Written by Irhamy Ahmad, Founder and Managing Director of Irhamy Valuers International

Amid recent volatility in global commodities like gold, Malaysian investors continue to favor residential property as a core, long-term asset. Unlike speculative instruments, housing provides both intrinsic utility and investment value. In 2024, Malaysia recorded its strongest property performance in a decade, with 420,545 transactions totaling RM232.3 billion. While Q1 2025 saw a healthy market correction, demand for landed homes—particularly terraced houses—remains resilient, underscoring a deep cultural and financial preference for tangible assets. 

Bank Negara Malaysia’s July 2025 rate cut, bringing the OPR down to 2.75%, has further improved affordability. A typical RM500,000 home loan now costs RM70–75 less per month, making ownership more accessible. According to NAPIC, 65.3% of new launches in Q1 2025 were priced below RM500,000, meeting demand for affordable housing. As Malaysians navigate economic uncertainty, homeownership continues to offer both shelter and stability—cementing property’s role as a preferred investment pillar across market cycles.