You've found your dream home, and now you're navigating the financial maze to make it yours. Understanding key concepts like Loan-to-Value (LTV) and Debt Service Ratio (DSR) can be crucial.
What is Loan-to-Value (LTV)
How to improve CCRIS
How to calculate Debt-Service-Ratio (DSR)
Bank that can help with DSR & LTV
Which bank has…
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The recent revision of the Solicitors' Remuneration Order 2023 (SRO 2023) has shown an increase in legal fees for conveyancing matters.
For properties priced between RM500,000 and RM5,000,000, the increase in legal fees can go up to 46%, which means that individuals involved in property transactions may experience higher costs for legal…
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Malaysia faces an annual challenge with the arrival of the haze.
While we can't control the haze itself, we can certainly take measures to protect ourselves and our loved ones from its harmful effects.
Here's some tips and tricks on how to take care of yourself during this haze period!
1. Monitor…
Leading Asian real estate technology company Juwai IQI announced today that AG Realty, a prominent Malaysian real estate agency, has joined its network of more than 30,000 agents across 20 countries.
AG Realty has a team of 200 and serves the project marketing, and the resale market in the commercial, industrial, and residential sectors from…
One of the important aspects of making a property feel like home is its interior design. A simple structure can be transformed into a cozy and welcoming home through the thoughtful addition of personal touches, thoughtful color selection, and artistic furniture arrangement.
The interior design of Malaysian homes reflects the country's diverse, modern, and…
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The Malaysian housing market value is grappling with many formidable challenges in 2023.
These challenges are multifaceted and have the potential to significantly impact the dynamics of the real estate sector in the country.
What are these challenges?
Malaysian housing market 2023
Challenges faced in the real estate industry …
Ah yes, welcome to the technical part of Artificial Intelligence .
We don't want to keep you in the dark. Although you may know what AI is on the surface, we want you to dive a little deeper. And hey, wouldn't it be cool that you knew a little bit more than just what AI…
Bank Negara Malaysia's recent decision to maintain the Overnight Policy Rate (OPR) at 3.00 percent has sparked relief among homebuyers and real estate experts.
The move, aimed at stabilizing the economy, has positively impacted the Malaysian real estate market, ensuring housing remains relatively affordable.
Juwai IQI, an international real estate technology group, highlighted the significance…
To be a registered estate agent in a real estate agency is an art and a crucial aspect of the property industry.
Whether securing the best deal for a dream home or orchestrating a complex property transaction, the role of a real estate negotiator is pivotal.
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Do you need…
As first-time homeowners or budding investors, we always make the best in our situations to ensure the highest value is placed on our assets - but what about capital gains tax?
You should understand how capital gains are taxed and learn to avoid paying more taxes when selling your properties.
What are capital gains?…