{"id":84066,"date":"2024-05-02T15:44:33","date_gmt":"2024-05-02T07:44:33","guid":{"rendered":"https:\/\/iqiglobal.com\/blog\/?p=84066"},"modified":"2025-07-24T14:08:57","modified_gmt":"2025-07-24T06:08:57","slug":"facts-about-completed-house-loan-payment","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/","title":{"rendered":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01"},"content":{"rendered":"\n

本文主要内容是由IQI旗下房地产中介Rain Li<\/mark><\/a>m<\/mark><\/a><\/strong>提供。<\/em> <\/p>\n\n\n\n

\n\n\n\n
如今买房向银行申请房屋贷款<\/mark><\/a>，是一件非常普遍的事情…… 但最近有个朋友告诉我，他辛辛苦苦把房贷还清，结果银行却告诉他，房子不属于他的，让他晴天霹雳！ <\/p>\n\n\n\n
相信很多人都觉得：“怎么可能？都没有欠银行钱了，房子当然是我的！” <\/p>\n\n\n\n
的确是这样！千万别以为还清房贷后，房子直接是属于你的！你还要做以下这两个步骤，才能成为房子真正的主人！<\/strong> <\/p>\n\n\n\n
现在就来看看究竟是哪两步，尤其是首购族<\/mark><\/a>，一定要注意！<\/strong> <\/p>\n\n\n\n
阅读内容：<\/mark><\/h2>
1. 让银行开贷款结清证明，并赎回正本地契<\/a><\/li>
2. 找律师办理解押手续<\/a><\/li><\/ul><\/div>\n\n\n\n
\n\n\n\n
1. 让银行开贷款结清证明，并赎回正本地契<\/strong><\/h2>\n\n\n\n
辛辛苦苦还房贷这么多年，现在终于还清了，肯定非常开心！ <\/p>\n\n\n
\n
$\"偿还房屋贷款给银行后，记得让银行开贷款结清证明\"$ <\/figure>\n<\/div>\n\n\n
但开心归开心，当你偿还最后一笔款项给银行后，记得让银行开贷款结清证明<\/strong>（Settlement Letter），以证明你真的不再拖欠银行任何贷款。 <\/p>\n\n\n\n
接着，千万别忘记从银行赎回正本地契<\/strong>（Original Title）！ <\/p>\n\n\n\n
你是不是在想：“拿钥匙的时候不是拿到地契了吗？为什么还会在银行那里？” <\/p>\n\n\n
\n
$\"\"$
照片取自 M<\/mark><\/a>asrudin & Partners脸书专页<\/mark><\/a><\/figcaption><\/figure>\n<\/div>\n\n\n
其实，那只是副本地契<\/strong>…… 当你向银行成功申请房贷后，代表着你已经将房子抵押给银行<\/strong>。 <\/p>\n\n\n\n
而在你供屋子的这段期间，这间房子一直是属于银行的，直到你将房贷还清给银行<\/strong>，你才能向银行赎回正本地契<\/strong>。 <\/p>\n\n\n\n
2. 找律师办理解押手续<\/strong><\/h2>\n\n\n\n
你以为拿到正本地契后，现在房子就是你的？当然还没有！ <\/p>\n\n\n\n
一旦你从银行那里拿到了贷款结清证明和正本地契<\/strong>，现在就带着这两份文件、身份证、地税和门牌税<\/strong>，去找你的律师来办理解押手续<\/strong>。 <\/p>\n\n\n
\n
$\"\"$ <\/figure>\n<\/div>\n\n\n
什么是解押手续<\/mark><\/strong><\/a>（Discharge of Charge）<\/strong>？这其实就是解除银行抵押你房产的一个程序，从正本地契移除抵押给银行<\/strong>的资料，改去完全由你独自拥有。 <\/p>\n\n\n\n
整个过程将会牵涉内陆税收局和土地局<\/strong>，当然这些都是律师会为你处理<\/strong>，不需要自己跑一趟！ <\/p>\n\n\n\n
一般上，整个解押手续大约耗时2个月，<\/strong>手续费介于RM400至RM800<\/strong>之间。<\/p>\n\n\n\n
一切顺利的话，律师会帮你拿到新的正本地契，你只需要到律师楼领取正本地契<\/strong>即可。 <\/p>\n\n\n\n
这时候，恭喜你！这间房子真正属于你的了！<\/strong> <\/p>\n\n\n\n<\/iframe>\n\n\n\n<p><em>本文主要内容是由IQI旗下房地产中介<\/em><strong><em><a href=\"https:\/\/www.iqiglobal.com\/agent\/lim-601126338231\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">Rain Lim<\/mark><\/a><\/em><\/strong><em>提供。<\/em> <\/p>\n\n\n\n<p><em>Rain Lim是IQI Elite Alpha团队的房产顾问，在房地产行业拥有5年的经验，专注于吉隆坡和雪兰莪的房产项目，并通过社交平台向大众揭秘马来西亚房地产的潜规则，以便可以让更多人提高房地产知识和投资意识。<\/em> <\/p>\n\n\n\n<p>最后，提醒所有房子买家，无论是首购族还是有经验的，当你还清房屋贷款后，记得多留意银行的通知信，以便能及时办理相关手续。 <\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">作为首购族，如果你对买房程序、房贷还款事宜等不理解，或是想要寻找合适的房子，不妨寻找IQI专业的房地产中介帮忙，他们将以专业的经验为你进行咨询、提供全面的建议！ <\/mark><\/strong><\/p>\n\n\n\n<div class=\"wp-block-leadin-hubspot-form-block\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 5699703,\n\t\t\t\t\t\t\t\t\tformId: \"85ebae59-f425-419b-a59d-3531ad1df948\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1776814384000-7196745172\",\n\t\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1776814384000-7196745172\"><\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n<p class=\"has-text-align-center\"><strong>延伸阅读：<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/home-loan-documents\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\"><strong>买房必看！马来西亚8家银行房屋<\/strong><\/mark><\/a><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/home-loan-documents\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\"><strong>贷款文件清单<\/strong><\/mark><\/a><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/housing-schemes-for-malaysian-first-home-buyers\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">除了RUMAWIP，马来西亚首购族还能考虑这些可负担房屋计划！【2024年】<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/pros-and-cons-of-joint-ownership-property\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">联名买房Yes Or No？买了房才闹掰怎么办？<\/mark><\/a><\/strong><\/li>\n<\/ol>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>本文主要内容是由IQI旗下房地产中介Rain Lim提供。  如今买房向银行申请房屋贷款，是一件非常普遍的事情…… 但最近有个朋友告诉我，他辛辛苦苦把房贷还清，结果银行却告诉他，房子不属于他的，让他晴天霹雳！  相信很多人都觉得：“怎么可能？都没有欠银行钱了，房子当然是我的！”  的确是这样！千万别以为还清房贷后，房子直接是属于你的！你还要做以下这两个步骤，才能成为房子真正的主人！  现在就来看看究竟是哪两步，尤其是首购族，一定要注意！  1. 让银行开贷款结清证明，并赎回正本地契 辛辛苦苦还房贷这么多年，现在终于还清了，肯定非常开心！  但开心归开心，当你偿还最后一笔款项给银行后，记得让银行开贷款结清证明（Settlement Letter），以证明你真的不再拖欠银行任何贷款。  接着，千万别忘记从银行赎回正本地契（Original Title）！  你是不是在想：“拿钥匙的时候不是拿到地契了吗？为什么还会在银行那里？”  其实，那只是副本地契…… 当你向银行成功申请房贷后，代表着你已经将房子抵押给银行。  而在你供屋子的这段期间，这间房子一直是属于银行的，直到你将房贷还清给银行，你才能向银行赎回正本地契。  2. 找律师办理解押手续 你以为拿到正本地契后，现在房子就是你的？当然还没有！  一旦你从银行那里拿到了贷款结清证明和正本地契，现在就带着这两份文件、身份证、地税和门牌税，去找你的律师来办理解押手续。  什么是解押手续（Discharge of Charge）？这其实就是解除银行抵押你房产的一个程序，从正本地契移除抵押给银行的资料，改去完全由你独自拥有。  整个过程将会牵涉内陆税收局和土地局，当然这些都是律师会为你处理，不需要自己跑一趟！  一般上，整个解押手续大约耗时2个月，手续费介于RM400至RM800之间。 一切顺利的话，律师会帮你拿到新的正本地契，你只需要到律师楼领取正本地契即可。  这时候，恭喜你！这间房子真正属于你的了！  本文主要内容是由IQI旗下房地产中介Rain Lim提供。  Rain Lim是IQI Elite Alpha团队的房产顾问，在房地产行业拥有5年的经验，专注于吉隆坡和雪兰莪的房产项目，并通过社交平台向大众揭秘马来西亚房地产的潜规则，以便可以让更多人提高房地产知识和投资意识。  最后，提醒所有房子买家，无论是首购族还是有经验的，当你还清房屋贷款后，记得多留意银行的通知信，以便能及时办理相关手续。  作为首购族，如果你对买房程序、房贷还款事宜等不理解，或是想要寻找合适的房子，不妨寻找IQI专业的房地产中介帮忙，他们将以专业的经验为你进行咨询、提供全面的建议！  延伸阅读：<\/p>\n","protected":false},"author":24,"featured_media":84095,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[10298],"tags":[5146,5432,5322,5250,5162],"class_list":{"0":"post-84066","1":"post","2":"type-post","3":"status-publish","4":"format-video","5":"has-post-thumbnail","6":"hentry","7":"category-agent-narrative","8":"tag--cn","9":"tag--zh","13":"post_format-post-format-video"},"yoast_head":"\n<title>95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01<\/title>\n<meta name=\"description\" content=\"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01\" \/>\n<meta property=\"og:description\" content=\"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\" \/>\n<meta property=\"og:url\" content=\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\" \/>\n<meta property=\"og:site_name\" content=\"IQI Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IqiGlobal\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/wen0401wei\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-02T07:44:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-24T06:08:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/CN.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Wen Wei\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:site\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Wen Wei\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\"},\"author\":{\"name\":\"Wen Wei\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208\"},\"headline\":\"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01\",\"datePublished\":\"2024-05-02T07:44:33+00:00\",\"dateModified\":\"2025-07-24T06:08:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\"},\"wordCount\":62,\"publisher\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png\",\"keywords\":[\"\u4e70\u623f\",\"\u4e70\u623f\u77e5\u8bc6\",\"\u623f\u5c4b\u8d37\u6b3e\",\"\u9996\u8d2d\u65cf\",\"\u9a6c\u6765\u897f\u4e9a\"],\"articleSection\":[\"\u53d9\u4e8b\"],\"inLanguage\":\"en-US\",\"accessibilityFeature\":[\"tableOfContents\"]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\",\"url\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\",\"name\":\"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01\",\"isPartOf\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png\",\"datePublished\":\"2024-05-02T07:44:33+00:00\",\"dateModified\":\"2025-07-24T06:08:57+00:00\",\"description\":\"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\",\"breadcrumb\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage\",\"url\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png\",\"contentUrl\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png\",\"width\":1080,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/iqiglobal.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#website\",\"url\":\"https:\/\/iqiglobal.com\/blog\/\",\"name\":\"IQI Blog\",\"description\":\"Your Source for Property Investment, Tips, and Career\",\"publisher\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/iqiglobal.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\",\"name\":\"IQI Global\",\"url\":\"https:\/\/iqiglobal.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png\",\"contentUrl\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png\",\"width\":480,\"height\":180,\"caption\":\"IQI Global\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/IqiGlobal\",\"https:\/\/x.com\/IQIGlobal\",\"https:\/\/www.instagram.com\/iqiglobal\/\",\"https:\/\/tiktok.com\/@iqiglobal?lang=en\",\"https:\/\/www.linkedin.com\/company\/iqi-group\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208\",\"name\":\"Wen Wei\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g\",\"caption\":\"Wen Wei\"},\"description\":\"Work hard, write hard, play harder! A content team leader in IQI Global, with 7 years of writing experience and 4 years of writing real estate content and marketing experience in IQI Global. Reach me by social media below!\",\"sameAs\":[\"https:\/\/www.facebook.com\/wen0401wei\/\",\"https:\/\/www.instagram.com\/wenwei0401\/\",\"https:\/\/www.linkedin.com\/in\/wen-wei-351041233\/\"],\"knowsLanguage\":[\"English\",\"Mandarin\",\"Cantonese\",\"Basic Korean\"],\"jobTitle\":\"Content Marketing Team Lead\",\"worksFor\":\"IQI Global\",\"url\":\"https:\/\/iqiglobal.com\/blog\/author\/wen-wei\/\"}]}<\/script>\n","yoast_head_json":{"title":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01","description":"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/","og_locale":"en_US","og_type":"article","og_title":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01","og_description":"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01","og_url":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/","og_site_name":"IQI Blog","article_publisher":"https:\/\/www.facebook.com\/IqiGlobal","article_author":"https:\/\/www.facebook.com\/wen0401wei\/","article_published_time":"2024-05-02T07:44:33+00:00","article_modified_time":"2025-07-24T06:08:57+00:00","og_image":[{"width":1080,"height":480,"url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/CN.png","type":"image\/png"}],"author":"Wen Wei","twitter_card":"summary_large_image","twitter_creator":"@IQIGlobal","twitter_site":"@IQIGlobal","twitter_misc":{"Written by":"Wen Wei","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#article","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/"},"author":{"name":"Wen Wei","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208"},"headline":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01","datePublished":"2024-05-02T07:44:33+00:00","dateModified":"2025-07-24T06:08:57+00:00","mainEntityOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/"},"wordCount":62,"publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png","keywords":["\u4e70\u623f","\u4e70\u623f\u77e5\u8bc6","\u623f\u5c4b\u8d37\u6b3e","\u9996\u8d2d\u65cf","\u9a6c\u6765\u897f\u4e9a"],"articleSection":["\u53d9\u4e8b"],"inLanguage":"en-US","accessibilityFeature":["tableOfContents"]},{"@type":"WebPage","@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/","url":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/","name":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png","datePublished":"2024-05-02T07:44:33+00:00","dateModified":"2025-07-24T06:08:57+00:00","description":"\u5982\u4eca \u9996\u8d2d\u65cf \u4e70\u623f \u5411\u94f6\u884c\u7533\u8bf7 \u8d37\u6b3e \uff0c\u662f\u975e\u5e38\u666e\u904d\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u4f60\u77e5\u4e0d\u77e5\u9053\uff0c\u539f\u6765\u6211\u4eec\u8fd8\u6e05\u623f\u5c4b\u8d37\u6b3e\u540e\uff0c\u623f\u5b50\u8fd8\u4e0d\u5c5e\u4e8e\u6211\u4eec\u7684\uff01\u5f53\u6211\u4eec\u507f\u8fd8\u7ed9\u94f6\u884c\u6700\u540e\u4e00\u7b14\u623f\u5c4b\u8d37\u6b3e\u6b3e\u9879\u65f6\uff0c\u4e00\u5b9a\u8981\u5411\u94f6\u884c\u7d22\u53d6\u8d37\u6b3e\u7ed3\u6e05\u8bc1\u660e\u3001\u8d4e\u56de\u6b63\u672c\u5730\u5951\uff0c\u4e4b\u540e\u5bfb\u6c42\u5f8b\u5e08\u5e2e\u5fd9\u529e\u7406\u89e3\u62bc\u624b\u7eed\uff0c\u6700\u540e\u623f\u5b50\u624d\u771f\u6b63\u5c5e\u4e8e\u6211\u4eec\u7684\uff01","breadcrumb":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#primaryimage","url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png","width":1080,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/iqiglobal.com\/blog\/cn\/facts-about-completed-house-loan-payment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/iqiglobal.com\/blog\/"},{"@type":"ListItem","position":2,"name":"95%\u9996\u8d2d\u65cf\u90fd\u4e0d\u77e5\u9053\uff01\u623f\u8d37\u8fd8\u6e05\u540e\u5c11\u505a\u8fd92\u6b65\uff0c\u623f\u5b50\u6c38\u8fdc\u4e0d\u662f\u4f60\u7684\uff01"}]},{"@type":"WebSite","@id":"https:\/\/iqiglobal.com\/blog\/#website","url":"https:\/\/iqiglobal.com\/blog\/","name":"IQI Blog","description":"Your Source for Property Investment, Tips, and Career","publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/iqiglobal.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/iqiglobal.com\/blog\/#organization","name":"IQI Global","url":"https:\/\/iqiglobal.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","width":480,"height":180,"caption":"IQI Global"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IqiGlobal","https:\/\/x.com\/IQIGlobal","https:\/\/www.instagram.com\/iqiglobal\/","https:\/\/tiktok.com\/@iqiglobal?lang=en","https:\/\/www.linkedin.com\/company\/iqi-group\/"]},{"@type":"Person","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208","name":"Wen Wei","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g","caption":"Wen Wei"},"description":"Work hard, write hard, play harder! A content team leader in IQI Global, with 7 years of writing experience and 4 years of writing real estate content and marketing experience in IQI Global. Reach me by social media below!","sameAs":["https:\/\/www.facebook.com\/wen0401wei\/","https:\/\/www.instagram.com\/wenwei0401\/","https:\/\/www.linkedin.com\/in\/wen-wei-351041233\/"],"knowsLanguage":["English","Mandarin","Cantonese","Basic Korean"],"jobTitle":"Content Marketing Team Lead","worksFor":"IQI Global","url":"https:\/\/iqiglobal.com\/blog\/author\/wen-wei\/"}]}},"featured_image_url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/05\/2024-Blog-feature-images.png","_links":{"self":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/84066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/comments?post=84066"}],"version-history":[{"count":20,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/84066\/revisions"}],"predecessor-version":[{"id":84111,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/84066\/revisions\/84111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media\/84095"}],"wp:attachment":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media?parent=84066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/categories?post=84066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/tags?post=84066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}