How DSR Works
Debt Service Ratio (DSR) = Total Monthly Debt Repayments ÷ Gross Monthly Income × 100. Malaysian banks typically require DSR ≤ 70%.
≤ 60% — Likely eligible
61–70% — Borderline, bank-dependent
> 70% — Likely rejected
Eligible Loan Amount
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Max Property Price
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Max Monthly Payment
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Your DSR for This Property
Limit
70%
Difference
Existing Commitments
Est. Monthly Loan Payment
Total Monthly Obligations
Gross Monthly Income
Eligibility Summary
Can you afford this property?
Enter a property price above
Your eligible loan amount
Based on
Loan needed for property
90% of property price (10% down payment)
Send me my DSR result
This calculator is for reference only. Actual loan eligibility depends on bank assessment and individual circumstances.
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<iframe src="https://iqiglobal.com/calculator/dsr-calculator-iframe" width="100%" height="780" frameborder="0" title="IQI DSR Calculator" loading="lazy"></iframe>
