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Rethinking the 10% Rule: How Malaysians Can Buy a Home with Less Upfront Cash

Rethinking the 10% Rule: How Malaysians Can Buy a Home with Less Upfront Cash

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how malaysian can buy home
English Newsletter

Rethinking the 10% Rule: How Malaysians Can Buy a Home with Less Upfront Cash

For years, the “10% down-payment rule” has been one of the biggest psychological and financial barriers to homeownership in Malaysia. The assumption was simple: no large cash reserve, no entry. Budget 2026 changes that narrative, placing greater emphasis on financing accessibility rather than affordability alone. With enhanced policy tools now in place, aspiring homeowners may…
09/02/20260Comments

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Global market outlook 2026
English Newsletter

Global Market Outlook 2026: Stability, Selectivity, and Strategic Positioning

As February 2026 unfolds, the global economy is showing encouraging signs of stability, supported by steady GDP growth forecasts and accommodative monetary policy across major markets. Emerging economies particularly in Asia and parts of Latin America are expected to drive much of this momentum. While geopolitical tensions have introduced some uncertainty, markets have remained resilient,…
09/02/20260Comments

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English Newsletter

Global Economic Outlook 2026: Tariff, Trade, AI, Gold AND Geopolotical Uncertainity.

Markets Re-Enter an Age of Alchemy The year has barely begun, yet the alchemy of global markets has already shifted. Rising geopolitical risk, the resurgence of AI-led capital expenditure, buoyant equity markets, and precious metals at stratospheric levels are rapidly reshaping the investment landscape. Investors are no longer chasing growth at any cost. Priority…
09/02/20260Comments

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where to invest
English Newsletter

Where To Invest In 2026?

As inflation eases and interest rates gradually decline, 2026 is shaping up as a more supportive year for real estate capital. Forecasts point to modest but resilient global growth, improving affordability, and a recovery in transaction volumes, particularly in markets where demographics, infrastructure spending, and policy reforms align. 1. Interest Rates and Buyer Activity …
09/02/20260Comments

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English

Philippine Real Estate Shows Strength Across Residential, Office, and Logistics 

Written by Emmanuel Andrew Venturina, Head of IQI Philippines  The Philippine property sector ended 2025 on a strong note, with residential prices rising 6–8% year‑on‑year in Metro Manila and demand in suburban townships expanding by double‑digit growth thanks to new infrastructure links. Developers reported robust pre‑sales, with top projects in Quezon City and Taguig achieving 70–80% take‑up…
07/01/20260Comments

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English

Investment Outlook for 2026: A Year of Strategic Patience and Evolving Opportunity 

Written by Hamid R. Azarmi, Head of Business Development  As we turn the page on a transformative 2025, investors enter 2026 with cautious optimism. The past year was defined by stabilization following several years of volatility, marked by a soft landing in major economies, cooling inflation, and synchronized interest rate cuts by central banks. Equity markets…
05/01/20260Comments

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English Newsletter Vietnam

Vietnam’s Housing Affordability Gap Widens in 2025

Vietnam’s residential property market is facing a growing affordability challenge, particularly in Hanoi where mid-range apartments have nearly disappeared. New launches are priced above VND60 million per square metre, with many pushing past VND100 million, leaving middle-income buyers priced out. In Ho Chi Minh City, however, the secondary market is rebounding as long-standing legal hurdles…
04/09/20250Comments

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English Newsletter

Reinventing Malaysia’s Industrial Zones for Industry 4.0

Written by Irhamy Ahmad, Founder and Managing Director of Irhamy ValuersInternational Malaysia’s industrial parks have played a critical role in transforming the country into a manufacturing and export-driven economy, with Selangor, Johor, and Pulau Pinang leading the charge. However, many older industrial zones—such as Shah Alam and Klang in Selangor, or Pasir Gudang in Johor—are…
24/06/20250Comments

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