{"id":124830,"date":"2026-03-04T14:51:33","date_gmt":"2026-03-04T06:51:33","guid":{"rendered":"https:\/\/iqiglobal.com\/blog\/?p=124830"},"modified":"2026-03-04T14:51:35","modified_gmt":"2026-03-04T06:51:35","slug":"us-mortagage-rates-dropped-below-6-percent","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/","title":{"rendered":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f"},"content":{"rendered":"\n

美国30年期固定抵押贷款利率三年半来首次跌破6%，为美国房地产市场带来重要转折。亚洲房产科技集团居外IQI联合创始人兼首席执行官卡希夫·安萨里（Kashif Ansari）<\/mark><\/strong>表示：“美国房贷利率首次跌破6%这一心理关口，是决定2026年楼市能否复苏的关键因素。”<\/p>\n\n\n

\n
\"美国房贷利率\"<\/figure>\n<\/div>\n\n\n

他指出，利率下调直接减轻了买家的月供压力，“利率每降低0.25个百分点，购房者的房价承担能力大约能提升2.5%。”<\/p>\n\n\n\n

更重要的是，它正逐步打破业主长期存在的“锁定效应”（Lock-in Effect），鼓励更多持有低利率贷款的业主挂牌出售房产，从而增加市场供应。<\/p>\n\n\n\n

根据全美房地产经纪人协会（NAR）与Zillow的分析，当利率降至6%以下时，美国中等收入家庭的购房能力平均可提升约3万美元。安萨里表示，这让许多此前被高利率挤出市场的潜在买家，尤其是首购族与改善型买家，重新看到入市机会。美国抵押贷款银行家协会（MBA）数据显示，目前房贷再融资申请量较一年前增长约130%，显示业主正在积极把握利率窗口期。<\/strong><\/p>\n\n\n\n

他认为，随着春季购房旺季临近，利率跌破这一心理门槛可能成为推动市场决策的关键因素，促使因家庭变化等刚性需求而观望的购房者加快入市。<\/p>\n\n\n\n

美国人口普查局数据显示，2025年12月美国新房销售年化率为74.5万套，同比增加3.8%，延续了去年第四季度的强劲表现。安萨里认为，新房销售持续高于去年同期，从侧面反映出市场出现回暖迹象。<\/p>\n\n\n\n

不过他也指出，供应瓶颈和房价仍处高位，限制了市场全面反弹。部分买家仍在等待利率进一步降至5%区间或更多库存释放。对于国际投资者而言，利率变化也可能带动需求回流，并预计如果利率进一步稳定在6%以下，2026年亚洲买家在美国房地产市场的投资额可能增长20%至30%，尤其是在可负担性改善的城市。<\/p>\n\n\n\n

阅读全文-<\/a><\/strong>
《第一财经》<\/a><\/strong><\/mark><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\n
点此浏览<\/mark><\/strong><\/a><\/div>\n<\/div>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"

美国30年期固定抵押贷款利率三年半来首次跌破6%，为美国房地产市场带来重要转折。亚洲房产科技集团居外IQI联合创始人兼首席执行官卡希夫·安萨里（Kashif Ansari）表示：“美国房贷利率首次跌破6%这一心理关口，是决定2026年楼市能否复苏的关键因素。” 他指出，利率下调直接减轻了买家的月供压力，“利率每降低0.25个百分点，购房者的房价承担能力大约能提升2.5%。” 更重要的是，它正逐步打破业主长期存在的“锁定效应”（Lock-in Effect），鼓励更多持有低利率贷款的业主挂牌出售房产，从而增加市场供应。 根据全美房地产经纪人协会（NAR）与Zillow的分析，当利率降至6%以下时，美国中等收入家庭的购房能力平均可提升约3万美元。安萨里表示，这让许多此前被高利率挤出市场的潜在买家，尤其是首购族与改善型买家，重新看到入市机会。美国抵押贷款银行家协会（MBA）数据显示，目前房贷再融资申请量较一年前增长约130%，显示业主正在积极把握利率窗口期。 他认为，随着春季购房旺季临近，利率跌破这一心理门槛可能成为推动市场决策的关键因素，促使因家庭变化等刚性需求而观望的购房者加快入市。 美国人口普查局数据显示，2025年12月美国新房销售年化率为74.5万套，同比增加3.8%，延续了去年第四季度的强劲表现。安萨里认为，新房销售持续高于去年同期，从侧面反映出市场出现回暖迹象。 不过他也指出，供应瓶颈和房价仍处高位，限制了市场全面反弹。部分买家仍在等待利率进一步降至5%区间或更多库存释放。对于国际投资者而言，利率变化也可能带动需求回流，并预计如果利率进一步稳定在6%以下，2026年亚洲买家在美国房地产市场的投资额可能增长20%至30%，尤其是在可负担性改善的城市。 阅读全文-《第一财经》<\/p>\n","protected":false},"author":24,"featured_media":124833,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[261],"tags":[10814,5220,257,9604,5150,9692,11015,5276],"class_list":["post-124830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-261","tag-iqi-news-cn","tag-kashif-ansari-zh","tag-press-cn","tag-juwai-iqi-cn","tag--cn","tag-9692","tag-11015","tag-5276"],"yoast_head":"\n\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f<\/title>\n<meta name=\"description\" content=\"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\" \/>\n<meta property=\"og:site_name\" content=\"IQI Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IqiGlobal\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/wen0401wei\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-04T06:51:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-04T06:51:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Wen Wei\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:site\" content=\"@IQIGlobal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Wen Wei\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\"},\"author\":{\"name\":\"Wen Wei\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208\"},\"headline\":\"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f\",\"datePublished\":\"2026-03-04T06:51:33+00:00\",\"dateModified\":\"2026-03-04T06:51:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\"},\"wordCount\":9,\"publisher\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg\",\"keywords\":[\"IQI News\",\"Kashif Ansari\",\"Press News (Chinese)\",\"\u5c45\u5916IQI\",\"\u623f\u5730\u4ea7\",\"\u623f\u5730\u4ea7\u5e02\u573a\",\"\u623f\u8d37\u5229\u7387\",\"\u7f8e\u56fd\"],\"articleSection\":[\"\u6700\u65b0\u8d44\u8baf\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\",\"url\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\",\"name\":\"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f\",\"isPartOf\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg\",\"datePublished\":\"2026-03-04T06:51:33+00:00\",\"dateModified\":\"2026-03-04T06:51:35+00:00\",\"description\":\"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage\",\"url\":\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg\",\"contentUrl\":\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg\",\"width\":1080,\"height\":480,\"caption\":\"\u7f8e\u56fd\u623f\u8d37\u5229\u7387\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/iqiglobal.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#website\",\"url\":\"https:\/\/iqiglobal.com\/blog\/\",\"name\":\"IQI Blog\",\"description\":\"Your Source for Property Investment, Tips, and Career\",\"publisher\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/iqiglobal.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#organization\",\"name\":\"IQI Global\",\"url\":\"https:\/\/iqiglobal.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png\",\"contentUrl\":\"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png\",\"width\":480,\"height\":180,\"caption\":\"IQI Global\"},\"image\":{\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/IqiGlobal\",\"https:\/\/x.com\/IQIGlobal\",\"https:\/\/www.instagram.com\/iqiglobal\/\",\"https:\/\/tiktok.com\/@iqiglobal?lang=en\",\"https:\/\/www.linkedin.com\/company\/iqi-group\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208\",\"name\":\"Wen Wei\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g\",\"caption\":\"Wen Wei\"},\"description\":\"Work hard, write hard, play harder! A content team leader in IQI Global, with 7 years of writing experience and 4 years of writing real estate content and marketing experience in IQI Global. Reach me by social media below!\",\"sameAs\":[\"https:\/\/www.facebook.com\/wen0401wei\/\",\"https:\/\/www.instagram.com\/wenwei0401\/\",\"https:\/\/www.linkedin.com\/in\/wen-wei-351041233\/\"],\"knowsLanguage\":[\"English\",\"Mandarin\",\"Cantonese\",\"Basic Korean\"],\"jobTitle\":\"Content Marketing Team Lead\",\"worksFor\":\"IQI Global\",\"url\":\"https:\/\/iqiglobal.com\/blog\/author\/wen-wei\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f","description":"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/","og_locale":"en_US","og_type":"article","og_title":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f","og_description":"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002","og_url":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/","og_site_name":"IQI Blog","article_publisher":"https:\/\/www.facebook.com\/IqiGlobal","article_author":"https:\/\/www.facebook.com\/wen0401wei\/","article_published_time":"2026-03-04T06:51:33+00:00","article_modified_time":"2026-03-04T06:51:35+00:00","og_image":[{"width":1080,"height":480,"url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","type":"image\/jpeg"}],"author":"Wen Wei","twitter_card":"summary_large_image","twitter_creator":"@IQIGlobal","twitter_site":"@IQIGlobal","twitter_misc":{"Written by":"Wen Wei","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#article","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/"},"author":{"name":"Wen Wei","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208"},"headline":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f","datePublished":"2026-03-04T06:51:33+00:00","dateModified":"2026-03-04T06:51:35+00:00","mainEntityOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/"},"wordCount":9,"publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","keywords":["IQI News","Kashif Ansari","Press News (Chinese)","\u5c45\u5916IQI","\u623f\u5730\u4ea7","\u623f\u5730\u4ea7\u5e02\u573a","\u623f\u8d37\u5229\u7387","\u7f8e\u56fd"],"articleSection":["\u6700\u65b0\u8d44\u8baf"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/","url":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/","name":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f","isPartOf":{"@id":"https:\/\/iqiglobal.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage"},"thumbnailUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","datePublished":"2026-03-04T06:51:33+00:00","dateModified":"2026-03-04T06:51:35+00:00","description":"\u7f8e\u56fd30\u5e74\u671f\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u8dcc\u78346%\uff0c\u5bf9\u6b64\u5c45\u5916IQI\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98Kashif Ansari\u8868\u793a\uff0c\u8fd9\u5c06\u51b3\u5b9a2026\u5e74\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u590d\u82cf\u7684\u5173\u952e\u56e0\u7d20\uff0c\u540c\u65f6\u4e5f\u6307\u51fa\u5229\u7387\u4e0b\u8c03\u5c06\u51cf\u8f7b\u4e70\u5bb6\u7684\u6708\u4f9b\u538b\u529b\uff0c\u4e5f\u9f13\u52b1\u66f4\u591a\u6301\u6709\u4f4e\u5229\u7387\u8d37\u6b3e\u7684\u4e1a\u4e3b\u6302\u724c\u51fa\u552e\u623f\u4ea7\uff0c\u4ece\u800c\u589e\u52a0\u5e02\u573a\u4f9b\u5e94\u3002","breadcrumb":{"@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#primaryimage","url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","width":1080,"height":480,"caption":"\u7f8e\u56fd\u623f\u8d37\u5229\u7387"},{"@type":"BreadcrumbList","@id":"https:\/\/iqiglobal.com\/blog\/cn\/us-mortagage-rates-dropped-below-6-percent\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/iqiglobal.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u623f\u8d37\u5229\u7387\u8dcc\u78346%\u5927\u5173\uff0c\u7f8e\u56fd\u697c\u5e02\u80fd\u5426\u56de\u6696\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/iqiglobal.com\/blog\/#website","url":"https:\/\/iqiglobal.com\/blog\/","name":"IQI Blog","description":"Your Source for Property Investment, Tips, and Career","publisher":{"@id":"https:\/\/iqiglobal.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/iqiglobal.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/iqiglobal.com\/blog\/#organization","name":"IQI Global","url":"https:\/\/iqiglobal.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","contentUrl":"https:\/\/iqiglobal-web-revamp.s3.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2023\/03\/cropped-iqi-global-logo.png","width":480,"height":180,"caption":"IQI Global"},"image":{"@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IqiGlobal","https:\/\/x.com\/IQIGlobal","https:\/\/www.instagram.com\/iqiglobal\/","https:\/\/tiktok.com\/@iqiglobal?lang=en","https:\/\/www.linkedin.com\/company\/iqi-group\/"]},{"@type":"Person","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/8f8430340d7860823b08ab2662360208","name":"Wen Wei","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqiglobal.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b664ef46b2c3cf8978f6ac038e7f96f06ba9b330892563dffd258588aee73ff?s=96&d=mm&r=g","caption":"Wen Wei"},"description":"Work hard, write hard, play harder! A content team leader in IQI Global, with 7 years of writing experience and 4 years of writing real estate content and marketing experience in IQI Global. Reach me by social media below!","sameAs":["https:\/\/www.facebook.com\/wen0401wei\/","https:\/\/www.instagram.com\/wenwei0401\/","https:\/\/www.linkedin.com\/in\/wen-wei-351041233\/"],"knowsLanguage":["English","Mandarin","Cantonese","Basic Korean"],"jobTitle":"Content Marketing Team Lead","worksFor":"IQI Global","url":"https:\/\/iqiglobal.com\/blog\/author\/wen-wei\/"}]}},"featured_image_url":"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2026\/03\/04144430\/US-Mortgage-Rates.jpg","_links":{"self":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/124830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/comments?post=124830"}],"version-history":[{"count":4,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/124830\/revisions"}],"predecessor-version":[{"id":124835,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/124830\/revisions\/124835"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media\/124833"}],"wp:attachment":[{"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/media?parent=124830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/categories?post=124830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/tags?post=124830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}