{"id":67817,"date":"2018-01-17T07:47:37","date_gmt":"2018-01-17T07:47:37","guid":{"rendered":"http:\/\/13.250.106.137\/blog\/2018\/01\/17\/4-tips-for-short-term-saving-goals-to-help-you-save-the-maximum-amount-of-money-quickly\/"},"modified":"2023-05-17T08:53:47","modified_gmt":"2023-05-17T07:53:47","slug":"4-tips-for-short-term-saving-goals-to-help-you-save-the-maximum-amount-of-money-quickly","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/4-tips-for-short-term-saving-goals-to-help-you-save-the-maximum-amount-of-money-quickly\/","title":{"rendered":"4\u5927\u8d34\u58eb\uff1a\u5982\u4f55\u5728\u77ed\u65f6\u95f4\u5185\u5b58\u5230\u6700\u591a\u7684\u94b1\uff1f\u4e00\u8d77\u5b8c\u6210\u77ed\u671f\u50a8\u84c4\u6311\u6218\uff01"},"content":{"rendered":"\n

我们在生活中会有很多目标，比如买房、结婚、生孩子等，但这些全都属于长期目标，无法在 短期 限内快速完成。那大家是如何看待 短期 储蓄 呢？与长期目标不同的是，短期是以未来半年的目标作准则，鼓励自己去完成某样事情，例如旅行或存房子首款等。<\/p>\n

很多时候，我们要完成的事情都伴着金钱在作祟。想达到某些目标，前提是必须要懂得如何在最短的时间内，利用个人能力去储蓄更多的钱。<\/p>\n

尤其是年轻人更需要懂得一些存钱贴士，以避免成为月光族的一份子。赶快收藏以下4大贴士：<\/p>\n

1. 记录开销<\/h2>\n

\"\"<\/p>\n

大家想买就买的花费习惯，导致到最后搞不清楚自己把钱花在哪。经过记账方式，去计算收入与开销的差距，能更好地作出理财规划。目前市面上有许多记账软件，可轻易下载到手机里，方便大家在做每一笔开销后，都能立刻使用手机记账。<\/p>\n

假设没有记账这件事，看不到记录的花费数目，或许你根本不会意识到原来每个月的开销竟然是那么多。<\/p>\n

另外，记账软件还可以设定预算，调整每个月花费额，从而节制乱买东西的习惯。<\/p>\n

 <\/p>\n

2. 建立各别银行账号<\/h2>\n

\"\"<\/p>\n

大部分年轻人仅有一个户口账号，主要为领取薪水所用。这听起来没错，但问题在于无论是支出、收入或储蓄，都归于同一个户口里，很难分清实际的储蓄金额是多少，有时甚至支出比收入还要更多。<\/p>\n

除了薪水账号以外，建议大家不妨建立多一或两个银行账号，各别分列为储蓄与花费。每个月把固定的部分收入存入储蓄户口里，并规定不可动用里头的金钱。<\/p>\n

 <\/p>\n

3. 新目标<\/h2>\n

\"\"<\/p>\n

人先有目标，才会有动力。储蓄也一样，先订下目标，不管目标大或小，为了非常想得到某样东西，将令你充满动力去储蓄更多的钱。目标可以是旅行、购买家居用品、还清卡债、付车或房子的首期等，只要能让你提起冲劲的计划都行。<\/p>\n

 <\/p>\n

4. 兼职<\/h2>\n

\"\"<\/p>\n

在今时今日的社会上，单靠正职的那份薪水根本无法储蓄太大笔钱。除了投资，兼职是第二条最实际的赚钱捷径。由于投资需要长时间去收获盈利，以短期储蓄目标来说，做兼职确实是不二选择。<\/p>\n

储蓄和理财一样，你需要付诸行动，才会真正得到收获。别把储蓄想象成遥不可及，尝试后的效果或许让你大吃一惊，看见前所未有的储蓄成果！<\/p>\n

点击了解：女性理财必知小知识<\/span><\/strong><\/a><\/p>\n

更多的理财贴士？欢迎电邮至hello@iqiglobal.com。<\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"

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