BEGIN:VCARD
VERSION:3.0
REV:2026-04-04T04:36:32Z
N;CHARSET=utf-8:Raymond Kwong Chan Ming;;;;
FN;CHARSET=utf-8:Raymond Kwong Chan Ming
ORG;CHARSET=utf-8:IQI
TITLE;CHARSET=utf-8:Leader
ROLE;CHARSET=utf-8:Agent
EMAIL;INTERNET:raymondkwong@hotmail.my
TEL;WORK:+60163355152
ADR;WORK;POSTAL;CHARSET=utf-8:;;;Kuala Lumpur;;;Malaysia
URL:https://iqiglobal.com/agent/raymond-kwong-chan-ming
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQAASABIAAD/7QA2UGhvdG9zaG9wIDMu
 MAA4QklNBAQAAAAAABkcAmcAFEgwRTlkU2hpY3VSOXpSYTJZYUF0AP/iAhxJQ0NfUFJPRklMRQA
 BAQAAAgxsY21zAhAAAG1udHJSR0IgWFlaIAfcAAEAGQADACkAOWFjc3BBUFBMAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAD21gABAAAAANMtbGNtcwAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAACmRlc2MAAAD8AAAAXmNwcnQAAAFcAAAAC3d0cHQAAAFoAAAA
 FGJrcHQAAAF8AAAAFHJYWVoAAAGQAAAAFGdYWVoAAAGkAAAAFGJYWVoAAAG4AAAAFHJUUkMAAAH
 MAAAAQGdUUkMAAAHMAAAAQGJUUkMAAAHMAAAAQGRlc2MAAAAAAAAAA2MyAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAHRleHQAAAAARkIAAFhZWiAAAAAAAAD21gABAAAAANMtWFlaIAAAAAAAAAMW
 AAADMwAAAqRYWVogAAAAAAAAb6IAADj1AAADkFhZWiAAAAAAAABimQAAt4UAABjaWFlaIAAAAAA
 AACSgAAAPhAAAts9jdXJ2AAAAAAAAABoAAADLAckDYwWSCGsL9hA/FVEbNCHxKZAyGDuSRgVRd1
 3ta3B6BYmxmnysab9908PpMP///9sAQwAJBgcIBwYJCAcICgoJCw0WDw0MDA0bFBUQFiAdIiIgH
 R8fJCg0LCQmMScfHy09LTE1Nzo6OiMrP0Q/OEM0OTo3/9sAQwEKCgoNDA0aDw8aNyUfJTc3Nzc3
 Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3Nzc3/8AAEQgBLAEsAwE
 iAAIRAQMRAf/EABwAAAMAAwEBAQAAAAAAAAAAAAABAgMEBQYHCP/EADsQAAICAQIEBAQDBgUEAw
 AAAAABAgMRBCEFEjFBBlFhcRMiMoEHkaEUIzNCscEVUmJy0RZT4fCSo/H/xAAZAQEBAQEBAQAAA
 AAAAAAAAAAAAQIDBAX/xAAjEQEBAAICAgEFAQEAAAAAAAAAAQIRAyESMUEEEyIyUSNh/9oADAMB
 AAIRAxEAPwD7CCQDRtykGCkJYKRK0EMEMAAAAAAAoAAAAAAAAAAFkTEVFZDJIZIKAWQAYgGAgGA
 CEUIBCGDKJYihMIQhgGSE0MCCWiSmIqMuBgkMOgGAyBgAAAAAUAAAAAAAACbSWX0CA0+I8V0HDI
 KWv1VdCfTme7+yPC+NfxElwzVvRcHdM5R2nfJKcW/KKz27nzbifHeJcU1c79TqVbZLClHPK4+WP
 L2aNTHbFz/j6Rxz8SLatQocHo0rrTxz6qT/AHv+3D2+5ytb+JXHVmFWk0VDa2m/nXunn+p87nqa
 pvktis5y4ySi5Pzyts/+5Meo1ldUHCNrcV5/LOJvxjnLlXuf+uvFUYZ/a6JLrzKiO33MEPxM4/R
 qYrV21xw/+2nCXv3R8/8A8Wemnzae1/6o4wvy/wCC48Up1q5Lor5n0fTP9mZum9V+gfCfjjQcec
 dNclptc+lfNmFn+x/2e/uesR+TqtTZoboxqslyZzW84cGu3/DPvH4beMJ8f0S02ukpaur5XPGHL
 yb9/wCqMNevb3Qye4w0YAAAAAAmIYASAxFEgNiDNhMBiIhMkpiKMyGCKI2QDwAAAAAAABQNBgZA
 CwMTKEeT/E3i8uEeF751Wuu25/Di4pZx3x5e56z2PjX40cTkuJ0aWTjOFdXMoxb6tvqIzl6fKrr
 4Tk07ZJt5zYur9TBdxK6EVCST22ec/ky69NreLXqvTV+iUUer4T+GWs1EVLU28qf8qJlyzFvDiu
 Twl+stuac5NtLCbZEtRZNJSbeOme3/AIPrNf4V0qPzWNy9jO/wt06i3F5fbK7GPux0+zl/HxuTk
 /sKLae2x9fo/C9O399JKK8jJqvwt07Wa7mn6rYn3Yv2sv4+WQudkYqT3W56z8PuKy0HiHSSjY1G
 2yMJvzTa/wDB34fhhXy4la8nmeKeG9V4Y4tRdGfPGuSnB4ysrfBcc5b05Z8dk7fp3q8jPFeDvH+
 k4469LroR0uuntDD/AHdr8k+0vR/Y9omdLNMS7UMSGgoGICgAAIEIYihEvqUIQITGAZpCGARkRa
 IKRGzAAAAAAoAB4AYAMgQMYgJPiX438Mlp+MUa6EnyaqpJpdnHb/g+34Pl34z6eWqu4RTHHzza6
 9XlFiZNH8OPDUNHwivVXwT1F/zNtdF2R9A0+nhBJJI0eFUrTaKin/JBI6tUc74PDllvJ9Pjx8cT
 +FHyQuSPQzuDwQ4MqyxhdcfJGvbFJG7KqWDTvrfcxem8dVrLD6pHl/H2ihqeCXyjHM4Lmi12Z6S
 2SisLY5HGk7+H3QjvmLLhlqscuM0+I/4g6WlYmv8Aa8Yku6Pu34XeLZ+JuE2V6luWq0mIzt/zp9
 G/XY+B8f0TqlKS25Z7n1r8B+F36bhur4hasV6iSjW+nMo9X7H0Jdvk2afWkUQikRowACgAAAQih
 ECENiKE0IbEEpANiDLIikSikRswAAAB4DAUJDAZAAAAAAAAeF/EKpXcd8N1SWVLVPP2WT3SPK+M
 aPicY8PTx9Gqm/8A65MmX61ZN2NHi3Enw+C+FTK2yW+Etoo5MPH865OEtDNtPdNYZ1OMa/TcPq+
 NqXWkuvPJRX5s8txbxrwSqqPx603OPNGUaZ4azjKbSyebDXxHuyl926e04b4mq10cutwbOrHX1Y
 y2j5pw/Ww1XLfo/wCHLod296taVWJNLuzNydJj07vE/E2j0EHK6fRZxFZPO3/iDpcLl08sS6cxx
 JJ6y2XxpJQW8nL0LjxbwzpMVXW0OxLZ2NJP2LLL8M5Sz1dOpV4oo1dmLqLKoS6WJZS9zovHK39S
 fl3OFpdXw/Uzxp0owfTCTi/utjr0vEVGLeETr4TudWvmfjzQwo4hZBR+W2OcLzPtfgmmqjwpwuu
 lJRWnj0ed8b/qfJfH9Nmo45p6KYuc51RxFd9z7NwSiek4TpKLf4ldUVL3weri/V8/k6zdJFpmKL
 LTNoyIBJjAYgAoBDEQIQ2IUBJRLLAMQwJtnTIiiUUg0AAAKQyUURQAAAAMAAAAAOF4hp+JruFz/
 wC3Oxr/AOGDunK41JKdG26Unn9DHJfxrpxTeccHjHBtPxCtO/TV3Y7TR5bjHhjScR+DDU8MVnwV
 y181jXKs5xt1R7+p8ywOyFUE5TS2PNjuen0LjL7jzPCOA16dOSprhKf1cud3jC/JHodXQocOUGl
 vsVp7I3zxXH5VtnsZuJVxnSoJ9ETW91d6sjxd3B9PqdPbprq+aE5ZklJx5vRtdjieJPC+h4rfRb
 q9NqITphGC+C/llFdE1g9dXYq9bGFqaUtotrZnZWmqkk8Jlwys9GeGOXuPm+j8I126+WqhDUVyl
 1x8i/I9PXplp61DLeO7O7qIquOInJunmTJd29s3GYx5DxDp7Z8Ysu0qi9VHTxjTzLKUt3n7Y/U9
 z4F1eo1XhrSy1knK+OYScnlvB4zxFo7buLaO+iySlBcs0nhJZ6s954bpjRwuKgsKdk5/mztxfs4
 c0xn0/wD212osyJmCLMsWemvDKyJlEZKQVWQEMgBABQhDEwATGJkCAACVkQ0SikFMAABoogpEUx
 iQwAAAAAAARzuNwk9PGcY5Uc8z8jomvr4c+jvX+hmcpvGt4XWW3m46v4cTVsvt1t8aovEerZq6r
 n5nhmtVxGvQYlfONcZSSlOTwonj2+nL03+JcW1vDJ16bT6GVtfX4sZJL7+pzNb4snCDxVfKa6xU
 On3exkv8V8NltXZTZjbnnNYfsjS1XFuG4zCutzlvLM9ka1WvC+5F6fjy4yqNNVRdCcbE5OcMcqX
 V56HpKNVOmPLLt0yeZ0nFtE2lUlVPzzmL+5ty4ir6k8rKfYl3Gd/Dq6rXdXk0XZzvJpTnKTRs0Z
 x7FcuStfS/Cv1+pio5nOarfrjY9rpqo0UQqj0hHBi0+mqqjBqqCsUUnJRWfzNmJ6cMfF8/l5vOS
 SemWDMkTFEyo6OeLIUQikGloCUUAAAFCEMRACYxAIAAItFIlFIKYAAAUiSgpjEMigAAAAAACWk0
 0+j2ZRLA8PxCEtPqZ1SW8W0aT01GosSuqjOGctSWVk9T4i4bLUQ/aaFmcV88V3Xmee0XLzOEtme
 LkxuNfQ4c5li07aqdE8LTUyp7J1ppHL1NvDbOZR4foZTfXNccnqr66uXE9447nKnpNK7MxjHf9R
 OS6ezHmyxmo81Lgml1eeeiuuEusa1yp+51eGaCnQ6ZV1Q5Kov5YnVWnqjjpjyNfUy5nhdES5WuO
 Vtu6hPmZvaGClqaK3/NNZ9jUglBZZit1dtKdumk1dzKNeFl5bxsajz8ncunuSoo1+H0amnh9P7d
 Y7NRjNj8m+326GzFHrj5dmlxMqMcUZImmsVopEoaDShpiGAxAAAIYgAT6DEwEACAtFIkpAUgEMA
 GhAFUMlFEDAQwoAAACWULDfRAS+p57xDw6qEFq6f3cnLE0uj9T0ihl7nB8YTnXw5fDWeWSnJf6V
 1/TJnkkuNb49zKPKX26jdPLWOhrynJYUYvoZ/iNrmW68yLLZ8vy4PJNPdqojOePm2Md2ppoy7Zp
 HO11upllc7S9DS0PCNXxXVKqmM7Zt/aK82+yM+Xeo149btbtvFf2ixVaaErJSfLGMVlt+SPbeG+
 AS0qhq+IJS1XWFfVVf8AMvXsZ/DXhfTcGgrJJW6trErWvp9I+S/qd9RPTx8VneTxc3NL+OPpPIn
 Fp9Gayjyyw+qN5ImdEZyzlpnex5rNtdFIuVEo7/UvQlAk0pDXUQwqgFkYAMQADAAABNgxAAgYAV
 kpMlDAsZKZSAAAAoGmIALAWRkUykskrdmQBYSBsJdyXtuFaus1bojJVrmnj8jhQtfEHqKdZY8OO
 Y5XTz//AA3tYpWUysi/mlLb2MENKueFqW0lujN7Z28bTRfw6+Wg1UWp0ycYvtKH8rXpg2ZVp9j0
 vFuErX1QSly3VZ+HN9MPs/T+hwdPp7bdV+ySi43J4kn/AC+vsebPjuN6fQ4uWZ49+4vhnAYa39/
 quZUJ4jGPWb9+yPR6TTw0UHDSVV0wz9MY9ffzNmFUKq41wWIQWEvQwaiSbUIrLW7XkejDCYx4uT
 lud/46FGoruXKsKxLeOTJg4karo2xtg+RxecnaosV0FNfdeR02x7WkODXM8rbOExWS5IN9+i9xV
 RjGKxl48wMvy59CJ6eMt4trPkPDe72HGWNo7kVienkls8+5iacXhrBu5YmozWJJMJppjTMllKWe
 WX2MRUPIZEADyLIAAAAgANgFkC0NEooBoayhIYFIBDCgAAAKRI11QGSOy3KW6JX6ocXuRRLv7ky
 HLqJgafwPmeenYyQqSr5Wuj2M+BY6lTTC68rfsYZU1q52RgviOKi5Y3a8jcxkl1NtcuPcGmD4Tx
 mWyMarhDKisvuzavry1Hme2+CY1pIpprupyRNMpUW5X0vaSNzkyHwU+qCaKS+LbH/JDd+rMraW7
 +yJ2j8sUVGHeRGgk57y2RaWNkBE5czcF0X1P+xA03N4i8R7y8/YpuMI4ykvMT+WOFt/YnGN1Ft/
 5pbBUuafRSfq0YbOuUZZy9V9jXsluVmjI8kZHkIoBZDIDAWQGgMQCKm2Qa6CGiKY0IEBQycjAoB
 AFMa6iKx8qfmA039/6g3umvMWdt/zCXX/AN3CrlvIQm9wRAxMYu5QVr5jKiYLqWyVYwz+tsOUFv
 uUVCUcCnLGy6jk8ImtZeWBUI43fUoAzkgm2fJDKWW9orzYoR5IpPd9X6sW0rXN/TWsL1fcpdMy7
 74AMN7yf5Ckl1x92Eud/Ther3ZhnF/zTkygnLP07+xpXTxncyXRi/qcn/uk2alz7FYyrZjLKRWT
 BGTwjJGQY2ypjITGmGtqAQsg2YshkQRlQyEykRtSYyR5AYxAgKGSMBmVfSl6GEzYzGPmu4WFj8z
 HIyZkvqS90RJp9Ap5GmSnlIAi8ikwQSCslTzDJUvpZEW41rATbUE35kVPSTXmV2MbaayuxztDxZ
 6nW6vTTqcPgJNSyvmXNKL/AKfqVNulLd+haWEYq+eXzNYRdkuVADll4QSlyQyuvb3FBbZZg1Nrj
 FyjFylnEIrvJ9AMsWn8q3UHu/Nl/N6L3Cin4VahnL6t+b7sqXKusiDFJ+cmzDNpGWc613k/sal1
 z35Phx9XmT/I0lTKMrH8q935GhfbXK1VVSU8P5pro35Ix6znt2sttnH/ACvaP5IxUrEtlhIOeVd
 CLMkWa8GZYskZjPFlGJMvJWlALIAMBBkCyiRojUUNEoYVWRkjyAxk5GBUd5GaD2a8jDDZmRPE16
 hYcmYZrOcGaWHujDY28pbCLVR+hew10IryoLPkUXSK6A3sJEW/R7kG1HaC9jHfLCil3ZkSxFL0M
 Go+qH3JFvpCT6nE0XDtVXxiWs2lTZG1TeVnealHb8zvLoKKw5x8mX5TW11tpYYmsyy+gIJPCCqb
 UvlSFXFbtL2Jrecv7ZLc4R2z+QFsiTSBXQ9fyFKVeMvIGG2cuzNS1zl0bz6GxZqao/TVKTNW3V6
 pr9xp4Q/1S3KzWtqanXHmtk8v6Ys1E8PKMl0bFJzvsc7H37Iwc24rlk2oSM8GatbM8GRIzxZaZi
 TLRWmRMCUwyBQhABlTGSupRGpVIZI0GjGIEAzhcRtvr17ru51VP+G1nD9Pc6HEtZLTKEK1888vP
 kkc2rUzubcpN+7OHLnPT1fT8d/b4bWl1UtNLD5nDyydeq6NsIzg8rJxORye5lpuemtjn6JYUl5e
 pOLkvqunNxSzcdl80d0S/m6bMqM8Ry1n0MStjJ4fys9LxKg2oRzs1sx5NembxYn2sePbr/czgVF
 7is/lXqC6hZ/EgvUg2smve/3kV6GZvDMNu8/sIog/mQXvDyC+pBblwfmgiYyyK2eIvBFb7GSuLn
 am+kd/uVIywXw4pSa6botckuiQuRZ3W4puFazJ/Yy0pxx/KYJwnN4xhGOepnJ4rizG/wBpn1s5V
 6FTbYVCXXCRp6zV6en5VNOS6JeZFmllOEpW2zaXbPU07NPTp8uK+bzZWbWvfY3ly6vqYYvcV092
 FZK42tmtmxBmtAzwBGeLLRiiWmVpaY8kjyFMBABmGmIAqhiQyLKYxDQacHjmrT11dKX8LdvzbIp
 UPqjs2YPE3J/iVaaabqT5sdd2QtTDTaWeosU5Qqg5tVRc5NLyS6ni5Zbm+jwZY48ctdRzrpqlZd
 OMK4rMpSeEl7nEt8R8LutdVOpbfRNwaX5nieKeJp+JNS66rFTo68yjXJ9l/NLz/sPw/wCH34o1T
 anZRwyiWJ2LaVsvJeX9vfp3w4phj5Z1wy+oyzz8eOPr1GqV9NbqfPmKy4vKLtXPHOMSX6nM8OeF
 aODWfE4bqNRVp5xxZp7JuyM32ks/S/bqux37dLXNYlBP1Z2llee42XTQ0tqsrszFxlGXLJNd8G3
 F5SJeksjFqEk12WMF1U2qPzpL7lQwl/EiUoSe2CJbTinswNnCbyzFZ/E+xnxtkw2L5k++CRaS6o
 J9fcaHLEk8MDUXy2YNqtcscvuRXUs/Ekst9DLjO7FSRMrf8qMeYylmcW2ZtvIBFRiK6LBEnnYuX
 UhuK3bwVGvrLVDlrXXqzkau3LZuaq6CjOzrOXT0ORqLMJt9Q55Vib5p+iM9aNepG1WjLkzRM0DD
 EzRKrJEtEIpMKsBJjKpgIPuBnGJDI0eRkjQFIYkMNR53xVLlu0qa2cZLP3R4DxfxjWcJs0cuHXW
 U2V81knDfK9fTZn1nX6OrXad1WrvmMl1i/NHyH8TuC8RhrNNZKqM6FXy80Hj4m729/QxMP9PKum
 XJ/l4r4Lq/D/iK+3W6zhvwddRU7L1RJwp1Cxu5RXR+2MnvvCOmhp+EaOmqqNScViEVtHO+P1PkP
 hmcNLo+INt82o/d5ccYb7fqfaeBtPU6apdIrP5Ixy956dfp+uO5PUwwlyrssFGKTcWpfmZM5WUd
 dOR4QnHPcaeUTN4XUgSaT2TBRi+uG/NiX5LyHnyKKWOwnCLe6E/QNgD4cV0X6nI1+rl8eyqpJKP
 yuXds68ejNeWjom8yguZy5m1tlmcplZ03hcZfyjPDldcYrssCxgiMMXSah8qX15753WPyKhNNuL
 zlGnMMmTwXJGOSZRiskzBdFyioLPNPr6I2PhSkzBxC+GiqlNtO2SxFFZrk8QnFXfDh9NfX1Z5jW
 8UmuJx01NTsgmoykt/m/sbvG9dLQ6C22OJaiWVUm/qm+h884XxiDsatk4Xxb+JGe0k++UcuTPXT
 pw8Uz3a+m1o2YHI8Paieq4erJPK52ovzR2II1LuPLlj45XFlj0MsTHFGRGki0USigqkx5IKQVWQ
 yiQyyjYRRIyNGNCAChkplBTNfXaarU0ShdXGyON4SWU0bABfb5/xHwXp9Rp9XpaNTKmjWpfEhCK
 coYeVyyf8Ac9B4S4VHhl9dENTqL1TVJc18+eT6dXg6eo0TlJypny56xI0sLNFZzcracWnJLZe41
 KS3H07rSlHBEJcsvhy+xqV65Pumvczuyq6OM4Ya22IvDwTN5kvQ11a0+Wb3XR+ZfNzS9cDRtk5s
 jzlGMayFZPYTfzcq+5OcCi8N57sDJlbiziGfNkWPGH6kuTlJp+WwNsrXZvaWTC02k2/mS6+pTlt
 +oNpwb7gKM8rPcwW6yVbaisst7PK7mjq245Uesu/ki6Zt0nUcWtS5a0kzk22Tum7LZOT82bF+IR
 x38zyPjHjMdLStBTLF16+ZrrCH/np+ZMrMZtJLnl4xweMcfq13FXKKctNTmFbzhS85ff8AoZKpc
 P1Ntd9mnpnZDpKUU2jRpjoravhX0RlW1hxazk3eC8F4dbxCNdNupjCSf7tWZSxvlZzg8sttfQvj
 hjr4j3PDbo6jSwsgopfT8q228jeiaui01Wk08KKI8tcFhLOTbieiPlZauVs9MkTIiImSKNIa6lA
 gCmMBhSAALEbA0SiiNGAAFC6lEjAoBAFMTAO4RhdFWc/Chv6GpqU67cVNxWOh0GaWoWbJAa37Te
 sczbSNmnXuLT5/TLWTHKK5TBKKXQDrx11qjzOqFkfODwXDiVL+uucf1OVXKUYc8W1JLOV3NqnGo
 0/POK5vQumpa6MNTp7HiNsc+T2/qZMHDlBZwZNJqLa7o1qbcH2fYLt1bfpXoxZ3TLe6ZiQVkW6J
 7ZBbSBdWvUCYyUum+DncSfw7F6mWptWWb/zGnx2T/a4x7KGSsW9OTxTWrTaey5xlPlWVGPWT7JH
 zPVw1l+rs1esqn8SyWW+VpL0Xoj3uubs1MYSfypZS9WZ4QXwWjnnj5NcXL9vvTwnAeF6W3jMLIU
 yamn8eO/K15vyfqe54bw7RaSbt0tSjOSw5czbx9zO0lLZYyl09jNWjMx0zy81zv8Z4IzRMcOhmi
 bcVouJKLRWlIaJXQYDRRCKCmACyNI//2Q==
END:VCARD
