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Explore the Malaysia property market
Prices, trends, yields and expert insights to guide your decision.
Buying a property in involves choosing a property, making an offer, signing a Letter of Offer, paying a 2–3% earnest deposit, completing the Sale and Purchase Agreement (SPA), and securing a home loan. IQI agents assist throughout the entire process.
Beyond the purchase price, buyers should budget for stamp duty on the SPA and loan agreement, legal fees, valuation fees, and a down payment of typically 10%. First-time buyers may qualify for waivers and government schemes such as PR1MA or MyHome.
Home loans in Malaysia are offered by banks and financial institutions up to 90% of the property value for first and second properties. Eligibility is based on your income, existing commitments (DSR), and credit score. IQI agents can connect you with loan consultants to compare packages.
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