Team Leader (Subsales) ∙ Dreammakerz
Vinc Pheng
REN37850Team Leader (Subsales) ∙ Dreammakerz
Vinc Pheng
REN37850About Vinc Pheng
"我用心卖房 你安心买房"Founder 买产业找专业 拥有 9年房地产经验IQI Dreammakerz TEAM LEADERVinc Tan Registered Real Estate AgentREN 37850
5 years at IQI
380 transactions
99 properties on sale
58 properties on rent
Contact Vinc Pheng
Vinc Pheng Social Links
No social links available.
Vinc Pheng's Service Locations
Vinc Pheng's Service Locations
My Listings
PRIME ROADSIDE Commercial Land with Shelter @ Lebuh AMJ Melaka
PRIME ROADSIDE Commercial Land with Shelter @ Lebuh AMJ Melaka
£ 2,730 /month
Listed on June 18, 2026
INDUSTRIAL WAREHOUSE 2,880 Sqft with EXTRA LAND @ Malim Jaya, Melaka
INDUSTRIAL WAREHOUSE 2,880 Sqft with EXTRA LAND @ Malim Jaya, Melaka
£ 546 /month
Listed on June 10, 2026
HIGH EXPOSURE 3 Storey Shoplot For Rent @ Semabok Perdana Melaka
HIGH EXPOSURE 3 Storey Shoplot For Rent @ Semabok Perdana Melaka
£ 692 /month
Listed on July 2, 2026
BELOW BANK VALUE REFURBISHED Corner Lot @ Pertam Jaya Semabok
BELOW BANK VALUE REFURBISHED Corner Lot @ Pertam Jaya Semabok
£ 178,360
Listed on July 6, 2026
FREEHOLD BELOW MARKET Semi-D @ Taman Sentosa Bukit Beruang
FREEHOLD BELOW MARKET Semi-D @ Taman Sentosa Bukit Beruang
£ 127,036
Listed on June 22, 2026
FREEHOLD 3 Side-by-Side Shoplots FACING MAIN ROAD @ Melaka Town
FREEHOLD 3 Side-by-Side Shoplots FACING MAIN ROAD @ Melaka Town
£ 509,600
Listed on July 30, 2026
RENOVATED STRATEGIC AREA HIGH VALUE Semi-D @ Ujong Pasir Melaka
RENOVATED STRATEGIC AREA HIGH VALUE Semi-D @ Ujong Pasir Melaka
£ 81,900
Listed on June 29, 2026
STRATEGIC FULLY FURNISHED Condo For Rent @ Ong Kim Wee Melaka
STRATEGIC FULLY FURNISHED Condo For Rent @ Ong Kim Wee Melaka
£ 400 /month
Listed on June 30, 2026
AFFORDABLE NEWLY REFURBISHED Terrace @ Krubong Jaya Melaka
AFFORDABLE NEWLY REFURBISHED Terrace @ Krubong Jaya Melaka
£ 63,518
Listed on July 6, 2026
WELL MAINTAINED Double Storey Terrace @ Taman Merdeka Jaya
WELL MAINTAINED Double Storey Terrace @ Taman Merdeka Jaya
£ 63,700
Listed on August 3, 2026
MOVE-IN READY Condo RM299K ONLY @ Bali Residence Kota Laksamana
MOVE-IN READY Condo RM299K ONLY @ Bali Residence Kota Laksamana
£ 54,418
Listed on July 7, 2026
BRAND NEW 3 Storey Corner Shoplot @ Kuala Sungai Baru
Kuala Sungai Baru, Melaka
£ 172,900
Listed on May 26, 2026
NEW FULLY FURNISHED MOVE-IN READY Condo @ Admiral Residence Kota Laksamana
NEW FULLY FURNISHED MOVE-IN READY Condo @ Admiral Residence Kota Laksamana
£ 300 /month
Listed on July 28, 2026
CORNER UNIT Terrace near to Manipal Bukit Baru @ Taman Merak Melaka
CORNER UNIT Terrace near to Manipal Bukit Baru @ Taman Merak Melaka
£ 146 /month
Listed on June 11, 2026
PRIME FREEHOLD Bungalow in MELAKA TOWN Area @ Ujong Pasir
PRIME FREEHOLD Bungalow in MELAKA TOWN Area @ Ujong Pasir
£ 154,700
Listed on June 10, 2026
FREEHOLD Fully Renovated Terrace @ Taman Duyong Ria, Bukit Katil Melaka
FREEHOLD Fully Renovated Terrace @ Taman Duyong Ria, Bukit Katil Melaka
£ 108,836
Listed on June 30, 2026
SPACIOUS RENOVATED 2 Storey Terrace @ Taman Bertam Perdana
SPACIOUS RENOVATED 2 Storey Terrace @ Taman Bertam Perdana
£ 88,998
Listed on July 9, 2026
LUXURY 1 ARCE Bungalow @ Simpang Kendong Near Alor Gajah
LUXURY 1 ARCE Bungalow @ Simpang Kendong Near Alor Gajah
£ 1,274 /month
Listed on August 3, 2026
PRIME Single Storey Semi-D @ Ozana Residence Bukit Katil Melaka
PRIME Single Storey Semi-D @ Ozana Residence Bukit Katil Melaka
£ 125,580
Listed on June 10, 2026
HIGH DEMAND CORNER Factory WITH OFFICE @ Ayer Keroh Melaka
HIGH DEMAND CORNER Factory WITH OFFICE @ Ayer Keroh Melaka
£ 291,200
Listed on June 29, 2026
VALUE BUY! FACING PADANG Double Storey Terrace @ Bukit Katil
VALUE BUY! FACING PADANG Double Storey Terrace @ Bukit Katil
£ 63,700
Listed on July 17, 2026
Investment Renovated Town Area Apartment @ Costa Mahkota Hotel Apartment
Investment Renovated Town Area Apartment @ Costa Mahkota Hotel Apartment
£ 41,496
Listed on July 2, 2026
READY MOVE IN FULLY FURNISHED @ Ambience Residence Pulau Gadong Melaka
READY MOVE IN FULLY FURNISHED @ Ambience Residence Pulau Gadong Melaka
£ 237 /month
Listed on June 10, 2026
RM380K Only! BELOW VALUATION! Factory @ Malim Industrial Area Melaka
RM380K Only! BELOW VALUATION! Factory @ Malim Industrial Area Melaka
£ 69,160
Listed on July 16, 2026
HIGH VISIBILITY Jonker Walk 1st & 2nd Floor Shop For Rent
HIGH VISIBILITY Jonker Walk 1st & 2nd Floor Shop For Rent
£ 637 /month
Listed on August 3, 2026
BRAND NEW ROOF SAVE RM25K! REFURBISHED Terrace @ Taman Malim Jaya
BRAND NEW ROOF SAVE RM25K! REFURBISHED Terrace @ Taman Malim Jaya
£ 59,696
Listed on July 6, 2026
AFFORDABLE FREEHOLD Condo @ Ambience Residence Melaka
AFFORDABLE FREEHOLD Condo @ Ambience Residence Melaka
£ 51,870
Listed on July 1, 2026
PRIME Ground Floor Shoplot FACING MAIN ROAD @ Ong Kim Wee Melaka
PRIME Ground Floor Shoplot FACING MAIN ROAD @ Ong Kim Wee Melaka
£ 346 /month
Listed on July 13, 2026
FULLY FURNUSHED RIVER VIEW Condo @ Casa Del Rio Jonker Melaka
FULLY FURNUSHED RIVER VIEW Condo @ Casa Del Rio Jonker Melaka
£ 323,960
Listed on July 28, 2026
EXCLUSIVE FREEHOLD Semi-D 40x80 FACING FIELD @ Bukit Baru Murni
EXCLUSIVE FREEHOLD Semi-D 40x80 FACING FIELD @ Bukit Baru Murni
£ 214,760
Listed on August 4, 2026
STRATEGIC HIGH VISIBILITY 3 Storey Shoplot @ Semabok Perdana Melaka
STRATEGIC HIGH VISIBILITY 3 Storey Shoplot @ Semabok Perdana Melaka
£ 163,436
Listed on July 2, 2026
RM130K ONLY! FREEHOLD Duplex Apartment @ Mata Kucing Melaka
RM130K ONLY! FREEHOLD Duplex Apartment @ Mata Kucing Melaka
£ 23,660
Listed on July 13, 2026
VALUE BUY! FREEHOLD Double Storey Terrace @ Cheng Baru
VALUE BUY! FREEHOLD Double Storey Terrace @ Cheng Baru
£ 81,536
Listed on July 29, 2026
SPACIOUS Warehouse Factory AUTO ROLLER SHUTTER @ Teknologi Cheng Melaka
SPACIOUS Warehouse Factory AUTO ROLLER SHUTTER @ Teknologi Cheng Melaka
£ 819 /month
Listed on June 30, 2026
BRAND NEW SPACIOUS 24x60 Double Storey Terrace @ Bukit Katil Melaka
BRAND NEW SPACIOUS 24x60 Double Storey Terrace @ Bukit Katil Melaka
£ 92,820
Listed on August 4, 2026
FULLY FURNISHED! Apartment @ Taman Malim Jaya
FULLY FURNISHED! Apartment @ Taman Malim Jaya
£ 124 /month
Listed on July 23, 2026
GROUND FLOOR Shoplot FACING MAIN ROAD @ Malim Jaya Melaka
GROUND FLOOR Shoplot FACING MAIN ROAD @ Malim Jaya Melaka
£ 400 /month
Listed on July 30, 2026
LARGE FREEHOLD Mature Palm Oil Land @ Alor Gajah Melaka
LARGE FREEHOLD Mature Palm Oil Land @ Alor Gajah Melaka
£ 342,160
Listed on June 23, 2026
STRATEGIC 2nd Floor Office Space with LIFT @ Jalan Plaza Pandan Malim
STRATEGIC 2nd Floor Office Space with LIFT @ Jalan Plaza Pandan Malim
£ 455 /month
Listed on August 4, 2026
BRAND NEW 2 Storey Shop Facing MAIN ROAD @ Bertam Impian Melaka
BRAND NEW 2 Storey Shop Facing MAIN ROAD @ Bertam Impian Melaka
£ 364 /month
Listed on August 4, 2026
SPACIOUS 6BR Bungalow For Sale @ Vista Kirana Ayer Keroh
SPACIOUS 6BR Bungalow For Sale @ Vista Kirana Ayer Keroh
£ 181,636
Listed on July 27, 2026
PRIME 2nd Floor Shop WITH LIFT @ Business Park Malim from RM240K
PRIME 2nd Floor Shop WITH LIFT @ Business Park Malim from RM240K
£ 87,360
Listed on August 4, 2026
BELOW VALUE! Freehold with Attic Terrace @ Bukit Baru Melaka
BELOW VALUE! Freehold with Attic Terrace @ Bukit Baru Melaka
£ 63,700
Listed on June 22, 2026
SPACIOUS Single Storey Semi-D For Rent @ Ozana Residence Melaka
SPACIOUS Single Storey Semi-D For Rent @ Ozana Residence Melaka
£ 291 /month
Listed on June 10, 2026
AFFORDABLE 4Room Single Terrace House @ Taman Krubong Jaya
AFFORDABLE 4Room Single Terrace House @ Taman Krubong Jaya
£ 61,516
Listed on July 17, 2026
STRATEGIC FREEHOLD 2 Storey Terrace @ Seri Jati Batu Berendam Melaka
STRATEGIC FREEHOLD 2 Storey Terrace @ Seri Jati Batu Berendam Melaka
£ 69,160
Listed on July 1, 2026
FULLY FURNISHED Admiral Residences CITY VIEW Unit @ Kota Melaka
FULLY FURNISHED Admiral Residences CITY VIEW Unit @ Kota Melaka
£ 72,800
Listed on August 4, 2026
RM298K Only! HIGH FLOOR RIVER VIEW Apartment @ Residensi Rumpun Bahagia
RM298K Only! HIGH FLOOR RIVER VIEW Apartment @ Residensi Rumpun Bahagia
£ 54,236
Listed on August 4, 2026
Fully Renovated Double Storey Terrace For Sale At Taman Tehel Impian
Fully Renovated Double Storey Terrace For Sale At Taman Tehel Impian
£ 112,840
Listed on June 10, 2026
NEW BARE SPACIOUS 40x80 Semi-D For Sale @ Klebang Utama Melaka
NEW BARE SPACIOUS 40x80 Semi-D For Sale @ Klebang Utama Melaka
£ 151,970
Listed on July 21, 2026
SPACIOUS FREEHOLD Bungalow with 8,105sqft Land @ USJ Subang Jaya
SPACIOUS FREEHOLD Bungalow with 8,105sqft Land @ USJ Subang Jaya
£ 564,200
Listed on July 17, 2026
SPACIOUS 2-Storey Terrace @ Gadong Perdana Melaka
SPACIOUS 2-Storey Terrace @ Gadong Perdana Melaka
£ 76,076
Listed on June 22, 2026
BELOW BANK VALUE! FREEHOLD 2.5 Semi-D For Sale @ Kasturi Semabok
BELOW BANK VALUE! FREEHOLD 2.5 Semi-D For Sale @ Kasturi Semabok
£ 178,360
Listed on July 20, 2026
MAIN ROAD CORNER 1st Floor Shoplot For Rent @ Durian Tunggal
MAIN ROAD CORNER 1st Floor Shoplot For Rent @ Durian Tunggal
£ 364 /month
Listed on June 23, 2026
PRIME GROUND FLOOR CORNER Shoplot For Rent @ Angkasa Nuri
PRIME GROUND FLOOR CORNER Shoplot For Rent @ Angkasa Nuri
£ 819 /month
Listed on July 16, 2026
VALUE BUY FULLY RENOVATED 2 Storey @ Taman Bukit Katil Damai Melaka
VALUE BUY FULLY RENOVATED 2 Storey @ Taman Bukit Katil Damai Melaka
£ 97,916
Listed on July 6, 2026
BELOW BANK VALUE RM100K! Terrace House @ Melaka Baru
BELOW BANK VALUE RM100K! Terrace House @ Melaka Baru
£ 36,036
Listed on July 28, 2026
FULLY FURNISHED GROUND FLOOR Apartment @ Bukit Baru Melaka
FULLY FURNISHED GROUND FLOOR Apartment @ Bukit Baru Melaka
£ 32,760
Listed on July 1, 2026
BELOW BANK VALUE FULLY RENOVATED Terrace @ Bukit Katil Melaka
BELOW BANK VALUE FULLY RENOVATED Terrace @ Bukit Katil Melaka
£ 87,360
Listed on June 10, 2026
BEST BUY ONLY RM269K! Terrace @ Tmn Saujana, Bukit Katil Melaka
BEST BUY ONLY RM269K! Terrace @ Tmn Saujana, Bukit Katil Melaka
£ 48,958
Listed on June 22, 2026
22,000sqft STRATEGIC Ayer Keroh Detached Factory Warehouse For Rent
22,000sqft STRATEGIC Ayer Keroh Detached Factory Warehouse For Rent
£ 2,730 /month
Listed on July 10, 2026
WELL-MAINTAINED GROUND FLOOR Apartment @ Cheng Ria
WELL-MAINTAINED GROUND FLOOR Apartment @ Cheng Ria
£ 28,210
Listed on July 22, 2026
RM560K ONLY! SPACIOUS Bungalow 75x50 @ Taman Anjung Gapam Jasin Melaka
RM560K ONLY! SPACIOUS Bungalow 75x50 @ Taman Anjung Gapam Jasin Melaka
£ 101,920
Listed on July 8, 2026
BELOW VALUATION! CORNER UNIT 3+1R @ Admiral Residence Melaka
BELOW VALUATION! CORNER UNIT 3+1R @ Admiral Residence Melaka
£ 72,436
Listed on June 22, 2026
WELL MAINTAINED FREEHOLD Quartz Residence @ Taman Kenanga
WELL MAINTAINED FREEHOLD Quartz Residence @ Taman Kenanga
£ 78,260
Listed on July 14, 2026
PRIME ROADSIDE Commercial Land with Shelter @ Lebuh AMJ Melaka
PRIME ROADSIDE Commercial Land with Shelter @ Lebuh AMJ Melaka
£ 2,730 /month
Listed on June 10, 2026
AFFORDABLE BRAND NEW 2 Storey Terrace For Rent @ Krubong Heights
AFFORDABLE BRAND NEW 2 Storey Terrace For Rent @ Krubong Heights
£ 218 /month
Listed on July 8, 2026
BELOW RM290K! 1.5 Storey Shoplot with RENTAL INCOME @ Batu Berendam
BELOW RM290K! 1.5 Storey Shoplot with RENTAL INCOME @ Batu Berendam
£ 51,870
Listed on July 22, 2026
FULLY FURNISHED Double Storey Terrace @ Bukit Katil Melaka
FULLY FURNISHED Double Storey Terrace @ Bukit Katil Melaka
£ 273 /month
Listed on June 10, 2026
BELOW BANK VALUE @ Costa Mahkota Melaka Raya
BELOW BANK VALUE @ Costa Mahkota Melaka Raya
£ 36,036
Listed on June 10, 2026
RARE FREEHOLD Seaview Apartment 3R2B @ Ujong Pasir Melaka
RARE FREEHOLD Seaview Apartment 3R2B @ Ujong Pasir Melaka
£ 63,700
Listed on July 30, 2026
READY MOVE IN Terrace @ Taman Duyong Ria, Bukit Katil Melaka
READY MOVE IN Terrace @ Taman Duyong Ria, Bukit Katil Melaka
£ 291 /month
Listed on June 30, 2026
3.5 ACRES Industrial Land Pegoh Alor Gajah, Hicom Pegoh Park Melaka
3.5 ACRES Industrial Land Pegoh Alor Gajah, Hicom Pegoh Park Melaka
£ 1,304,143
Listed on June 11, 2026
Taman Kota Laksamana
Kota Laksamana
£ 400,400
Listed on June 18, 2026
MOVE IN READY Condo @ Admiral Residences Melaka
MOVE IN READY Condo @ Admiral Residences Melaka
£ 382 /month
Listed on June 30, 2026
VALUE BUY! 3-Bedroom FREEHOLD Terrace @ Taman Kerjasama Bukit Beruang
VALUE BUY! 3-Bedroom FREEHOLD Terrace @ Taman Kerjasama Bukit Beruang
£ 56,056
Listed on July 27, 2026
RM170K! AFFORDABLE 3R2B Apartment @ Kiara Melaka Baru
RM170K! AFFORDABLE 3R2B Apartment @ Kiara Melaka Baru
£ 30,940
Listed on July 9, 2026
FREEHOLD WELL MAINTAINED Single Storey House @ Taman Rembia Utama
FREEHOLD WELL MAINTAINED Single Storey House @ Taman Rembia Utama
£ 44,590
Listed on July 23, 2026
LARGE Commercial Premises @ MELAKA CITY Laksamana Cheng Ho
LARGE Commercial Premises @ MELAKA CITY Laksamana Cheng Ho
£ 2,184 /month
Listed on July 22, 2026
FREEHOLD 2R2B2T Double Storey Shophouse For Sale @ Taman Asean Melaka
FREEHOLD 2R2B2T Double Storey Shophouse For Sale @ Taman Asean Melaka
£ 83,720
Listed on July 14, 2026
MAIN ROAD GROUND FLOOR END LOT Shop For Rent @ Kota Syahbandar Melaka
MAIN ROAD GROUND FLOOR END LOT Shop For Rent @ Kota Syahbandar Melaka
£ 874 /month
Listed on June 24, 2026
BELOW BANK VALUE! Apartment RM280K @ Bali Residence Kota Syahbandar
BELOW BANK VALUE! Apartment RM280K @ Bali Residence Kota Syahbandar
£ 50,960
Listed on July 14, 2026
PREMIUM FULLY FURNISHED Condo @ Parkland Residence Bachang
PREMIUM FULLY FURNISHED Condo @ Parkland Residence Bachang
£ 328 /month
Listed on July 23, 2026
EXTENDED FREEHOLD Terrace House with Mezzanine Floor @ Bukit Katil
EXTENDED FREEHOLD Terrace House with Mezzanine Floor @ Bukit Katil
£ 68,796
Listed on July 28, 2026
SPACIOUS Semi-D 4,000 Sqft For Rent @ Ozana Impian Bukit Katil
SPACIOUS Semi-D 4,000 Sqft For Rent @ Ozana Impian Bukit Katil
£ 692 /month
Listed on July 8, 2026
FULLY RENOVATED FREEHOLD Terrace Only RM310K @ Bertam Ulu Cheng
FULLY RENOVATED FREEHOLD Terrace Only RM310K @ Bertam Ulu Cheng
£ 56,420
Listed on July 29, 2026
REFURBISHED Apartment with Lift @ Bandar Hilir Melaka
REFURBISHED Apartment with Lift @ Bandar Hilir Melaka
£ 155 /month
Listed on June 10, 2026
MAIN ROAD Triple Storey Shoplot with 4% ROI @ Kota Laksamana
MAIN ROAD Triple Storey Shoplot with 4% ROI @ Kota Laksamana
£ 400,400
Listed on June 10, 2026
PRIME Retail Lot Near MAIN ENTRANCE For Rent @ Dataran Pahlawan Melaka
PRIME Retail Lot Near MAIN ENTRANCE For Rent @ Dataran Pahlawan Melaka
£ 1,602 /month
Listed on July 16, 2026
HIGH VISIBILITY CORNER Shoplot for Rent @ Taman Teknologi Cheng
HIGH VISIBILITY CORNER Shoplot for Rent @ Taman Teknologi Cheng
£ 1,001 /month
Listed on July 27, 2026
PREMIUM FREEHOLD Corner Unit @ Parkland Residence Melaka
PREMIUM FREEHOLD Corner Unit @ Parkland Residence Melaka
£ 103,740
Listed on July 16, 2026
Fully Renovated Double Storey Terrace For Sale At Taman Tehel Impian
Fully Renovated Double Storey Terrace For Sale At Taman Tehel Impian
£ 112,840
Listed on June 19, 2026
RM95K! Renovated with Equipment Cafe Business @ Kota Syahbandar
RM95K! Renovated with Equipment Cafe Business @ Kota Syahbandar
£ 17,290
Listed on July 10, 2026
STRATEGIC Single Storey Terrace For Sale @ Pulau Gadong Perdana
STRATEGIC Single Storey Terrace For Sale @ Pulau Gadong Perdana
£ 66,976
Listed on July 21, 2026
BRAND NEW NEVER OCCUPIED Terrace @ Bandar Botani Parkland Jasin
BRAND NEW NEVER OCCUPIED Terrace @ Bandar Botani Parkland Jasin
£ 155 /month
Listed on July 21, 2026
CORNER Semi-D Factory W/EXTRA LAND @ Taman Tasik, Ayer Keroh Melaka
CORNER Semi-D Factory W/EXTRA LAND @ Taman Tasik, Ayer Keroh Melaka
£ 1,183 /month
Listed on June 29, 2026
PRIME 22'x80' Shoplot Near Mature Housing Area at Taman Melaka Baru
PRIME 22'x80' Shoplot Near Mature Housing Area @ Taman Melaka Baru
£ 107,016
Listed on July 20, 2026
FULLY FURNISHED Studio Sea & City View @ Bali Residence
FULLY FURNISHED Studio Sea & City View @ Bali Residence
£ 273 /month
Listed on July 20, 2026
PRIME LOCATION Double Storey Shoplot For Rent @ Taman Merdeka Permai
PRIME LOCATION Double Storey Shoplot For Rent @ Taman Merdeka Permai
£ 455 /month
Listed on July 30, 2026
SPACIOUS Double Storey Terrace @ Bukit Katil Damai Melaka
SPACIOUS Double Storey Terrace @ Bukit Katil Damai Melaka
£ 103,376
Listed on July 6, 2026
RM520K! BELOW BANK VALUE Superlink @ Ozana Residences
RM520K! BELOW BANK VALUE Superlink @ Ozana Residences
£ 94,640
Listed on July 7, 2026
PRIME Studio Condo with CITY & SEA VIEW For Sale @ Bali Residence Melaka
PRIME Studio Condo with CITY & SEA VIEW For Sale @ Bali Residence Melaka
£ 56,420
Listed on July 20, 2026
CORNER UNIT Terrace near to Manipal Bukit Baru @ Taman Merak Melaka
CORNER UNIT Terrace near to Manipal Bukit Baru @ Taman Merak Melaka
£ 72,436
Listed on June 11, 2026
SPACIOUS END LOT Terrace with ATTIC For Sale @ Ayer Keroh Height
SPACIOUS END LOT Terrace with ATTIC For Sale @ Ayer Keroh Height
£ 61,516
Listed on July 21, 2026
LIMITED UNITS! BRAND NEW Shoplots for RENT @ Ecco Point Merlimau
LIMITED UNITS! BRAND NEW Shoplots for RENT @ Ecco Point Merlimau
£ 1,456 /month
Listed on July 27, 2026
22' x 70' READY TO MOVE IN MAIN ROAD Shoplot For Sale @ Malim Jaya
22' x 70' READY TO MOVE IN MAIN ROAD Shoplot For Sale @ Malim Jaya
£ 70,616
Listed on July 30, 2026
RM305K! KITCHEN EXTENDED 1 Storey Terrace For Sale @ Tanjong Minyak Setia
RM305K! KITCHEN EXTENDED 1 Storey Terrace For Sale @ Tanjong Minyak Setia
£ 55,510
Listed on July 30, 2026
Corner 3-Storey Shoplot Facing Main Road @ Taman Teknologi Cheng
Corner 3-Storey Shoplot Facing Main Road @ Taman Teknologi Cheng
£ 291,200
Listed on July 27, 2026
FREEHOLD GATED & GUARDED Terrace For Sale @ Bertam Heights Melaka
FREEHOLD GATED & GUARDED Terrace For Sale @ Bertam Heights Melaka
£ 102,830
Listed on June 26, 2026
BELOW BANK VALUE 2 Storey Terrace For Sale @ Taman Merdeka Jaya
BELOW BANK VALUE 2 Storey Terrace For Sale @ Taman Merdeka Jaya
£ 71,890
Listed on July 8, 2026
PRIME HOT LOCATION 3 Storey End Lot Shop @ Kota Laksamana
Taman Kota Laksamana Jaya, 75200 Melaka
£ 273,000
Listed on May 28, 2026
FULLY FURNISHED CORNER UNIT @ Admiral Residence Kota Laksamana
FULLY FURNISHED CORNER UNIT @ Admiral Residence Kota Laksamana
£ 346 /month
Listed on July 9, 2026
FULLY FURNISHED Bungalow For Rent @ Ujong Pasir Melaka Town
Jalan Masjid Ujong Pasir, Kampung Ujong Pasir, 75050 Melaka.
£ 546 /month
Listed on June 9, 2026
24'x75' WELL MAINTAINED Terrace @ Krubong Utama Melaka
24'x75' WELL MAINTAINED Terrace @ Krubong Utama Melaka
£ 96,460
Listed on July 13, 2026
BELOW BANK VALUE! SPACIOUS Terrace House @ Semabok Perdana Melaka
BELOW BANK VALUE! SPACIOUS Terrace House @ Semabok Perdana Melaka
£ 96,096
Listed on July 16, 2026
RENOVATED FULLY FURNISHED Atlantis Residence For Sale @Kota Syahbandar
RENOVATED FULLY FURNISHED Atlantis Residence For Sale @Kota Syahbandar
£ 48,776
Listed on July 8, 2026
STRATEGIC GROUND FLOOR Shoplot With PRIVATE PARKING @ Kota Laksamana
STRATEGIC GROUND FLOOR Shoplot With PRIVATE PARKING @ Kota Laksamana
£ 564 /month
Listed on June 23, 2026
CORNER RENOVATED FULLY FURNISHED Terrace @ Ayer Keroh Melaka
CORNER RENOVATED FULLY FURNISHED Terrace @ Ayer Keroh Melaka
£ 109,200
Listed on June 23, 2026
READY MOVE IN! Apartment @ Shang Heights Residence Bukit Piatu
READY MOVE IN! Apartment @ Shang Heights Residence Bukit Piatu
£ 273 /month
Listed on July 14, 2026
GOOD CONDITION CORNER LOT Terrace @ Muzaffar Heights, Ayer Keroh
GOOD CONDITION CORNER LOT Terrace @ Muzaffar Heights, Ayer Keroh
£ 79,716
Listed on June 29, 2026
PREMIUM FULLY RENOVATED FREEHOLD Semi-D @ Bukit Katil Melaka
PREMIUM FULLY RENOVATED FREEHOLD Semi-D @ Bukit Katil Melaka
£ 154,700
Listed on July 28, 2026
WELL-MAINTAINED Double Storey Terrace @ Paya Rumput Indah
WELL-MAINTAINED Double Storey Terrace @ Paya Rumput Indah
£ 218 /month
Listed on June 24, 2026
MODERN FULLY FURNISHED Terrace House In Kota Laksamana Melaka
MODERN FULLY FURNISHED Terrace House In Kota Laksamana Melaka
£ 112,840
Listed on July 29, 2026
RARE OPPORTUNITY! Double Storey Shoplot @ Semabok Perdana
RARE OPPORTUNITY! Double Storey Shoplot @ Semabok Perdana
£ 123,760
Listed on July 1, 2026
STRATEGIC MOVE-IN READY Shoplot for Rent @ Taman Melaka Baru
STRATEGIC MOVE-IN READY Shoplot for Rent @ Taman Melaka Baru
£ 364 /month
Listed on July 20, 2026
PRIME 1.262 Acres FREEHOLD Land Near Melaka Town @ Bukit Serindit
PRIME 1.262 Acres FREEHOLD Land Near Melaka Town @ Bukit Serindit
£ 318,500
Listed on July 21, 2026
Fully Furnished Amber Cove Residence with City View @ Melaka
Fully Furnished Amber Cove Residence with City View @ Melaka
£ 237 /month
Listed on June 11, 2026
Brand New 3 Storey Shoplot Facing Main Road @ Skywiz Ayer Keroh
Brand New 3 Storey Shoplot Facing Main Road @ Skywiz Ayer Keroh
£ 910 /month
Listed on July 24, 2026
STRATEGIC CORNER Shoplot Near Pay Fong 2 & IJC @ Jalan Parameswara
STRATEGIC CORNER Shoplot Near Pay Fong 2 & IJC @ Jalan Parameswara
£ 419 /month
Listed on July 6, 2026
READY-TO-OPERATE MAIN ROAD F&B Shoplots For Rent @ Ujong Pasir Melaka
READY-TO-OPERATE MAIN ROAD F&B Shoplots For Rent @ Ujong Pasir Melaka
£ 1,092 /month
Listed on June 23, 2026
RM210K ONLY! BELOW BANK VALUE Terrace House @ Sri Duyong Melaka
RM210K ONLY! BELOW BANK VALUE Terrace House @ Sri Duyong Melaka
£ 38,220
Listed on July 7, 2026
STRATEGIC BRAND NEW CORNER Ground Floor Shop @ Kota Laksamana
STRATEGIC BRAND NEW CORNER Ground Floor Shop @ Kota Laksamana
£ 601 /month
Listed on July 14, 2026
VACANT NOW! FULLY FURNISHED Condo @ Muzaffar Heights Ayer Keroh
VACANT NOW! FULLY FURNISHED Condo @ Muzaffar Heights Ayer Keroh
£ 237 /month
Listed on July 21, 2026
SPACIOUS FREEHOLD Semi-D 4,704 sqft @ Bukit Baru Melaka
SPACIOUS FREEHOLD Semi-D 4,704 sqft @ Bukit Baru Melaka
£ 172,900
Listed on July 7, 2026
STRATEGIC Triple Storey Shoplot @ Plaza Semabok Melaka
STRATEGIC Triple Storey Shoplot @ Plaza Semabok Melaka
£ 400 /month
Listed on July 7, 2026
STRATEGIC CORNER Shop Facing Busy Commercial Area @ Malim Jaya Melaka
STRATEGIC CORNER Shop Facing Busy Commercial Area @ Malim Jaya Melaka
£ 910 /month
Listed on June 24, 2026
STRATEGIC 2 STOREY MAIN ROAD Shoplot @ Ong Kim Wee Melaka
STRATEGIC 2 STOREY MAIN ROAD Shoplot @ Ong Kim Wee Melaka
£ 136,500
Listed on July 13, 2026
PRIME MAIN ROAD ENDLOT Shoplot For Rent @ Malim Jaya Melaka
PRIME MAIN ROAD ENDLOT Shoplot For Rent @ Malim Jaya Melaka
£ 1,147 /month
Listed on July 13, 2026
RENOVATED FREEHOLD Apartment @ Emerald Court Cheng Mutiara
RENOVATED FREEHOLD Apartment @ Emerald Court Cheng Mutiara
£ 45,500
Listed on July 6, 2026
AFFORDABLE Atlantis Residence FULLY FURNISHED For Rent @ Kota Syahbandar
AFFORDABLE Atlantis Residence FULLY FURNISHED For Rent @ Kota Syahbandar
£ 218 /month
Listed on July 8, 2026
Exceptional Value ! Strategic Factory Warehouse For Sale @ Malim Jaya
Exceptional Value ! Strategic Factory Warehouse For Sale @ Malim Jaya
£ 63,700
Listed on July 29, 2026
MOVE-IN READY FULLY FURNISHED Terrace @ Muzaffar Heights Melaka
MOVE-IN READY FULLY FURNISHED Terrace @ Muzaffar Heights Melaka
£ 455 /month
Listed on June 23, 2026
NEWLY RENOVATED CORNER LOT Ground Floor Townhouse @ Krubong Perdana
NEWLY RENOVATED CORNER LOT Ground Floor Townhouse @ Krubong Perdana
£ 41,860
Listed on July 29, 2026
RENOVATED FREEHOLD Terrace FACING OPEN LAND For Sale @ Bukit Beruang
RENOVATED FREEHOLD Terrace FACING OPEN LAND For Sale @ Bukit Beruang
£ 94,640
Listed on July 6, 2026
PRIME FREEHOLD CORNER 4 Storey Shoplot Near Jonker @ KG Hulu Melaka
PRIME FREEHOLD CORNER 4 Storey Shoplot Near Jonker @ KG Hulu Melaka
£ 637,000
Listed on July 13, 2026
RARE 69,750sqft Detached Warehouse For Sale @ Tasik Utama Melaka
RARE 69,750sqft Detached Warehouse For Sale @ Tasik Utama Melaka
£ 1,820,000
Listed on July 13, 2026
AFFORDABLE BARE NEW MODERN Terrace With SMART LOCK @ Pengkalan Impian
AFFORDABLE BARE NEW MODERN Terrace With SMART LOCK @ Pengkalan Impian
£ 81,900
Listed on June 23, 2026
BRAND NEW WITH SMART LOCK DOOR Terrace @ iMolek Pengkalan Impian
BRAND NEW WITH SMART LOCK DOOR Terrace @ iMolek Pengkalan Impian
£ 81,900
Listed on July 9, 2026
FREEHOLD Double Storey Shoplot For Sale @ Taman Puncak Bertam Melaka
FREEHOLD Double Storey Shoplot For Sale @ Taman Puncak Bertam Melaka
£ 99,736
Listed on July 29, 2026
HOT DEAL! FULLY RENOVATED Terrace Below Bank Value @ Cheng Perdana
HOT DEAL! FULLY RENOVATED Terrace Below Bank Value @ Cheng Perdana
£ 76,076
Listed on June 29, 2026
TOWN AREA Old Structure Building at Jalan Bandar Hilir Melaka Raya
TOWN AREA Old Structure Building at Jalan Bandar Hilir Melaka Raya
£ 90,636
Listed on June 10, 2026
BEST VALUE! SPACIOUS 2 Storey Terrace @ Ayer Keroh Heights
BEST VALUE! SPACIOUS 2 Storey Terrace @ Ayer Keroh Heights
£ 291 /month
Listed on July 9, 2026
STRATEGIC GROUND FLOOR Shoplot @ Kampung Lapan Melaka
STRATEGIC GROUND FLOOR Shoplot @ Kampung Lapan Melaka
£ 364 /month
Listed on June 29, 2026
PRIME CORNER Shoplot Near Starbucks For Sale @ Malim Jaya
PRIME CORNER Shoplot Near Starbucks For Sale @ Malim Jaya
£ 132,860
Listed on July 24, 2026
MOVE-IN READY Terrace House For Rent @ Krubong Utama Melaka
MOVE-IN READY Terrace House For Rent @ Krubong Utama Melaka
£ 237 /month
Listed on July 13, 2026
PRIME Detached Warehouse 69,750sqft @ Tasik Utama Melaka
PRIME Detached Warehouse 69,750sqft @ Tasik Utama Melaka
£ 8,190 /month
Listed on July 13, 2026
BE THE FIRST TENANT! BRAND NEW CORNER Unit @ Ecco Point Merlimau
BE THE FIRST TENANT! BRAND NEW CORNER Unit @ Ecco Point Merlimau
£ 2,002 /month
Listed on July 27, 2026
Our newly launched projects
Discover the real estate properties in and around Melaka, Malaysia. Buy apartment units, landed houses, bungalows, commercial office space, shop lots, and sub-sales with 100% confidence at IQI Global.
Northern TechValley @BKE
Mukim 14, Kubang Semang, 14400 Seberang Perai, Penang, Malaysia
Starting from £ 2,638,185
Listed on January 23, 2026
Taman IKS Bukit Minyak
Jalan IKS Bukit Minyak Utama, Taman IKS Bukit Minyak, 14100 Simpang Ampat, Penang, Malaysia.
Starting from £ 219,092
Listed on January 23, 2026
Regalway Industrial Hub (Industrial)
Regalway Industrial Hub, Off Jalan Bukit Panchor, Bukit Panchor, 14100 Simpang Ampat, Penang, Malaysia.
Starting from £ 912,730
Listed on January 23, 2026
Taman Jasa Ria (Garden Villa)
Jalan Permatang Pasir, Taman Jasa Ria, 14000 Bukit Mertajam, Penang, Malaysia
Starting from £ 203,622
Listed on January 23, 2026
Taman Jasa Intan (Garden Superlink)
Jalan Jasa Intan, Taman Jasa Intan, 14000 Bukit Mertajam, Penang, Malaysia
Starting from £ 148,876
Listed on January 23, 2026
Taman Fajar Permai (Sunrise Terrace)
Jalan Fajar, Taman Fajar Permai, 14300 Nibong Tebal, Penang, Malaysia.
Starting from £ 100,100
Listed on January 23, 2026
Mortgage Calculator
Calculate your estimated month repayment and plan your monthly expenses well.
The mortgage calculator is intended for reference only. Actual amount may vary.
Monthly Payment
Send me the mortgage calculator result
Home Loan Eligibility Calculator
Calculate your potential loan amount and assess your home buying affordability.
Rental Yield
Calculate the potential rental yield and evaluate a property's investment performance.
Down Payment Saving Plan
Create a structured savings plan and determine how much to save monthly for your down payment plan.
Malaysian Property Transaction Fees Calculator
Estimate the total transaction fees and budget accurately for your Malaysian property purchase.
IQI blog & news
Articles specifically curated for your daily digest of local and global real estate news.
TL;DR LHDN refunded RM9.35 billion to over 3 million taxpayers in the first half of 2025 alone. That money can go straight toward your 10% home down payment. First-time buyers of homes up to RM500,000 get 100% stamp duty exemption until 31 December 2027, saving you roughly RM11,000 in upfront costs. A new tax relief of up to RM7,000 per year on home loan interest (for SPAs signed from 2025 to 2027) means buying now actually pays you back at tax time for three consecutive years. Stack your tax refund with EPF Account 2 withdrawal and stamp duty savings, and you could cover most or all of your upfront costs on a home under RM500,000. Every year between March and May, millions of Malaysians file their taxes through LHDN's e-Filing portal. And every year, a good chunk of those filers discover they have overpaid their PCB (Monthly Tax Deduction) and are owed money back. For most people, the refund hits the bank account and disappears into daily expenses within a week. Groceries, a holiday, a gadget. But what if you redirected that refund toward the single biggest purchase of your life? Your tax refund can be the seed money that makes homeownership real. Not someday. This year. This guide walks you through exactly how to do it, step by step, using strategies that are specific to the Malaysian tax and property system in 2026. Turn Your LHDN Tax Refund Into a Home Down PaymentTL;DRHow Much Could Your Tax Refund Actually Be?Why Your Tax Refund Is Perfect for a Down PaymentStep-by-Step: Turning Your Tax Refund Into a Down PaymentThe Tax Relief That Pays You Back After You BuyWhat Does This Look Like With Real Numbers?Can You Buy a House With Zero Down Payment?How Much Can You Actually Borrow?Common Mistakes to AvoidYour Tax Refund Action Plan (Month by Month)Check Your Home Loan EligibilityFrequently Asked Questions How Much Could Your Tax Refund Actually Be? If your employer has been deducting PCB throughout the year and you claimed all your eligible tax reliefs (lifestyle, medical, EPF, insurance, education), there is a real chance your actual tax liability is lower than what was already deducted. That difference is your refund. LHDN does not publish an "average refund per individual" figure. But the scale tells the story. In the first half of 2025, LHDN returned RM9.35 billion across more than 3 million taxpayers. The government paid out RM22.45 billion in total tax refunds for the full year of 2025, which was the highest amount in five years. Even a refund of RM2,000 to RM5,000 can move the needle when you combine it with the right strategy. Curious how far your salary can stretch for a home loan? Check how much home loan you can get based on your salary. Why Your Tax Refund Is Perfect for a Down Payment Your tax refund is essentially forced savings. It is money you earned but never saw in your monthly budget. That makes it psychologically easier to redirect, because you were never counting on it for rent or food. Here is why it works so well for a down payment specifically. The standard down payment in Malaysia is 10% of the property price. On a RM400,000 home, that is RM40,000. On a RM300,000 home, RM30,000. Those numbers feel massive when you are saving RM500 a month. But a RM3,000 tax refund deposited into a dedicated down payment fund every year for three years is already RM9,000, before interest. The real magic happens when you stack your refund with other money you are entitled to but may not be using. More on that below. Step-by-Step: Turning Your Tax Refund Into a Down Payment Step 1: Maximise your tax reliefs before you file Your refund size depends on how many reliefs you claim. Many Malaysians leave money on the table because they do not keep receipts or do not know what qualifies. For YA 2025 (filed in 2026), key reliefs include RM9,000 automatic personal relief, up to RM4,000 for EPF contributions, up to RM3,000 for life insurance or takaful, up to RM2,500 for lifestyle expenses (books, gadgets, internet), up to RM8,000 for SSPN deposits, and medical expenses for parents up to RM8,000. Claim everything you are entitled to. The difference between a RM500 refund and a RM3,000 refund is often just a few receipts you forgot to keep. Need a walkthrough? See our full list of personal income tax reliefs for 2026. Step 2: Open a dedicated "down payment" savings account Do not let the refund land in your regular spending account. Open a separate high-yield savings account or a fixed deposit and label it "home fund." The moment LHDN processes your refund (typically within 30 working days of e-Filing), transfer it immediately. This is the single most important behavioural change. Money that stays visible in your daily account gets spent. Step 3: Use the calculator to set your target Before you can plan, you need a number. Use the calculator below to figure out exactly how much you need to save, how long it will take, and what your monthly contribution should be. Estimates for guidance only. Actual figures depend on the bank's assessment, current rates, and your full financial profile. Step 4: Stack your refund with EPF Account 2 This is where many first-time buyers unlock a breakthrough they did not expect. EPF allows you to withdraw from Account 2 to fund a home purchase. This covers down payments, stamp duty, and even monthly loan instalments through the Flexible Housing Withdrawal scheme. The minimum balance required is just RM500 in Account 2. For first-time buyers, this falls under Category 1, which covers the down payment plus an additional 10% for stamp duty and legal fees. So your equation becomes: tax refund + EPF Account 2 withdrawal + personal savings = down payment covered. Want the full breakdown on EPF housing withdrawal? Read our step-by-step EPF Account 2 withdrawal guide. Step 5: Claim the stamp duty exemption to keep more cash If you are a first-time Malaysian buyer purchasing a home priced at RM500,000 or below, you qualify for a 100% stamp duty exemption on both the Memorandum of Transfer (MOT) and the loan agreement. This exemption has been extended under Budget 2026 until 31 December 2027. On a RM500,000 home, this saves you approximately RM11,000 in fees that would otherwise eat into your cash reserves on top of the down payment. That RM11,000 you do not have to pay? It stays in your pocket. Which means your tax refund stretches even further. Understand how this exemption works in detail. Read our stamp duty exemption guide for 2027. The Tax Relief That Pays You Back After You Buy Here is the part most people miss entirely. Under Budget 2025, the government introduced a new income tax relief on home loan interest payments for first-time buyers. If your SPA is signed between 1 January 2025 and 31 December 2027, you can claim up to RM7,000 per year in tax relief on the interest portion of your home loan for homes priced up to RM500,000. For homes priced between RM500,001 and RM750,000, the cap is RM5,000 per year. This relief is claimable for three consecutive years starting from the year you first pay the housing loan interest. Think about what this means in practice. You use your 2025 tax refund to help fund the down payment. You buy the house. Then for the next three years, your home loan interest reduces your taxable income, which generates even bigger refunds that help you manage the new mortgage. Your refund funds the house. The house funds bigger refunds. It is a virtuous cycle. Two conditions to note: the property must be for your own residence (not rented out), and homes above RM750,000 do not qualify for this relief. What Does This Look Like With Real Numbers? Let us walk through a worked example for a first-time buyer earning RM5,000 per month (RM60,000 per year) eyeing a RM400,000 apartment. ItemAmount (RM)Down payment (10%)40,000Estimated tax refund (YA 2025)2,800EPF Account 2 withdrawal (estimated)25,000Stamp duty savings (100% exemption)~9,000 savedPersonal savings needed~12,200Annual tax relief on loan interest (3 years)Up to 7,000/year Without the refund, the EPF withdrawal, and the stamp duty exemption, you would need to save RM49,000 or more in cash. With these three tools combined, the gap drops to around RM12,200 in personal savings. And for the next three years, the home loan interest relief puts up to RM7,000 back into your tax calculation annually, which translates to real ringgit savings depending on your tax bracket. Can You Buy a House With Zero Down Payment? For some buyers, yes. Government schemes like SJKP (Skim Jaminan Kredit Perumahan) provide 100% financing for eligible first-time buyers. Certain developers also offer zero-entry or rebate packages that effectively absorb the deposit. But "zero down payment" does not mean zero cost. Legal fees, valuation fees, and moving expenses still apply. Your tax refund can cover those. Explore all your options. Read our guide on buying a house in Malaysia without a down payment. How Much Can You Actually Borrow? Your down payment is only half the equation. The other half is your loan eligibility. Banks assess your Debt Service Ratio (DSR) and credit score before approving a mortgage. Use the calculator below to see where you stand. Estimates for guidance only. Actual figures depend on the bank's assessment, current rates, and your full financial profile. Want to understand the financial jargon before you walk into the bank? Read our guide to financial terms every home buyer should know. Common Mistakes to Avoid Spending the refund before it arrives. Do not mentally allocate your refund to a holiday or gadget. The moment you file your taxes, set the expectation that any refund goes into your home fund. Not claiming all reliefs. Every unclaimed receipt is money you are giving back to LHDN. Start a digital folder on your phone today and photograph every qualifying receipt for the rest of the year. Ignoring the SPA deadline. The home loan interest tax relief and stamp duty exemption both require SPAs signed by 31 December 2027. If you plan to buy, the clock is ticking. Draining EPF without thinking about retirement. EPF withdrawal is powerful, but it reduces your retirement savings. Withdraw strategically, not emotionally. Use it for the down payment, but do not empty the account. Forgetting the "hidden" costs. The down payment is not the only upfront expense. Legal fees, valuation fees, and moving costs add up. Plan for 10% to 18% of the property price as total upfront outlay. Surprised by the true cost? See what a RM500k house actually costs in 2026. Your refund is sitting in your bank. Your EPF is waiting. The exemption expires in 2027. You don't have to figure this out alone. An IQI agent reviews your budget, shortlists homes you can actually afford, and walks you through every step from loan to keys. Free, and no pressure. Talk to a local IQI agent and buy with confidence Your Tax Refund Action Plan (Month by Month) Here is a practical timeline to turn your next tax refund into a real down payment. WhenWhat to DoJanuary to FebruaryGather all receipts and relief documents. Open your dedicated "home fund" account if you haven't already.March to AprilFile your e-Filing early. Claim every relief. Early filers get refunds faster.April to MayRefund hits your bank. Transfer it immediately to your home fund. Do not touch it.June to AugustCheck your EPF Account 2 balance. Talk to an IQI agent about homes in your budget range.September to DecemberGet pre-approved for a home loan. Start viewing properties. Sign the SPA before the exemption deadline. Check Your Home Loan Eligibility Before you start viewing houses, know what the bank is willing to lend you. This depends on your income, existing debts, and credit score. Estimates for guidance only. Actual figures depend on the bank's assessment, current rates, and your full financial profile. Frequently Asked Questions Can I use my LHDN tax refund for a home down payment? Yes. Your tax refund is cash deposited into your bank account. There are no restrictions on using it for a property purchase, including the 2% earnest deposit or the remaining 8% of the down payment due at SPA signing. How much tax refund can I expect in Malaysia? It depends on your income, PCB deductions, and the reliefs you claim. LHDN refunded RM9.35 billion to over 3 million taxpayers in the first half of 2025. Individual refunds typically range from a few hundred ringgit to several thousand, depending on how much your employer over-deducted and how many reliefs you claim. What is the first home loan interest tax relief? For SPAs signed between 1 January 2025 and 31 December 2027, first-time buyers can claim up to RM7,000 per year (homes up to RM500,000) or RM5,000 per year (homes RM500,001 to RM750,000) in tax relief on the interest portion of their home loan. This is claimable for three consecutive years. Can I combine my tax refund with EPF withdrawal for a down payment? Yes. EPF Account 2 allows withdrawals for housing purchases, covering down payments, stamp duty, and legal fees. Your tax refund and EPF withdrawal can be combined with personal savings to meet the 10% down payment requirement. Is the stamp duty exemption for first-time buyers still available in 2026? Yes. The 100% stamp duty exemption on both the MOT and loan agreement for first-time buyers purchasing homes up to RM500,000 has been extended until 31 December 2027 under Budget 2026. How long does LHDN take to process my tax refund? For e-Filing submissions, LHDN targets processing within 30 working days. Manual filing may take up to 90 working days. Filing early (March to April) typically results in faster refund processing. The numbers add up. The exemptions are live. The only missing piece is the right home. An IQI agent helps you from budget check to keys in hand. Over 30,000 property professionals across 20+ countries. Free consultation, no pressure, no hidden fees. [custom_blog_form] Continue reading: References: Ministry of Finance Malaysia. (2025, August 20). LHDN Refunds RM9.35 Bln In Excess Taxes To 3 Mln Taxpayers. Retrieved from mof.gov.my Malay Mail. (2026, March 6). MOF: RM6.2b in tax refunds disbursed as of Feb 18. Retrieved from malaymail.com Free Malaysia Today. (2024, October 18). RM7,000 tax relief on first homes costing up to RM500,000. Retrieved from freemalaysiatoday.com Bernama. (2024, October 18). Individual Income Tax Relief on Loan Interest Payment For First House. Retrieved from bernama.com KWSP / EPF Malaysia. EPF Housing Withdrawal. Retrieved from kwsp.gov.my LHDN Malaysia. Income Tax Rates and Reliefs for YA 2025. Retrieved from hasil.gov.my
Property Fundamentals Pass the Mid-Year Test The first half of 2026 tested global property markets through regional security tensions, temporary repricing and changing financing conditions. What followed was a rapid recovery and a clearer investment picture. Capital is now moving towards markets supported by demographics, infrastructure and policy, rather than short-term speculation. The United Arab Emirates demonstrated strong resilience. Dubai recorded approximately AED 286 billion in property sales during H1 2026, the second-highest first-half result on record. Rental yields remain near 7%, while freehold ownership, tax-free rental income and Golden Visa eligibility continue to attract international investors. Saudi Arabia is emerging as a new foreign investment destination following the introduction of its non-Saudi property ownership law in January 2026. Riyadh offers gross yields of around 7% to 9%, while apartment rents have risen nearly 20% year-on-year. More than 780 multinational companies have also committed to establishing regional headquarters in the Kingdom. Malaysia and Japan Offer Different Strengths Malaysia remains one of ASEAN’s most accessible growth markets. Property transactions reached RM241.9 billion in 2025, while Johor attracted a record RM110 billion in approved investment. The upcoming Rapid Transit System Link between Johor Bahru and Singapore is strengthening interest near station locations, where selected units have already appreciated 18% to 20%. Prime transit-linked properties in the Klang Valley continue to offer yields of approximately 4% to 5%. Japan provides a more defensive opportunity. The average price of a new condominium in Tokyo’s 23 wards reached ¥137.8 million, up 18.5%, while supply fell to its lowest level since 1973. High occupancy, transparent ownership rules and a weaker yen continue to support demand. Outlook The strongest property opportunities in the second half of 2026 are likely to be found in markets where policy reform, infrastructure investment and genuine demand support long-term returns. The UAE and Saudi Arabia offer stronger yields, Malaysia provides accessible growth, while Japan remains a stable portfolio anchor. Download to see insights from other country marketsDownload
30 Jul, 2026
Vietnam Property Market Outlook 2026: Infrastructure Corridors Lead the Next Growth Cycle
Vietnam’s Housing Market Enters a Selective Reset Vietnam’s residential market entered August 2026 in a period of consolidation. Prices remain relatively firm, but transaction activity is slower as buyers become more selective and borrowing costs stay elevated. During Q2 2026, developers launched approximately 12,000 primary condominiums across the enlarged Ho Chi Minh City market and more than 4,000 units in Hanoi. However, luxury absorption remained below 30% in Ho Chi Minh City, while Hanoi’s take-up rate eased to around 20%. Inner-city primary prices reached approximately USD 5,400 to USD 9,500 per square metre. Pressure was more visible in the secondary market, where prices declined 5% to 8% in Ho Chi Minh City and by as much as 12% in parts of Hanoi. Floating mortgage rates of 13% to 16% are encouraging some owners to lower asking prices. However, the market has not experienced widespread distress, while the new land-price framework is helping maintain a floor under development costs and headline prices. Infrastructure Redirects Property Demand Vietnam has approximately 234 major infrastructure projects worth VND 3.4 quadrillion underway. These investments are shifting demand from crowded central districts towards better-connected suburban and regional corridors. In the south, growth is concentrating around the Ho Chi Minh City and Dong Nai corridor, supported by Long Thanh International Airport, new ring roads, expressways and Metro Line 1. Northern demand is moving towards Hanoi’s gateway districts and neighbouring Hung Yen and Bac Ninh. Da Nang is also showing stronger primary-market activity, supported by limited prime coastal supply. Outlook Vietnam’s next property cycle is expected to favour patience and careful asset selection rather than short-term speculation. With average gross rental yields near 3.85%, investment returns will depend increasingly on infrastructure-led capital appreciation. Legally clear projects with strong connectivity and genuine end-user demand should remain best positioned, particularly for buyers with sufficient holding power and a multi-year investment horizon. Download to see insights from other country marketsDownload
Bangkok Retail Market Enters a New Phase Bangkok’s retail property market is evolving as developers place greater emphasis on transit-oriented locations, experiential concepts and asset repositioning. Total retail supply reached 9.27 million square metres in Q1 2026, recording only a marginal 0.12% quarter-on-quarter decline. This reflects a relatively stable market despite wider economic uncertainty and a fresh pipeline of new space. Retail development is becoming increasingly divided between neighbourhood-focused community malls and larger shopping centres connected to mass-transit networks. Another 300,000 square metres of retail space is scheduled for completion during 2026, increasing competition among existing and upcoming projects. Occupancy Improves as Tenant Demand Shifts Bangkok’s overall retail occupancy rate rose to 89% in Q1 2026, compared with 85% a year earlier and around 84% throughout much of 2024. Demand remains strongest among luxury brands, food and beverage operators, wellness providers and experience-led tenants. Higher-performing malls are allocating more space to leisure, lifestyle services and community activities that encourage repeat visits. CBD shopping mall rents averaged 2,852 baht per square metre per month, above the northern fringe at 2,230 bahtand the eastern fringe at 2,300 baht. Community malls remained more affordable, with average CBD rents of 1,755 baht per square metre, compared with 1,200 baht in the northern fringe and 1,250 baht in the eastern fringe. Outlook Competition may place pressure on average occupancy as consumers become more selective about where they spend their time and money. Projects combining strong transit access, distinctive experiences and a clear market identity are expected to perform best. Retail centres that respond to changing consumer habits through wellness, dining, entertainment and community-focused concepts should remain better positioned as new supply enters the Bangkok market. Download to see insights from other country marketsDownload
Ready to get started?
Get in touch now.