HOT ∙ Vietnam
Hoang Ngoc Anh
HOT ∙ Vietnam
Hoang Ngoc Anh
About Hoang Ngoc Anh
I'm Hoang Ngoc Anh - Hannah, I'm a Sales Manager at IQI Vietnam with six years of industry experience. I can provide the very best experience for the clients and to work alongside the best group of agents in Saigon! I pride myself on fostering life-long relationships with my clients and keeping the... I'm Hoang Ngoc Anh - Hannah, I'm a Sales Manager at IQI Vietnam with six years of industry experience. I can provide the very best experience for the clients and to work alongside the best group of agents in Saigon! I pride myself on fostering life-long relationships with my clients and keeping their best interests at heart. I do this by keeping their personal, and financial, goals in mind while helping them achieve their home dreams. I'm friendly, kind, and readily available to the buyers and sellers. I know the importance of listening to my clients and assisting them in finding their perfect home in one of the many outstanding communities in the Saigon area. I would love to help you find just the right place in Saigon!I have successfully distributed projects like Vincom Dong Khoi, Vinhomes Golden River, Saigon Royal, Millennium, Goldview, Gateway Thao Dien, Masteri Thao Dien, An Phu, Riviera Point, and Feliz en Vista. I have also worked with Singapore's famous real estate development conglomerates such as Keppel Land and Capita Land.HOANG NGOC ANH - HANNAH HOANG☎️ (+84) 91 5599 455❤️ https://iqi.me/hoang-ngoc-anh 🌻 https://www.youtube.com/channel/UCS1TE2LVCo-HRM_DH0U32xw 🌱 Facebook: https://www.facebook.com/profile.php?id=100012431887465 🌱 Fanpage: https://www.facebook.com/kenhbdshcm 🌱 Linked in: https://www.linkedin.com/in/hoang-ngocanh-4728a7180🌱 Linked in Page: https://www.linkedin.com/company/property-chanel
6 years at IQI
60 transactions
127 properties on sale
107 properties on rent
Contact Hoang Ngoc Anh
Hoang Ngoc Anh Social Links
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Hoang Ngoc Anh's Service Locations
Hoang Ngoc Anh's Service Locations
My Listings
VINHOMES GOLDEN RIVER, 2 BEDROOMS, FULLY FURNISHED, RIVER & BITEXCO VIEW
vhgr
$ 1,349 /month
Listed on August 14, 2021
MASTERI CENTRE POINT - MUA NHÀ 0 ĐỒNG, KHÔNG TRẢ ĐỒNG NÀO TRONG 2 NĂM
Masteri
$ 181,138
Listed on June 2, 2021
ESTELLA HEIGHTS, 2 bedrooms, Fully furnished, Nice view
Estella
$ 1,156 /month
Listed on June 16, 2021
MILLENNIUM 2 Bedroom, Fully Furnished, River view & District 1 view
District 4
$ 964 /month
Listed on May 17, 2021
HYATT REGENCY HO TRAM RESIDENCES - A PERFECT MASTERPIECE ON AN EXTRAVAGANT AVENU
Ho Tram Beach
$ 1,600,000
Listed on January 21, 2021
HYATT REGENCY HO TRAM RESIDENCE - BẤT ĐỘNG SẢN THƯƠNG HIỆU ĐẦU TIÊN TẠI HỒ TRÀM
hyatt
$ 1,600,000
Listed on June 28, 2021
Biệt thự góc 2 mặt tiền Verosa Park Khang Điền, 416m2, 4 tầng, Sân vườn riêng
Verosa
$ 1,156,200
Listed on August 1, 2021
MASTERI CENTRE POINT: 5 ĐIỂM ĐỘC NHẤT ĐỂ SỞ HỮU CHUẨN SỐNG SANG TẠI KHU ĐÔNG – TP. HCM
Masteri
$ 227,386
Listed on June 13, 2021
HO TRAM - NƠI THIÊN ĐƯỜNG KHÔNG CÒN LÀ GIẤC MƠ
Ixora2
$ 111,766
Listed on July 4, 2022
FOR RENT 1 BEDROOM AT SUN SYMPHONY RESIDENCE - DA NANG CITY
SON TRA, DA NANG
$ 135,531
Listed on September 8, 2026
HARRIS PARK, Australia, 1 Bedrooms, Full Furnished
Western
$ 713,000
Listed on May 17, 2024
DIAMOND ISLAND, DISTRICT 2, 1 BEDROOM, FULLY FURNISHED
DISTRICT 2
$ 639 /month
Listed on August 15, 2024
VINHOMES CENTRAL PARK, 3 BEDROOMS, FULLY FURNISHED, NICE VIEW
c393vhcp
$ 964 /month
Listed on September 14, 2021
SAIGON ROYAL, 2BEDROOMS, FULLY FURNISHED, RIVER VIEW BITEXCO & LANDMARK81 VIEW
3310sgroyal
$ 1,646 /month
Listed on September 12, 2021
SANCTUARY HOTRAM, YOUR VERY OWN PARADISE, FULLY 5 STAR FURNISHED, HO TRAM BEACH
SanctuaryHotram
$ 652,000
Listed on June 30, 2022
VINCOM DONG KHOI, 2 BEDROOM, FULLY FURNISHED, DUC BA CHURCH VIEW
612vincom
$ 2,717 /month
Listed on December 7, 2021
Q2 THAO DIEN, 3 Bedrooms, Full Furnished, NICE VIEW
District 2
$ 470,188
Listed on June 18, 2024
SEA HILL VILLA, IXORA HO TRAM BY FUSION, 3 BEDROOM, SEA VIEW, FULLY HIGH-END FURNISHED
Seaview
$ 1,758,000
Listed on May 6, 2023
HYATT REGENCY HOTRAM RESIDENCES - BEACH FRONT VILLA
HO Tram
$ 1,875,511
Listed on February 19, 2021
SUPER VILLAS - SOPHISTICATED ART, INFINITE VALUES
Dong Nai
$ 1,738,246
Listed on December 3, 2020
GLADIA KHANG DIEN - DETACHED VILLA AX-X - PRIVATE GARDEN - PRICE 51.915 BILLION
VO CHI CONG, QUAN 2, THU DUC, HCMC
$ 2,000,804 /month
Listed on January 7, 2026
The Marq, District 1, 1 Bedroom, Full Furnished
District 1
$ 2,312 /month
Listed on June 10, 2024
SAIGON MYSTERY, DISTRICT 2, FULLY FURNISHED, 4BR+1
DISTRICT 2
$ 2,891 /month
Listed on August 28, 2024
LUMIÈRE RIVERSIDE - THE SYMBOL OF SOPHISTICATED LIFESTYLE
District 2
$ 325,000
Listed on December 3, 2020
IZUMI CITY - NAM LONG, GIAI ĐOẠN 1, 6X20, 1 TRỆT 2 LẦU, 6.5 TỶ (ĐÃ BAO GỒM VAT)
IZUMI
$ 250,510
Listed on November 9, 2021
SANCTUARY HO TRAM - THIÊN ĐƯỜNG NGHỈ DƯỠNG BÊN BỜ BIỂN
sanctuary
$ 612,981
Listed on September 27, 2021
Q2 THAO DIEN, 4 BEDROOMS, FULLY FURNISHED, RIVER VIEW
Thao Dien
$ 1,194,740
Listed on February 9, 2023
GRAND MARINA SAIGON, 2 PHÒNG NGỦ, VIEW SÔNG
GRAND MARINA SAIGON
$ 1,310,360 /month
Listed on July 24, 2025
DIAMOND ISLAND, DISTRICT 2, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,400 /month
Listed on September 23, 2024
CORNER 2 BEDROOMS - IXORA HỒ TRÀM BY FUSION, SEA VIEW, FULLY HIGH-END FURNISHED
Corner 2 bedrooms
$ 331,444
Listed on May 4, 2023
SUNWAH PEARL, 3 BEDROOMS, FULLY LUXURY FURNISHED, RIVER VIEW
Sunwah
$ 1,935 /month
Listed on July 25, 2021
THE VIEW - DISTRICT 7, 3 BEDROOMS, FULLY FURNISHED, NICE VIEW
the view
$ 1,310 /month
Listed on June 26, 2021
BIỆT THỰ ĐƠN LẬP GÓC VINHOMES CENTRAL PARK, FULL NỘI THẤT, 316M2
villavhcp
$ 4,432,100
Listed on October 28, 2021
THE 9 STELLARS, 1 PHÒNG NGỦ, NỘI THẤT CƠ BẢN 50M2 - 1 BEDROOM, FULLY FITTED, 50M2
Thu Duc District
$ 115,620
Listed on March 25, 2021
Angsana Residences Ho Tram, Beachfront Villa, 3 bedrooms, Completed
angsanahotram
$ 1,730,000
Listed on September 23, 2021
CHARM RESORT HỒ TRÀM - NGHĨ DƯỠNG GIỮA THIÊN NHIÊN - TRỊ LIỆU SỨC KHOẺ - GIẢI TRÍ THƯƠNG MẠI ĐẲNG CẤP QUỐC TẾ
Charm Resort
$ 127,182
Listed on October 26, 2021
SERENITY SKY VILLAS, DISTRICT 3, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 3
$ 6,000 /month
Listed on August 19, 2024
BRANDED RESIDENCES - HYATT REGENCY HO TRAM RESIDENCES
Ho Tram Beach
$ 2,119,700
Listed on January 21, 2021
LE MÉRIDIEN RESIDENCES DANANG - Biệt thự mang thương hiệu Le Méridien đầu tiên tại Châu Á, và thứ 2 của thế giới
LeMeridien Boutique
$ 2,167,000
Listed on February 1, 2022
DIAMOND ISLAND - ĐẢO KIM CƯƠNG, 4 PHÒNG NGỦ, NỘI THẤT SIÊU ĐẸP, VIEW SÔNG LỒNG LỘN
Diamond Island
$ 847,880
Listed on June 13, 2021
MILLENNIUM, 2 Phòng ngủ, Full nội thất, View sông và view quận 1
Millennium
$ 238,948
Listed on May 30, 2021
ID JUNCTION
ID Junction
$ 219,678
Listed on June 2, 2021
NÂNG TẦM CUỘC SỐNG CÙNG GIẢI PHÁP NHÀ Ở VƯỢT TRỘI - ELEVATE LIVING STANDARDS WITH HOME FOR HOME
Masteri
$ 115,620
Listed on June 3, 2021
GRAND MARINA SAIGON 2 BEDROOMS, MONTHLY RENR $4000
DISTRICT 1
$ 4,085 /month
Listed on January 24, 2026
ĐẠI DỊCH COVID-19 VÔ TÌNH LÀM NỔI BẬT LỢI THẾ BẤT ĐỘNG SẢN HÀNG HIỆU - THE PANDEMIC HAS HIGHLIGHTED SOME OF THE ADVANTAGES OF BRANDED RESIDENCES
Grand Marina Saigon
$ 1,500,000
Listed on June 7, 2021
Cove Empire City, District 2, 2Bedrooms, Fully Furnished
District 2
$ 1,596 /month
Listed on June 11, 2024
GLADIA KHANG DIEN - TOWNHOUSE - PRIVATE GARDEN - SELLING PRICE: 49,682,528,648 VND (EXCL. VAT)
VO CHI CONG, QUAN 2, THU DUC, HCMC
$ 1,914,765 /month
Listed on January 7, 2026
MADISON, 2 BEDROOM, 88.8 SQM, FULLY HIGH-END FURNISHED, DISTRICT 1
District 1
$ 2,428 /month
Listed on March 31, 2021
CITY GARDEN, 3 BEDROOMS, FULLY FURNISHED, NICE VIEW
c214citygarden
$ 2,517 /month
Listed on September 11, 2021
MT EASTMARK - GIÁ TỐT NHẤT TẠI TP. THỦ ĐỨC - CHỈ 36TR/M2 (BAO GỒM VAT)
MTEastmark
$ 100,204
Listed on November 14, 2021
CASA VILLA ĐƠN LẬP - BLANCA CITY - CĂN GÓC - GIÁ BÁN: 83.3 TỶ
3 THANG 2, PHUONG 11, BA RIA VUNG TAU
$ 3,213,705 /month
Listed on March 17, 2026
THE GLOBAL CITY - TẦM NHÌN KIẾN TẠO MỘT “DOWNTOWN” MỚI
TheglobalCity
$ 1,500,000
Listed on July 3, 2022
SWAN BAY - OASIS, DẤU ẤN NHẬT BẢN TRÊN ĐẢO NGHỈ DƯỠNG THƯỢNG LƯU
Swanbay
$ 770,800
Listed on June 1, 2021
Nassim Thảo Điền, 3 Phòng ngủ, Full nội thất cao cấp, View sông
Nassim
$ 605,078
Listed on September 3, 2023
SUNWAH PEARL - BINH THANH DISTRICT, 2 BEDROOM, FULLY FURNISHED, FACILITIES VIEW
sunwah1
$ 1,156 /month
Listed on September 1, 2021
DIAMOND ISLAND, DISTRICT 2, 3BR, FULLY FURNISHED
DISTRICT 2
$ 1,700 /month
Listed on August 13, 2024
Q2 THAO DIEN, DISTRICT 2, 3BR, FULLY FURNISHED
DISTRICT 2
$ 2,500 /month
Listed on July 24, 2024
THE RIVER THU THIEM - The foreigner's price is the same as that of the Vietnamese
Thu Thiem, district 2
$ 323,582
Listed on April 2, 2021
SADORA APARTMENT, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,041 /month
Listed on September 4, 2024
Vista Verde, Duplex 3 phòng ngủ, Full nội thất, view xinh đẹp
Vista Verde
$ 385,400
Listed on June 7, 2021
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,079 /month
Listed on August 28, 2024
GATEWAY THAO DIEN, 2 PHÒNG NGỦ, VIEW CITY, GIÁ BÁN: 13.5 TỶ
9 LÊ THƯỚC, THẢO ĐIỀN, AN KHÁNH, THỦ ĐỨC, TP.HCM
$ 520,290 /month
Listed on March 10, 2026
VINHOMES GOLDEN RIVER, 3 PHÒNG NGỦ, ĐẦY ĐỦ NỘI THẤT, VIEW SÔNG VÀ QUẬN 1
aqua4
$ 558,830
Listed on August 14, 2021
ID JUNCTION - MIỀN ĐẤT TƯƠNG LAI CHO CÔNG DÂN TOÀN CẦU
iD Junction
$ 258,218
Listed on October 16, 2021
VINHOMES CENTRAL PARK, 3 BEDROOMS, FULLY FURNISHED, RIVER VIEW
vhcp
$ 1,156 /month
Listed on August 14, 2021
FOR SALE 4 BEDROOMS AT MASTERI PARK PLACE - RIVER VIEW - PRICE 19.4B VND
ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, TP.HCM
$ 748,438 /month
Listed on January 12, 2026
THE MARQ, DISTRICT 1, 1 BEDROOM, FULLY FITTED
DISTRICT 1
$ 771 /month
Listed on June 3, 2024
DUPLEX PENTHOUSE - IXORA HỒ TRÀM BY FUSION, 160SQM, SEA VIEW, PRIVATE POOL, LIMITED EDITION
Penthouse
$ 621,277
Listed on May 3, 2023
THE GRAND HANOI - BẤT ĐỘNG SẢN THƯƠNG HIỆU QUẢN LÝ BỞI THE RITZ CARLTON
The Grand hanoi
$ 2,500,000
Listed on August 30, 2021
Beach Villa - IXORA HỒ TRÀM BY FUSION, 3 bedrooms, Fully 5-stars furnished, utinities view
Beachvilla
$ 1,100,000
Listed on May 6, 2023
HYATT - THE COLLECTION OF 63 HYATT REGENCY GRAND VILLAS
Hyatt
$ 3,100,000
Listed on February 1, 2021
LE MERIDIEN RESIDENCES DA NANG, BIỆT THỰ BIỂN THƯƠNG HIỆU LE MERIDIEN ĐẦU TIÊN TẠI CHÂU Á
lemeridien1
$ 4,380,000
Listed on August 20, 2021
ONE VERANDAH, 2 BEDROOMS, FITTED, RIVER VIEW
one verandah
$ 290,000
Listed on July 3, 2021
MILLENNIUM, 2 Phòng ngủ, Full nội thất, View sông và Bitexco
Millennium
$ 231,240
Listed on May 30, 2021
LIMITED EDITION BEACHFRONT VILLA IN HO TRAM, IXORA HỒ TRÀM BY FUSION - 5STAR
Beachfront
$ 2,800,000
Listed on May 7, 2023
DIAMOND ISLAND, GARDEN VILLA, FULLY FURNISHED, RIVER VIEW
diamond island
$ 4,818 /month
Listed on June 16, 2021
PENTHOUSE IXORA HO TRAM by FUSION, BEACH RESORT, BEACH VIEW
Ixorapent
$ 525,000
Listed on July 4, 2022
VINHOMES GOLDEN RIVER, 3 BEDROOMS, FULLY FURNISHED, RIVER VIEW
vinhomes
$ 1,646 /month
Listed on August 10, 2021
IXORA HO TRAM BY FUSION - PENTHOUSE - PRIVATE SWIMMING POOL - SEA VIEW
A1910
$ 665,000
Listed on May 3, 2023
VINHOMES GOLDEN RIVER, 3 BEDROOMS, FULLY FITTED, RIVER & BITEXCO VIEW
lux 6
$ 1,349 /month
Listed on August 14, 2021
ANGSANA HO TRAM, RESORT 5SAO, ĐỔI ĐIỂM QUỐC TẾ, 40% DOANH CHO CHỦ SỞ HỮU
villaangsana
$ 2,000,000
Listed on October 3, 2023
TERRACE 2 BEDROOMS, IXORA HO TRAM BY FUSION, 110M2, PRIVATE SWIMMING POOL
Terrace A119
$ 369,984
Listed on May 4, 2023
DUPLEX LUMIÈRE BOULEVARD, DISTRICT 9, 4 BEDROOMS, UNFURNISHED
DISTRICT 9
$ 450,918
Listed on September 21, 2024
BIỆT THỰ MELIA HỒ TRÀM MẶT TIỀN BIỂN, 4 PHỒNG NGỦ, FULL NỘI THẤT CHUẨN MELIA
melia hồ tràm
$ 2,100,430
Listed on July 28, 2021
THE MARQ, DISTRICT 1, 1 BEDROOM, FULLY FURNISHED
DISTRICT 1
$ 886 /month
Listed on June 3, 2024
THE RIVUS - DINH THỰ NỔI “CẢM HỨNG HAUTE COUTURE ĐẦU TIÊN tại CHÂU Á
The Rivus
$ 13,000,000
Listed on July 1, 2022
DIAMOND ISLAND, DISTRICT 2, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,800 /month
Listed on September 11, 2024
LE MÉRIDIEN RESIDENCES DANANG - THE FIRST LE MÉRIDIEN BEACH VILLA IN ASIA
' LeMeridien plage
$ 2,145,000
Listed on February 1, 2022
THE MARQ, DISTRICT 1, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 1
$ 3,874 /month
Listed on June 19, 2024
SOMERSET - FELIZ EN VISTA, 4 PHÒNG NGỦ, FULL NỘI THẤT, CÓ HĐ THUÊ
somerset
$ 616,640
Listed on July 4, 2021
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,000 /month
Listed on August 14, 2024
PENTHOUSE SERENITY SKY VILLA, 4 BEDROOMS, BARE SHELL, SUPER NICE VIEW
serenity
$ 4,500,000
Listed on August 19, 2021
VISTA VERDE, DUPLEX 4 Phòng ngủ, View sông, Nội thất đẹp và cao cấp
Vista Verde
$ 462,480
Listed on June 7, 2021
EMPIRE CITY - THU THIEM AREA, 1 BEDROOM, FULLY FURNISHED, ONLY $850/MONTH
empire1
$ 821 /month
Listed on September 1, 2021
SHOPHOUSE GATEWAY THAO DIEN, DISTRICT 2, 2 FLOOR
DISTRICT 2
$ 4,500 /month
Listed on September 3, 2024
FELIZ EN VISTA, DISTRICT 2, 4BR, FULLY FURNISHED
DISTRICT 2
$ 835,920
Listed on August 13, 2024
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,000 /month
Listed on August 14, 2024
THE MARQ, DISTRICT 1, 1BEDROOM, FULL FURNISHED
DISTRICT 1
$ 1,937 /month
Listed on May 30, 2024
SERENITY SKY VILLAS, DISTRICT 3, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 3
$ 1,880,990
Listed on August 19, 2024
LUMIERE BOULEVARD, DISTRICT 9, 2 BEDROOMS, UNFURNISHED
DISTRICT 9
$ 227,386
Listed on September 21, 2024
THE MARQ, DISTRICT 1, 4 BEDROOMS, FULLY FURNISHED
DISTRICT 1
$ 2,998 /month
Listed on June 21, 2024
THE ICON - THE MOST LUXURIOUS VILLA COLLECTION
SWAN PARK - THE ICON
$ 1,738,246
Listed on December 3, 2020
HYATT REGENCY HO TRAM RESIDENCE - BẤT ĐỘNG SẢN THƯƠNG HIỆU ĐẦU TIÊN TẠI HỒ TRÀM
hyatt
$ 1,600,000
Listed on June 28, 2021
Delasol - Capita Land, 2 Bedrooms, Fully Fitted, Nice view
Delasol
$ 328,000
Listed on June 28, 2022
DIAMOND ISLAND, 4 BEDROOMS, FULLY FURNISHED, RIVER VIEW
Diamond Island
$ 3,469 /month
Listed on June 13, 2021
FELIZ EN VISTA, 3 BEDROOM, FULLY FURNISHED, LANDMARK 81 VIEW, SPA FOR FOREIGNER
feliz3306
$ 346,860
Listed on September 11, 2021
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULL FURNISHED
DISTRICT 2
$ 684 /month
Listed on October 10, 2024
THE MARQ, DISTRICT 1, 2 BEDROOMS, FULL FURNISHED
DISTRICT 1
$ 1,310 /month
Listed on May 28, 2024
MASTERI CENTRE POINT: 5 ĐIỂM ĐỘC NHẤT ĐỂ SỞ HỮU CHUẨN SỐNG SANG TẠI KHU ĐÔNG – TP. HCM
masteri
$ 123,328
Listed on June 13, 2021
5 BƯỚC ĐỔI NHÀ SỐNG SANG CÙNG GIẢI PHÁP “HOME FOR HOME”
masteri
$ 227,386
Listed on June 13, 2021
OWNING AN ECO-HOUSE ON THE PHOENIX ISLAND WITH ONLY 10% DOWN PAYMENT
Vietnam
$ 327,590
Listed on November 30, 2020
THE MARQ, DISTRICT 1, 1BEDROOM, FULL FURNISHED
DISTRICT 1
$ 331,444
Listed on May 30, 2024
MASTERI PARK PLACE 2BEDROOMS, MUSICAL FOUNTAIN VIEW, PRICE 10.5B VND
ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, THỦ ĐỨC, TP. HỒ CHÍ MINH
$ 405,281 /month
Listed on January 12, 2026
VINHOMES CENTRAL PARK, 3 BEDROOMS, FULLY FURNISHED, NICE VIEW
c392vhvp
$ 964 /month
Listed on September 14, 2021
SUNWAH PEARL, 3bedroom, river view, next to District 1
Binh Thanh District,
$ 1,927 /month
Listed on February 23, 2021
THE MARQ, DISTRICT 1, 1BEDROOM, FULL FURNISHED
DISTRICT 1
$ 1,349 /month
Listed on May 30, 2024
VINHOMES Central Park - LANDMARK 81, 3 BEDROOMS, FULLY FURNISHED, NICE VIEW
VHCP116
$ 2,497 /month
Listed on March 29, 2022
ĐẢO KIM CƯƠNG, 3 phòng ngủ, Full nội thất, view sông và Landmark 81
Dao Kim Cương
$ 462,480
Listed on June 14, 2021
Cove Empire City, District 2, 3 Bedroom, Empty Furnished
District 2
$ 2,312 /month
Listed on June 10, 2024
EMPIRE CITY - THU THIEM AREA, 1 BEDROOM, FULLY FURNISHED, RIVER VIEW
empire2
$ 1,064 /month
Listed on September 1, 2021
SERENITY SKY VILLAS, 3 BEDROOMS, FULLY LUXURY FURNISHED, NICE VIEW
SSV
$ 5,820 /month
Listed on June 16, 2022
THE MARQ, DISTRICT 1, 1 BEDROOM, FULLY FURNISHED
DISTRICT 1
$ 1,310 /month
Listed on June 11, 2024
VISTA VERDE, Duplex 5 phòng ngủ, Full nội thất, View sông trực diện
Vista Verde
$ 770,800
Listed on June 8, 2021
FOR SALE 4 BEDROOMS AT MASTERI PARK PLACE - RIVER VIEW - PRICE 19.2B VND
ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, THỦ ĐỨC, TP. HỒ CHÍ MINH
$ 741,330 /month
Listed on January 12, 2026
THE MARQ, DISTRICT 1, 1BEDROOM, FULL FURNISHED
DISTRICT 1
$ 1,162 /month
Listed on June 1, 2024
𝐏𝐄𝐍𝐓𝐇𝐎𝐔𝐒𝐄 𝐃’𝐄𝐃𝐆𝐄, District 2, 2 bedrooms, Fully Furnished
THAO DIEN
$ 7,747 /month
Listed on May 15, 2024
HYATT REGENCY HO TRAM RESIDENCE - BẤT ĐỘNG SẢN THƯƠNG HIỆU ĐẦU TIÊN TẠI HỒ TRÀM
HYATT
$ 1,500,000
Listed on June 28, 2021
VINHOMES GOLDEN RIVER, 3 BEDROOM, FULLY FURNISHED, RIVER VIEW
Lux68
$ 2,031 /month
Listed on August 14, 2021
1 Bedroom Aparment At The Galleria Metropole
33 Trần Bạch Đằng, Thủ Thiêm, Thủ Đức, HCM
$ 847,880 /month
Listed on June 18, 2025
MILLENNIUM 2 PHÒNG NGỦ, FULL NỘI THẤT, VIEW SÔNG VÀ VIEW QUẬN 1
Quận 4
$ 242,802
Listed on May 17, 2021
VINCOM ĐỒNG KHỞI, 3 PHÒNG NGỦ, FULL NỘI THẤT CAO CẤP, VIEW BITEXCO, SÔNG VÀ THỦ THIÊM
424Vincomdongkhoi
$ 1,387,440
Listed on January 1, 2022
LUMIÈRE BOULEVARD, DISTRICT 9, 2 BEDROOMS, FULLY LUXURY FURNISHED
DISTRICT 9
$ 203,000
Listed on September 18, 2024
MASTERI CENTRE POINT: 5 ĐIỂM ĐỘC NHẤT ĐỂ SỞ HỮU CHUẨN SỐNG SANG TẠI KHU ĐÔNG – TP. HCM
Masteri
$ 177,284
Listed on June 13, 2021
FOR RENT 3 BEDROOMS AT CELADON CITY
CELADON CITY
$ 423,940 /month
Listed on December 22, 2025
THE LAST PENTHOUSE IN THAO DIEN - FRASERS DEVELOPER
PenthouseQ2
$ 2,890,500
Listed on March 1, 2024
CĂN GÓC ESTELLA HEIGHTS 3 PHÒNG NGỦ, VIEW LANDMARK 81, FULL NỘI THẤT
Estella Heights
$ 526,071
Listed on June 3, 2021
5 BƯỚC ĐỔI NHÀ SỐNG SANG CÙNG GIẢI PHÁP “HOME FOR HOME”
masteri
$ 177,284
Listed on June 13, 2021
THE VIEW, 3 PHÒNG NGỦ, TẦNG SIÊU CAO, FULL NỘI THẤT, VIEW PHÚ MỸ HƯNG
t7315theview
$ 354,568
Listed on September 12, 2021
THE MARQ, DISTRICT 1, 4 BEDROOMS +1, FULLY FURNISHED
DISTRICT 1
$ 4,062 /month
Listed on June 18, 2024
VINHOMES GOLDEN RIVER, FOREIGNER QUOTA, 3 BEDROOMS, LANDMARK VIEW, HIGH LEVEL
District 1
$ 730,000
Listed on April 30, 2021
DIAMOND ISLAND, DISTRICT 2, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,400 /month
Listed on September 23, 2024
The Ascent, 2 bedroom, Fully Furnished, Nice view
The Ascent
$ 617 /month
Listed on June 9, 2021
FELIZ EN VISTA, DISTRICT 2, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,530 /month
Listed on October 3, 2024
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 771 /month
Listed on September 9, 2024
FELIZ EN VISTA, 2 BEDROOMS, FULLY FURNISHED, HIGH FLOOR, NICE VIEW
b325Feliz
$ 319,882
Listed on September 11, 2021
THE ALBALNY THAO DIEN, DISTRIC 2, 3 BEDROOMS, FULL FURNISHED
2 LE THUOC, THAO DIEN, DISTRIC 2
$ 4,223 /month
Listed on December 30, 2024
BIỆT THỰ ĐƠN LẬP VINHOMES CENTRAL PARK, FULL NỘI THẤT, 576m2
149villavhcp
$ 5,742,460
Listed on November 3, 2021
FELIZ EN VISTA, 3 BEDROOMS, FULLY FITTED, HIGH FLOOR, CITY VIEW
c299Feliz
$ 319,882
Listed on September 12, 2021
THE VIEW, 3 BEDROOMS, FULLY FURNISHED, SWIMMING POOL & PHU MY HUNG VIEW
t7165theview
$ 327,590
Listed on September 12, 2021
DIAMOND ISLAND, DISTRICT 2, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,100 /month
Listed on September 19, 2024
THE METROPOLE THU THIEM, DISTRICT 2 BEDROOMS, UNFURNISHED
DISTRICT 2
$ 481,750
Listed on May 30, 2024
Masteri Centre Point - MUA NHÀ 0 ĐỒNG, KHÔNG TRẢ ĐỒNG NÀO TRONG 2 NĂM
MCP
$ 227,386
Listed on November 4, 2020
D'edge Thảo Điền, 3 Bedrooms, luxury furniture, River view
D'edge
$ 4,740 /month
Listed on June 12, 2021
SERENITY SKY VILLAS, DISTRICT 3, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 3
$ 6,000 /month
Listed on August 30, 2024
THE VIEW, 3 BEDROOMS, FULLY FURNISHED, HIGH FLOOR, SWIMMING POOL
t8252theview
$ 346,860
Listed on September 12, 2021
VILLA NHẬT, CĂN GÓC 3 MẶT TIỀN, CHUẨN NHẬT, NỘI THẤT CAO CẤP
Quận 2
$ 1,310,360
Listed on May 16, 2021
DUPLEX FELIZ EN VISTA, 3 BEDROOM, BARE SHELL, NICE VIEW
duplex feliz
$ 462,480
Listed on July 12, 2021
THE NASSIM, District 2, 3 bedrooms, Fully Furnished
THAO DIEN
$ 693,720
Listed on May 15, 2024
Q2 THAO DIEN, DISTRICT 2, 3BR, FULL FURNISHED
DISTRICT 2
$ 2,127 /month
Listed on August 1, 2024
EMPIRE CITY THU THIEM, 1 BEDROOM, HIGH FLOOR, FULLY FURNISHED, RIVER VIEW
Empire4
$ 1,156 /month
Listed on September 1, 2021
VINCOM ĐỒNG KHỞI, District 1, 4 bedrooms, Fully Finished
District 1
$ 1,695,760
Listed on May 15, 2024
MILLENNIUM, 2 BEDROOMS, FULLY FURNISHED, NICE VIEW
Millennium, District 4
$ 694 /month
Listed on April 8, 2021
BIỆT THỰ SONG LẬP, NGAY NGÃ TƯ NVL VÀ NG THỊ THẬP, FULL NỘI THẤT
villa song lập
$ 1,667,240
Listed on June 26, 2021
MASTERI PARK PLACE, 2 PHÒNG NGỦ, VIEW HỒ BƠI, GIÁ 8.7 TỶ
THE GLOBAL CITY, ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, THỦ ĐỨC, TP.HCM
$ 375,011 /month
Listed on January 12, 2026
FELIZ EN VISTA, DISTRICT 2, 4BR, FULLY FURNISHED
DISTRICT 2
$ 3,200 /month
Listed on August 13, 2024
Thao Dien Green, 1 bedroom, Fully Furnished, Nice view
Thao Dien Green
$ 1,162 /month
Listed on May 15, 2024
DIAMOND ISLAND, Pool Villa, 4 phòng ngủ, Hồ Bơi riêng, Full nội thất, View sông, Landmark và Bitexco
poolvilla
$ 3,275,900
Listed on October 27, 2023
VINCOM ĐỒNG KHỞI, District 1, 4 bedrooms, Fully Furnished
District 1
$ 3,873 /month
Listed on May 15, 2024
PENTHOUSE THE NASSIM, District 1, 4 bedrooms, Fully Furnished
THAO DIEN
$ 9,005 /month
Listed on May 15, 2024
DUPLEX GATEWAY, District 2, 2 bedrooms, Fully Furnished
THAO DIEN
$ 5,907 /month
Listed on May 15, 2024
BIỆT THỰ THẢO ĐIỀN, CÓ HÒ BƠI RIÊNG, ĐANG CÓ HĐ THUÊ $14000
villa thảo điền
$ 6,613,464
Listed on June 26, 2021
THE VIEW, 3 BEDROOMS, FULLY FURNITURE, SWIMMING POOL & PHU MY HUNG VIEW
t7125theview
$ 327,590
Listed on September 12, 2021
THE MARQ, DISTRICT 1, 1 BEDROOM, FULLY FURNISHED
DISTRICT 1
$ 2,228 /month
Listed on June 11, 2024
ESTELLA HEIGHTS, 3 phòng ngủ, Duplex, Landmark view
Estella
$ 377,692
Listed on June 7, 2021
AN PHU VILLA, District 2, 3 Bedrooms, Full Furnished
District 2
$ 215,824
Listed on May 16, 2024
VINCOM DONG KHOI, DISTRICT 1, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 1
$ 3,000 /month
Listed on September 27, 2024
THE MARQ, DISTRICT 1, 1 BEDROOM, FULLY FURNISHED
DISTRICT 1
$ 1,253 /month
Listed on June 11, 2024
C𝐀𝐋𝐌𝐀 𝐁𝐄𝐀𝐂𝐇𝐅𝐑𝐎𝐍𝐓 𝐕𝐈𝐋𝐋𝐀𝐒, Cyprus, 4 Bedrooms
Cyprus
$ 2,027,000
Listed on May 17, 2024
The Marq, District 1, 1 Bedroom, Full Furnished
District 1
$ 327,590
Listed on June 10, 2024
FELIZ EN VISTA, 3 BEDROOMS, FULLY FURNISHED, LANDMARK 81 VIEW
feliz336
$ 964 /month
Listed on September 11, 2021
THE MARQ, DISTRICT 1, 4 BEDROOMS +1, FULLY FURNISHED
DISTRICT 1
$ 4,200 /month
Listed on June 18, 2024
D'EDGE THAO DIEN, District 2, 4 bedrooms, Fully Furnished
THAO DIEN
$ 4,239
Listed on May 15, 2024
GRAND MARINA SAI GON, District 1, 2 Bedrooms, Full Furnished
District 1
$ 1,260 /month
Listed on May 17, 2024
THE UNIQUE OF AQUA CITY - PHOENIX SOUTH
Bien Hoa, Dong Nai
$ 308,320
Listed on January 23, 2021
THẢO ĐIỀN GREEN - DỰ ÁN VIEW SÔNG CUỐI CÙNG TẠI THẢO ĐIỀN, QUẬN 2
Thao Dien Green
$ 346,860
Listed on June 9, 2021
JAMILA KHANG ĐIỀN, 3 PHÒNG NGỦ, FULL NỘI THẤT XỊN, VIEW THE GLOBAL CITY
jamilab1102
$ 184,992
Listed on February 17, 2023
Melosa Khang Điền, 4 Phòng ngủ, 1 trệt 2 lầu, Full nội thất cao cấp, Gần công viên
Melosa
$ 385,400
Listed on April 3, 2023
ESTELLA HEIGHT, 3 Bedroom, Landmark view, Fully Furnished
Estella
$ 501,020
Listed on June 7, 2021
THE NASSIM, District 2, 3 bedrooms, Fully Furnished
THAO DIEN
$ 2,698 /month
Listed on May 15, 2024
THE ALBANY - THE MOST ADVANCED PROJECT IN THAO DIEN, 3 BEDROOMS, FULLY FITTED
bthealbany
$ 5,319 /month
Listed on November 22, 2021
MASTERI CENTRE POINT, District 9, 2 Bedrooms, Full Furnished
District 9
$ 501 /month
Listed on May 16, 2024
THE METROPOLE THU THIEM, DISTRICT 2, 2 BEDROOMS, FULL FURNISHED
DISTRICT 2
$ 520,290
Listed on May 27, 2024
THE VIEW, 3 PHÒNG NGỦ, FULL NỘI THẤT ĐẸP, SMARTHOME, VIEW HỒ BƠI VÀ PHÚ MỸ HƯNG
theview
$ 337,225
Listed on September 12, 2021
SERENITY SKY VILLAS, DISTRICT 3, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 3
$ 1,136,930
Listed on August 30, 2024
FELIZ EN VISTA, DISTRICT 2, 4 BEDROOMS, FULL FURNISHED
DISTRICT 2
Listed on October 5, 2024
PHU MY HUNG CORNER VILLA, District 7, 5 Bedrooms, Full Furnished
District 7
$ 7,262 /month
Listed on May 15, 2024
BÁN 2PN MASTERI PARK PLACE, VIEW NHẠC NƯỚC, GIÁ BÁN 10 TỶ
THE GLOBAL CITY, ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, THỦ ĐỨC, TP.HCM
$ 387,061 /month
Listed on January 12, 2026
VINCOM DONG KHOI, DISTRICT 1, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 1
$ 1,866,000
Listed on October 2, 2024
EMPIRE CITY THU THIEM, 1 BEDROOM, FULLY NICE FURNISHED, RIVER VIEW
empire3
$ 1,064 /month
Listed on September 1, 2021
FELIZ EN VISTA, 3 BEDROOMS, FULLY FITTED, FOREIGNER QUOTA, NICE VIEW
feliz en vista
$ 335,298
Listed on July 3, 2021
POOL VILLA DIAMOND ISLAND, HỒ BƠI VÀ SÂN VƯỜN RIÊNG, 777m2, VIEW SÔNG SIÊU ĐẸP
diamond
$ 2,620,720
Listed on June 22, 2021
PHU MY HUNG CORNER VILLA, District 7, 5 Bedrooms, Full Furnished
District 7
$ 4,239,400
Listed on May 16, 2024
CITY GARDEN, 2 BEDROOM + CINEMA ROOM, HIGH-END FURNITURE
City Garden
$ 3,199 /month
Listed on May 30, 2021
THE VIEW, 3 PHÒNG NGỦ, FULL NỘI THẤT, VIEW THOÁNG, TẦNG CAO
52theview
$ 350,714
Listed on September 12, 2021
VOLTA DAMAC, 1 BEDROOM, FULLY FURNISHED
DUBAI
$ 640,000
Listed on August 5, 2024
ĐẢO KIM CƯƠNG - DIAMOND ISLAND, ĐANG CÓ HĐ THUÊ $1900/THÁNG, 3+1 PHÒNG NGỦ, FULL NỘI THẤT
diamond island
$ 470,188
Listed on July 3, 2021
BÁN 3PN MASTERI PARK PLACE, VIEW NHẠC NƯỚC, BÁN 12.9 TỶ
ĐỖ XUÂN HỢP, PHƯỜNG BÌNH TRƯNG, THỦ ĐỨC, TP. HỒ CHÍ MINH
$ 497,639 /month
Listed on January 12, 2026
DIAMOND ISLAND, 3 BEDROOM, FULLY FURNISHED, NICE VIEW
diamond
$ 1,734 /month
Listed on June 13, 2021
THE ICON - A NEW COLLECTION OF SWAN PARK
SWAN PARK
$ 1,738,246
Listed on December 3, 2020
VILLA MELIA HỒ TRÀM TRỰC DIỆN BIỂN, 3 PHÒNG NGỦ, FULL NỘI THẤT CHUẨN 5 SAO
melia3pnbf
$ 1,503,060
Listed on February 2, 2024
THE RIVER THU THIEM, DISTRICT 2, 4BR, FULLY FITTED
DISTRICT 2
$ 2,902 /month
Listed on August 1, 2024
THE MARQ, DISTRICT 1, 1BR, FULLY FURNISHED
DISTRICT 1
$ 339,000
Listed on August 12, 2024
THE MARQ, DISTRICT 1, 2 BEDROOMS, FULL FURNISHED
DISTRICT 1
$ 1,596 /month
Listed on May 28, 2024
DIAMOND ISLAND, DISTRICT 2, 1BR, FULLY FURNISHED
DISTRICT 2
$ 617 /month
Listed on August 12, 2024
DEFINE, district 2, 4bedroom, Fully fitted, river view
District 2
$ 6,301 /month
Listed on May 15, 2024
DUPLEX PENTHOUSE DIAMOND ISLAND, VIEW SÔNG SIÊU ĐẸP, HỒ BƠI RIÊNG
diamond
$ 1,464,520
Listed on June 22, 2021
THE METROPOLE THU THIEM, DISTRICT 2, 2 BEDROOMS, FULL FURNISHED
DISTRICT 2
$ 1,453 /month
Listed on May 27, 2024
DIAMOND ISLAND, DISTRICT 2, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 2
$ 1,500 /month
Listed on September 23, 2024
VINCOM DONG KHOI, DISTRICT 1, 2 BEDROOMS, FULLY FURNISHED
DISTRICT 1
$ 3,300 /month
Listed on September 27, 2024
VINHOMES CENTRAL PARK, 3 BEDROOM, FULLY FURNISHED, NICE VIEW
P6A428VHCP
$ 327,590
Listed on September 11, 2021
THAO DIEN GREEN, 1 BEDROOM, VIEW CITY
Thảo Điền Green, Bình Trưng,TP. Thủ Đức
$ 1,079
Listed on July 24, 2025
VINCOM DONG KHOI, DISTRICT 1, 3 BEDROOMS, FULLY FURNISHED
DISTRICT 1
Listed on September 27, 2024
The Vista An Phu, 2 bedrooms, Fully fitted, River view
The vista 19
$ 250,510
Listed on April 2, 2023
VINCOM ĐỒNG KHỞI QUẬN 1, 3 PHÒNG NGỦ, BÀN GIAO CƠ BẢN, VIEW Q1, SÔNG VÀ THỦ THIÊM
Vincom25
$ 1,541,600
Listed on February 9, 2023
VINHOMES GOLDEN RIVER, FOR RENT 1 BEDROOM, FULLY FURNISHED, NICE VIEW
Vinhomes 1 bedroom
$ 501 /month
Listed on July 12, 2021
D'EDGE THAO DIEN, District 2, 4 bedrooms, Fully Furnished
THAO DIEN
$ 4,239 /month
Listed on May 15, 2024
THE METROPOLE, 2 BEDROOMS, FULL FURNISHED, RIVER VIEW
The Metropole Thu Thiem
$ 4,509
Listed on July 4, 2025
5 BƯỚC ĐỔI NHÀ SỐNG SANG CÙNG GIẢI PHÁP “HOME FOR HOME”
masteri
$ 123,328
Listed on June 13, 2021
VINHOMES GOLDEN RIVER, 3 BEDROOM, FULLY FURNISHED, RIVER VIEW
vhgr
$ 1,838 /month
Listed on August 11, 2021
TOP CLASS MANSION FOR THE ELITE - THE ICON
SWAN PARK
$ 1,738,246
Listed on December 3, 2020
PICITY HIGH PARK, 2 Phòng ngủ, Bàn giao hoàn thiện, View xinh đẹp
Picity
$ 88,642
Listed on July 16, 2021
Q2 THAO DIEN, DISTRICT 2, 2BR, EMPTY FURNISHED
DISTRICT 2
$ 886 /month
Listed on July 24, 2024
THE ALBANY - THE MOST ADVANCED PROJECT IN THAO DIEN, 3 BEDROOMS, FULLY FITTED
bthealbany
$ 4,500 /month
Listed on June 14, 2022
DEFINE, District 2, 4 Bedroom, Fully Fitted, River View
District 2
$ 1,936,620
Listed on May 15, 2024
Our newly launched projects
Discover the real estate properties in and around Vietnam, Vietnam. Buy apartment units, landed houses, bungalows, commercial office space, shop lots, and sub-sales with 100% confidence at IQI Global.
Beachfront villas
Sanctuary Ho Tram
Ho Tram, Phuoc Thuan Ward, Xuyen Moc, Ba Ria, Vung Tau, Bà Rịa, BV, Vietnam
Starting from $ 635,910
Listed on May 12, 2023
Modern Singapore style
One Verandah
Bát Nàn, Phường Thạnh Mỹ Lợi, Quận 2, Thành phố Hồ Chí Minh, Vietnam
Starting from $ 154,160
Listed on May 12, 2023
High-rise towers
Thủ Thiêm Zeit River
TP, Trần Bạch Đằng, Phường An Khánh, Quận 2, Thủ Đức, Thành phố Hồ Chí Minh, Vietnam
Starting from $ 481,750
Listed on February 27, 2023
Luxury positioning
Lancaster Legacy
230 Đ. Nguyễn Trãi, Phường Nguyễn Cư Trinh, Quận 1, Thành phố Hồ Chí Minh, Vietnam
Starting from $ 346,860
Listed on February 24, 2023
Luxury apartment
King Crown Infinity
218 Đ. Võ Văn Ngân, Bình Thọ, Thủ Đức, Thành phố Hồ Chí Minh, Vietnam
Starting from $ 192,700
Listed on February 24, 2023
Beachside pool and restaurant
Ho Tram IXORA by Fusion
Đường Ven Biển, Phước Thuận, Xuyên Mộc, Bà Rịa - Vũng Tàu, Vietnam
Starting from $ 100,204
Listed on February 20, 2023
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8 Oct, 2026
Foreigner’s Guide To Buying Property In Malaysia
Yes, foreigners can buy a home in Malaysia, and own it outright in their own name. In most states you need to spend at least RM1 million, get state consent, and pay 8% stamp duty on the transfer. In return, you get one of the most open property markets in Asia. No Singapore-style 60% surcharge. No 49% building quota like Thailand. No requirement to hold a visa before you buy. This guide covers what foreigners can and cannot buy, the 2026 minimum prices by state, what the purchase really costs, the steps from offer to keys, and where MM2H fits in. TL;DR Foreigners can buy residential property in Malaysia, freehold or leasehold, registered in their own name. Every purchase needs state authority consent. Minimum prices are set by each state. Kuala Lumpur is RM1,000,000. Selangor is RM2,000,000. Penang Island is RM1,000,000 for condos and RM3,000,000 for landed homes. Some states start at RM500,000. Foreigners cannot buy low-cost or medium-cost housing, Bumiputera quota units, or Malay Reserved Land. From 1 January 2026, foreign buyers pay a flat 8% stamp duty on the transfer of residential property. On a RM1,000,000 home that is RM80,000, against RM24,000 for a Malaysian. Malaysian banks typically lend foreigners 60% to 70% of the property value. Selling within five years attracts 30% Real Property Gains Tax for foreigners, falling to 10% from year six. MM2H is not required to buy, but it gives a renewable long-stay pass. Silver starts at a USD150,000 fixed deposit and a RM600,000 home, subject to the state's own minimum price. In this guideCan Foreigners Buy Property in Malaysia?How Much Do Foreigners Need to Spend? Minimum Prices by StateHow to Buy a Home in Malaysia as a Foreigner: 7 StepsHow Much Does It Really Cost a Foreigner to Buy?Should You Buy Through MM2H?Why Foreigners Choose Malaysia: Experts and Our TakeFAQ Can Foreigners Buy Property in Malaysia? Yes. A foreigner can buy a condo, a serviced apartment or, in many states, a landed house, and hold the title in their own name. Freehold is available too. Foreign buyers have certainty of ownership as their names are registered as the owners of the properties. Datuk Peter S K Yap, partner, Amin, Yap & Co, speaking to EdgeProp, 28 July 2026 What foreigners cannot buy Low-cost and medium-cost housing, as defined by each state Units allocated under the Bumiputera quota in a development Malay Reserved Land Properties below the state's minimum price for foreigners Agricultural land, and in some states, auctioned property or individual landed titles Buying land rather than a home has its own rules. See our guide on whether foreigners can buy land in Malaysia. How Malaysia compares with its neighbours Rule for foreign buyersMalaysiaSingaporeThailandOwn a condo in your own nameYesYesYes, within a 49% foreign quota per buildingOwn landed propertyYes in most states, with consent and higher minimumsGenerally no, without government approvalNo freehold land ownershipExtra purchase tax8% flat stamp duty on residential transfers60% Additional Buyer's Stamp DutyStandard transfer feesLong-stay visa linked to propertyMM2H, from USD150,000 fixed depositNoSeparate visa schemes Of the three, Malaysia is the most open to foreigners owning a landed home, with published price thresholds by state. Considering Thailand too? Our guide to buying in Thailand covers its rules. How Much Do Foreigners Need to Spend? Minimum Prices by State Each state sets its own minimum purchase price for foreigners. It is the first number to check, because it decides which homes you can even look at. StateLanded (RM)Strata, condo (RM)Kuala Lumpur1,000,0001,000,000Putrajaya and Labuan1,000,0001,000,000Selangor (zones 1 to 3)2,000,0002,000,000Johor2,000,000 (designated international zones)1,000,000Penang Island3,000,0001,000,000Penang mainland1,000,000500,000Melaka1,000,000500,000Negeri Sembilan1,000,000600,000Sabah1,000,000600,000Kedah600,000 (1,000,000 in Langkawi)600,000Perak1,000,0001,000,000Perlis500,000500,000Sarawak500,000 to 600,000, by division500,000 to 600,000, by division Source: iProperty foreign buyer guide, 2026. Thresholds change and some apply only to certain zones or title types. Meeting the minimum does not guarantee state consent. Confirm with your lawyer before you commit. The spread is wide. A foreigner can buy a condo in Melaka or mainland Penang for half of what Kuala Lumpur requires, and a quarter of Selangor's entry point. Not every buyer realises this. Datuk Ho Hon Sang, the former president of the Real Estate and Housing Developers' Association (Rehda), put it simply to EdgeProp in July 2026: "There are still certain states with lower minimum thresholds." Already over RM1 million in KL? Browse completed homes that meet the foreign buyer threshold, ready to view. Browse subsale homes → How to Buy a Home in Malaysia as a Foreigner: 7 Steps The process mirrors what Malaysians follow, with one extra gate: state consent. A subsale purchase usually takes three to six months from signing to completion. Step 1: Confirm the state minimum and restrictions Before viewing anything, check the threshold for that state and property type, and confirm the unit is not a Bumiputera lot or low or medium-cost housing. Your agent and lawyer can verify this against the title. Step 2: Appoint a Malaysian lawyer Your lawyer runs the title search, drafts the Sale and Purchase Agreement (SPA), applies for state consent and handles stamp duty. Choose one before you pay a deposit. Most are not aware of the detailed costing and timelines. Jeremiah R Gurusamy, partner, Ramesh Dipendra Jeremiah Law, on foreign buyers, EdgeProp, 28 July 2026 Step 3: Arrange financing, if you need it Malaysian banks do lend to foreigners, typically 60% to 70% of the property value. Expect to show overseas income documents, tax returns and bank statements. Some banks lend more for strong profiles or MM2H participants. Many foreign buyers secure an approval in principle before making an offer. Estimate your instalment below. Estimates for guidance only. Rates and margins for foreign borrowers vary by bank. Step 4: Make an offer and pay the earnest deposit For a subsale, you sign a letter of offer and pay an earnest deposit of usually 2% to 3%, held by the agent or lawyer as stakeholder. For a new launch, the developer collects 10% when the SPA is signed. Step 5: Sign the SPA and pay the balance deposit You sign the SPA and top up the deposit to 10% of the price. The SPA should be made conditional on state consent, so your deposit is protected if consent is refused. Step 6: Obtain state authority consent Your lawyer submits the application to the state land office. Approval can take one to two months or longer, depending on the state, and some states charge a fee or levy. This is the step that most often stretches the timeline. Step 7: Pay stamp duty and the balance, then complete Once consent is granted, the 8% stamp duty on the transfer is paid, your bank releases the loan, and the balance goes to the seller. The title is then registered in your name at the land office. How Much Does It Really Cost a Foreigner to Buy? The price is only the start. Here is what a foreigner pays on a RM1,000,000 KL condo in 2026, compared with a Malaysian buyer. Cost itemForeign buyer (RM)Malaysian buyer (RM)Stamp duty on transfer80,000 (8% flat)24,000 (1% to 3% tiers)Legal fee on the SPA11,25011,2508% service tax on legal fee900900State consent fee or levyVaries by stateNot requiredExtra costs, cash purchase92,150 (about 9.2%)36,150 (about 3.6%) Legal fees follow the Solicitors' Remuneration Order 2023 scale (1.25% on the first RM500,000, 1% on the next), before disbursements. Malaysian figure assumes no first-time buyer exemption. Calculated by IQI, not a quote. With state charges and disbursements, lawyers put the all-in acquisition cost for a foreign cash buyer at about 10% to 11% of the price. Borrowing adds more. With a 70% loan of RM700,000, add about RM8,910 in legal fees and service tax on the loan agreement and RM3,500 in loan stamp duty. Your cash outlay before keys becomes roughly RM404,560, including the RM300,000 down payment. The 8% rate drew concern when it was announced. Rehda's then president, Datuk Ho Hon Sang, told The Sun in October 2025 that it "may be seen as a deterrent for investors seeking to establish a base in Malaysia". What you pay when you sell Held forRPGT, foreignerRPGT, Malaysian citizenTax on a RM200,000 gain, foreignerYears 1 to 530%30% to 15%RM60,000Year 6 onwards10%0%RM20,000 A foreign owner never reaches 0%, however long the home is held. If you plan to rent it out meanwhile, our rental income tax guide explains how foreign landlords are taxed. Should You Buy Through MM2H? You do not need MM2H to buy a home in Malaysia. But buying a home does not give you the right to live here. Malaysia My Second Home (MM2H) does, with a renewable long-stay pass for you and your dependants. Under MM2H, you must buy a home after approval and hold it for 10 years, unless you upgrade to a more valuable one. The state's foreign buyer minimum still applies, so a Silver participant buying in KL still needs to spend RM1,000,000. MM2H tierFixed depositPass termMinimum home priceMinimum ageSilverUSD150,0005 years, renewableRM600,00025GoldUSD500,00015 years, renewableRM1,000,00025PlatinumUSD1,000,00020 years, renewableRM2,000,00025SEZ/SFZ (Forest City, Johor)USD65,000 (age 21 to 49) or USD32,000 (age 50+)10 years, renewableSet for the development21 Source: Ministry of Tourism, Arts and Culture (MOTAC), via IQI's MM2H series. Up to 50% of the fixed deposit can be withdrawn after approval for property, education or medical costs. Participants under 50 must spend 90 days a year in Malaysia. Check mm2h.gov.my for the latest terms. MM2H has never offered citizenship or permanent residency. It is a long-stay pass, and it is booming. Juwai IQI's Kashif Ansari told Malay Mail in September 2026: "Some think that MM2H is losing its appeal, but the reality is quite the opposite." He noted that only 1,900 applicants were approved across 2021, 2022 and 2023 combined, while "in 2025, more than 3,000 visas and 9,000 participants obtained approval." Where you come from shapes the decision. Read our market-by-market guides: MM2H Europe: is living in Malaysia worth it for Europeans in 2026? MM2H UAE: is living in Malaysia better than Dubai? MM2H China: are Chinese buyers taking over Malaysian property? Why Foreigners Choose Malaysia: Experts and Our Take Foreigners account for only about 1% of residential transactions by volume, according to NAPIC's Property Market Report 2025. But the buyers who do come are changing. Chinese citizens were the most active group in the first half of 2025, investing RM835 million in residential property, about 51% of the foreign total. More of them are buying to live, not to flip. Malaysia offers good schools, an attractive lifestyle, an admirable culture, and a predictable path to residency through MM2H. Kashif Ansari, Co-Founder and Group CEO, Juwai IQI, Malay Mail, 1 September 2026 Ansari has also described Malaysia as offering the comfort and quality wealthy buyers want "without the visa headaches, capital controls or high price tags they face elsewhere" (Malay Mail, 15 April 2025). The 8% stamp duty has made demand more selective, not made it vanish. Foreign demand is not disappearing, it is becoming more disciplined. Adrian Yeoh, executive director, Knight Frank Property Hub, EdgeProp, 28 July 2026 From the authorI will be honest. I think Malaysia is one of the best places in Asia for a foreigner who wants a relaxed life at a price that still makes sense.Life here moves at a gentler pace. You can live in a city with good hospitals, international schools and an airport that connects you to the region, and still be an hour from a beach, a rainforest or the cool air of the highlands.Then there is the culture. Malay, Chinese, Indian and indigenous communities live side by side, and you feel it every day. In one day you can have nasi lemak for breakfast, dim sum for lunch and banana leaf rice for dinner, and none of it will cost you much.The history is everywhere too. Walk the shophouse streets of George Town or Melaka, both UNESCO World Heritage cities, and you are walking through centuries of trade between East and West.It is not perfect. KL traffic tests your patience and the humidity takes getting used to. But for value, variety and the way people welcome you, there is so much here worth exploring, and owning a home is the best way to do it properly. FAQ Can a foreigner buy a house in Malaysia? Yes. Foreigners can buy residential property in Malaysia, including freehold homes, and register it in their own name. Every purchase needs state authority consent, must meet the state's minimum price for foreigners, and cannot be low-cost or medium-cost housing, a Bumiputera quota unit or Malay Reserved Land. What is the minimum price a foreigner can pay for property in Malaysia? It depends on the state. Kuala Lumpur sets RM1,000,000, Selangor RM2,000,000, and Penang Island RM1,000,000 for condos and RM3,000,000 for landed homes. Some states are lower, with strata homes from RM500,000 in Melaka, mainland Penang and Perlis. Thresholds change, so confirm with a lawyer before buying. How much stamp duty do foreigners pay in Malaysia in 2026? From 1 January 2026, non-citizens who are not permanent residents, and foreign companies, pay a flat 8% stamp duty on the transfer of residential property. On a RM1,000,000 home that is RM80,000. A Malaysian buyer pays tiered rates of 1% to 4%, or RM24,000 on the same home. Can foreigners get a home loan in Malaysia? Yes. Malaysian banks lend to foreigners, typically 60% to 70% of the property value, depending on the bank, the buyer's income and the property. Expect to provide overseas income documents, tax returns and bank statements. Do I need MM2H to buy property in Malaysia? No. Any foreigner can buy property that meets the state's rules. MM2H is a separate long-stay pass programme. It requires participants to buy a home, with minimum prices of RM600,000 for Silver, RM1,000,000 for Gold and RM2,000,000 for Platinum, and the state's own foreign buyer minimum still applies. Does buying property in Malaysia give me residency? No. Owning property does not give you a visa, permanent residency or citizenship. To live in Malaysia long term, you need a pass such as MM2H, which is renewable but does not lead to citizenship or permanent residency. How long does it take for a foreigner to buy property in Malaysia? A subsale purchase usually takes three to six months from signing the Sale and Purchase Agreement to completion. State authority consent alone can take one to two months or longer, depending on the state. Buying from overseas? Make every step count. From finding the right property to getting the keys, an IQI agent can guide you through the process. Leave your details and speak with a local IQI agent today. [custom_blog_form] Liked what you read? Read related articles here: MM2H Europe: Is Living in Malaysia Worth It for Europeans in 2026? First-Time Home Buyer Guide Malaysia 2026: From Savings to Keys 5 Simple Steps To Buy Land in Malaysia Can Foreigners Buy Land in Malaysia? Buying Property in Malaysia: A Step-by-Step Guide (2026) Sources EdgeProp, Malaysia remains one of Asia's most accessible property markets for foreign buyers in 2026, 28 July 2026 Malay Mail, Juwai IQI: Malaysia among top destinations for Chinese property buyers, 1 September 2026 Malay Mail, Malaysia said to be fourth top choice for China's ultra-rich homebuyers, 15 April 2025 The Sun, Rehda welcomes housing initiatives, cautious on higher stamp duty for foreigners, 11 October 2025 Skrine, Proposed amendments to the Stamp Act, 24 November 2025 iProperty, Foreigners buying property in Malaysia: complete guide, 2026 Global Law Experts, A 2025 to 2026 guide to buying residential property in Malaysia for foreigners, updated 17 April 2026 MOTAC, MM2H guidelines, updated 10 February 2026 Conventus Law, The Solicitors' Remuneration Order 2023
8 Oct, 2026
Pakistan Real Estate Market Insights 2026
TL;DRPakistan’s real estate market in 2026 offers strong residential demand and potentially higher returns from selected commercial properties. Annual property turnover is estimated at PKR 7.1 trillion, or 6.7% of GDP, while the national average gross apartment rental yield was 6.53% in Q3 2025. In Karachi, DHA detached houses yield about 3.36%–5.50%, compared with 8.00%–13.00% for Grade-A commercial properties along Shahrah-e-Faisal, making location and property type key factors for investors. A plot in Karachi, an apartment in Islamabad and a shop in Lahore can all sit under the Pakistan real estate label, but they behave like cousins at a wedding: related, not identical. Residential property follows household demand, affordability and rent; commercial property depends more on business demand, footfall and occupancy. This guide compares both sides of the market using concrete 2026 figures, not one-size-fits-all hype. Key Takeaways The Karachi property market recorded about 16.6% year-on-year house-price growth in June 2026. The national gross rental yield in Pakistan, on average, for apartments stood at 6.53% in Q3 2025. In February 2026, average house prices stood at approximately PKR 83.6 million in Islamabad, PKR 77.7 million in Karachi, and PKR 52.1 million in Lahore. In the Pakistan commercial real estate market, Grade-A commercial properties along Shahrah-e-Faisal can generate gross yields of 8.00% to 13.00%, compared with 3.36% to 5.50% for detached houses in DHA Karachi. Pakistan’s residential mortgage market was estimated at only about 0.5% of GDP in 2025, making limited access to financing a major constraint on the Pakistan housing market. Get Updated on Pakistan Market1. What makes Pakistan an attractive real estate Investment Destination?2. How is Pakistan's economy performing right now?3. What is happening in Pakistan's property market in 20264. How much can you earn from property investment in Pakistan?5. Where are the best places to invest in Pakistan right now?6. What do experts say about the market?7. Can foreigners buy property in Pakistan? What are the rules?8. Frequently Asked Questions (FAQs) 1. What makes Pakistan an attractive real estate Investment Destination? Pakistan’s main attraction is a large housing market, ongoing household formation, undersupplied urban housing, and commercial demand driven by expanding cities. The opportunity is not simply “property prices will rise.” Structural changes are driving residential demand and commercial activity and can last much longer than a speculative cycle. Global Property Guide reported a population of 241.5 million in the 2023 census and 38.34 million households, while its PMRC-based analysis estimated roughly 36.24 million residential units nationally. The same analysis calculated a basic shortage of about 2.10 million units under a one-household-per-unit methodology. That shortage should not be confused with every larger housing shortage headline in Pakistan. Milkiyat’s coverage of National Housing Policy 2025 cited an estimated shortage of around 13 million units, but also noted that the calculation method was not disclosed. The difference matters because one figure measures a basic unit shortfall while broader estimates can include affordability, quality and other housing deficiencies. Residential demand also has a strong overseas link. Dawn reported that Pakistan received US$41.6 billion in workers’ remittances in FY2025-26 and that households receiving foreign remittances accounted for about 29% of measured construction and home-improvement spending despite representing fewer than one in ten households. That creates a natural base for the Pakistan property market for overseas investors, particularly in new homes, apartments and managed residential projects. The commercial side benefits differently from urbanization in Pakistan's real estate trends. More occupied housing creates customers for shops, offices, services and mixed-use projects. Commercial property therefore works best where residential density becomes real occupancy, not merely where large numbers of plots have been sold on paper. For investors, that distinction is crucial. Residential property can benefit simply from a large pool of households needing somewhere to live. Retail, office and mixed-use assets need those households to live, work and spend within the catchment before commercial rents become sustainable. 2. How is Pakistan's economy performing right now? Pakistan’s economy provides a more stable backdrop than during its most volatile recent periods, but Pakistan real estate investment is still operating in a relatively expensive financing environment. That affects residential buyers who need mortgages and commercial investors who rely on leverage or compare property yields with financial returns. IQI Global listed the policy rate at 11.50%, inflation at 11.70%, foreign-exchange reserves at US$22.04 billion, and PKR/USD at 278.16. Economic indicatorReported figureResidential impactCommercial impactPolicy rate11.50%Mortgage affordability remains difficultDebt-funded acquisitions face a higher hurdle rateInflation11.70%Construction and household budgets remain sensitiveFit-out, replacement and operating costs matter moreForex reservesUS$22.04BGreater macro stability can help buyer confidenceStability helps long-horizon business planningPKR/USD278.16Foreign-currency buyers evaluate local prices differentlyOverseas capital can compare Pakistan yields with other markets Source: IQI Global The practical effect of the housing market rate environment is simple: a property can look affordable in cash terms while being much less affordable when financed. Global Property Guide estimated residential mortgages at roughly 0.5% of GDP in 2025, so formal mortgage lending remains small relative to the size of the property economy. For commercial property, higher borrowing costs raise the return an investor needs to justify using debt. IQI Global described KIBOR plus roughly 150–300 basis points as a factor limiting leveraged and speculative buying. This favors buyers with patient capital. In residential markets, that means focusing more on actual rental demand and delivery quality. In commercial markets, it means paying closer attention to rental yield, vacancy risk, and whether a business tenant can realistically support the asking rent. 3. What is happening in Pakistan's property market in 2026 The Pakistan real estate market outlook for 2026 is positive in some segments but highly uneven. Residential prices are rising in several markets, apartment demand is growing in major cities, and completed projects are attracting attention. Commercial opportunities are increasingly tied to occupied catchments, transit, retail activity, and mixed-use development rather than speculative land alone. Business Recorder reported that residential prices in major cities had risen by an estimated 10%–15% over the preceding weeks as investor demand strengthened. That was a short-period market estimate rather than a national price index, so it should not be treated as a guaranteed annual growth rate. a. How are residential prices and yields comparing by city? Global Property Guide’s February and Q3 datasets show why Pakistan property prices need to be compared city by city rather than through one national average. CityAvg. house price, Feb. 2026Avg. apartment price, Feb. 2026Avg. gross apartment yield, Q3 2025IslamabadPKR 83.6MPKR 25.5M7.01%KarachiPKR 77.7MPKR 27.0M6.50%LahorePKR 52.1MPKR 23.8M5.87%RawalpindiPKR 35.0MPKR 12.1M6.73% Source: Global Property Guide The table shows why Islamabad property market pricing cannot be read the same way as Lahore or Rawalpindi. Islamabad had the highest average house price among these cities, while its apartment yield average was also the strongest of the four in the Q3 2025 dataset. The Karachi property market offers another pattern. Apartment prices were the highest of the four cities in February 2026, while its commercial micro-markets show much wider income potential depending on property type. B. What is happening in commercial property? IQI Global 2026 Karachi analysis shows the spread clearly. Grade-A commercial property on Shahrah-e-Faisal was shown at 8.00%–13.00% gross rental yields, while residential yields ranged from 3.36%–5.50% for DHA detached houses, 4.00%–6.50% for Clifton luxury apartments and 4.50%–6.00% for Bahria Town Karachi villas. Karachi segmentProperty typeGross yield rangeShahrah-e-FaisalGrade-A commercial8.00%–13.00%Gulshan/JauharMid-rise homes6.50%–8.20%Scheme 33Suburban homes5.50%–7.20%CliftonLuxury apartments4.00%–6.50%Bahria Town KarachiVillas4.50%–6.00%DHA KarachiDetached houses3.36%–5.50% Source: IQI Global This does not mean Pakistan's commercial real estate market assets automatically beat homes. A commercial shop with weak footfall can sit empty longer than a well-priced apartment. The higher yield is compensation for factors such as vacancy, tenant concentration, and location risk. These properties look attractive, but they need your first step. Let us guide you on this Pakistan property-buying journey! Approach IQI Now! C. Why are high-rise and mixed-use projects gaining attention? Higher land values and denser cities make high-rise apartment developments in Pakistan a practical response to urban growth. Apartments also suit buyers who want security, amenities, and easier property management, especially when they live abroad. For commercial investors, mixed-use developments in Pakistan can concentrate residents, offices, and retail demand in one location. Their success still depends on real occupancy. A glossy ground-floor retail plan is not the same thing as customers walking past the door every afternoon. A current Grade A office space Pakistan occupancy figure for Islamabad or Lahore is not established here, so no office-occupancy percentage is presented. The commercial analysis therefore focuses on property types for which usable 2026 pricing, yield or market evidence is available. 4. How much can you earn from property investment in Pakistan? Returns from property investment come from two places: income while you own the property and any capital gain when you sell it. Residential and commercial property can provide both, but the balance is different. For residential investors, Global Property Guide recorded national apartment gross yields between 3.16% and 12.9% in Q3 2025, with a national average of 6.53%. For commercial investors, UnionDevelopers described 6%–10% gross yields as a typical benchmark for established commercial real estate locations. That range is broadly consistent with IQI Global’s stronger Karachi commercial examples, although individual properties can perform very differently. A useful calculation is straightforward. UnionDevelopers used a PKR 15 million purchase generating PKR 1.2 million in annual rent as an example of an 8% gross rental yield. PKR 1.2 million annual rent ÷ PKR 15 million purchase price = 8% gross yield. Gross yield is not your take-home return. Residential owners may face maintenance, vacancy, and management costs; commercial property owners may also face longer vacancy periods, fit-out issues, and tenant-specific expenses. Purchase taxes, transfer costs, and eventual selling costs further reduce total returns. Capital appreciation can materially change the picture. IQI Global put Clifton residential pricing at PKR 15.6 crore with 16% year-on-year appreciation. The same IQI Global snapshot showed net yields for DHA Phase 8 commercial property at 11%–13%. These numbers show why “Which is better, residential or commercial?” has no universal answer. Residential property typically offers a larger pool of occupiers and buyers, while well-located commercial assets can generate more income. The right comparison is net return after vacancy, expenses, taxes, and financing, not the biggest percentage in a sales brochure. 5. Where are the best places to invest in Pakistan right now? The best cities for real estate investment in Pakistan 2026 depend on whether the investor wants rental income, capital preservation, active value creation, or a longer development play. Islamabad, Karachi, Lahore, and Rawalpindi each offer a different mix. a. Islamabad: premium residential pricing and planned growth Islamabad suits investors who want exposure to apartments in Pakistan and established residential demand in a planned urban environment. Global Property Guide recorded an average house price of PKR 83.6 million and an apartment price of PKR 25.5 million in February 2026, with an average apartment gross yield of 7.01% in Q3 2025. For commercial property, Islamabad’s growth case is more closely tied to mixed-use development, offices, retail and the expansion of populated residential communities. Investors should distinguish a building with functioning tenants from an off-plan project whose future footfall exists only in a projection. B. Karachi: scale plus strong commercial yield pockets Karachi offers one of Pakistan's clearest residential-versus-commercial contrasts in the property market. Global Property Guide recorded average February 2026 prices of PKR 77.7 million for houses and PKR 27 million for apartments. On the retail real estate market and broader commercial side, yield depends heavily on the business corridor. IQI Global put Shahrah-e-Faisal Grade-A commercial at 8%–13% gross yield while several residential segments sat below that range. If you are interested in Karachi property, approach our team now for more information! Approach IQI Now! C. Lahore: deep residential demand and an active commercial market Lahore remains a major property market for homebuyers and investors alike. Global Property Guide recorded average February 2026 prices of PKR 52.1 million for houses and PKR 23.8 million for apartments. Commercial investors in Lahore need to look beyond the word “commercial” on a site plan. Retail property performance in Pakistan depends on actual nearby residents, road visibility, parking, utilities, and commercial-use approval. The same logic applies to offices: businesses pay for accessibility and usable space, not simply a prestigious project name. D. Rawalpindi: lower residential entry prices with urban-growth potential Rawalpindi had a lower average residential property entry point than Islamabad in Global Property Guide’s February 2026 dataset: PKR 35 million for houses and PKR 12.1 million for apartments. Its Q3 2025 average apartment gross yield was 6.73%. The commercial plots in Pakistan case depends on development becoming an occupied catchment. Road projects and new communities may improve accessibility, but a commercial asset still needs businesses and customers before theoretical appreciation turns into usable income. CityResidential caseCommercial caseBest suited toIslamabadPremium pricing, strong apartment yieldsMixed-use, retail and office demand as communities densifyStability and managed residential assetsKarachiLarge market with varied residential segmentsStrong yield pockets in established commercial corridorsIncome-focused investors comfortable with micro-market differencesLahoreBroad residential choice and apartment growthRetail, commercial plots and mixed-use opportunitiesInvestors seeking a deep local marketRawalpindiLower average entry prices than IslamabadGrowth linked to populated new corridorsBuyers balancing entry cost and longer-term expansion The practical lesson is that capital appreciation in Pakistan property decisions should start with the micro-market. A strong city cannot rescue a weak building, and a fashionable housing scheme cannot guarantee a profitable shop. 6. What do experts say about the market? Junaid Hamid, Head of lQl Karachi Pakistan Junaid Hamid, Head of IQI Karachi Pakistan, highlighted an 11.50% policy rate, 11.70% inflation, US$22.04 billion in foreign-exchange reserves and an exchange rate of PKR 278.16 per US dollar. For both residential property and commercial assets, He describes a market where macro stability has improved, but capital remains expensive. He also put the citywide gross residential yield at 6.67%, while Grade-A Shahrah-e-Faisal commercial property was shown at 8%–13%. The gap supports a value-led approach: compare actual income by asset type instead of assuming all Pakistan property offers the same return. Gohar Ali Khan of Business Recorder reported that Pakistan property prices in major cities rose by an estimated 10%–15% over the preceding weeks. That points to stronger sentiment, but a short-term jump should not be extrapolated into a multi-year forecast for either residential or commercial assets. Delivery quality is another recurring issue in Pakistan real estate investment. Aqib H Shah, Chief Commercial Officer of One Homes, said after completion of its Lahore residential project: “If it can be done in New York, London or Dubai, it can be done in Pakistan.” For investors, the takeaway is broader than luxury housing: developer execution matters as much for an apartment tower as for a retail or mixed-use project. The combined view is less exciting than a “prices only go up” headline, which is probably a good thing. Demand in Pakistan's residential real estate market is substantial, and commercial yields can be compelling in the right location, but financing costs, documentation, and project quality still separate investable assets from speculative ones. 7. Can foreigners buy property in Pakistan? What are the rules? Foreign nationals working or residing in Pakistan can buy or rent property, but foreign property ownership transactions in Pakistan require specific legal formalities involving the Board of Investment and the Trade Development Authority of Pakistan. That statement should not be stretched into “every foreigner can freely buy every property.” The exact approval path can vary, so anyone buying residential property should verify the title, transferability, project approval, taxes, and any applicable authority requirements before paying a deposit. A foreign buyer considering commercial property should perform the same ownership checks and also confirm lawful commercial land use. A shop, office, or commercial plot is not safe merely because it is marketed for business use. For either segment, a practical Pakistan property due diligence guide starts with six checks: ownership record, registry or title, project or land-use approval, NOC status where applicable, outstanding dues, and litigation or encumbrances. Developer delivery history matters particularly for off-plan residential towers and mixed-use commercial developments. Current rules for using a Roshan Digital Account real estate route are not established here, so no claim is made about whether a specific RDA structure can fund a residential or commercial purchase. Likewise, no current minimum investment is stated for a Pakistan long-term residency program. Foreign buyers should use a qualified property lawyer and tax adviser before completing a transaction. The same caution applies to overseas Pakistanis: familiarity with the country does not eliminate risks and returns related to title, approvals, payment records, or project delivery. Thinking about buying property in Pakistan? Leave your worries behind and let IQI guide you step by step toward owning your dream home! Approach IQI Now! Pakistan is not one property market but a collection of residential and commercial property micro-markets. The 2026 opportunity is strongest where real demand, legal clarity, infrastructure, and realistic yields overlap. Residential assets offer depth and housing-led demand; commercial assets can offer higher income in the right catchment. Investors should compare city, asset type, financing cost and exit liquidity before treating any headline return as a forecast. 8. Frequently Asked Questions (FAQs) a. What is the outlook for Pakistan's real estate market in 2026? The forecast for Pakistan's real estate market is constructive but uneven. Residential demand remains supported by housing needs and urban growth, while commercial returns depend more heavily on tenant demand and location. Business Recorder reported an estimated 10%–15% residential price increase over several weeks in major cities, but that short-period figure is not a nationwide annual forecast. b. What is Pakistan's average gross rental yield? Global Property Guide calculated a 6.53% national average rental yield for apartments in Pakistan in Q3 2025, with individual properties ranging from 3.16% to 12.9%. Commercial yields can be higher in strong business locations, but the range depends heavily on vacancy and tenant demand. c. Which city in Pakistan has the best residential rental yield? Among Karachi, Lahore, Islamabad and Rawalpindi, Global Property Guide recorded Islamabad’s Q3 2025 average apartment rental yield at 7.01%, compared with 6.73% in Rawalpindi, 6.50% in Karachi and 5.87% in Lahore. This comparison applies to apartments, not every residential or commercial asset in those cities. d. Which is better in Pakistan, residential or commercial property? Residential vs commercial property investment in Pakistan depends on the goal. Residential property generally suits investors who prioritize a broad occupier market and simpler resale, while well-positioned commercial assets can produce higher rental income but expose the owner to greater location, vacancy, and tenant risk. e. What are the best cities for property investment in Pakistan? Islamabad, Karachi, Lahore, and Rawalpindi offer different combinations of property prices, yields, and entry costs. Global Property Guide mentioned that average house prices ranged from PKR 35 million in Rawalpindi to PKR 83.6 million in Islamabad among these four cities. Commercial investors should then narrow the choice to actual business corridors and occupied catchments. f. Can foreigners buy property in Pakistan? Foreign nationals working or residing in Pakistan may buy or rent property, subject to legal formalities. Buyers should verify current requirements, title, approvals, transferability, and taxes before purchasing either residential or commercial real estate. g. What should investors check before buying property in Pakistan? Before investing in Pakistan real estate, verify ownership, title or registry records, NOC and planning approvals where applicable, land use, transferability, outstanding dues, tax position, and litigation. Commercial buyers should additionally test footfall and tenant demand; residential buyers should assess completion status, livability, and realistic rent. Explore residential and commercial opportunities in Pakistan with IQI Global and speak with a local property professional before making your next move. [custom_blog_form] References Delmendo, L. C. (2026, March). Pakistan's residential property market analysis 2026. Global Property Guide. Retrieved fromhttps://www.globalpropertyguide.com/asia/pakistan/price-history FinanceWire. (2026, October 4). One Homes completes One Canal Road in Lahore, a new benchmark for luxury real estate delivery in Pakistan. markets.businessinsider.com. Retrieved fromhttps://markets.businessinsider.com/news/currencies/one-homes-completes-one-canal-road-in-lahore-a-new-benchmark-for-luxury-real-estate-delivery-in-pakistan-1036595589 Hamid, J. (2026, August). Pakistan stability, reform and yield-drive growth. IQI Global. Retrieved fromhttps://iqiglobal.com/blog/wp-content/uploads/2026/07/Juwai-IQI-Newsletter-August-2026-15.pdf Hamid, J. (2026, October). Pakistan: Resilience in a high-rate market. IQI Global. Retrieved fromhttps://iqiglobal.com/blog/wp-content/uploads/2026/10/Juwai-IQI-Newsletter-October-2026-15.pdf Iqbal, A. (2026, June 9). Commercial real estate in Pakistan: A complete investor’s guide for 2026. UnionDevelopers. Retrieved fromhttps://www.uniondevelopers.com/blog/commercial-real-estate-in-pakistan/ Khan, A. H. (2026, October 4). Why Pakistan saves in plots. Dawn. Retrieved fromhttps://www.dawn.com/news/2033860 Khan, G. A. (2026, July 28). Property demand, prices surge across Pakistan’s major cities. Brecorder. Retrieved fromhttps://www.brecorder.com/news/40432214/property-demand-prices-surge-across-pakistans-major-cities Khan, M. (2026, October 6). Pakistan launches National Housing Policy 2025, first update in nearly 25 years. Milkiyat.com. Retrieved fromhttps://milkiyat.com/articles/pakistan-launches-national-housing-policy-2025-first-update-in-nearly-25-years One Homes. (2026, February 5). Pakistan property market predictions for 2026 and beyond. onehomes.com. Retrieved fromhttps://onehomes.com/blog/pakistan-property-market-predictions-for-2026-and-beyond One Homes. (2026, July 13). High ROI real estate zones in Pakistan (2026). onehomes.com. Retrieved fromhttps://onehomes.com/blog/best-high-roi-property-investment-areas-in-pakistan
New launch got the showroom and the free gifts. But a subsale property gets you something better: a real unit you can walk into, a real neighbourhood you can check, and keys in months, not years. Whether you're buying for own stay or eyeing a unit to renovate and flip, the process is the same. And honestly, it's not that complicated once you know the steps. This guide walks you through buying a second-hand house in Malaysia in 7 steps, what to check before you sign anything, what it really costs, and the maths every flipper needs to see first. TL;DR Subsale means buying a property from an existing owner, not from the developer. You pay a 2% to 3% earnest deposit when your offer is accepted, then top up to 10% when you sign the SPA. The bank lends based on the lower of the price or the bank's valuation. If the valuation comes in low, you top up the gap in cash. Completion is usually 3 months from the SPA, plus a 1-month extension if needed. Leasehold titles can take longer. First home up to RM500,000? You pay zero stamp duty until 31 December 2027. Flipping within 3 years means 30% RPGT on your gain, plus possible loan lock-in penalties. Do the maths first. What's inside this guideTL;DRWhat Is a Subsale Property?How to Buy a Subsale Property in Malaysia: 7 StepsStep 1: Set Your Budget and Check Your Loan EligibilityStep 2: Find the Right Subsale PropertyStep 3: Make an Offer and Pay the Earnest DepositStep 4: Get the Best Home LoanStep 5: What Should You Check Before Signing the SPA for a Subsale House?Step 6: Sign the SPA and Loan AgreementStep 7: Completion and Getting Your KeysCan You Buy an Under-Construction Property on Subsale?Thinking of Flipping a Subsale House? Do the Maths FirstFrequently Asked Questions What Is a Subsale Property? A subsale property is a property bought from an existing owner, not from a developer. Some people also call it a secondary market, resale or second-hand house. It can be a 20-year-old terrace in PJ or a condo that was completed last year. As long as you're buying from the current owner, it's subsale. Subsale vs new launch: which one suits you? FactorSubsaleNew launchWhat you seeThe actual unit, neighbours, traffic and allA showroom and a brochureMove-in timeAround 3 to 6 monthsOften 2 to 4 years if still under constructionCash upfront10% deposit plus feesLower, developers often absorb some feesPrice checkCompare with actual transacted prices nearbyDeveloper's price, rebates and packagesDefectsNo developer warranty, so inspect carefullyDeveloper fixes defects during the Defect Liability PeriodRent or flipCan rent or renovate almost immediatelyWait for completion first Need a home now, or want to start earning rent fast? Subsale usually wins. Want more time to save? A new launch buys you that time. How to Buy a Subsale Property in Malaysia: 7 Steps The 7 steps to buying a subsale property in Malaysia, from budget to keys Set your budget and check your loan eligibility Find the right subsale property Make an offer and pay the earnest deposit Get the best home loan Check everything before you sign the SPA Sign the SPA and loan agreement Completion and getting your keys Step 1: Set Your Budget and Check Your Loan Eligibility Don't start with listings. Start with what the bank will actually lend you. For your first two homes, banks usually finance up to 90% of the price. From your third housing loan onwards, Bank Negara caps it at 70%. So for most buyers, prepare at least 10% in cash, plus another 3% to 5% for fees. Banks also check your DSR (Debt Service Ratio), which is how much of your gross salary already goes to debt repayments. Keep it under 60% to 70% to be safe. Check how much you can borrow here: Estimates for guidance only. Actual figures depend on the bank's assessment, current rates, and your full financial profile. Planning to renovate? Many buyers cap their reno budget at about 10% of the property value, especially for own stay. Flippers need to be stricter, more on that later. Not sure how banks read your profile? See how DSR affects your home loan and how to check your CCRIS report. Step 2: Find the Right Subsale Property Listings are for shortlisting. The real decision happens when you go and see the unit. Location first: commute in actual jam, LRT or MRT access, schools, clinics, your daily kopi spot. Transacted prices: what similar units in the same block actually sold for, not just what sellers are asking. Building condition: lifts, corridors, car park, and how well the management is running the place. Tenure: freehold or leasehold, and how many years are left on the lease. For flippers: is there demand from buyers or tenants in this area, and how long do units take to sell? Go at different times of day. A quiet Sunday morning can feel very different from a weekday evening with lorries outside. Want to know where prices are heading? See the latest Malaysia subsale price data, or browse subsale homes on IQI. Not sure what to check during a subsale viewing? Save these tips from a real estate agent before your next visit. View on Threads Step 3: Make an Offer and Pay the Earnest Deposit Found the one? You make an offer through a Letter of Offer to Purchase (OTP), sometimes called a booking form. Once the seller accepts, you pay an earnest deposit of about 2% to 3% of the price. This shows you're serious and takes the unit off the market. Before you sign the OTP, check these: Who holds the deposit. Ideally the agent or lawyer holds it as stakeholder, not the seller directly. What happens if your loan is rejected. A good OTP refunds your deposit in that case. How long you have to sign the SPA, usually 14 to 21 days. What stays with the unit: aircond, built-in wardrobes, kitchen cabinets, water heaters, curtains. Write everything down. If it's not in writing, it didn't happen. Buyers usually don't pay the agent's commission on a subsale. The seller does, typically 2% to 3%. Step 4: Get the Best Home Loan Apply to at least two or three banks. Even a 0.1% rate difference adds up to thousands over a 30 to 35 year loan. Compare more than the interest rate: Lock-in period and early settlement penalty (very important for flippers) Flexi, semi-flexi or term loan Margin of financing offered on your profile Legal fee subsidies or zero-moving-cost packages Bank value vs market value: why it matters The bank sends a valuer to check what the property is worth. It then lends based on the lower of the purchase price or that valuation. Example: you agree to buy at RM600,000, but the bank values it at RM550,000. At 90%, the bank lends RM495,000 instead of RM540,000. That RM45,000 gap? You top up in cash. So ask your agent for a realistic valuation range before you commit, especially if you're stretching the budget. How much is the monthly installment? Plug in the price, rate and tenure to see what you'll pay each month: Estimates for guidance only. Actual figures depend on the bank's assessment, current rates, and your full financial profile. Compare packages in our latest house loan interest rates and flexi vs semi-flexi vs fixed loans. Found a subsale unit but not sure the price is right? An IQI agent checks recent transacted prices in the same area, gives you a realistic valuation range, and helps you negotiate before you pay a single sen. Free, and no pressure. Talk to a local IQI agent before you make your offer Or browse now: subsale homes on IQI. Step 5: What Should You Check Before Signing the SPA for a Subsale House? This is the step most first-timers rush. Subsale homes don't come with a developer's defect warranty, so whatever problem you miss now becomes your problem later. Run through this checklist with your lawyer and agent before you sign the Sale and Purchase Agreement (SPA): Paperwork checks Land search (carian rasmi): confirms the registered owner, the title type and whether the property is charged to a bank. Seller's identity matches the name on the title. Title status: has the individual or strata title been issued, or is it still under the master title? Restrictions: Bumiputera lot, leasehold consent requirements, or caveats on the title. Remaining lease, if leasehold. Short leases can make it harder to get a loan or sell later. Outstanding bills: quit rent (cukai tanah), assessment (cukai pintu), maintenance fees and sinking fund. Ask for the latest statements. Renovation approvals for landed homes, especially extensions. Illegal extensions can become your headache. Physical checks Water leaks, damp walls and ceiling stains Cracks in walls and floors Wiring, DB box and power points Water pressure, piping and toilets Roof and gutters for landed homes Windows, doors and grilles Agreement checks List of fixtures and fittings that come with the unit Any known defects you've agreed on, in writing Loan condition: the SPA should protect you if your loan doesn't get approved Completion period and extension terms Learn more about why property valuation matters and the difference between leasehold and freehold. Step 6: Sign the SPA and Loan Agreement Once everything checks out, you sign the SPA and top up your deposit to 10% of the price. Your lawyer holds this as stakeholder. You'll also sign the loan agreement with your bank. Then the lawyers handle the rest: Stamping the SPA and loan agreement Preparing the Memorandum of Transfer (MOT), the document that moves the property into your name Getting state consent if the property is leasehold or has restrictions Redeeming the seller's existing bank loan, if any How much does it cost to buy a subsale property? CostHow muchDeposit10% of the price (2% to 3% earnest plus the balance at SPA)Stamp duty on the MOT1% on the first RM100,000, 2% up to RM500,000, 3% up to RM1,000,000, 4% aboveStamp duty on the loan agreement0.5% of the loan amountLegal fees (SPA and loan)1.25% on the first RM500,000 and 1% on the next RM7 million, for each agreement, plus disbursementsValuation feeOften paid upfront and sometimes refunded or absorbed by the bank Worked example: on a RM450,000 subsale with a 90% loan, MOT stamp duty is RM8,000 and loan stamp duty is RM2,025. Legal fees come to about RM5,625 for the SPA and RM5,060 for the loan agreement. First home and priced up to RM500,000? Malaysian first-time buyers pay zero stamp duty on both the MOT and loan agreement until 31 December 2027. That saves this buyer RM10,025. Get a full estimate with the property transaction fees calculator, and see the hidden fees most buyers forget. Step 7: Completion and Getting Your Keys The SPA gives a completion period, usually 3 months, with a possible 1-month extension. Late payment interest usually applies during the extension. During this time, the bank releases the loan amount. Part of it pays off the seller's old loan, and the rest goes to the seller. Once full payment is made, you get vacant possession, which simply means the seller moves out and hands you the keys. Your lawyer also settles the apportionment. That just means splitting bills like quit rent, assessment and maintenance fees fairly between you and the seller, up to the handover date. Before taking the keys, do a final walk-through. Check that the unit is in the agreed condition and the fixtures are still there. How long does a subsale purchase take? StageTypical timingOffer accepted, earnest deposit paidDay 0Loan approval1 to 3 weeksSPA signed, deposit topped up to 10%Within 14 to 21 daysCompletion period3 months, plus 1-month extension if neededLeasehold or restricted titleLonger, as state consent is needed Can You Buy an Under-Construction Property on Subsale? Can or not? Yes. If the original buyer wants to sell before the project is completed, you can buy their unit on subsale. The difference is that there's no title to transfer yet. Instead, the original buyer's rights under the developer's SPA are transferred to you through a deed of assignment. The developer must give consent, and usually charges an admin fee. You take over the remaining progressive payments to the developer. Your bank will check the developer, the project progress and the original SPA. You still get the developer's Defect Liability Period once the unit is completed. It can be a good way to get into a popular project at today's price. Just make sure your lawyer checks the developer's consent conditions first. Thinking of Flipping a Subsale House? Do the Maths First Buy low, renovate, sell high. Sounds simple, right? In Malaysia, the costs of buying, holding and selling eat into your profit fast. Here's what flippers need to factor in: RPGT (Real Property Gains Tax): 30% on your gain if you sell within 3 years, 20% in year 4, 15% in year 5 and 0% from year 6 for Malaysian citizens. Loan lock-in: many home loans charge an early settlement penalty, often around 2% to 3% of the loan, if you sell within the first few years. Financing limits: from your third housing loan onwards, banks lend up to 70% only. Holding costs: loan interest, maintenance fees, quit rent and assessment every month until it sells. Selling costs: agent's commission (with SST) and your own lawyer's fees as the seller. RPGT retention: the buyer holds back 3% of your sale price until your RPGT is settled. Worked example: buy at RM400,000, sell at RM500,000 a year later Assume a second property, 90% loan at 4.2%, RM30,000 renovation, sold after 12 months at RM500,000. ItemAmountPrice gain (RM500,000 minus RM400,000)+RM100,000Buying costs (stamp duty, legal fees, valuation)About RM19,500RenovationRM30,000Holding costs for 12 months (interest, maintenance, taxes)About RM20,500Selling costs (agent fee with SST, seller's legal fee)About RM19,750Early settlement penalty (2% of loan)About RM7,200RPGT at 30% (after exemption)About RM8,500Net resultAbout RM5,400 loss Yes, you read that right. Rugi. A RM100,000 jump in price can still end in a loss once every cost is counted. Flips work when you buy well below market, not when you hope prices rise. Smart flippers also pick loans without heavy lock-ins, keep renovations to what buyers actually pay for, and often rent the unit out while waiting for a better time to sell. Figures are rounded estimates for illustration. RPGT, penalties and fees depend on your loan, your timing and your full situation, so get advice from a tax agent and your bank. Renovating to sell? See home improvements that actually add value. Own stay or flip, buy your subsale with someone who knows the area. An IQI agent helps you spot fairly priced units, checks the paperwork, coordinates the lawyer and bank, and walks you from offer to keys. Speak to an IQI agent for free, personalised advice. Frequently Asked Questions What does subsale mean in Malaysia? Subsale means buying a property from an existing owner rather than from a developer. It is also called a resale, secondary market or second-hand property, and can be anything from an old terrace house to a recently completed condo. How much deposit do I need for a subsale property? Usually 10% of the price. You pay an earnest deposit of about 2% to 3% when your offer is accepted, then the balance to 10% when you sign the SPA. Set aside another 3% to 5% for stamp duty, legal fees and valuation. Do I pay agent fees when buying a subsale property? Usually not. In a typical subsale, the seller pays the agent's commission, commonly 2% to 3% of the price. Confirm this in writing before you sign the offer. Do first-time buyers pay stamp duty on a subsale house? Malaysian first-time buyers purchasing a home priced up to RM500,000 are exempt from stamp duty on both the MOT and the loan agreement, for SPAs signed until 31 December 2027. This applies to subsale homes too. Looking at a subsale home and want a second pair of eyes before you sign? Our IQI agents will check the price, the paperwork and the process with you. Leave your details below and we'll get in touch. [custom_blog_form] Related Reading: Buying Property in Malaysia: A Step-by-Step Guide (2026) First-Time Home Buyer Guide Malaysia 2026 Malaysia Subsale Prices: Latest Data Latest House Loan Interest Rates Hidden Fees First-Home Buyers Should Know Sources: https://edgeprop.my/content/bank-negara-imposes-maximum-loan-value-ltv-ratio-70-3rd-home-loan https://www.stashaway.my/r/real-property-gains-tax-rpgt-malaysia
Buying a house under RM300K in KL is hard, but the route is the same one every first-time buyer in Malaysia follows: check your finances, use the incentives you qualify for, shortlist and inspect, secure the unit, get the loan, sign the agreements, then collect your keys. What changes at this budget is how tight each step gets. This guide shows exactly where. Most first-timers discover the squeeze the same way. A stable job, decent savings, RM300,000 to spend. Then the listings load, and the prices do not match the promise. You are not imagining it. Below is what RM300K realistically buys in Greater KL in 2026, what it costs on top of the price tag, and a seven-step plan built for this budget. TL;DR / Key Takeaways Buying a house under RM300K in KL is possible, but mostly through government schemes or older subsale units in peripheral Greater KL. Kuala Lumpur's average house price was RM819,848 in the Property Market Report 2025. Yet 14,201 unsold completed homes nationwide are priced at RM300,000 and below. Plan for about 3% to 5% in upfront costs on top of the 10% down payment. First-time buyers pay the lower end because stamp duty is waived on homes up to RM500,000 until 31 December 2027. Banks typically cap your Debt Service Ratio (DSR) at 40% to 70% of net income. Check eCCRIS and CTOS before you apply. For new launches under the Housing Development Act, developers may not legally collect a booking fee. Subsale buyers usually pay a 2% to 3% earnest deposit. New homes come with a 24-month defect liability period from the date you receive the keys. Realistic Guide for First-Time BuyersTL;DR / Key TakeawaysIs It Really Possible to Buy a House Under RM300K in KL?KL's Property Market Under RM300K in 2026Why "Affordable" Homes Still Feel Out of ReachWhere to Find a Home Under RM300K in Greater KLHow to Buy a House as a First-Time Buyer on a RM300K Budget: 7 StepsThe Broader Picture: Addressing KL's Affordability ChallengeLocal Expert Insight: What Do The Professionals Say?FAQ Is It Really Possible to Buy a House Under RM300K in KL? Yes, but not in central Kuala Lumpur, and rarely for a new home on the open market. The realistic routes are government housing schemes and older subsale apartments in mature, peripheral parts of Greater KL. Expect trade-offs on location, size or building age, and budget for the full cost of ownership, not just the price. KL's Property Market Under RM300K in 2026 The gap is wide. According to the Property Market Report 2025, the national average house price is RM502,922. Kuala Lumpur averages RM819,848 and Selangor RM567,505. Malaysia's median house price-to-income ratio stood at 4.2 in 2024. Housing is considered affordable at three times household income or below, which is why the market has been rated "seriously unaffordable" since 2014. The primary issue remains pricing relative to income. Financing exposes the gap while income growth determines how severe it becomes over time. Assoc Prof Dr Muhammad Najib Razali, Universiti Teknologi Malaysia, speaking to The Sun, 26 May 2026 The overhang paradox Here is the twist. Cheap homes are not selling out. NAPIC data for Q1 2026 shows 32,801 completed homes worth RM16.37 billion still unsold nationwide, 3,733 of them in Kuala Lumpur. 14,201 of those unsold units, or 43.3%, are priced at RM300,000 and below, together worth RM2.77 billion. So the problem is not a lack of sub-RM300K homes. It is that many of them are the wrong product, in the wrong place, for buyers who cannot get financing. Our NAPIC Q1 2026 breakdown has the full picture. Why "Affordable" Homes Still Feel Out of Reach Three barriers sit between a RM300,000 price tag and a set of keys: the cash you need upfront, the loan you need approved, and whether the home actually works for your life. What it really costs upfront to buy a RM300,000 home The 10% down payment is only the start. Legal fees, stamp duty, valuation and loan insurance typically add another 3% to 5% of the price, depending on whether you qualify for the first-time buyer exemption. Here is the breakdown for a RM300,000 subsale home with a 90% loan of RM270,000. Cost itemStandard (RM)First-time buyer (RM)Down payment (10%)30,00030,000Legal fee, Sale and Purchase Agreement (1.25%)3,7503,750Legal fee, loan agreement (1.25%)3,3753,3758% service tax on legal fees570570Stamp duty, Memorandum of Transfer5,0000Stamp duty, loan agreement (0.5%)1,3500Valuation fee (estimate)1,0001,000Extra upfront costs15,045 (5.0%)8,695 (2.9%)Total cash before keys45,04538,695 Legal fees follow the Solicitors' Remuneration Order 2023 scale, before disbursements. Stamp duty on the transfer is 1% on the first RM100,000 and 2% on the next RM400,000. The first-time buyer column assumes the full exemption on transfer and loan instruments for homes up to RM500,000, extended to 31 December 2027 under Budget 2026. Two items are not in the table because they vary so much. MRTA (Mortgage Reducing Term Assurance) is a single premium that is often financed into the loan. MLTA (Mortgage Level Term Assurance) usually costs more, but the cover stays with you if you refinance or sell. Get quotes for both before your loan offer arrives. After you move in, maintenance fees, sinking fund, quit rent, assessment and parking keep coming every month. Our guide to the stamp duty waiver extended to 2027 explains who qualifies for the exemption. Financing hurdles and loan rejection Loan approval is where many sub-RM300K purchases collapse. Units get booked by eager buyers, the bank says no, and the home goes back into unsold stock. Banks judge you on your Debt Service Ratio (DSR), the share of your net income already going to debt repayments. PTPTN, a car loan and credit card balances all count. So do late payments recorded in CCRIS, Bank Negara's Central Credit Reference Information System. Young professionals and gig workers are the most likely to fail on DSR or documentation, not on salary alone. Work out your DSR before you start viewing. It tells you how much room you actually have. Estimates for guidance only. Each bank applies its own DSR limits and income recognition rules. Freelancer or e-hailing driver? Read our guide on how gig workers get a home loan approved. Location vs product: what you can expect To hit the price, some developers build hyper-dense, shoebox layouts with poor workmanship and limited parking. Others build on cheap land far from jobs, with weak public transport. Faced with a long, costly commute, many buyers decide to keep renting near work instead. A home is only affordable if the commute is too. Where to Find a Home Under RM300K in Greater KL Central KL, Damansara and most of PJ are out of range for this budget. Widen the search to government schemes and the subsale market in mature, peripheral districts. Government housing schemes Residensi Wilayah (formerly RUMAWIP): units capped at RM300,000, for Malaysians aged 21 and above who were born in, live in or work in Kuala Lumpur, Putrajaya or Labuan. Single applicants may earn up to RM10,000 a month, married couples up to RM15,000. There is a 10-year moratorium on open-market resale. Apply via the official Residensi Wilayah portal. Rumah Selangorku: Selangor's scheme, with prices capped by unit type and household income. CNA reported a 27-year-old administrative assistant buying a new Shah Alam unit for RM290,000 under the scheme, completing in late 2028. See our Rumah Selangorku application guide. PR1MA: the federal affordable-housing builder, with projects across the country and prices that vary widely by location. Schemes come with ballots, waiting lists and allocations that may not suit your workplace. Compare them all in our first-home schemes guide. The subsale market Outside the schemes, the subsale market is your main hunting ground. At this budget that usually means: Older leasehold apartments and flats in parts of Kepong, Jalan Klang Lama, Cheras and Setapak. Expect renovation costs and check the remaining lease. Smaller condominiums built 15 to 20 years ago in less developed parts of Greater KL. Low-cost apartments with basic facilities, priced for specific income groups. Property options under RM300K: KL and Greater KL compared AreaTypical propertyIndicative priceEst. monthly repaymentProsConsKepongOlder apartment or flatRM200K to RM300KRM800 to RM1,200Established amenities, some MRT accessOlder buildings, trafficJalan Klang LamaOlder apartment or flatRM230K to RM300KRM920 to RM1,200Close to the city, good connectivityCongestion, high densityCheras (selected zones)Older apartment, Residensi WilayahRM200K to RM300KRM800 to RM1,200Wide amenities, MRT and LRT accessQuality varies a lot by zoneSetapakOlder apartment or flatRM220K to RM300KRM880 to RM1,200Near universities, LRT accessOlder infrastructureShah AlamNew apartment under Rumah SelangorkuRM240K to RM290KRM960 to RM1,160Newer unit, scheme pricingFurther from KL, limited supply Prices are indicative and vary by building. Repayments assume a 90% loan at 4% a year over 35 years. Verify current listings and your bank's rate before deciding. How to Buy a House as a First-Time Buyer on a RM300K Budget: 7 Steps These are the same steps every first-time buyer in Malaysia follows. Here they are tuned for a RM300K budget in Greater KL. For the full general process, see our complete guide to buying a house in Malaysia. Step 1: Check your financial readiness Start with your Debt Service Ratio: your total monthly debt repayments, including the new home loan, divided by your net monthly income. Most Malaysian banks cap DSR somewhere between 40% and 70% of net income. The exact limit depends on the bank and your income level, and lower earners can face the tighter end. For comfort, aim to keep the home loan instalment itself within 30% to 40% of your income. Here is how that plays out on a RM300,000 home with a 90% loan at 4% over 35 years, which comes to about RM1,195 a month. Net monthly income RM4,000RM a monthCar loan650PTPTN200New home loan1,195Total commitments and DSR2,045 (51%) At 51%, this buyer passes a 60% or 70% cap but fails a 40% one. Clearing the car loan first would drop the DSR to 35%. Then check your credit record. Request your free report from Bank Negara's eCCRIS, and a CTOS report, which also picks up non-bank records. Settle any arrears, including PTPTN, before you apply, because banks see your last 12 months of repayment behaviour. Estimates for guidance only. Actual eligibility depends on the bank's full credit assessment. Step 2: Use the incentives you qualify for At this budget, incentives are not a bonus. They are the plan. Stamp duty exemption: first-time buyers pay no stamp duty on the transfer or loan agreement for homes up to RM500,000 until 31 December 2027. On RM300,000, that saves RM6,350. Scheme eligibility: check Residensi Wilayah and Rumah Selangorku rules against your income, age and where you work, then register early. Ballots take time. Step 3: Shortlist and inspect properly Visit each area at peak hour, not just on a Sunday afternoon. Time the commute to work and check the nearest MRT or LRT on MyRapid. For older subsale units, look past the paint. Check plumbing, wiring and water seepage, ask the management office for a statement of outstanding maintenance fees, and confirm how many years remain on the lease. A cheap unit with 40 years left on the lease is much harder to finance and resell. Step 4: Secure the property with a booking How you secure the unit depends on what you are buying. Property typeWhat you pay to secure itNew launch under the Housing Development ActNo booking fee should be collected. Regulation 11(2) of the Housing Development (Control and Licensing) Regulations 1989 bars any payment outside the Sale and Purchase Agreement. The developer collects 10% when you sign it.Subsale (secondary market)An earnest deposit of usually 2% to 3% (RM6,000 to RM9,000 on RM300,000) with a signed letter of offer, held by the agent or lawyer as stakeholder. The balance to 10% is paid when the agreement is signed.Government schemeYou register and apply through the scheme portal. Units are allocated by ballot or merit, then you proceed to the agreement. If a developer does take a "booking fee", get an official receipt. The Federal Court ruled in PJD Regency Sdn Bhd v Tribunal Tuntutan Pembeli Rumah (2021) that compensation for late delivery is counted from the date that fee was paid, not from the date you signed. Step 5: Apply for a home loan Apply to two or three banks at once. Approval terms, margins and rates can differ more than you expect. Salaried buyers typically need: NRIC (both sides) Latest three months' payslips Latest EPF statement Three to six months of bank statements showing your salary credited Latest EA form or Form BE The letter of offer or booking form for the property Self-employed and gig workers should add their SSM registration, six months of bank statements and the latest tax return with proof of payment. With a complete file, banks have reported taking an average of 2 to 9 working days to process a housing loan, according to the Association of Banks in Malaysia. Missing documents are the most common cause of delay. Once you have an approval in principle, project your real monthly repayment. Estimates for guidance only. Actual figures depend on the bank's rate and your full financial profile. Step 6: Sign the legal agreements Three documents do the heavy lifting. Sale and Purchase Agreement (SPA): the contract between you and the seller or developer. It sets the price, payment schedule and completion date. Loan agreement: your contract with the bank, signed after the loan offer is accepted. Memorandum of Transfer (MOT): transfers the title to your name on a subsale where an individual or strata title exists. If the title has not been issued yet, a Deed of Assignment is used instead. A subsale usually completes within three months of the SPA, with a one-month extension if needed. A new launch is paid in stages as construction progresses, with your bank releasing the loan against each billing. Step 7: Collect your keys and protect yourself For a subsale, inspect the unit again before the balance is released, and make sure utility and maintenance accounts are settled to the handover date. For a new launch, vacant possession starts your 24-month defect liability period under the Housing Development Act. Report defects in writing with photos. The developer then has 30 days to fix them, at no cost to you. The Broader Picture: Addressing KL's Affordability Challenge Malaysia's housing challenge is no longer just a race for raw volume; it's a structural issue of product mismatch, location flaws, and financing barriers (thestar.com.my, 2026). Experts and bodies like Bank Negara Malaysia (BNM) and the National House Buyers Association (HBA) have consistently called for a coordinated recovery roadmap (thestar.com.my, 2026; Bank Negara Malaysia, 2017). Calls for Change & Policy Directions Recommendations include: Build-Then-Sell (BTS) Framework: HBA advocates for this model, where buyers pay 10% upfront and 90% upon completion, curbing speculative launches and ensuring products align with demand (thestar.com.my, 2026). Modernizing Credit Underwriting: Commercial banks are urged to create flexible credit scoring for gig-economy workers and expand shared-equity models (thestar.com.my, 2026). Integrated Data Bank: HBA has called for the Housing and Local Government Ministry to implement a comprehensive, centralized big data bank for real-time supply and demand metrics (thestar.com.my, 2026; Bank Negara Malaysia, 2017). This would move policymaking beyond "arbitrary government quotas" to data-driven planning. The government maintains it must "strike a balance" to ensure home prices appreciate at a "healthy" rate, as existing homeowners do not want their property values to decline (channelnewsasia.com, 2026). The focus is also on attracting foreign investment to create high-income jobs, hoping that increased incomes will naturally make housing more affordable (channelnewsasia.com, 2026). However, the Khazanah Research Institute (KRI) argued in 2024 that "no amount of wage increment… can realistically keep pace with Malaysia’s rapid house price escalation" (channelnewsasia.com, 2026). Local Expert Insight: What Do The Professionals Say? “Malaysia’s affordability challenge is not driven by a single factor but by the interaction between pricing, income, financing, land cost and market structure,”Universiti Teknologi Malaysia, Assoc Prof Dr Muhammad Najib Razali Assoc. Prof. Dr. Muhammad Najib Razali, specializing in property economics and finance. He emphasizes that "the primary issue remains pricing relative to income. Financing exposes the gap while income growth determines how severe it becomes over time.” (thesun.my, 2026). "while schemes exist, the true challenge lies in their integration with urban planning. A home that's 'affordable' on paper but located an hour from any job hub with no public transport connectivity isn't truly affordable in terms of daily living costs and quality of life."IQI property consultant Exploring current property listings under your budget is a great next step. Take a look at available properties in Kuala Lumpur and Greater KL that might fit your criteria and continue your journey towards homeownership. Explore KL Properties under RM300K → FAQ Is it possible to buy a house under RM300K in central KL? It is largely unrealistic to find new or prime properties under RM300K in central Kuala Lumpur. Options are primarily limited to government affordable housing schemes (like Residensi Wilayah) or very old, often small, sub-sale apartments located in less central, mature districts of Greater KL. What are the best government housing schemes for first-time buyers in KL? Key government housing schemes for first-time buyers in KL/Greater KL include Rumah Selangorku (for Selangor), Residensi Wilayah (for Federal Territories), and PR1MA. Each has specific eligibility criteria and often involves balloting or waiting lists, so thorough research is essential. How much down payment do I need for a RM300K house in KL? Typically, you need a 10% down payment, which would be RM30,000 for a RM300K house. Additionally, you must budget for other upfront costs such as legal fees, stamping fees, and valuation fees, which can add another 5-10% to your initial outlay. Is a property under RM300K in KL a good investment? Investing in properties under RM300K in KL requires careful consideration. These properties, often in peripheral areas or older, may experience slower capital appreciation and stagnant rental yields due to factors like property overhang and location mismatch. It's crucial to evaluate long-term potential against recurring costs. What are the hidden costs of buying property in KL? Beyond the purchase price and down payment, hidden costs include legal fees for the Sale and Purchase Agreement, stamp duty for the Memorandum of Transfer (MOT), valuation fees, Mortgage Reducing Term Assurance (MRTA)/Mortgage Level Term Assurance (MLTA), and potentially property agent fees. Ongoing costs also include monthly maintenance fees, sinking funds, quit rent, and assessment rates. Looking for expert guidance on navigating the KL property market for your first home? Connect with a property expert today for personalized advice and explore suitable options. [custom_blog_form] Continue Reading: Understanding the Debt Service Ratio (DSR) in Malaysia & How It Affects Your Home Loan A Guide to Rumah Selangorku: Eligibility and Application Property Investment Outside KL: Opportunities Beyond the Capital First-Time Home Buyer Malaysia: Grants & Incentives Explained Sources: channelnewsasia.com. (2026, March 11). IN FOCUS: Why have Malaysia’s homes remained ‘seriously unaffordable’ for a decade and counting?. Retrieved from https://www.channelnewsasia.com/asia/malaysia-house-price-affordable-developer-wage-5980991 thesun.my. (2026, May 26). Malaysia’s housing affordability crisis driven by price-income gap: Expert. Retrieved from https://thesun.my/news/malaysias-housing-affordability-crisis-driven-by-price-income-gap-expert/ thestar.com.my. (2026, June 20). Why RM300,000 homes remain unsold. Retrieved from https://www.thestar.com.my/business/business-news/2026/06/21/why-rm300000-homes-remain-unsold Bank Negara Malaysia. (2017). Affordable Housing: Challenges and the Way Forward. BNM Quarterly Bulletin (Bank Negara Malaysia). Retrieved from N/A Narquith. (n.d.). Evaluating My Affordability on My First House. Reddit / r/MalaysianPF. Retrieved from https://www.reddit.com/r/MalaysianPF/comments/14t00n1/evaluatingmyaffordabilityonmyfirsthouse/ Reddit. (2024, July 2). Does Malaysian No longer afford to buy a house? : r/malaysia. Retrieved from https://www.reddit.com/r/malaysia/comments/1dyujo6/doesmalaysiannolongeraffordtobuyahouse/ tomkokotom. (2023, January). Is this house too expensive? Any rule of thumb?. Reddit. Retrieved from https://www.reddit.com/r/MalaysianPF/comments/10q0gc6/isthishousetooexpensiveanyruleofthumb
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