What does your dream home have to do with a debt-to-service ratio? ith So you finally found your dream home after months of searching all over. Now the only thing left for you to do is to apply for a home loan to finance your costs. Before you do that though, you need to…

Let’s set the situation: you found your dream home, you’ve gotten all your finances in order, and what’s more, your dream house is well within your budget! You fill up the necessary forms, hand them to the bank and then weeks later, you find out that your loan request has been rejected. When that happens, the…