{"id":133504,"date":"2026-09-10T18:23:36","date_gmt":"2026-09-10T10:23:36","guid":{"rendered":"https:\/\/iqiglobal.com\/blog\/?p=133504"},"modified":"2026-09-10T18:23:38","modified_gmt":"2026-09-10T10:23:38","slug":"budget_2027_stamp_duty_exemption_first_home_buyers","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/","title":{"rendered":"Budget 2027 stamp duty exemption first home buyers"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><p>Malaysia tables Budget 2027 on&nbsp;<strong>9 October 2026<\/strong>. For anyone buying their first home next year, one line in that speech matters more than the rest.<\/p>\n\n\n\n<p>The first-time homebuyer stamp duty exemption expires on 31 December 2027. Juwai IQI wants it extended, and the reason is not sentimental.&nbsp;<strong>Letting it lapse quietly takes up to RM11,250 from buyers who thought they had until the end of next year.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-the-exemption-is-worth\">What the Exemption Is Worth<\/h2>\n\n\n\n<p>It removes stamp duty on two documents, not one: the instrument of transfer, and the loan agreement. On a RM500,000 home with a 90% loan:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Cost item<\/th><th>Without exemption<\/th><th>With exemption<\/th><\/tr><\/thead><tbody><tr><td>Transfer instrument (MOT)<\/td><td>RM9,000<\/td><td>RM0<\/td><\/tr><tr><td>Loan agreement (0.5% of RM450,000)<\/td><td>RM2,250<\/td><td>RM0<\/td><\/tr><tr><td><strong>Total at stamping<\/strong><\/td><td><strong>RM11,250<\/strong><\/td><td><strong>RM0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em><strong>Note:<\/strong>&nbsp;MOT is 1% on the first RM100,000 plus 2% on the next RM400,000, per the LHDN scale as at September 2026.<\/em><\/p>\n\n\n\n<p><strong>That RM11,250 is cash, not financing.<\/strong>&nbsp;Stamp duty cannot be rolled into the loan, so removing it changes who can actually complete a purchase.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The stamp duty extension is a vital measure because it helps more than three out of four buyers. Homes worth RM500,000 or less, which are covered by the exemption, make up about 76% of all residential purchases.<\/p>\n<cite><strong>Kashif Ansari, Co-Founder and Group CEO, Juwai IQI<\/strong><\/cite><\/blockquote>\n\n\n\n<p>NAPIC&rsquo;s 2025 data backs that up. Homes at RM300,000 and below were 52.3% of residential transactions, and the RM300,001 to RM500,000 band added 24.9%. Together,&nbsp;<strong>77.2% of the market sits inside the exemption<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-trap-your-signing-date-not-your-booking-date\">The Trap: Your Signing Date, Not Your Booking Date<\/h2>\n\n\n\n<p>Here is the part most buyers miss. Eligibility is triggered by the date the sale and purchase agreement is&nbsp;<strong>executed<\/strong>, not the date you paid the booking fee. For off-plan purchases, those dates can be months apart.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:37% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"280\" height=\"280\" src=\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1.webp\" alt=\"\" class=\"wp-image-93536 size-full\" srcset=\"https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1.webp 280w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1-150x150.webp 150w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1-120x120.webp 120w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1-160x160.webp 160w, https:\/\/iqiglobal.com\/blog\/wp-content\/uploads\/2024\/10\/Kashif-280x280-1-80x80.webp 80w\" sizes=\"(max-width: 280px) 100vw, 280px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Imagine a buyer choosing an off-plan home in the second half of 2027. They might find out that they don&rsquo;t qualify for the exemption because they didn&rsquo;t end up signing their agreement until 2028, which is outside the window<\/p>\n<cite><strong>Kashif Ansari, Co-Founder and Group CEO, Juwai IQI<\/strong><\/cite><\/blockquote>\n<\/div><\/div>\n\n\n\n<p>There is a supply effect too. If nobody knows what happens after 2027, some affordable projects get shelved in 2026 rather than launched into an uncertain incentive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-a-cheap-policy-and-two-other-asks\">A Cheap Policy, and Two Other Asks<\/h2>\n\n\n\n<p><strong>Malaysia will table Budget 2027 on 9 October 2026, and for first-time homebuyers planning to purchase next year, one decision could make a real difference.<\/strong><\/p>\n\n\n\n<p>The current stamp duty exemption for first-time buyers is set to run until <strong>31 December 2027<\/strong>. Juwai IQI is urging the government to extend the measure, as allowing it to expire could mean eligible buyers lose savings of up to <strong>RM11,250<\/strong> when purchasing their first home.<\/p>\n\n\n\n<p>This is not just about incentives. It is about reducing the upfront cost barrier for Malaysians entering the property market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-this-means-if-you-plan-to-buy-in-2027\">What This Means If You Plan to Buy in 2027<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-1024x683.jpg\" alt=\"\" class=\"wp-image-133537\" srcset=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-1024x683.jpg 1024w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-300x200.jpg 300w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-768x512.jpg 768w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-1536x1024.jpg 1536w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-2048x1366.jpg 2048w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-370x247.jpg 370w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-1290x860.jpg 1290w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-1080x720.jpg 1080w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-865x577.jpg 865w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10181720\/shutterstock_2744063899-642x428.jpg 642w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Buying a completed subsale home?<\/strong>&nbsp;You are in reasonable shape. The gap between offer and signing is usually short. Just do not leave it to December 2027.<\/p>\n\n\n\n<p><strong>Buying off-plan?<\/strong>&nbsp;Treat the signing date as your real deadline. Ask the developer in writing when the SPA will be executed.<\/p>\n\n\n\n<p><strong>Still saving?<\/strong>&nbsp;The exemption stacks with other supports. See our overview of&nbsp;<a href=\"https:\/\/iqiglobal.com\/blog\/first-home-schemes-malaysia\/\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">first home schemes in Malaysia<\/mark><\/strong><\/a>, and the&nbsp;<a href=\"https:\/\/iqiglobal.com\/blog\/real-cost-buying-house-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">real all-in cost of buying a house<\/mark><\/strong><\/a>&nbsp;for what stays payable even when stamp duty is waived. Full eligibility rules are in our guide to the&nbsp;<a href=\"https:\/\/iqiglobal.com\/blog\/stamp-duty-waiver-extended-to-2027\/\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">stamp duty waiver extended to 2027<\/mark><\/strong><\/a>.<\/p>\n\n\n\n<p>Budget speeches are not the place to gamble on timing. If your purchase can reasonably be completed inside the current window, complete it inside the current window.<\/p>\n\n\n\n<p><strong><em>This article is based on reporting by <a href=\"https:\/\/kopiandproperty.com\/real-estate-industry-hopes-the-government-will-extend-stamp-duty-exemption-in-budget-2027-juwai-iqi\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">Kopi &amp; Property<\/mark><\/a> on September 2026, with insights from Juwai IQI Group CEO Kashif Ansari on Budget 2027 proposals, first-time homebuyer support and measures to improve housing affordability.<\/em><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_small\">\n\n\n\n<p><mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">J<strong>uwai IQI provides expert insights into the property, economic and investment trends shaping markets locally and globally.<\/strong><\/mark><\/mark><\/p>\n\n\n\n<p><strong><mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">Click below to get more expert property insights from our blog!<\/mark><\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/iqiglobal.com\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark>MORE INSIGHTS<\/mark><\/strong><\/a><\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>Malaysia tables Budget 2027 on&nbsp;9 October 2026. For anyone buying their first home next year, one line in that speech matters more than the rest. The first-time homebuyer stamp duty exemption expires on 31 December 2027. Juwai IQI wants it extended, and the reason is not sentimental.&nbsp;Letting it lapse quietly takes up to RM11,250 from&hellip;<\/p>\n","protected":false},"author":107,"featured_media":133540,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[220],"tags":[265,231,476,304,305],"class_list":["post-133504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news","tag-investment","tag-iqi-en","tag-juwai-iqi","tag-malaysia","tag-property"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Budget 2027 stamp duty exemption first home buyers<\/title>\n<meta name=\"description\" content=\"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Budget 2027 stamp duty exemption first home buyers\" \/>\n<meta property=\"og:description\" content=\"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/\" \/>\n<meta property=\"og:site_name\" content=\"IQI Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IqiGlobal\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-10T10:23:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-10T10:23:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2046\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Safarah\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:site\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Safarah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/\"},\"author\":{\"name\":\"Safarah\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#\\\/schema\\\/person\\\/48cc3ccc69c59bf71cd76f3eb9fa308a\"},\"headline\":\"Budget 2027 stamp duty exemption first home buyers\",\"datePublished\":\"2026-09-10T10:23:36+00:00\",\"dateModified\":\"2026-09-10T10:23:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/\"},\"wordCount\":648,\"publisher\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/10182037\\\/shutterstock_2256333741-scaled.jpg\",\"keywords\":[\"investment\",\"IQI\",\"Juwai IQI\",\"Malaysia\",\"property\"],\"articleSection\":[\"News &amp; Event\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/\",\"url\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/\",\"name\":\"Budget 2027 stamp duty exemption first home buyers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/10182037\\\/shutterstock_2256333741-scaled.jpg\",\"datePublished\":\"2026-09-10T10:23:36+00:00\",\"dateModified\":\"2026-09-10T10:23:38+00:00\",\"description\":\"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#primaryimage\",\"url\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/10182037\\\/shutterstock_2256333741-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/10182037\\\/shutterstock_2256333741-scaled.jpg\",\"width\":2560,\"height\":2046},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/budget_2027_stamp_duty_exemption_first_home_buyers\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Budget 2027 stamp duty exemption first home buyers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/\",\"name\":\"IQI Blog\",\"description\":\"Your Source for Property Investment, Tips, and Career\",\"publisher\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#organization\",\"name\":\"IQI Global\",\"url\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/cropped-iqi-global-logo.png\",\"contentUrl\":\"https:\\\/\\\/iqiglobal-web-revamp.s3.amazonaws.com\\\/wp\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/cropped-iqi-global-logo.png\",\"width\":480,\"height\":180,\"caption\":\"IQI Global\"},\"image\":{\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/IqiGlobal\",\"https:\\\/\\\/x.com\\\/IQIGlobal\",\"https:\\\/\\\/www.instagram.com\\\/iqiglobal\\\/\",\"https:\\\/\\\/tiktok.com\\\/@iqiglobal?lang=en\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/iqi-group\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/#\\\/schema\\\/person\\\/48cc3ccc69c59bf71cd76f3eb9fa308a\",\"name\":\"Safarah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g\",\"caption\":\"Safarah\"},\"description\":\"Safarah is a Content Growth Executive at IQI, with a Bachelor\u2019s Degree in Public Relations and a growing passion for turning insights into impact. She never starts work without Spotify on, music first, then ideas.\",\"sameAs\":[\"www.linkedin.com\\\/in\\\/safarah-shaharudin-59660b3a6\"],\"url\":\"https:\\\/\\\/iqiglobal.com\\\/blog\\\/author\\\/farahiqiglobal-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Budget 2027 stamp duty exemption first home buyers","description":"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/","og_locale":"en_US","og_type":"article","og_title":"Budget 2027 stamp duty exemption first home buyers","og_description":"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.","og_url":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/","og_site_name":"IQI Blog","article_publisher":"https:\/\/www.facebook.com\/IqiGlobal","article_published_time":"2026-09-10T10:23:36+00:00","article_modified_time":"2026-09-10T10:23:38+00:00","og_image":[{"width":2560,"height":2046,"url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","type":"image\/jpeg"}],"author":"Safarah","twitter_card":"summary_large_image","twitter_creator":"@IQIGlobal","twitter_site":"@IQIGlobal","twitter_misc":{"Written by":"Safarah","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#article","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/"},"author":{"name":"Safarah","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/48cc3ccc69c59bf71cd76f3eb9fa308a"},"headline":"Budget 2027 stamp duty exemption first home buyers","datePublished":"2026-09-10T10:23:36+00:00","dateModified":"2026-09-10T10:23:38+00:00","mainEntityOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/"},"wordCount":648,"publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","keywords":["investment","IQI","Juwai IQI","Malaysia","property"],"articleSection":["News &amp; Event"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/","url":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/","name":"Budget 2027 stamp duty exemption first home buyers","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#primaryimage"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","datePublished":"2026-09-10T10:23:36+00:00","dateModified":"2026-09-10T10:23:38+00:00","description":"First-time buyers could lose up to RM11,250 in savings if the stamp duty exemption ends. Juwai IQI shares why the policy matters for homeownership.","breadcrumb":{"@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#primaryimage","url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","width":2560,"height":2046},{"@type":"BreadcrumbList","@id":"https:\/\/iqiglobal.com\/blog\/budget_2027_stamp_duty_exemption_first_home_buyers\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/iqiglobal.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Budget 2027 stamp duty exemption first home buyers"}]},{"@type":"WebSite","@id":"https:\/\/iqiglobal.com\/blog\/#website","url":"https:\/\/iqiglobal.com\/blog\/","name":"IQI Blog","description":"Your Source for Property Investment, Tips, and Career","publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/iqiglobal.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/iqiglobal.com\/blog\/#organization","name":"IQI Global","url":"https:\/\/iqiglobal.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","width":480,"height":180,"caption":"IQI Global"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IqiGlobal","https:\/\/x.com\/IQIGlobal","https:\/\/www.instagram.com\/iqiglobal\/","https:\/\/tiktok.com\/@iqiglobal?lang=en","https:\/\/www.linkedin.com\/company\/iqi-group\/"]},{"@type":"Person","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/48cc3ccc69c59bf71cd76f3eb9fa308a","name":"Safarah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/44bfc6d794a5648780f07c978b927515846a837e71fdea6d8548c3355ca88f0b?s=96&d=mm&r=g","caption":"Safarah"},"description":"Safarah is a Content Growth Executive at IQI, with a Bachelor\u2019s Degree in Public Relations and a growing passion for turning insights into impact. She never starts work without Spotify on, music first, then ideas.","sameAs":["www.linkedin.com\/in\/safarah-shaharudin-59660b3a6"],"url":"https:\/\/iqiglobal.com\/blog\/author\/farahiqiglobal-com\/"}]}},"featured_image_url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/09\/10182037\/shutterstock_2256333741-scaled.jpg","_links":{"self":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/133504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/users\/107"}],"replies":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/comments?post=133504"}],"version-history":[{"count":2,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/133504\/revisions"}],"predecessor-version":[{"id":133542,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/133504\/revisions\/133542"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media\/133540"}],"wp:attachment":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media?parent=133504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/categories?post=133504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/tags?post=133504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}