{"id":9092,"date":"2019-04-22T16:14:34","date_gmt":"2019-04-22T08:14:34","guid":{"rendered":"https:\/\/www.iqiglobal.com\/blog\/?p=9092"},"modified":"2023-05-17T08:53:01","modified_gmt":"2023-05-17T07:53:01","slug":"latest-br-blr-elr-in-malaysia","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/latest-br-blr-elr-in-malaysia\/","title":{"rendered":"2019\u5e74\u5404\u5927\u94f6\u884c\u6700\u65b0\u623f\u8d37\u5229\u7387\uff08BR\/BLR\/ELR\uff09"},"content":{"rendered":"\n

2019年各大本地银行最新的房贷利率，基本利率（BR）、基本借贷利率（BLR）、有效利率（ELR），为即将的购房者提供参考，做好冲刺的准备！<\/span><\/h4>\n

大家买衣服这么小事都会多逛几间，比较价格后才决定购买，更何况是买房这件人生大事。银行就像购物商场里的店铺一样，购房者应该往各别不同的银行去“探价”，了解目前房贷利率是多少，日后是否能够省下一大笔房贷就靠这一步了！<\/span><\/p>\n

2017<\/strong>与<\/strong>2019<\/strong>年贷款利率的差别<\/strong><\/span><\/h3>\n

\"\"<\/p>\n

\n

您也可能喜欢这些文章：<\/span><\/h4>\n

千禧一代购房前需思考的5件事<\/a><\/strong><\/span><\/p>\n

隔夜政策利率(OPR)降至3%，如何影响2019年的房地产市场？<\/a><\/span><\/strong><\/p>\n

GST消费税降至0%，有利于房地产市场吗？<\/a><\/strong><\/span><\/p>\n

\n

\"\"<\/span><\/p>\n

\"\"<\/span><\/p>\n

更新于2019<\/u><\/em>年4<\/u><\/em>月15<\/u><\/em>日 – <\/u><\/em>取自国家银行网站<\/u><\/em><\/strong><\/span><\/p>\n

 <\/p>\n

图标看完了，感觉利率几乎相差无几？你错了！千万别低估那差距少少的巴仙率！假设今天你向银行借贷RM450,000，以银行A提供4.80%，而银行B只有4.50%，虽然只差0.30%，但仔细一算，原来30年后的总差额是RM29, 128！真的是一笔不小的金额了！<\/span><\/p>\n

举例：<\/span><\/p>\n

\"\"<\/span><\/p>\n

所以，你意识到申请房贷<\/a><\/span><\/strong>必须“货比三家”的重要性了吗？<\/span><\/p>\n

以上利率仅供参考，购房者想获得最准确的利率，可以向有关银行咨询，该银行会先评估您的借贷风险、借贷期限、借贷额等，再为你分析精准的利率。当然，利率会因不同银行而有差别。<\/span><\/p>\n

即将计划要买房的你，请记得定时检查各大银行的贷款利率，以衡量适合你本身经济状况的最佳贷款率。<\/span><\/p>\n

现在通过国家银行网站，便可获取各大银行最新贷款利率：https:\/\/www.bnm.gov.my\/<\/a><\/span><\/p>\n

 <\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"

2019年各大本地银行最新的房贷利率，基本利率（BR）、基本借贷利率（BLR）、有效利率（ELR），为即将的购房者提供参考，做好冲刺的准备！ 大家买衣服这么小事都会多逛几间，比较价格后才决定购买，更何况是买房这件人生大事。银行就像购物商场里的店铺一样，购房者应该往各别不同的银行去“探价”，了解目前房贷利率是多少，日后是否能够省下一大笔房贷就靠这一步了！ 2017与2019年贷款利率的差别 您也可能喜欢这些文章： 千禧一代购房前需思考的5件事 隔夜政策利率(OPR)降至3%，如何影响2019年的房地产市场？ GST消费税降至0%，有利于房地产市场吗？ 更新于2019年4月15日 – 取自国家银行网站   图标看完了，感觉利率几乎相差无几？你错了！千万别低估那差距少少的巴仙率！假设今天你向银行借贷RM450,000，以银行A提供4.80%，而银行B只有4.50%，虽然只差0.30%，但仔细一算，原来30年后的总差额是RM29, 128！真的是一笔不小的金额了！ 举例： 所以，你意识到申请房贷必须“货比三家”的重要性了吗？ 以上利率仅供参考，购房者想获得最准确的利率，可以向有关银行咨询，该银行会先评估您的借贷风险、借贷期限、借贷额等，再为你分析精准的利率。当然，利率会因不同银行而有差别。 即将计划要买房的你，请记得定时检查各大银行的贷款利率，以衡量适合你本身经济状况的最佳贷款率。 现在通过国家银行网站，便可获取各大银行最新贷款利率：https:\/\/www.bnm.gov.my\/  <\/p>\n","protected":false},"author":92,"featured_media":9098,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[261],"tags":[6114,6120],"class_list":["post-9092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-261","tag-2019-cn","tag--zh"],"yoast_head":"\n2019\u5e74\u5404\u5927\u94f6\u884c\u6700\u65b0\u623f\u8d37\u5229\u7387 \uff08BR\/BLR\/ELR\uff09<\/title>\n<meta name=\"description\" content=\"2019\u5e74\u5404\u5927\u94f6\u884c\u6700\u65b0\u623f\u8d37\u5229\u7387 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