{"id":9117,"date":"2025-06-01T09:53:00","date_gmt":"2025-06-01T01:53:00","guid":{"rendered":"https:\/\/www.iqiglobal.com\/blog\/?p=9117"},"modified":"2026-01-09T15:56:42","modified_gmt":"2026-01-09T07:56:42","slug":"what-is-debt-to-service-ratio-dsr-and-how-does-it-affect-your-home-loan","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/what-is-debt-to-service-ratio-dsr-and-how-does-it-affect-your-home-loan\/","title":{"rendered":"What is Debt-To-Service Ratio (DSR) in Malaysia & How It Affects Your Home Loan"},"content":{"rendered":"\n

When you’re planning to buy a home in Malaysia, one of the most important factors banks will look at is your Debt-To-Service Ratio (DSR)<\/strong>. It plays a crucial role in determining your home loan eligibility<\/strong>, the amount you can borrow, and whether your loan application gets approved.<\/p>\n\n\n\n

In this article, we’ll explain what DSR is, how it’s calculated, how it affects your home loan, and tips to improve it—so you can make informed decisions before applying for a mortgage.<\/p>\n\n\n\n