.​Key Economic Highlights Across Global MarketsAustralia: Australia’s dwelling values experienced a modest increase of 0.4%, similar to the 0.3% growth in July and August, signaling a continued slowing of momentum.Greece: Over the past six years, Greece's house price index has steadily increased, achieving a 99.7% recovery from its lowest point in the third quarter of 2017.Hong Kong: Hong Kong's stock market surged from around 16,600 to over 19,000 points due to Mainland China’s recent economic stimulusTurkey: Turkey's real estate market, currently valued at USD 99.05 billion, is on a strong growth path, expected to reach USD 168.11 billion by 2029Portugal: The Portuguese government has announced a significant increase in its public housing construction target under the Recovery and Resilience Plan (PRR).Tips for Managing Market VolatilityUse Dollar-Cost Averaging to spread out investments over time, reducing the impact of market fluctuations.Include Defensive Assets like bonds and dividend stocks to cushion against downturns.Stay Informed but avoid overreacting; focus on reliable sources and long-term goals.Seek Financial Guidance for tailored advice on handling market swings.Build an Emergency Fund to avoid liquidating investments during unexpected downturns.By following these strategies, investors can better navigate a fluctuating market and stay focused on long-term financial goalAre you curious about other market insights? Download the file to discover more!DownloadData extracted in September 2024