As Bank Negara Malaysia (BNM) announced on 11 August 2021, the Standardised Base Rate (SBR) has replaced the Base Rate (BR). Since 1 August 2022, the SBR has been the main reference rate for new retail floating-rate loans and financing facilities.
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In general, a lot of work goes into buying a house.
An experienced and competent loan consultant will be able to take you through the lengthy and confusing paperwork while finding the right home loan with the best terms and rates.
A loan consultant is a middleman who is paid a commission to find the…