阅读内容：<\/mark><\/h2>
1. 费用 <\/a><\/li>
2. 房子的实际情况 <\/a><\/li>
3. 保修期 <\/a><\/li>
4. 屋子交锁匙时间 <\/a><\/li>
5. 地点和社区周围的生活设施 <\/a><\/li><\/ul><\/div>\n\n\n\n
\n\n\n
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$\"新房\"$ <\/figure>\n<\/div>\n\n\n
在开始比较之前，先来明确一下新房和二手房的定义吧！ <\/p>\n\n\n\n
\n
新房（New Project）：<\/strong>由开发商全新建造，尚未有人居住或拥有<\/strong>，买家将成为该房产的首任业主。 <\/li>\n<\/ul>\n\n\n\n
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二手房（Subsale）：<\/strong>曾经有人居住过的房屋，已经有使用历史<\/strong>，现正准备转手出售。 <\/li>\n<\/ul>\n\n\n\n
两者之间存在一定的差异！所以一定要了解它们各自的优势和劣势，才能找出最符合你需求的购房选择！ <\/p>\n\n\n\n
1. 费用<\/strong> <\/h2>\n\n\n\n
一般购房费用<\/strong> <\/h3>\n\n\n\n
新房<\/strong> <\/th> <\/th> 二手房<\/strong> <\/th><\/tr><\/thead>
新房的房价都比较高<\/strong>，而且发展商已经定价，无法再进行议价。 <\/td> 房价<\/strong> <\/td> 普遍上二手房的房价会比新房便宜<\/strong>。买家可以根据房子的状况，与卖家议价，争取合理的价格。 <\/td><\/tr>
低定金\/零头期 <\/td> 订金\/<\/strong>头期<\/strong> <\/a><\/td> 前期需要支付10%的头期<\/strong> <\/td><\/tr>
发展商通常会提供购房优惠<\/strong>，其中包括：
• 免印花税
• 免律师税
• 有些发展商甚至会给与买家现金回扣的优惠。 <\/td> 其他购房费用<\/strong> <\/td> 需要自身承担更高的费用<\/strong>，其中包括：
• 买卖合约（Sale and Purchase Agreement）
• 律师费
• 印花税
• 若有聘请房地产中介，则需要额外付房地产中介的佣金 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
需要特别注意的是，如果你购买的是新房项目并且申请了房屋贷款<\/a><\/strong>，那么在房屋尚未建成期间，买家需要支付建筑利息<\/a><\/strong>（Progressive Interest），直至房屋交付为止。 <\/p>\n\n\n\n
相比之下，二手房的不同之处在于，买家无需等待较长的交房时间。一旦完成交易并拿到钥匙，便需立即开始偿还房屋贷款。 <\/p>\n\n\n\n
大马首购族福利<\/strong> <\/h3>\n\n\n\n好消息是，政府为首购者<\/a><\/strong>提供了购房优惠政策。因此，不论你选择购买新房还是二手房<\/strong>，只要符合以下条件，都可以享受印花税豁免的优惠<\/strong>： <\/p>\n\n\n\n
\n
首次购房者（名下从未拥有房产） <\/li>\n<\/ul>\n\n\n\n
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在2025年12月31日之前购买售价低于RM500,000的房产 <\/li>\n<\/ul>\n\n\n\n
例如，如果你作为首购族购买一套售价RM500,000或以下的房子，便可通过该政策节省RM11,250<\/strong>的印花税费用。 <\/p>\n\n\n\n<\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-装修费用-nbsp-nbsp\">装修费用<\/strong>  <\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n新房的<a href=\"https:\/\/iqiglobal.com\/blog\/cn\/interior-design-furnishings\/\" target=\"_blank\" rel=\"noreferrer noopener\">设计风格<\/a>通常较为现代、时尚，户型规划也符合当下的流行趋势。 <\/p>\n\n\n\n在新房装修方面，许多开发商现在会提供“全无装修”<\/strong>或“半装修”<\/strong>的配套选择，让买家根据自己的需求灵活选择。 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>半装修房通常已经配有基础的装修设施<\/strong>，如地砖、厨卫设备等。 <\/li>\n\n\n\n<li>有些开发商甚至会赠送新的家具或家电设备<\/strong>，如衣柜、洗衣机等。<\/li>\n<\/ul>\n\n\n\n这样的配套可以帮助买家减少在装修上的时间和金钱投入。<\/p>\n\n\n\n所以，如果买家对个性化设计的要求不高，新房的装修成本相对较低，基本可以节省不少费用<\/strong>。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/3-1.webp\" alt=\"新房\" class=\"wp-image-92390\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n由于二手房已经有人居住过，二手房的装修费用则主要取决于房屋的使用年限和保养情况<\/strong>。<\/p>\n\n\n\n二手房常见的问题有：水管老化、厕所和厨房的防渗水功能减弱，甚至地砖、墙面出现裂缝或磨损。 <\/p>\n\n\n\n这些问题往往需要进行维修或重新装修，尤其是房屋较为陈旧时，装修费用可能大幅增加<\/strong>。 <\/p>\n\n\n\n因此，买家在考虑购买二手房时，一定要将装修成本纳入预算中<\/strong>，避免因为房价便宜而忽视后续的装修支出，导致购房后需要投入更多的资金进行大规模的翻修。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-房子的实际情况-nbsp\">2. 房子的实际情况<\/strong> <\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1.webp\" alt=\"新房\" class=\"wp-image-92413\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n购买新房的一个主要风险在于你无法预先了解房屋的真实情况<\/strong>。 <\/p>\n\n\n\n尤其是对于尚未建成的新项目，买家只能通过开发商提供的宣传图、平面图以及样板房等资料了解房屋的基本构造和设计。 <\/p>\n\n\n\n尽管这些图纸和样板房可能展示得非常理想，但由于无法亲自检查实际房屋，买家无法判断实际建成后的房屋是否与预期一致<\/strong>。 <\/p>\n\n\n\n等到开发商交付房屋时，才有可能发现房屋的质量问题、布局不合理或细节处理不到位的情况，这些问题可能影响到未来的居住体验甚至增加额外的修缮费用<\/strong>。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/5.webp\" alt=\"新房\" class=\"wp-image-92392\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>二手房<\/strong>  <\/li>\n<\/ul>\n\n\n\n购买二手房的一个显著优势是，你可以在决定购买前，亲自前往查看房子的真实情况<\/strong>。 <\/p>\n\n\n\n通过实地考察，买家可以对房屋的整体状况、内部设施以及周边环境有全面的了解。 <\/p>\n\n\n\n如果发现房屋存在明显的损坏或需要维修的地方，买家还有机会与卖方协商<\/strong>，要求先行修复或在房价上进行相应的折扣。 <\/p>\n\n\n\n简而言之，二手房为买家提供了更多的透明度和可操作空间，避免了房屋交付后与预期不符的风险。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-保修期-nbsp\">3. 保修期<\/strong> <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li> 新房<\/strong> <\/li>\n<\/ul>\n\n\n\n购买新房的一大优势是享有缺陷保修期（Defect Liability Period, DLP）<\/strong>，也就是通常所说的”Warranty”。 <\/p>\n\n\n\n根据买卖协议（S&P）的规定，开发商有义务在买家搬入后的24个月内<\/strong>，修复任何不符合标准或存在缺陷的部分。 <\/p>\n\n\n\n这为新房购房者提供了额外的保障<\/strong>，确保房屋在早期使用期间出现的质量问题能够得到及时修复。 <\/p>\n\n\n\n因此，在新房交付时，买家应仔细检查房屋的各项设施，包括门窗是否能正常关闭、水管是否漏水、墙面和地砖是否有裂缝，确保房屋无明显瑕疵。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/6.webp\" alt=\"新房\" class=\"wp-image-92393\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>二手房 <\/strong><\/li>\n<\/ul>\n\n\n\n相比之下，二手房不享有任何DLP保障<\/strong>。通常，卖方也不会提供额外的保修承诺<\/strong>。 <\/p>\n\n\n\n因此，购房者在购买二手房时需要更加仔细地检查房屋的状况，特别是老旧房屋，往往会潜藏着难以发现的结构问题<\/strong>。 <\/p>\n\n\n\n常见的隐患包括电线老化、水管漏水等，这些问题在购买时可能不易察觉，但在实际入住后却可能频繁发生，导致额外的维修开销<\/strong>。 <\/p>\n\n\n\n因此，二手房买家在购房前应更加谨慎，确保全面检查房屋，避免日后因维修问题增加不必要的费用。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-屋子交锁匙时间-nbsp\">4. 屋子交锁匙时间<\/strong> <\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/7.webp\" alt=\"新房\" class=\"wp-image-92400\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n购买新房时，购房者通常需要等待24至36个月才能入住<\/strong>，除非选择的是已经建成的房屋。 <\/p>\n\n\n\n具体来说，在签署买卖合约后，购房者必须等待一段时间才能正式拿到钥匙。根据《1966年房屋发展（控制及执照）法令》，以下地契需要在限时内完工并交付： <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>个别地契（Individual title）<\/strong>：24个月内 <\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>分层地契（Strata title）<\/strong>：36个月内<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1.webp\" alt=\"\" class=\"wp-image-92415\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n时间会从签署买卖合约的当天开始计算<\/strong>，然而，并不是所有发展商都能够严格遵守这个法定期限<\/strong>。 <\/p>\n\n\n\n在实际操作中，某些开发商由于各种原因导致工程延期<\/strong>，交房的延误情况时有发生。 <\/p>\n\n\n\n特别是当开发商存在资金短缺、管理不善或其他问题时，购房者可能会遭遇漫长的等待。 <\/p>\n\n\n\n更为严重的情况是，某些项目可能因为资金不足<\/strong>或管理失当被完全搁置<\/strong>，变成所谓的“烂尾楼”<\/strong>。 <\/p>\n\n\n\n这种情况下，买家不仅无法按时入住，还可能面临已支付的购房款项损失，给个人财务和生活带来巨大压力。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/8.webp\" alt=\"\" class=\"wp-image-92399\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n相比于新房动辄需要“年”为单位的等待时间，二手房的交付和入住时间要快得多<\/strong>。 <\/p>\n\n\n\n一般来说，购买二手房的整个流程相对简单<\/strong>，从签署买卖合约到办理好产权转让手续，通常只需数个月时间，买家就可以拿到钥匙并办理过户手续。 <\/p>\n\n\n\n只要交易手续顺利且房子本身无需大规模装修，买家甚至可以在短时间内实现“拎包入住”<\/strong>。 <\/p>\n\n\n\n对于急需入住或不想承担长时间等待的买家，二手房显得更加灵活和适合。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-地点和社区周围的生活设施-nbsp\">5. 地点和社区周围的生活设施<\/strong> <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>新<\/strong> 房<\/strong> <\/li>\n<\/ul>\n\n\n\n一般来说，新的住宅项目通常位于正在发展中的地区<\/strong>。这些地区的基础设施如商店、医疗资源、教育机构以及交通系统等往往还不完善。 <\/p>\n\n\n\n因此，买家无法提前准确预估<\/strong>未来社区的整体环境是否符合自己的需求。 <\/p>\n\n\n\n对于打算投资的买家而言，这样的风险更大<\/strong>，因为区域的发展潜力尚未明朗，可能面临投资回报低于预期的风险。 <\/p>\n\n\n\n也就是说，尽管房价较低或开发商提供优惠，但未来的增值空间尚难判断，存在投资不确定性。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/4-2.webp\" alt=\"\" class=\"wp-image-92396\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n与新房不同，二手房通常位于发展较为成熟的地区<\/strong>。<\/p>\n\n\n\n如商店、学校、医院和交通等生基础设施已相对完善，买家可以更加明确地了解周边的社区环境。 <\/p>\n\n\n\n此外，购买二手房的另一大优势是，买家可以提前到目标地区进行实地考察<\/strong>。 <\/p>\n\n\n\n比如，房屋是否靠近坟场、是否经历过水灾、周边的生活环境是否适宜等问题，都可以根据个人的实际需求和偏好作出理性判断<\/strong>。 <\/p>\n\n\n\n这种可预见性减少了许多购房的不确定因素，对于注重生活品质或有特定要求的买家来说，二手房往往是一个更有保障的选择。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/9.webp\" alt=\"\" class=\"wp-image-92397\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n在购房的选择中，新房与二手房各有其独特的优势和劣势。 <\/p>\n\n\n\n对于首次购房者而言，理解这两者之间的主要区别至关重要，以便做出最符合个人需求的决策。  <\/p>\n\n\n\n无论是新房的现代设计和保修期优势，还是二手房的成熟社区和即时入住的便利，关键在于购房者自身的预算、生活方式以及对未来的规划。 <\/p>\n\n\n\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@iqiglobal\/video\/7405850067199872274\" data-video-id=\"7405850067199872274\" style=\"max-width: 605px;min-width: 325px;\"> <section> <a target=\"_blank\" title=\"@iqiglobal\" href=\"https:\/\/www.tiktok.com\/@iqiglobal?refer=embed\" rel=\"noopener\">@iqiglobal<\/a> Ready to move in now or wait it out? Which is the smarter choice? 🤔 Move-in-ready homes are exciting—you get the keys right away! But is there a hidden cost? 🫣💸 Join Daniel Nazreen as he breaks down the 2 types of 'Ready' you need to know before buying your first property. 🏡🔑 #AgentShoutout #DanielNazreen #PropertyInvestment #RealEstate #Homebuyers #RealEstateTalk #IQIGlobal<\/p> <a target=\"_blank\" title=\"♬ original sound - IQI Global\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-IQI-Global-7405850449909189377?refer=embed\" rel=\"noopener\">♬ original sound – IQI Global<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>\n\n\n\n本文主要内容由IQI旗下房地产中介<\/em><a href=\"https:\/\/www.iqiglobal.com\/agent\/daniel-nazreen-bin-sunny-affandey?c=\" target=\"_blank\" rel=\"noreferrer noopener\">Daniel Nazreen<\/strong><\/em><\/a>提供。<\/em> <\/p>\n\n\n\nDaniel Nazreen是IQI Elite团队的房产顾问，在房地产行业拥有7年的经验。在2022年和2023年蝉联获得顶级领袖冠军（Top Leader Champion），并在2023年拿下 Million Dollar Diamond Achiever。<\/em> <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n无论是新房还是二手，最重要还是选适合自己的房子！<\/span><\/strong><\/p>\n\n\n\nIQI旗下房地产中介，为你提供最贴合需求的房产咨询服务。<\/span><\/strong><\/p>\n\n\n\n想要买房？找IQI就对啦！填写您的资料，我们的团队将迅速联系你。<\/span><\/strong><\/p>\n\n\n\n<div class=\"wp-block-leadin-hubspot-form-block\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 5699703,\n\t\t\t\t\t\t\t\t\tformId: \"7586b3f8-8948-46a9-8913-62a903b10a52\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1776658331000-3388571296\",\n\t\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1776658331000-3388571296\"><\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n延伸阅读<\/strong>：<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/first-home-buyer-qna-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\">2024年马来西亚首购族买房全攻略！<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/rules-of-3-3-5-that-first-home-buyer-must-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">安全买房 首购族必须知道的3-3-5法则<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/hidden-costs-when-buying-house\/\" target=\"_blank\" rel=\"noreferrer noopener\">除了10%头期钱，那些Agent不会告诉你的买房隐藏费用！<\/mark><\/a><\/strong><\/li>\n<\/ol>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"本文主要内容由IQI旗下房地产中介Daniel Nazreen提供。  新房和二手房，就像两枚硬币的两面，各有优劣。  如何在这两者之间做出权衡，成为了购房者绕不开的话题。尤其是对于首次购房者，做出这样的决定可能更具挑战性。  因此，本文将为你整理出新房与二手房的主要区别，帮助你在购房路上更从容应对！  在开始比较之前，先来明确一下新房和二手房的定义吧！  两者之间存在一定的差异！所以一定要了解它们各自的优势和劣势，才能找出最符合你需求的购房选择！  1. 费用  一般购房费用  新房  二手房  新房的房价都比较高，而且发展商已经定价，无法再进行议价。  房价  普遍上二手房的房价会比新房便宜。 买家可以根据房子的状况，与卖家议价，争取合理的价格。  低定金\/零头期  订金\/头期  前期需要支付10%的头期  发展商通常会提供购房优惠，其中包括： • 免印花税 • 免律师税 • 有些发展商甚至会给与买家现金回扣的优惠。  其他购房费用  需要自身承担更高的费用，其中包括： • 买卖合约（Sale and Purchase Agreement） • 律师费 • 印花税 • 若有聘请房地产中介，则需要额外付房地产中介的佣金   需要特别注意的是，如果你购买的是新房项目并且申请了房屋贷款，那么在房屋尚未建成期间，买家需要支付建筑利息（Progressive Interest），直至房屋交付为止。  相比之下，二手房的不同之处在于，买家无需等待较长的交房时间。一旦完成交易并拿到钥匙，便需立即开始偿还房屋贷款。  大马首购族福利  好消息是，政府为首购者提供了购房优惠政策。因此，不论你选择购买新房还是二手房，只要符合以下条件，都可以享受印花税豁免的优惠：  例如，如果你作为首购族购买一套售价RM500,000或以下的房子，便可通过该政策节省RM11,250的印花税费用。  装修费用   新房的设计风格通常较为现代、时尚，户型规划也符合当下的流行趋势。  在新房装修方面，许多开发商现在会提供“全无装修”或“半装修”的配套选择，让买家根据自己的需求灵活选择。  这样的配套可以帮助买家减少在装修上的时间和金钱投入。 所以，如果买家对个性化设计的要求不高，新房的装修成本相对较低，基本可以节省不少费用。  由于二手房已经有人居住过，二手房的装修费用则主要取决于房屋的使用年限和保养情况。 二手房常见的问题有：水管老化、厕所和厨房的防渗水功能减弱，甚至地砖、墙面出现裂缝或磨损。  这些问题往往需要进行维修或重新装修，尤其是房屋较为陈旧时，装修费用可能大幅增加。  因此，买家在考虑购买二手房时，一定要将装修成本纳入预算中，避免因为房价便宜而忽视后续的装修支出，导致购房后需要投入更多的资金进行大规模的翻修。  2. 房子的实际情况  购买新房的一个主要风险在于你无法预先了解房屋的真实情况。  尤其是对于尚未建成的新项目，买家只能通过开发商提供的宣传图、平面图以及样板房等资料了解房屋的基本构造和设计。  尽管这些图纸和样板房可能展示得非常理想，但由于无法亲自检查实际房屋，买家无法判断实际建成后的房屋是否与预期一致。  等到开发商交付房屋时，才有可能发现房屋的质量问题、布局不合理或细节处理不到位的情况，这些问题可能影响到未来的居住体验甚至增加额外的修缮费用。  购买二手房的一个显著优势是，你可以在决定购买前，亲自前往查看房子的真实情况。  通过实地考察，买家可以对房屋的整体状况、内部设施以及周边环境有全面的了解。  如果发现房屋存在明显的损坏或需要维修的地方，买家还有机会与卖方协商，要求先行修复或在房价上进行相应的折扣。 …<\/p>\n","protected":false},"author":92,"featured_media":92436,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[10298],"tags":[10670,11114,5150,5154,5162],"class_list":["post-19867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agent-narrative","tag-ask-agent","tag-11114","tag--cn","tag--zh"],"yoast_head":"\n<title>\u65b0\u623f vs \u4e8c\u624b\u623f\uff1a5\u5927\u5173\u952e\u6559\u4f60\u4e70\u4e0b\u6700\u5212\u7b97\u7684\u623f\u5b50\uff01<\/title>\n<meta name=\"description\" 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新房<\/strong> <\/th>	<\/th>	二手房<\/strong> <\/th><\/tr><\/thead>
新房的房价都比较高<\/strong>，而且发展商已经定价，无法再进行议价。 <\/td>	房价<\/strong> <\/td>	普遍上二手房的房价会比新房便宜<\/strong>。买家可以根据房子的状况，与卖家议价，争取合理的价格。 <\/td><\/tr>
低定金\/零头期 <\/td>	订金\/<\/strong>头期<\/strong> <\/a><\/td>	前期需要支付10%的头期<\/strong> <\/td><\/tr>
发展商通常会提供购房优惠<\/strong>，其中包括： • 免印花税 • 免律师税 • 有些发展商甚至会给与买家现金回扣的优惠。 <\/td>	其他购房费用<\/strong> <\/td>	需要自身承担更高的费用<\/strong>，其中包括： • 买卖合约（Sale and Purchase Agreement） • 律师费 • 印花税 • 若有聘请房地产中介，则需要额外付房地产中介的佣金 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n 需要特别注意的是，如果你购买的是新房项目并且申请了房屋贷款<\/a><\/strong>，那么在房屋尚未建成期间，买家需要支付建筑利息<\/a><\/strong>（Progressive Interest），直至房屋交付为止。 <\/p>\n\n\n\n 相比之下，二手房的不同之处在于，买家无需等待较长的交房时间。一旦完成交易并拿到钥匙，便需立即开始偿还房屋贷款。 <\/p>\n\n\n\n 大马首购族福利<\/strong> <\/h3>\n\n\n\n好消息是，政府为首购者<\/a><\/strong>提供了购房优惠政策。因此，不论你选择购买新房还是二手房<\/strong>，只要符合以下条件，都可以享受印花税豁免的优惠<\/strong>： <\/p>\n\n\n\n \n 首次购房者（名下从未拥有房产） <\/li>\n<\/ul>\n\n\n\n \n 在2025年12月31日之前购买售价低于RM500,000的房产 <\/li>\n<\/ul>\n\n\n\n 例如，如果你作为首购族购买一套售价RM500,000或以下的房子，便可通过该政策节省RM11,250<\/strong>的印花税费用。 <\/p>\n\n\n\n<\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-装修费用-nbsp-nbsp\"><strong>装修费用<\/strong>  <\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>新房的<a href=\"https:\/\/iqiglobal.com\/blog\/cn\/interior-design-furnishings\/\" target=\"_blank\" rel=\"noreferrer noopener\">设计风格<\/a>通常较为现代、时尚，户型规划也符合当下的流行趋势。 <\/p>\n\n\n\n<p>在新房装修方面，许多开发商现在会提供<strong>“全无装修”<\/strong>或<strong>“半装修”<\/strong>的配套选择，让买家根据自己的需求灵活选择。 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>半装修房通常<strong>已经配有基础的装修设施<\/strong>，如地砖、厨卫设备等。 <\/li>\n\n\n\n<li>有些开发商甚至会<strong>赠送新的家具或家电设备<\/strong>，如衣柜、洗衣机等。<\/li>\n<\/ul>\n\n\n\n<p>这样的配套可以帮助买家减少在装修上的时间和金钱投入。<\/p>\n\n\n\n<p>所以，如果买家对个性化设计的要求不高，新房的装修成本相对较低，基本<strong>可以节省不少费用<\/strong>。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/3-1.webp\" alt=\"新房\" class=\"wp-image-92390\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/3-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>由于二手房已经有人居住过，二手房的装修费用则主要取决于房屋的<strong>使用年限和保养情况<\/strong>。<\/p>\n\n\n\n<p>二手房常见的问题有：水管老化、厕所和厨房的防渗水功能减弱，甚至地砖、墙面出现裂缝或磨损。 <\/p>\n\n\n\n<p>这些问题往往需要进行维修或重新装修，尤其是房屋较为陈旧时，<strong>装修费用可能大幅增加<\/strong>。 <\/p>\n\n\n\n<p>因此，买家在考虑购买二手房时，一定要将<strong>装修成本纳入预算中<\/strong>，避免因为房价便宜而忽视后续的装修支出，导致购房后需要投入更多的资金进行大规模的翻修。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-房子的实际情况-nbsp\"><strong>2. 房子的实际情况<\/strong> <\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1.webp\" alt=\"新房\" class=\"wp-image-92413\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>购买新房的一个主要风险在于你<strong>无法预先了解房屋的真实情况<\/strong>。 <\/p>\n\n\n\n<p>尤其是对于尚未建成的新项目，买家只能通过开发商提供的宣传图、平面图以及样板房等资料了解房屋的基本构造和设计。 <\/p>\n\n\n\n<p>尽管这些图纸和样板房可能展示得非常理想，但由于无法亲自检查实际房屋，买家无法判断实际建成后的房屋<strong>是否与预期一致<\/strong>。 <\/p>\n\n\n\n<p>等到开发商交付房屋时，才有可能发现房屋的质量问题、布局不合理或细节处理不到位的情况，这些问题可能影响到未来的居住体验甚至<strong>增加额外的修缮费用<\/strong>。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/5.webp\" alt=\"新房\" class=\"wp-image-92392\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/5-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>二手房<\/strong>  <\/li>\n<\/ul>\n\n\n\n<p>购买二手房的一个显著优势是，你可以在决定购买前，亲自前往<strong>查看房子的真实情况<\/strong>。 <\/p>\n\n\n\n<p>通过实地考察，买家可以对房屋的整体状况、内部设施以及周边环境有全面的了解。 <\/p>\n\n\n\n<p>如果发现房屋存在明显的损坏或需要维修的地方，买家还<strong>有机会与卖方协商<\/strong>，要求先行修复或在房价上进行相应的折扣。 <\/p>\n\n\n\n<p>简而言之，二手房为买家提供了更多的透明度和可操作空间，避免了房屋交付后与预期不符的风险。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-保修期-nbsp\"><strong>3. 保修期<\/strong> <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong> 新房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>购买新房的一大优势是享有<strong>缺陷保修期（Defect Liability Period, DLP）<\/strong>，也就是通常所说的”Warranty”。 <\/p>\n\n\n\n<p>根据买卖协议（S&P）的规定，开发商有义务在买家<strong>搬入后的24个月内<\/strong>，修复任何不符合标准或存在缺陷的部分。 <\/p>\n\n\n\n<p>这为新房购房者提供了<strong>额外的保障<\/strong>，确保房屋在早期使用期间出现的质量问题能够得到及时修复。 <\/p>\n\n\n\n<p>因此，在新房交付时，买家应仔细检查房屋的各项设施，包括门窗是否能正常关闭、水管是否漏水、墙面和地砖是否有裂缝，确保房屋无明显瑕疵。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/6.webp\" alt=\"新房\" class=\"wp-image-92393\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/6-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>二手房 <\/strong><\/li>\n<\/ul>\n\n\n\n<p>相比之下，二手房<strong>不享有任何DLP保障<\/strong>。通常，<strong>卖方也不会提供额外的保修承诺<\/strong>。 <\/p>\n\n\n\n<p>因此，购房者在购买二手房时需要更加仔细地检查房屋的状况，特别是老旧房屋，往往会<strong>潜藏着难以发现的结构问题<\/strong>。 <\/p>\n\n\n\n<p>常见的隐患包括电线老化、水管漏水等，这些问题在购买时可能不易察觉，但在实际入住后却可能频繁发生，导致<strong>额外的维修开销<\/strong>。 <\/p>\n\n\n\n<p>因此，二手房买家在购房前应更加谨慎，确保全面检查房屋，避免日后因维修问题增加不必要的费用。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-屋子交锁匙时间-nbsp\"><strong>4. 屋子交锁匙时间<\/strong> <\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/7.webp\" alt=\"新房\" class=\"wp-image-92400\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/7-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>新房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>购买新房时，购房者通常需要<strong>等待24至36个月才能入住<\/strong>，除非选择的是已经建成的房屋。 <\/p>\n\n\n\n<p>具体来说，在签署买卖合约后，购房者必须等待一段时间才能正式拿到钥匙。根据《1966年房屋发展（控制及执照）法令》，以下地契需要在限时内完工并交付： <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>个别地契（Individual title）<\/strong>：24个月内 <\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>分层地契（Strata title）<\/strong>：36个月内<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1.webp\" alt=\"\" class=\"wp-image-92415\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/Rectangle-Content-Image-1-1-1-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<p>时间会从<strong>签署买卖合约的当天开始计算<\/strong>，然而，并<strong>不是所有发展商都能够严格遵守这个法定期限<\/strong>。 <\/p>\n\n\n\n<p>在实际操作中，某些开发商由于<strong>各种原因导致工程延期<\/strong>，交房的延误情况时有发生。 <\/p>\n\n\n\n<p>特别是当开发商存在资金短缺、管理不善或其他问题时，购房者可能会遭遇漫长的等待。 <\/p>\n\n\n\n<p>更为严重的情况是，某些项目可能<strong>因为资金不足<\/strong>或<strong>管理失当被完全搁置<\/strong>，变成所谓的<strong>“烂尾楼”<\/strong>。 <\/p>\n\n\n\n<p>这种情况下，买家不仅无法按时入住，还可能面临已支付的购房款项损失，给个人财务和生活带来巨大压力。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/8.webp\" alt=\"\" class=\"wp-image-92399\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/8-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>相比于新房动辄需要“年”为单位的等待时间，二手房的交付和入住时间要<strong>快得多<\/strong>。 <\/p>\n\n\n\n<p>一般来说，购买二手房的<strong>整个流程相对简单<\/strong>，从签署买卖合约到办理好产权转让手续，通常只需数个月时间，买家就可以拿到钥匙并办理过户手续。 <\/p>\n\n\n\n<p>只要交易手续顺利且房子本身无需大规模装修，买家甚至可以在短时间内<strong>实现“拎包入住”<\/strong>。 <\/p>\n\n\n\n<p>对于急需入住或不想承担长时间等待的买家，二手房显得更加灵活和适合。 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-地点和社区周围的生活设施-nbsp\"><strong>5. 地点和社区周围的生活设施<\/strong> <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>新<\/strong> <strong>房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>一般来说，新的住宅项目通常位于<strong>正在发展中的地区<\/strong>。这些地区的基础设施如商店、医疗资源、教育机构以及交通系统等往往还不完善。 <\/p>\n\n\n\n<p>因此，买家<strong>无法提前准确预估<\/strong>未来社区的整体环境是否符合自己的需求。 <\/p>\n\n\n\n<p>对于打算投资的买家而言，这样的<strong>风险更大<\/strong>，因为区域的发展潜力尚未明朗，可能面临投资回报低于预期的风险。 <\/p>\n\n\n\n<p>也就是说，尽管房价较低或开发商提供优惠，但未来的增值空间尚难判断，存在投资不确定性。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/4-2.webp\" alt=\"\" class=\"wp-image-92396\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/4-2-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>二手房<\/strong> <\/li>\n<\/ul>\n\n\n\n<p>与新房不同，二手房通常位于<strong>发展较为成熟的地区<\/strong>。<\/p>\n\n\n\n<p>如商店、学校、医院和交通等生基础设施已相对完善，买家可以更加明确地了解周边的社区环境。 <\/p>\n\n\n\n<p>此外，购买二手房的另一大优势是，买家可以提前到目标地区进行<strong>实地考察<\/strong>。 <\/p>\n\n\n\n<p>比如，房屋是否靠近坟场、是否经历过水灾、周边的生活环境是否适宜等问题，都可以<strong>根据个人的实际需求和偏好作出理性判断<\/strong>。 <\/p>\n\n\n\n<p>这种可预见性减少了许多购房的不确定因素，对于注重生活品质或有特定要求的买家来说，二手房往往是一个更有保障的选择。 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/09\/9.webp\" alt=\"\" class=\"wp-image-92397\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9.webp 640w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9-300x150.webp 300w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/09\/9-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<p>在购房的选择中，新房与二手房各有其独特的优势和劣势。 <\/p>\n\n\n\n<p>对于首次购房者而言，理解这两者之间的主要区别至关重要，以便做出最符合个人需求的决策。  <\/p>\n\n\n\n<p>无论是新房的现代设计和保修期优势，还是二手房的成熟社区和即时入住的便利，关键在于购房者自身的预算、生活方式以及对未来的规划。 <\/p>\n\n\n\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@iqiglobal\/video\/7405850067199872274\" data-video-id=\"7405850067199872274\" style=\"max-width: 605px;min-width: 325px;\"> <section> <a target=\"_blank\" title=\"@iqiglobal\" href=\"https:\/\/www.tiktok.com\/@iqiglobal?refer=embed\" rel=\"noopener\">@iqiglobal<\/a> <p>Ready to move in now or wait it out? Which is the smarter choice? 🤔 Move-in-ready homes are exciting—you get the keys right away! But is there a hidden cost? 🫣💸 Join Daniel Nazreen as he breaks down the 2 types of 'Ready' you need to know before buying your first property. 🏡🔑 #AgentShoutout #DanielNazreen #PropertyInvestment #RealEstate #Homebuyers #RealEstateTalk #IQIGlobal<\/p> <a target=\"_blank\" title=\"♬ original sound - IQI Global\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-IQI-Global-7405850449909189377?refer=embed\" rel=\"noopener\">♬ original sound – IQI Global<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>\n\n\n\n<p><em>本文主要内容由IQI旗下房地产中介<\/em><a href=\"https:\/\/www.iqiglobal.com\/agent\/daniel-nazreen-bin-sunny-affandey?c=\" target=\"_blank\" rel=\"noreferrer noopener\"><em><strong>Daniel Nazreen<\/strong><\/em><\/a><em>提供。<\/em> <\/p>\n\n\n\n<p><em>Daniel Nazreen是IQI Elite团队的房产顾问，在房地产行业拥有7年的经验。在2022年和2023年蝉联获得顶级领袖冠军（Top Leader Champion），并在2023年拿下 Million Dollar Diamond Achiever。<\/em> <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n<p><strong><span style=\"color: #ff6600;\">无论是新房还是二手，最重要还是选适合自己的房子！<\/span><\/strong><\/p>\n\n\n\n<p><strong><span style=\"color: #ff6600;\">IQI旗下房地产中介，为你提供最贴合需求的房产咨询服务。<\/span><\/strong><\/p>\n\n\n\n<p><strong><span style=\"color: #ff6600;\">想要买房？找IQI就对啦！填写您的资料，我们的团队将迅速联系你。<\/span><\/strong><\/p>\n\n\n\n<div class=\"wp-block-leadin-hubspot-form-block\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady \|\| [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 5699703,\n\t\t\t\t\t\t\t\t\tformId: \"7586b3f8-8948-46a9-8913-62a903b10a52\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1776658331000-3388571296\",\n\t\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1776658331000-3388571296\"><\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n<p class=\"has-text-align-center\"><strong>延伸阅读<\/strong>：<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/first-home-buyer-qna-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">2024年马来西亚首购族买房全攻略！<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/rules-of-3-3-5-that-first-home-buyer-must-know\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">安全买房首购族必须知道的3-3-5法则<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/hidden-costs-when-buying-house\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-link-color\">除了10%头期钱，那些Agent不会告诉你的买房隐藏费用！<\/mark><\/a><\/strong><\/li>\n<\/ol>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>本文主要内容由IQI旗下房地产中介Daniel Nazreen提供。  新房和二手房，就像两枚硬币的两面，各有优劣。  如何在这两者之间做出权衡，成为了购房者绕不开的话题。尤其是对于首次购房者，做出这样的决定可能更具挑战性。  因此，本文将为你整理出新房与二手房的主要区别，帮助你在购房路上更从容应对！  在开始比较之前，先来明确一下新房和二手房的定义吧！  两者之间存在一定的差异！所以一定要了解它们各自的优势和劣势，才能找出最符合你需求的购房选择！  1. 费用  一般购房费用  新房  二手房  新房的房价都比较高，而且发展商已经定价，无法再进行议价。  房价  普遍上二手房的房价会比新房便宜。 买家可以根据房子的状况，与卖家议价，争取合理的价格。  低定金\/零头期  订金\/头期  前期需要支付10%的头期  发展商通常会提供购房优惠，其中包括： • 免印花税 • 免律师税 • 有些发展商甚至会给与买家现金回扣的优惠。  其他购房费用  需要自身承担更高的费用，其中包括： • 买卖合约（Sale and Purchase Agreement） • 律师费 • 印花税 • 若有聘请房地产中介，则需要额外付房地产中介的佣金   需要特别注意的是，如果你购买的是新房项目并且申请了房屋贷款，那么在房屋尚未建成期间，买家需要支付建筑利息（Progressive Interest），直至房屋交付为止。  相比之下，二手房的不同之处在于，买家无需等待较长的交房时间。一旦完成交易并拿到钥匙，便需立即开始偿还房屋贷款。  大马首购族福利  好消息是，政府为首购者提供了购房优惠政策。因此，不论你选择购买新房还是二手房，只要符合以下条件，都可以享受印花税豁免的优惠：  例如，如果你作为首购族购买一套售价RM500,000或以下的房子，便可通过该政策节省RM11,250的印花税费用。  装修费用   新房的设计风格通常较为现代、时尚，户型规划也符合当下的流行趋势。  在新房装修方面，许多开发商现在会提供“全无装修”或“半装修”的配套选择，让买家根据自己的需求灵活选择。  这样的配套可以帮助买家减少在装修上的时间和金钱投入。所以，如果买家对个性化设计的要求不高，新房的装修成本相对较低，基本可以节省不少费用。  由于二手房已经有人居住过，二手房的装修费用则主要取决于房屋的使用年限和保养情况。二手房常见的问题有：水管老化、厕所和厨房的防渗水功能减弱，甚至地砖、墙面出现裂缝或磨损。  这些问题往往需要进行维修或重新装修，尤其是房屋较为陈旧时，装修费用可能大幅增加。  因此，买家在考虑购买二手房时，一定要将装修成本纳入预算中，避免因为房价便宜而忽视后续的装修支出，导致购房后需要投入更多的资金进行大规模的翻修。  2. 房子的实际情况  购买新房的一个主要风险在于你无法预先了解房屋的真实情况。  尤其是对于尚未建成的新项目，买家只能通过开发商提供的宣传图、平面图以及样板房等资料了解房屋的基本构造和设计。  尽管这些图纸和样板房可能展示得非常理想，但由于无法亲自检查实际房屋，买家无法判断实际建成后的房屋是否与预期一致。  等到开发商交付房屋时，才有可能发现房屋的质量问题、布局不合理或细节处理不到位的情况，这些问题可能影响到未来的居住体验甚至增加额外的修缮费用。  购买二手房的一个显著优势是，你可以在决定购买前，亲自前往查看房子的真实情况。  通过实地考察，买家可以对房屋的整体状况、内部设施以及周边环境有全面的了解。  如果发现房屋存在明显的损坏或需要维修的地方，买家还有机会与卖方协商，要求先行修复或在房价上进行相应的折扣。 …<\/p>\n","protected":false},"author":92,"featured_media":92436,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[10298],"tags":[10670,11114,5150,5154,5162],"class_list":["post-19867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agent-narrative","tag-ask-agent","tag-11114","tag--cn","tag--zh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v26.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u65b0\u623f vs \u4e8c\u624b\u623f\uff1a5\u5927\u5173\u952e\u6559\u4f60\u4e70\u4e0b\u6700\u5212\u7b97\u7684\u623f\u5b50\uff01<\/title>\n<meta name=\"description\" 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