Choosing the right house loan or home loan in Malaysia requires careful consideration of several factors, including the interest rate, loan tenure, and associated fees.
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TL;DR A housing loan rejection in Malaysia often due to a high Debt Service Ratio (DSR), a poor credit history (CCRIS/CTOS), or unstable income. The key is to request feedback from your bank, check your credit reports, and then address any financial or documentation issues before reapplying after a…