{"id":67925,"date":"2017-12-21T10:40:30","date_gmt":"2017-12-21T10:40:30","guid":{"rendered":"http:\/\/13.250.106.137\/blog\/2017\/12\/21\/malaysias-budget-2018-property-market\/"},"modified":"2023-05-17T08:53:48","modified_gmt":"2023-05-17T07:53:48","slug":"malaysias-budget-2018-property-market","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/malaysias-budget-2018-property-market\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a2018\u5e74\u8d22\u653f\u9884\u7b97\u6848\uff1a\u623f\u4ea7\u7bc7"},"content":{"rendered":"\n

一年一度万众瞩目的财政 预算 案终于在今年10月27日公布了！其中最令大家期待的必定是房地产发展这一环，到底政府提出的政策如何惠及人民呢？在首相兼财政部长拿督斯里纳吉尚未正式公布前，外界对房产预算案做出许多揣测，更多的是抱着重大期望。<\/p>\n

在今次2018年财政预算案里，政府将拨出马币22亿在房产发展政策方面，以推动相关7项房屋计划，包括增建更多可负担房屋。整体上虽并无过多“看头”，但主要是朝着实现“居者有其屋”的目标前进。<\/p>\n

着重于2018年财政预算案，今天与大家做个房产篇的简单总括，看看政府提出的有关房屋政策如何帮助人民置业？<\/p>\n

一、 7项房屋计划<\/h2>\n

<\/p>

\"\"      <\/center>政府将拨款总马币22亿以推行7项房屋计划，当中包括人民房屋、人民亲善房屋、一马房屋、一马公务员房屋计划、我的美丽家园、首间房屋头期基金及一马维修基金。\n

• 在2018年，政府将在全国兴建超过1万7千间人民组屋，为了帮助月入不超过马币2千5百的低收入群体，让他们有机会申请居住组屋。<\/p>\n

• B40是家庭月收入最低的群体组，平均为马币3千。在“我的美丽家园”促使之下，为多个州属的B40人民建设600间房屋，包括登嘉楼、彭亨、马六甲、柔佛、沙巴、砂劳越及原住民。<\/p>\n

• 另外，政府计划建设三千间人民亲善房屋，让一些拥有土地却无法承担建设房屋费用的人民。<\/p>\n

• 对于一马房屋的发展项目，政府将兴建超过2万1千间售价低于马币250千的廉价房屋，帮助更多居民实现置业目标。<\/p>\n

• 基于一马公务员房屋计划，即将有共2万5千间的房屋推出市场，预计会在2018年前完成，而其他128千间则分别处于不同的建设期。<\/p>\n

• 在首间房屋头期基金的计划里，为2千间房屋提供购房辅助金，帮助首购房族减轻负担。与此同时，这项政策也活用于私人经济屋计划里，鼓励私人发展商在日后发展更多的经济屋。<\/p>\n

• 同时，政府将拨款马币2亿作维修与修复房屋用途，一马维修基金也包括在内。<\/p>\n

 <\/p>\n

二、 租金收入低于马币2000豁免50%税率<\/h2>\n

<\/p>

\"\"<\/center>在现有的政策下，大马人民或永久居留者通过出租物业所获得的收入将被征税，税率介于0%-28%。从2018年至2020年，租金收入低于马币2000的业主能获得豁免50%税率。而这项政策仅适用于拥有住宅项目的大马人民或永久居留者，业主与租客之间必须要有合法租赁合约，同时政府也将拟定《租赁房屋法案》，以保障双方利益。除了刺激投资物业市场之外，也减低业主趁机调高租金额的机会，从中取得平衡。\n

 <\/p>\n

三、 弹性融资房贷（SPEF）扩展至私人发展项目<\/h2>\n

<\/p>

\"\"<\/center>一马弹性融资房贷将开放至私人地产发展商，除了鼓励发展商积极发展更多可负担物业之外，同时帮助买家能获得更高房贷以成功置业。\n

 <\/p>\n

四、 延长豁免贷款合约与房屋转让文件的印花税<\/h2>\n

<\/p>

\"\"<\/center>政府决定再次延长豁免贷款合约与房屋转让文件的印花税，有效期限从2018年至2020年。目的是为了鼓励发展商复工以完成被搁置的物业发展项目，避免造成购房者的财务负担。\n

基建政策间接推动房地产领域<\/h2>\n

一、 废除过路费<\/h2>\n

\"\"<\/p>\n

政府将从2018年1月1日起，取消有关联邦大道过路费，包括峇都知甲（Batu Tiga）、沙亚南(Shah Alam)、双溪拉骚(Sungai Rasau)、黑木山(Bukit Kayu Hitam)以及东部疏散大道收费站(EDL)，以吸引买家和租户的兴趣，进而提升房产交易量。<\/p>\n

有别于以往租客和业主顾虑过路费开支的问题，相信这将从而提高附近房产升值的机会，同时也开放租赁与投资群体的市场。<\/p>\n

 <\/p>\n

二、 加速完成第三捷运<\/h2>\n

\"\"<\/p>\n

继第一与第二捷运陆续“诞生”后，政府将加速第三捷运计划，预计在2025年竣工，比预期中提早2年完成。第三捷运的路线衔接巴生谷各个铁路，覆盖着整个市中心，包括安邦再也、吉隆坡市、武吉免登路、敦拉萨国际贸易中心、大马城、隆市生态城、白沙罗镇中心、满家乐以及洗都。<\/p>\n

在交通便利的配合之下，相信对连带附近的发展项目会带来诸多好处，提高房市和出租率是其中之二。<\/p>\n

 <\/p>\n

三、 拨款2.3亿在中央高速公路工程<\/h2>\n

\"\"<\/p>\n

政府将拨款马币2.3亿在中央高速公路工程上，以继续展开劳勿-文冬大道及话望生-甘榜乐隆大道工程。相信完成之后，通过高速公路以缩短来回车程，从而令附近物业获得升值。<\/p>\n

 <\/p>\n

总括来说，2018年财政预算案并无任何不好之处，只是缺乏惊喜，未能达成大家预期中的“美好”。<\/p>\n

阅读更多：每个购房者心中的疑问：我可以借多少房贷额？<\/a><\/p>\n

\n

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无论你想寻找哪<\/strong>区<\/strong>的产业，<\/strong>IQI<\/strong>团队能根据你的预算和需求，提供适合的楼盘选择。必要时，更为你解决懊恼的贷款问题！<\/strong><\/span><\/p>\n

填上以下基本资料，平、靓、正的笋盘详情即刻为您送上，还能帮您免费进行详细分析<\/strong>！<\/strong><\/span><\/p>\n

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