{"id":104769,"date":"2025-01-24T17:49:54","date_gmt":"2025-01-24T09:49:54","guid":{"rendered":"https:\/\/iqiglobal.com\/blog\/?p=104769"},"modified":"2025-01-24T17:53:34","modified_gmt":"2025-01-24T09:53:34","slug":"effects-of-the-us-wildfire-to-property","status":"publish","type":"post","link":"https:\/\/iqiglobal.com\/blog\/cn\/effects-of-the-us-wildfire-to-property\/","title":{"rendered":"\u6d1b\u6749\u77f6\u5c71\u706b\u540e\u9057\uff1a\u4fdd\u9669\u4e1a\u4e0e\u697c\u5e02\u53cc\u91cd\u9707\u8361\u4e0b\uff0c\u8be5\u91cd\u5efa\u8fd8\u662f\u53e6\u62e9\u65b0\u5c45\uff1f"},"content":{"rendered":"\n

美国洛杉矶持续了两周的大火已逐渐得到控制，但后续重建工作仍困难重重，这场野火摧毁了约1.5万公顷的土地，大量住宅仅余断壁残垣，造成的破坏和经济损失总额高达2500亿至2750亿美元。<\/p>\n\n\n\n

保险市场的动荡已经开始影响房地产市场，亚洲房产科技集团居外IQI联合创始人兼首席执行官卡希夫·安萨里（Kashif Ansari）<\/mark><\/strong>表示，洛杉矶大火这种极端天气对房地产市场的影响是多方面的。首先是保险费用的上涨降低了高风险地区房产的吸引力。<\/p>\n\n\n

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\"洛杉矶楼市\"<\/figure>\n<\/div>\n\n\n

其次，房产价值也会下降。数据显示洛杉矶野火影响范围内的房价比范围以外低4%。此外，为应对气候风险而增加的基础设施投资导致房产税上涨，加上公用事业成本的攀升，都在推高购房的总体成本。<\/p>\n\n\n\n

面对加州的保险业困局，他认为，未来，美国州政府、保险公司和业主可能需要共同投资，为现有建筑加装防火材料，开设防火隔离带，以降低风险，这样保险公司才会有动力提供保单。<\/p>\n\n\n\n

同时，高风险地区的业主可能需要为“山景房”支付额外的保险费，政府则需要采取更灵活的保险费率管理策略。 他也表示：“从房产角度看，由于持有成本增高，高风险地段房价将会下跌， 好的一面是，过火地段的重建房将按照新的建筑规范，在防火举措上将大大改进，而在住房容积率上也会跟上时代要求，提供更多住宅。”<\/p>\n\n\n\n

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