买房不是一步到位，而是分阶段实现的理财目标。<\/mark><\/strong><\/p>\n<\/blockquote>\n\n\n

\n
$\"低薪族能买房吗\"$ <\/figure>\n<\/div>\n\n\n
由于薪水不比其他上班族来得高，她认为，与其说买房要趁早，不如说“买房要趁早规划”<\/strong>，才能让自己趁年轻时买房。<\/p>\n\n\n\n
所谓的规划，并不是说自己的梦想房子是什么，再以那间房子作为目标来存钱买房。<\/p>\n\n\n\n
对她而言，这样的“规划”是很难买到房子的，而是应该要根据自身的财务情况，去找到合适的房子。<\/strong><\/strong><\/p>\n\n\n\n
“每个人都希望自己能买到大房子，但事实上，我们买房应该要量力而为。<\/strong>”<\/p>\n\n\n\n
低薪族必须掌握的<\/strong>5<\/strong>个买房规划<\/strong><\/strong><\/h2>\n\n\n\n
1. <\/strong>掌握你的财务状况<\/strong><\/strong><\/h3>\n\n\n\n
在这个通货膨胀、物价高涨的时代，无论薪水多少，很多人都会觉得不够用或刚刚好而已。<\/p>\n\n\n\n
因此，她建议每个月制定好自己的预算<\/strong>，清楚并掌握自己的财务状况<\/strong>，不仅不会觉得“钱不够用”，还能帮助你省钱。<\/p>\n\n\n
\n
$\"低薪族必须了解自己的财务状况，再制定合适自己的买房规划\"$ <\/figure>\n<\/div>\n\n\n
“你可以将薪水划分为三份：一份用于必要支出、一份为灵活支出，而最后一份为储蓄。”<\/strong><\/p>\n\n\n\n
她解释，大家也可以直接平均为三份，<\/strong>或跟着支出的比例灵活划分<\/strong>，这样能帮助你更容易存到钱。<\/p>\n\n\n\n
若将<\/strong>RM1,700<\/strong>平均分为三份：<\/strong><\/strong><\/p>\n\n\n\n
RM1,700 \/ 3 = RM566.67<\/td><\/tr>
每月必要支出<\/strong>维持在RM566.67以内，剩余可以存起来<\/strong><\/td> 每月灵活支出<\/strong>控制在RM566.67以内，剩余可以存起来<\/strong><\/td> RM566.67用于每月固定储蓄<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
如果每月必要支出超过RM566.67，那建议你定一个数额作为储蓄，剩下的可以在两个支出中灵活分配，譬如说：<\/p>\n\n\n\n
每月必要支出<\/strong>RM800<\/strong><\/td><\/tr>
每月灵活支出控制在RM550以内<\/td> 每月固定储蓄：RM350<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
*<\/em>这只是一个例子，建议根据自己的财务情况做调整。<\/em><\/em><\/p>\n\n\n\n
另外，大家一定要记录自己的每一笔开销<\/strong>，这样更能清楚了解自己的支出情况<\/strong>，从而避免一些不必要的开销。<\/p>\n\n\n\n
你可以使用一些工具，如Google Sheets、Excel或其他记账应用程序，来帮助你记录各个开销，<\/strong>让你的每一笔支出都一目了然。<\/p>\n\n\n\n
2. <\/strong>建立房屋基金<\/strong><\/strong><\/h3>\n\n\n\n
虽然说买房可以向银行申请房屋贷款，但同时也涉及各种<\/strong>买房费用<\/mark><\/strong><\/a>，包括订金、头期、律师费、建筑利息、印花税、物业管理费押金等等。<\/p>\n\n\n\n
这些费用都是在买房前期或正式拿房子钥匙前就要支付的，因此提前存下这笔“买房钱”<\/strong>至关重要。<\/p>\n\n\n
\n
$\"低薪族建议建立自己的房屋基金，慢慢为买房做准备\"$ <\/figure>\n<\/div>\n\n\n
由于每个月都有固定储蓄，建议将这笔储蓄一分为二，一笔用于满足自己的消费欲望，另一笔则作为“房屋基金”，以为买房做准备<\/strong>。<\/p>\n\n\n\n
她提到，在建立这笔房屋基金时，建议先设下一个目标金额<\/strong>，大约RM5,000至RM10,000不等，以便清楚了解何时要进行买房的下一步规划<\/strong>。<\/p>\n\n\n\n
她还提醒大家，即使房屋基金已经存到了目标金额，也一定要继续往基金库里存钱，以备不时之需。<\/strong><\/strong><\/p>\n\n\n\n
“因为买房期间，很多方面都可能会用到钱，有准备总是好的。”<\/strong><\/strong><\/p>\n\n\n\n
3. <\/strong>提升信用评分<\/strong><\/strong><\/h3>\n\n\n\n
由于薪水较低的关系，可能在向银行申请房屋贷款时，会比其他薪水较高的买家困难。<\/p>\n\n\n\n
但是这并没有阻止这位低薪族女生的买房之心，而是想尽办法提高自己的信用评分<\/mark><\/a><\/strong>。<\/p>\n\n\n
\n
$\"低薪族在规划买房时，可以先提升自己的信用评分来提高房贷获批的机率\"$ <\/figure>\n<\/div>\n\n\n
她表示自己比较幸运，因为家人以她的名义买了一辆车，因此才能借由偿还车贷，来提升自己的信用评分<\/strong>。<\/p>\n\n\n\n
不过，她深知单靠偿还汽车贷款不足以提升信用评分，因此她后来的薪资提高后，就开始申请信用卡<\/mark><\/a><\/strong>。<\/p>\n\n\n\n
虽然她的信用卡的额度不高，但每个月准时偿还卡债<\/strong>，因此她的信用评分也获得提升<\/strong>。<\/p>\n\n\n\n
\n
所以当我申请房屋贷款时，也容易很多。<\/strong><\/mark><\/p>\n<\/blockquote>\n\n\n\n
4. <\/strong>了解合适自己的房子类型<\/strong><\/strong><\/h3>\n\n\n\n
有谁不希望自己能够买下大间又豪华的房子，但是每个人都有这个能力吗？<\/p>\n\n\n\n
这位低薪族女生也曾幻想自己拥有大房子，但现实却告诉她：“你暂时没这个能力”。<\/p>\n\n\n\n
难道这样就不买房了吗？当然不是！<\/p>\n\n\n\n
\n
买房不是追求“最大最豪华”，而是“最适合自己的”。<\/mark><\/strong><\/p>\n<\/blockquote>\n\n\n
\n
$\"低薪族买房应该要选择合适自己、符合自己生活方式的房子\"$ <\/figure>\n<\/div>\n\n\n
她认为买房没必要一步到位<\/strong>，首先要看看自己的收入能负担多少房价的房子<\/mark><\/a>，再来就是自己的生活习惯和未来计划，才选择合适的房子类型和地点。<\/p>\n\n\n\n
就以她为例，她工作多年，收入已从早期的RM1,700上涨到目前约RM2,500（在扣除EPF和社险后），加上本身多数乘搭公共交通出行，因此她便往以下几个特点物色房子<\/strong>：<\/p>\n\n\n\n
\n
RM350,000以内的房子<\/li>\n\n\n\n
小单位房型，如Studio或两房<\/li>\n\n\n\n
靠近地铁站<\/li>\n\n\n\n
生活配套齐全的地区<\/li>\n<\/ul>\n\n\n\n
\n
我那时候的想法是，可负担性、实用性和地点便利是最重要的<\/strong>。<\/mark><\/p>\n<\/blockquote>\n\n\n\n
虽然这听起来好像很难，但她感慨科技的发达，如今只要上网一搜，其实有很多房子都符合这些条件。<\/p>\n\n\n\n
同时，她也建议年轻首购族或上班族，在寻找房子时也估算总负担能力<\/strong>，以确保自己在买了房子后，真的能负担每个月的开销<\/strong>。<\/p>\n\n\n\n
总负担能力<\/strong> = <\/strong>每月贷款供期<\/strong> + <\/strong>每月生活费<\/strong><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
就以RM2,500的收入为例：<\/p>\n\n\n\n
房子贷款供期：RM1,400
每月生活开销：RM800
总负担能力：RM2,200 <\/mark><\/strong>
剩余RM300，就能用于储蓄。<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
因此，买房不要只看房价，还要看总生活成本、了解自己的生活方式<\/strong>，才能找到合适又不会加重负担的房子！<\/strong><\/strong><\/p>\n\n\n\n
要是不确定怎么估算，你也可以善用房贷工具计算器<\/mark><\/a><\/strong>来帮助你，只要输入房价、头期、房贷利息<\/a><\/mark>和供期，就能大约计算出房子供期了。<\/p>\n\n\n<\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-善用政府计划\"><strong>5. <\/strong><strong>善用政府计划<\/strong><strong><\/strong><\/h3>\n\n\n\n<p>除了从发展商购买新房，其实政府也推出许多<a href=\"https:\/\/iqiglobal.com\/blog\/cn\/housing-schemes-for-malaysian-first-home-buyers\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">可负担房屋计划<\/mark><\/a>，以帮助低收入群体和首购族拥有房子。<\/p>\n\n\n\n<p>只要<strong>符合条件<\/strong>，所有大马公民的买家都能<strong>申请购买这些可负担房屋计划<\/strong>。<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"320\" src=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2025\/08\/08142601\/Rectangle-Content-Image-4.webp\" alt=\"低薪族建议善用政府推出的可负担房屋计划，来减轻买房负担\" class=\"wp-image-116248\" srcset=\"https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2025\/08\/08142601\/Rectangle-Content-Image-4.webp 640w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2025\/08\/08142601\/Rectangle-Content-Image-4-300x150.webp 300w, https:\/\/iqiglobal-web-revamp.s3.ap-southeast-1.amazonaws.com\/wp\/blog\/wp-content\/uploads\/2025\/08\/08142601\/Rectangle-Content-Image-4-370x185.webp 370w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<p>其中，<strong>最受首购族欢迎的可负担房屋计划<\/strong>包括：<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>一个房屋计划（PR1MA）<\/li>\n\n\n\n<li>我的雪兰莪房屋计划（Rumah Selangorku）<\/li>\n\n\n\n<li>直辖区房屋计划（RUMAWIP）<\/li>\n\n\n\n<li>昌明关怀住宅（Residensi Prihatin Malaysia MADANI）<\/li>\n\n\n\n<li>先租后买（Rent To Own）等等。<\/li>\n<\/ul>\n\n\n\n<p>此外，首购族也可以多留意政府的最新计划，就像是<strong>政府有意推出的<\/strong><a href=\"https:\/\/www.sinchew.com.my\/news\/20250611\/nation\/6607093\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">“居者有其屋3.0”（HOC 3.0）<\/mark><\/strong><\/a>，以让首购族享有<strong>更多的买房优惠：<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10%至15%的房价折扣<\/li>\n\n\n\n<li>免印花税<\/li>\n\n\n\n<li>免律师费<\/li>\n\n\n\n<li>快速获得银行房贷批准<\/li>\n<\/ul>\n\n\n\n<p>一旦政府重启HOC买房计划，相信大大提高许多年轻首购族的买房能力，从而带动马来西亚的房地产市场。<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">低薪不是终点，而是开始的起点！<\/mark><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>虽然RM1,700的薪资非常少，甚至很多人都认为<strong>“根本不够生活”<\/strong>，但这<strong>并不代表不能买房！<\/strong><\/p>\n\n\n\n<p>当然，如果你目前只有RM1,700的收入，买房可说是非常难，但是你可以<strong>为未来做打算<\/strong>，现在起<strong>先学习理财、做好财务规划。<\/strong><\/p>\n\n\n\n<p>而且要知道，你的收入会随着时间、经验慢慢提高，届时距离买房也会越来越靠近。<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">买房是一场马拉松，不是百米赛跑！<\/mark><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>所以，不要以为买房只有高收入群体的“特权”，<strong>低薪族也能一步步实现买房梦想！<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-常见问题-faq\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">常见问题（FAQ）：<\/mark><\/h2>\n\n\n\n<div class=\"wp-block-esab-accordion esab-25xx8g8r\" data-mode=\"global\"><div class=\"esab__container\">\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><h3 class=\"esab__heading_tag\"><strong>1. 在马来西亚买房子，首付一般是多少？<\/strong><\/h3><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>在马来西亚买房，一般上需要支付<strong>至少10%的头期<\/strong>，就以一套RM500,000的房子为例，其首付就是RM50,000。当然，这笔头期金额也可能因为开发商的要求、优惠或贷款条件和金额而有所不同。此外，很多时候买家需要<strong>先支付2%作为订金<\/strong>，剩余的8%或不等则在签署买卖协议（SPA）时支付。<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><h3 class=\"esab__heading_tag\"><strong>2. 买新房的流程是什么？<\/strong><\/h3><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>无论是买新房还是二手房，马来西亚的<a href=\"https:\/\/iqiglobal.com\/blog\/cn\/8-steps-to-buy-a-house-in-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">买房具体流程<\/mark><\/a>为：<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>物色心仪的房子<\/li>\n\n\n\n<li>寻找房地产中介了解详情<\/li>\n\n\n\n<li>预约看房<\/li>\n\n\n\n<li>决定你要买的房子<\/li>\n\n\n\n<li>支付订金<\/li>\n\n\n\n<li>准备所需文件申请房屋贷款<\/li>\n\n\n\n<li>签订买卖合约等买房文件<\/li>\n\n\n\n<li>等待通知拿钥匙<\/li>\n\n\n\n<li>进行房屋检查<\/li>\n\n\n\n<li>装修房子<\/li>\n\n\n\n<li>搬家入住<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><h3 class=\"esab__heading_tag\"><strong>3. 没有薪水单可以买屋子吗？<\/strong><\/h3><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>政府在2022年正式宣布，即使没有工资单或公积金（EPF）的自雇人士，也能申请房屋贷款来买房。<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">如果你已经攒下买房基金，正准备入手买房，但是却不知道怎么选择合适自己的房子？<\/mark><\/strong><\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">那就让IQI旗下专业的房地产中介协助你吧！他们将为你提供全面的买房建议，助你顺利找到合适的房子！<\/mark><\/strong><\/p>\n\n\n\n\t<form id=\"custom-lead-form\" action=\"https:\/\/iqiglobal.com\/leads\/blog\/invest\" method=\"post\">\n\t\t<input type=\"hidden\" name=\"previous_url\" value=\"\">\n <input type=\"hidden\" name=\"action\" value=\"custom_blog_form\">\n\t\t<input type=\"hidden\" name=\"consent_agreement\" value=\"0\">\n\t\t<input type=\"hidden\" name=\"current_url\" value=\"https:\/\/iqiglobal.com\/blog\/wp-json\/wp\/v2\/posts\/116202\">\n\n <input type=\"hidden\" id=\"_wpnonce\" name=\"_wpnonce\" value=\"1e0d7a8220\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/blog\/wp-json\/wp\/v2\/posts\/116202\" \/>\n <div class=\"custom-lead-form-div\">\n <label class=\"custom-lead-form-label\" for=\"full_name\">Full Name:<\/label><br>\n <input type=\"text\" name=\"full_name\" class=\"full-width-input custom-lead-form-input\" required>\n <\/div>\n\n\t\t<div class=\"custom-lead-form-div\">\n <label class=\"custom-lead-form-label\" for=\"country\">Location:<\/label><br>\n <select name=\"location\" class=\"full-width-input custom-lead-form-input\" required>\n <option value=\"\">Select your location<\/option>\n\t\t\t\t\t<optgroup label=\"Malaysia\">\n\t\t\t\t\t\t<option value=\"Johor\">Johor<\/option><option value=\"Kedah\">Kedah<\/option><option value=\"Kuala Lumpur\">Kuala Lumpur<\/option><option value=\"Melaka\">Melaka<\/option><option value=\"Negeri Sembilan\">Negeri Sembilan<\/option><option value=\"Pahang\">Pahang<\/option><option value=\"Penang\">Penang<\/option><option value=\"Perak\">Perak<\/option><option value=\"Perlis\">Perlis<\/option><option value=\"Sabah\">Sabah<\/option><option value=\"Sarawak\">Sarawak<\/option><option value=\"Selangor\">Selangor<\/option><option value=\"Terengganu\">Terengganu<\/option>\t\t\t\t\t<\/optgroup>\n\t\t\t\t\t<optgroup label=\"Other Countries\">\n\t\t\t\t\t\t<option value=\"Afghanistan\">Afghanistan<\/option><option value=\"Albania\">Albania<\/option><option value=\"Algeria\">Algeria<\/option><option value=\"American Samoa\">American Samoa<\/option><option value=\"Andorra\">Andorra<\/option><option value=\"Angola\">Angola<\/option><option value=\"Anguilla\">Anguilla<\/option><option value=\"Antarctica\">Antarctica<\/option><option value=\"Antigua and Barbuda\">Antigua and Barbuda<\/option><option value=\"Argentina\">Argentina<\/option><option value=\"Armenia\">Armenia<\/option><option value=\"Aruba\">Aruba<\/option><option value=\"Ashmore and Cartier\">Ashmore and Cartier<\/option><option value=\"Australia\">Australia<\/option><option value=\"Austria\">Austria<\/option><option value=\"Azerbaijan\">Azerbaijan<\/option><option value=\"Bahrain\">Bahrain<\/option><option value=\"Baker Island\">Baker Island<\/option><option value=\"Bangladesh\">Bangladesh<\/option><option value=\"Barbados\">Barbados<\/option><option value=\"Bassas da India\">Bassas da India<\/option><option value=\"Belarus\">Belarus<\/option><option value=\"Belgium\">Belgium<\/option><option value=\"Belize\">Belize<\/option><option value=\"Benin\">Benin<\/option><option value=\"Bermuda\">Bermuda<\/option><option value=\"Bhutan\">Bhutan<\/option><option value=\"Bolivia\">Bolivia<\/option><option value=\"Bonaire\">Bonaire<\/option><option value=\"Bosnia and Herzegovina\">Bosnia and Herzegovina<\/option><option value=\"Botswana\">Botswana<\/option><option value=\"Bouvet Island\">Bouvet Island<\/option><option value=\"Brazil\">Brazil<\/option><option value=\"British Indian Ocean Territory\">British Indian Ocean Territory<\/option><option value=\"British Virgin Islands\">British Virgin Islands<\/option><option value=\"Brunei Darussalam\">Brunei Darussalam<\/option><option value=\"Bulgaria\">Bulgaria<\/option><option value=\"Burkina Faso\">Burkina Faso<\/option><option value=\"Burundi\">Burundi<\/option><option value=\"Cambodia\">Cambodia<\/option><option value=\"Cameroon\">Cameroon<\/option><option value=\"Canada\">Canada<\/option><option value=\"Cape Verde\">Cape Verde<\/option><option value=\"Cayman Islands\">Cayman Islands<\/option><option value=\"Central African Republic\">Central African Republic<\/option><option value=\"Chad\">Chad<\/option><option value=\"Chile\">Chile<\/option><option value=\"China\">China<\/option><option value=\"Christmas Island\">Christmas Island<\/option><option value=\"Clipperton Island\">Clipperton Island<\/option><option value=\"Cocos (Keeling) Islands\">Cocos (Keeling) Islands<\/option><option value=\"Colombia\">Colombia<\/option><option value=\"Comoros\">Comoros<\/option><option value=\"Congo, Democratic Republic of the\">Congo, Democratic Republic of the<\/option><option value=\"Congo, Republic of the\">Congo, Republic of the<\/option><option value=\"Cook Islands\">Cook Islands<\/option><option value=\"Coral Sea Islands\">Coral Sea Islands<\/option><option value=\"Costa Rica\">Costa Rica<\/option><option value=\"Cote d'Ivoire\">Cote d'Ivoire<\/option><option value=\"Croatia\">Croatia<\/option><option value=\"Cuba\">Cuba<\/option><option value=\"Curacao\">Curacao<\/option><option value=\"Cyprus\">Cyprus<\/option><option value=\"Czech Republic\">Czech Republic<\/option><option value=\"Denmark\">Denmark<\/option><option value=\"Djibouti\">Djibouti<\/option><option value=\"Dominica\">Dominica<\/option><option value=\"Dominican Republic\">Dominican Republic<\/option><option value=\"East Timor\">East Timor<\/option><option value=\"Ecuador\">Ecuador<\/option><option value=\"Egypt\">Egypt<\/option><option value=\"El Salvador\">El Salvador<\/option><option value=\"Equatorial Guinea\">Equatorial Guinea<\/option><option value=\"Eritrea\">Eritrea<\/option><option value=\"Estonia\">Estonia<\/option><option value=\"Ethiopia\">Ethiopia<\/option><option value=\"Europa Island\">Europa Island<\/option><option value=\"Falkland Islands\">Falkland Islands<\/option><option value=\"Faroe Islands\">Faroe Islands<\/option><option value=\"Fiji\">Fiji<\/option><option value=\"Finland\">Finland<\/option><option value=\"France\">France<\/option><option value=\"French Guiana\">French Guiana<\/option><option value=\"French Polynesia\">French Polynesia<\/option><option value=\"French Southern and Antarctic Lands\">French Southern and Antarctic Lands<\/option><option value=\"Gabon\">Gabon<\/option><option value=\"Gaza Strip\">Gaza Strip<\/option><option value=\"Georgia\">Georgia<\/option><option value=\"Germany\">Germany<\/option><option value=\"Ghana\">Ghana<\/option><option value=\"Gibraltar\">Gibraltar<\/option><option value=\"Glorioso Islands\">Glorioso Islands<\/option><option value=\"Greece\">Greece<\/option><option value=\"Greenland\">Greenland<\/option><option value=\"Grenada\">Grenada<\/option><option value=\"Guadeloupe\">Guadeloupe<\/option><option value=\"Guam\">Guam<\/option><option value=\"Guatemala\">Guatemala<\/option><option value=\"Guernsey\">Guernsey<\/option><option value=\"Guinea\">Guinea<\/option><option value=\"Guinea-Bissau\">Guinea-Bissau<\/option><option value=\"Guyana\">Guyana<\/option><option value=\"Haiti\">Haiti<\/option><option value=\"Heard Island and McDonald Islands\">Heard Island and McDonald Islands<\/option><option value=\"Holy See\">Holy See<\/option><option value=\"Honduras\">Honduras<\/option><option value=\"Hong Kong (SAR)\">Hong Kong (SAR)<\/option><option value=\"Howland Island\">Howland Island<\/option><option value=\"Hungary\">Hungary<\/option><option value=\"Iceland\">Iceland<\/option><option value=\"India\">India<\/option><option value=\"Indonesia\">Indonesia<\/option><option value=\"Iran\">Iran<\/option><option value=\"Iraq\">Iraq<\/option><option value=\"Ireland\">Ireland<\/option><option value=\"Isle of Man\">Isle of Man<\/option><option value=\"Israel\">Israel<\/option><option value=\"Italy\">Italy<\/option><option value=\"Jamaica\">Jamaica<\/option><option value=\"Japan\">Japan<\/option><option value=\"Jarvis Island\">Jarvis Island<\/option><option value=\"Jersey\">Jersey<\/option><option value=\"Johnston Atoll\">Johnston Atoll<\/option><option value=\"Jordan\">Jordan<\/option><option value=\"Juan de Nova Island\">Juan de Nova Island<\/option><option value=\"Kazakhstan\">Kazakhstan<\/option><option value=\"Kenya\">Kenya<\/option><option value=\"Kingman Reef\">Kingman Reef<\/option><option value=\"Kiribati\">Kiribati<\/option><option value=\"Kuwait\">Kuwait<\/option><option value=\"Kyrgyzstan\">Kyrgyzstan<\/option><option value=\"Laos\">Laos<\/option><option value=\"Latvia\">Latvia<\/option><option value=\"Lebanon\">Lebanon<\/option><option value=\"Lesotho\">Lesotho<\/option><option value=\"Liberia\">Liberia<\/option><option value=\"Libya\">Libya<\/option><option value=\"Liechtenstein\">Liechtenstein<\/option><option value=\"Lithuania\">Lithuania<\/option><option value=\"Luxembourg\">Luxembourg<\/option><option value=\"Macau (SAR)\">Macau (SAR)<\/option><option value=\"Madagascar\">Madagascar<\/option><option value=\"Malawi\">Malawi<\/option><option value=\"Malaysia\">Malaysia<\/option><option value=\"Maldives\">Maldives<\/option><option value=\"Mali\">Mali<\/option><option value=\"Malta\">Malta<\/option><option value=\"Marshall Islands\">Marshall Islands<\/option><option value=\"Martinique\">Martinique<\/option><option value=\"Mauritania\">Mauritania<\/option><option value=\"Mauritius\">Mauritius<\/option><option value=\"Mayotte\">Mayotte<\/option><option value=\"Mexico\">Mexico<\/option><option value=\"Micronesia\">Micronesia<\/option><option value=\" Federated States of\"> Federated States of<\/option><option value=\"Midway Islands\">Midway Islands<\/option><option value=\"Moldova\">Moldova<\/option><option value=\"Monaco\">Monaco<\/option><option value=\"Mongolia\">Mongolia<\/option><option value=\"Montenegro\">Montenegro<\/option><option value=\"Montserrat\">Montserrat<\/option><option value=\"Morocco\">Morocco<\/option><option value=\"Mozambique\">Mozambique<\/option><option value=\"Myanmar\">Myanmar<\/option><option value=\"Namibia\">Namibia<\/option><option value=\"Nauru\">Nauru<\/option><option value=\"Navassa Island\">Navassa Island<\/option><option value=\"Nepal\">Nepal<\/option><option value=\"Netherlands\">Netherlands<\/option><option value=\"Netherlands Antilles\">Netherlands Antilles<\/option><option value=\"New Caledonia\">New Caledonia<\/option><option value=\"New Zealand\">New Zealand<\/option><option value=\"Nicaragua\">Nicaragua<\/option><option value=\"Niger\">Niger<\/option><option value=\"Nigeria\">Nigeria<\/option><option value=\"Niue\">Niue<\/option><option value=\"Norfolk Island\">Norfolk Island<\/option><option value=\"North Korea\">North Korea<\/option><option value=\"North Macedonia\">North Macedonia<\/option><option value=\"Northern Mariana Islands\">Northern Mariana Islands<\/option><option value=\"Norway\">Norway<\/option><option value=\"Oman\">Oman<\/option><option value=\"Pakistan\">Pakistan<\/option><option value=\"Palau\">Palau<\/option><option value=\"Palestine\">Palestine<\/option><option value=\"Occupied\">Occupied<\/option><option value=\"Palmyra Atoll\">Palmyra Atoll<\/option><option value=\"Panama\">Panama<\/option><option value=\"Papua New Guinea\">Papua New Guinea<\/option><option value=\"Paraguay\">Paraguay<\/option><option value=\"Peru\">Peru<\/option><option value=\"Philippines\">Philippines<\/option><option value=\"Pitcairn Islands\">Pitcairn Islands<\/option><option value=\"Poland\">Poland<\/option><option value=\"Portugal\">Portugal<\/option><option value=\"Puerto Rico\">Puerto Rico<\/option><option value=\"Qatar\">Qatar<\/option><option value=\"R\u00e9union\">R\u00e9union<\/option><option value=\"Romania\">Romania<\/option><option value=\"Russia\">Russia<\/option><option value=\"Rwanda\">Rwanda<\/option><option value=\"Saint Barth\u00e9lemy\">Saint Barth\u00e9lemy<\/option><option value=\"Saint Helena\">Saint Helena<\/option><option value=\"Saint Kitts and Nevis\">Saint Kitts and Nevis<\/option><option value=\"Saint Lucia\">Saint Lucia<\/option><option value=\"Saint Martin (French part)\">Saint Martin (French part)<\/option><option value=\"Saint Pierre and Miquelon\">Saint Pierre and Miquelon<\/option><option value=\"Saint Vincent and the Grenadines\">Saint Vincent and the Grenadines<\/option><option value=\"San Marino\">San Marino<\/option><option value=\"S\u00e3o Tom\u00e9 and Pr\u00edncipe\">S\u00e3o Tom\u00e9 and Pr\u00edncipe<\/option><option value=\"Saudi Arabia\">Saudi Arabia<\/option><option value=\"Senegal\">Senegal<\/option><option value=\"Serbia\">Serbia<\/option><option value=\"Serbia and Montenegro\">Serbia and Montenegro<\/option><option value=\"Seychelles\">Seychelles<\/option><option value=\"Sierra Leone\">Sierra Leone<\/option><option value=\"Singapore\">Singapore<\/option><option value=\"Sint Maarten\">Sint Maarten<\/option><option value=\"Slovakia\">Slovakia<\/option><option value=\"Slovenia\">Slovenia<\/option><option value=\"Solomon Islands\">Solomon Islands<\/option><option value=\"Somalia\">Somalia<\/option><option value=\"South Africa\">South Africa<\/option><option value=\"South Georgia and the South Sandwich Islands\">South Georgia and the South Sandwich Islands<\/option><option value=\"South Korea\">South Korea<\/option><option value=\"South Sudan\">South Sudan<\/option><option value=\"Spain\">Spain<\/option><option value=\"Spratly Islands\">Spratly Islands<\/option><option value=\"Sri Lanka\">Sri Lanka<\/option><option value=\"Sudan\">Sudan<\/option><option value=\"Suriname\">Suriname<\/option><option value=\"Svalbard and Jan Mayen\">Svalbard and Jan Mayen<\/option><option value=\"Swaziland\">Swaziland<\/option><option value=\"Sweden\">Sweden<\/option><option value=\"Switzerland\">Switzerland<\/option><option value=\"Syria\">Syria<\/option><option value=\"Taiwan\">Taiwan<\/option><option value=\" China\"> China<\/option><option value=\"Tajikistan\">Tajikistan<\/option><option value=\"Tanzania\">Tanzania<\/option><option value=\"Thailand\">Thailand<\/option><option value=\"The Bahamas\">The Bahamas<\/option><option value=\"The Gambia\">The Gambia<\/option><option value=\"Togo\">Togo<\/option><option value=\"Tokelau\">Tokelau<\/option><option value=\"Tonga\">Tonga<\/option><option value=\"Trinidad and Tobago\">Trinidad and Tobago<\/option><option value=\"Tromelin Island\">Tromelin Island<\/option><option value=\"Tunisia\">Tunisia<\/option><option value=\"Turkey\">Turkey<\/option><option value=\"Turkmenistan\">Turkmenistan<\/option><option value=\"Turks and Caicos Islands\">Turks and Caicos Islands<\/option><option value=\"Tuvalu\">Tuvalu<\/option><option value=\"Uganda\">Uganda<\/option><option value=\"Ukraine\">Ukraine<\/option><option value=\"United Arab Emirates\">United Arab Emirates<\/option><option value=\"United Kingdom\">United Kingdom<\/option><option value=\"United States\">United States<\/option><option value=\"United States Minor Outlying Islands\">United States Minor Outlying Islands<\/option><option value=\"Uruguay\">Uruguay<\/option><option value=\"Uzbekistan\">Uzbekistan<\/option><option value=\"Vanuatu\">Vanuatu<\/option><option value=\"Venezuela\">Venezuela<\/option><option value=\"Vietnam\">Vietnam<\/option><option value=\"Virgin Islands (US)\">Virgin Islands (US)<\/option><option value=\"Wake Island\">Wake Island<\/option><option value=\"Wallis and Futuna\">Wallis and Futuna<\/option><option value=\"West Bank\">West Bank<\/option><option value=\"Western Sahara\">Western Sahara<\/option><option value=\"Western Samoa\">Western Samoa<\/option><option value=\"World\">World<\/option><option value=\"Yemen\">Yemen<\/option><option value=\"Yugoslavia\">Yugoslavia<\/option><option value=\"Zaire\">Zaire<\/option><option value=\"Zambia\">Zambia<\/option><option value=\"Zimbabwe\">Zimbabwe<\/option>\t\t\t\t\t<\/optgroup>\n <\/select>\n <\/div>\n\n <div class=\"custom-lead-form-div\" style=\"display: grid; grid-template-columns: 1fr 1fr; gap: 20px;\">\n\t\t\t<div>\n\t\t\t\t<label class=\"custom-lead-form-label\" for=\"your_email\">Email:<\/label><br>\n\t\t\t\t<input type=\"email\" name=\"email\" class=\"full-width-input custom-lead-form-input\" required>\n\t\t\t<\/div>\n\n\t\t\t<div>\n\t\t\t\t<label class=\"custom-lead-form-label\" for=\"phone_number\">Phone Number:<\/label><br>\n\t\t\t\t<div class=\"phone-input-wrapper\">\n\t\t\t\t\t<span id=\"country-code-display\">+60<\/span>\n\t\t\t\t\t<input type=\"text\" id=\"phone_number_input\" placeholder=\"123456789\" required>\n\t\t\t\t\t<input type=\"hidden\" name=\"phone_number\" id=\"final_phone_number\">\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n \t<\/div>\n\n\t\t<div id=\"interest-error\" style=\"color: red; display: none;\">\n\t\t\tPlease select at least one interest.\n\t\t<\/div>\n\n\t\t<div id=\"interest-group\" class=\"custom-lead-form-div\">\n\t\t\t<p>\n\t\t\t\t<label class=\"custom-checkbox-label\">I want to (Investor)<\/label><br>\n\t\t\t\t<label class=\"custom-checkbox-label\"><input type=\"checkbox\" name=\"lead_type[]\" value=\"invest\"> Invest<\/label><br>\n\t\t\t\t<label class=\"custom-checkbox-label\"><input type=\"checkbox\" name=\"lead_type[]\" value=\"buy\"> Buy<\/label><br>\n\t\t\t\t<label class=\"custom-checkbox-label\"><input type=\"checkbox\" name=\"lead_type[]\" value=\"sell\"> Sell<\/label><br>\n\t\t\t<\/p>\n\t\t<\/div>\n\n\t\t<div class=\"custom-lead-form-div\">\n\t\t\t<label class=\"custom-checkbox-label\"><input type=\"checkbox\" name=\"consent_agreement\" value=\"1\" required> I give my consent to share my information to submit this form. For more details on our data practices, please refer to our <a href=\"https:\/\/www.iqiglobal.com\/privacy-policy\">Privacy Policy.<\/a><\/label><br>\n\t\t\t<input type=\"hidden\" name=\"newsletter\" value=\"0\">\n\t\t\t<label class=\"custom-checkbox-label\"><input type=\"checkbox\" name=\"newsletter\" value=\"1\"> I want the latest property updates, marketing emails, and newsletters from IQI Global by subscribing to IQI Global mailing list<\/label><br>\n\t\t<\/div>\n\n\t\t<input type=\"hidden\" name=\"g-recaptcha-response\" id=\"g-recaptcha-response\">\n\n\n <p>\n <button type=\"submit\">Submit<\/button>\n <\/p>\n <\/form>\n\n\t<style>\n .full-width-input {\n width: 100%;\n padding: 8px;\n box-sizing: border-box;\n }\n\t\t.custom-lead-form-div {\n\t\t\tmargin-bottom: 20px;\n\t\t}\n\t\t.custom-lead-form-input {\n\t\t\tpadding: 8px 12px !important;\n\t\t\tborder-color: var(--theme-color-input_bd_color) !important;\n\t\t}\n\t\t.custom-lead-form-label {\n\t\t\tfont-size: 15px !important;\n\t\t\tfont-weight: 500 !important;\n\t\t}\n\n\t\t.custom-checkbox-label {\n\t\t\tfont-size: 15px !important;\n\t\t\tfont-weight: 400 !important;\n\t\t}\n\n\t\t.phone-input-wrapper {\n\t\t\tdisplay: flex;\n\t\t\talign-items: center;\n\t\t\tborder: 1px solid #ffb199; \/* soft orange border *\/\n\t\t\tborder-radius: 30px;\n\t\t\toverflow: hidden;\n\t\t\tbackground-color: #fff9f8;\n\t\t\tmax-width: 100%;\n\t\t}\n\n\t\t#country-code-display {\n\t\t\tpadding: 10px 14px;\n\t\t\tbackground-color: #f3f3f3;\n\t\t\tborder-right: 1px solid #ffb199;\n\t\t\tfont-size: 16px;\n\t\t\tcolor: #333;\n\t\t\twhite-space: nowrap;\n\t\t}\n\n\t\t#phone_number_input {\n\t\t\tflex: 1;\n\t\t\tborder: none;\n\t\t\tpadding: 10px 14px;\n\t\t\tfont-size: 16px;\n\t\t\tbackground-color: transparent;\n\t\t\toutline: none;\n\t\t}\n <\/style>\n <script src=\"https:\/\/www.google.com\/recaptcha\/api.js?render=6Lc2VuIpAAAAAI6-27GyE-SCtgCMwOPptgZOw8gC\"><\/script>\n\t<script>\n\t\tconst malaysianStates = [\"Johor\",\"Kedah\",\"Kuala Lumpur\",\"Melaka\",\"Negeri Sembilan\",\"Pahang\",\"Penang\",\"Perak\",\"Perlis\",\"Sabah\",\"Sarawak\",\"Selangor\",\"Terengganu\"];\n\n\t\tdocument.addEventListener('DOMContentLoaded', function () {\n\t\t\tconst locationSelect = document.querySelector('select[name=\"location\"]');\n\t\t\tconst countryCodeDisplay = document.getElementById('country-code-display');\n\t\t\tconst phoneInput = document.getElementById('phone_number_input');\n\t\t\tconst finalPhoneInput = document.getElementById('final_phone_number');\n\t\t\tconst form = document.getElementById('custom-lead-form');\n\t\t\tconst error = document.getElementById('interest-error');\n\n\t\t\tfunction updateFinalPhoneNumber() {\n\t\t\t\tconst code = countryCodeDisplay.textContent || '';\n\t\t\t\tconst number = phoneInput.value.trim();\n\t\t\t\tfinalPhoneInput.value = code + number;\n\t\t\t}\n\n\t\t\tlocationSelect.addEventListener('change', function () {\n\t\t\t\tconst selectedState = this.value;\n\n\t\t\t\t\/\/ If not Malaysian state\n\t\t\t\tif (!malaysianStates.includes(selectedState)) {\n\t\t\t\t\tcountryCodeDisplay.style.display = 'none';\n\t\t\t\t\tcountryCodeDisplay.textContent = '';\n\t\t\t\t\tupdateFinalPhoneNumber();\n\t\t\t\t\treturn;\n\t\t\t\t}\n\n\t\t\t\t\/\/ Malaysian state \u2014 show +60\n\t\t\t\tcountryCodeDisplay.style.display = 'block';\n\t\t\t\tcountryCodeDisplay.textContent = '+60';\n\t\t\t\tupdateFinalPhoneNumber();\n\t\t\t});\n\n\t\t\tphoneInput.addEventListener('input', updateFinalPhoneNumber);\n\n\t\t\tform.addEventListener('submit', function (e) {\n\t\t\t\te.preventDefault(); \/\/ \u2705 Prevent default submission first\n\n\t\t\t\tconst checkboxes = form.querySelectorAll('input[name=\"lead_type[]\"]');\n\t\t\t\tconst isChecked = Array.from(checkboxes).some(checkbox => checkbox.checked);\n\n\t\t\t\tif (!isChecked) {\n\t\t\t\t\terror.style.display = 'block';\n\t\t\t\t\treturn; \/\/ stop here if validation fails\n\t\t\t\t} else {\n\t\t\t\t\terror.style.display = 'none';\n\t\t\t\t}\n\n\t\t\t\t\/\/ \u2705 Now run reCAPTCHA v3\n\t\t\t\tgrecaptcha.ready(function () {\n\t\t\t\t\tgrecaptcha.execute('6Lc2VuIpAAAAAI6-27GyE-SCtgCMwOPptgZOw8gC', { action: 'submit' })\n\t\t\t\t\t\t.then(function (token) {\n\t\t\t\t\t\t\tdocument.getElementById('g-recaptcha-response').value = token;\n\t\t\t\t\t\t\tform.submit(); \/\/ \u2705 Safe manual submission\n\t\t\t\t\t\t});\n\t\t\t\t});\n\t\t\t});\n\t\t});\n\t<\/script>\n\n \n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide sc_height_tiny\">\n\n\n\n<p class=\"has-text-align-center\"><strong>延伸阅读：<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/difference-between-ccris-and-ctos\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">CCRIS和CTOS什么分别？来看它如何影响你的房屋贷款！<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/home-loan-documents\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">买房必看！马来西亚8家银行房屋贷款文件清单<\/mark><\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/iqiglobal.com\/blog\/cn\/rules-of-3-3-5-that-first-home-buyer-must-know\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-text-hover-color\">安全买房 首购族必须知道的3-3-5法则<\/mark><\/a><\/strong><\/li>\n<\/ol>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>\u4eba\u4eba\u90fd\u8bf4\u4e70\u623f\u8981\u8d81\u5e74\u8f7b\uff0c\u4f46\u662f\u5bf9\u4e8e\u6708\u85aa\u4e0d\u5230RM2,000\u7684\u4f4e\u85aa\u65cf\u800c\u8a00\uff0c\u4e70\u623f\u8981\u8d81\u65e9\u89c4\u5212\u624d\u662f\u6700\u91cd\u8981\uff0c\u6839\u636e\u81ea\u8eab\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u5236\u5b9a\u5408\u9002\u7684\u4e70\u623f\u89c4\u5212\uff0c\u624d\u80fd\u4e00\u6b65\u6b65\u4e70\u4e0b\u81ea\u5df1\u7684\u623f\u5b50\u3002<\/p>\n","protected":false},"author":24,"featured_media":116252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[237],"tags":[10868,5146,5432,5150,5646,11610],"class_list":{"0":"post-116202","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-237","8":"tag-genius-invest-cn","9":"tag--cn","10":"tag--zh","13":"tag-11610"},"yoast_head":"\n<title>\u6708\u85aaRM1700\u4f4e\u85aa\u65cf\u4eb2\u63885\u4e2a\u5b9e\u7528\u4e70\u623f\u89c4\u5212\uff0c\u4e00\u6b65\u6b65\u6559\u4f60\u4e70\u623f\u5706\u68a6\uff01<\/title>\n<meta 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