{"id":73794,"date":"2023-10-30T10:32:35","date_gmt":"2023-10-30T02:32:35","guid":{"rendered":"https:\/\/www.iqiglobal.com\/blog\/?p=73794"},"modified":"2025-07-16T11:07:04","modified_gmt":"2025-07-16T03:07:04","slug":"home-loan-documents","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/home-loan-documents\/","title":{"rendered":"\u4e70\u623f\u5fc5\u770b\uff01\u9a6c\u6765\u897f\u4e9a8\u5bb6\u94f6\u884c\u623f\u5c4b\u8d37\u6b3e\u6587\u4ef6\u6e05\u5355"},"content":{"rendered":"\n

买房向银行申请home loan的误区之一，就是没有准备好充足的贷款资料而被银行拒绝。<\/span><\/p>\n\n\n\n

常见的贷款文件包括薪水单，公积金账单、银行账单和订购表格等等……<\/span><\/p>\n\n\n\n

虽然申请房贷的所需文件都大同小异，但是有些银行会向你索取额外资料作为补助。<\/span><\/p>\n\n\n\n

今天带你搞懂在马来西亚8家银行申请房屋贷款的所需文件，让你的买房过程更顺畅！<\/span><\/p>\n\n\n\n

阅读内容：<\/mark><\/h2>
Public Bank<\/a><\/li>
Maybank<\/a><\/li>
CIMB Bank<\/a><\/li>
HSBC<\/a><\/li>
Hong Leong Bank<\/a><\/li>
UOB Bank<\/a><\/li>
OCBC Bank<\/a><\/li>
RHB Bank<\/a><\/li><\/ul><\/div>\n\n\n\n
$\"马来西亚银行的房屋贷款申请过程并不容易。\"$ <\/p>\n\n\n\n
<\/a>Public Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
所得税<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
EA表格（EA Form）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>Maybank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
EA表格（EA Form）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n\n\n\n
名下产业地契（Individual Title Deed）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>CIMB Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>HSBC<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n<\/ul>\n\n\n
\n
$\"信用评分也会影响你的银行贷款$ <\/figure>\n<\/div>\n\n\n
<\/a>Hong Leong Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
所得税<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>UOB Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
所得税<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
EA表格（EA Form）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n\n\n\n
名下产业地契（Individual Title Deed）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>OCBC Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
所得税<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
EA表格（EA Form）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n\n\n\n
名下产业地契（Individual Title Deed）<\/span><\/li>\n<\/ul>\n\n\n\n
<\/a>RHB Bank<\/h2>\n\n\n\n
\n
身份证副本（前后）<\/span><\/li>\n\n\n\n
申请表格<\/span><\/li>\n\n\n\n
6个月银行账单（Bank Statement）<\/span><\/li>\n\n\n\n
公司聘书（Confirmation of Employment）<\/span><\/li>\n\n\n\n
3个月薪水单（Payslip）<\/span><\/li>\n\n\n\n
公积金账单（EPF Statement）<\/span><\/li>\n\n\n\n
EA表格（EA Form）<\/span><\/li>\n\n\n\n
订购表格（Booking Receipt）<\/span><\/li>\n\n\n\n
名下产业地契（Individual Title Deed）<\/span><\/li>\n<\/ul>\n\n\n
\n
$\"大马的房屋贷款申请\"$ <\/figure>\n<\/div>\n\n\n
齐全的资料可以减少贷款申请的审核时间，帮你更快获得房屋贷款，买下心爱的房子。<\/span><\/p>\n\n\n\n
第一次买房的朋友，记得收藏这份详尽的文件清单，顺利拿下你的房屋贷款！<\/span><\/p>\n\n\n\n
切记在能力范围内购买房子，还款的时候才不会那么吃力。<\/span><\/p>\n\n\n\n
因此在进行房贷申请之前，你可以做的就是<\/span>计算<\/a><\/span>你的收入适合购买多少钱的房子。<\/span><\/p>\n\n\n\n
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买房要找可靠的房地产中介，让IQI专业的房地产中介为你服务！<\/span><\/strong><\/p>\n\n\n\n
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