{"id":224,"date":"2018-02-09T13:14:34","date_gmt":"2018-02-09T05:14:34","guid":{"rendered":"http:\/\/13.250.106.137\/blog\/2018\/02\/09\/how-mydeposit-scheme-can-help-you-to-get-your-first-house\/"},"modified":"2023-05-17T08:53:46","modified_gmt":"2023-05-17T07:53:46","slug":"how-mydeposit-scheme-can-help-you-to-get-your-first-house","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/how-mydeposit-scheme-can-help-you-to-get-your-first-house\/","title":{"rendered":"\u9996\u95f4\u623f\u5c4b\u5934\u671f\u57fa\u91d1\u8ba1\u5212\u5982\u4f55\u5e2e\u4f60\u8d2d\u4e70\u9996\u95f4\u623f\u4ea7\uff1f"},"content":{"rendered":"\n

马来西亚的房产价格水平越来越高，特别是位于吉隆坡和雪兰莪地区的发展项目，远远超出人民的可负担能力，导致许多年轻人至今还未能够买得起一间房，付不起 头期 。<\/p>\n

眼看着这类情况持续发生，为了减轻人民的负担，
\n在过去的2018财政预算案中，政府正式公布将拨款马币2亿实行首间房屋 头期基金 （MyDeposit），以辅助中等收入的首购族购买首间房屋。<\/p>\n

如何辅助？<\/h2>\n

\"\"<\/p>\n

<\/p>

\"\"<\/center>政府将提供10%房价或最高达马币3万（取决于最低金额）的辅助金，开放于购买介于马币8万至50万的首购族。最值得令人高兴的是，此项计划允许用于购买私人房产项目，而且并没有年龄限制，当然也无种族之分，只要你是月入马币1万或以下的首购族便可申请。\n

实际上，政府几乎每一年都会拨款推行首间房屋头期基金计划。2018年与往年唯一不同的是，今年此计划不再开放于购买二手房屋。<\/p>\n

谁有资格申请？<\/h2>\n

<\/p>

\"\"<\/center>\"\"
\n• 申请者必须是大马公民\n

• 适龄21岁或以上<\/p>\n

申请条件：<\/h2>\n

<\/p>

\"\"<\/center>\"\"\n

• 房价必须低于马币50万或以下<\/p>\n

• 申请者必须是首次购买房屋<\/p>\n

• 家庭总月收入介于马币3千至15千<\/p>\n

• 一旦批准后，买方必须在30天内签署房屋买卖合约<\/p>\n

限制范围：<\/h2>\n

<\/p>

\"\"<\/center>\"\"\n

• 若夫妻任何其中一方，本身已购买物业，那将不受惠于此辅助计划。<\/p>\n

• 不可用于购买一马房屋计划及其他政府津贴房屋计划，如一马房屋计划（PR1MA）、我的房屋计划（MyHome）、人民组屋（PPR）、联邦直辖区房屋（RUMAWIP）及马来西亚公务员房屋计划（PPA1M）等可负担房屋。<\/p>\n

申请者必备文件：<\/h2>\n

<\/p>

\"\"<\/center>\"\"\n

• 身份证副本<\/p>\n

• 最新薪水单<\/p>\n

• 雇主承认文件<\/p>\n

• 公积金副本<\/p>\n

• CCRIS信用记录<\/p>\n

首购族有何看法？<\/h2>\n

<\/p>

\"\"<\/center>\"\"\n

站在购房者的角度出发，这笔辅助金确实能够帮助缺乏头期基金或低储蓄的中产人民进入住房市场，可把省下的资金投放在装修或家具电器方面！<\/p>\n

如何申请？<\/h2>\n

<\/p>

\"\"<\/center>\"\"\n

看完以上资料后，发现自己符合申请条件吗？马上登陆https:\/\/sprn.kpkt.gov.my\/申请账号，填上报名表格，递交所有必备文件后，便可静候佳音，等待好消息的来临！<\/p>\n

由于报名只维持两个月，期限从2017年12月15日至2018年2月15日，所以想获得津贴就要快手了！<\/p>\n

最后，虽然今年该计划只限首2000间房屋，但政府承诺在未来将建设更多可负担房屋的数量，往实现居者有其屋的目标前进。所以，别再抱怨买不起房屋了，赶快上网申请，争取属于你的房屋津贴！<\/p>\n

阅读更多：3大贴士，让你成功买入人生第一间房<\/a><\/p>\n

\n

IQI<\/strong>团队帮助首购族、投资者成功购买产业，成功率高达<\/strong>99%<\/strong>！<\/strong><\/span><\/p>\n

无论你想寻找哪<\/strong>区<\/strong>的产业，<\/strong>IQI<\/strong>团队能根据你的预算和需求，提供适合的楼盘选择。必要时，更为你解决懊恼的贷款问题！<\/strong><\/span><\/p>\n

填上以下基本资料，平、靓、正的笋盘详情即刻为您送上，还能帮您免费进行详细分析<\/strong>！<\/strong><\/span><\/p>\n

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