The most-awaited 11.11 sales are offering incredible deals and discounts on various products. If you’re thinking of upgrading your home appliances, this is the perfect time to do so.

We’ll guide you through the home appliances to buy in these categories you should look out for during the 11.11 sales.

Hands-Free Cleaning Appliances

1. Robotic Vacuum Cleaners

These robot cleaners have become more innovative and efficient than ever. Consider Roborock, Ecovacs, and iRobot models, which offer intelligent mapping, powerful suction, and self-charging capabilities.

Look for models with advanced sensors to navigate around furniture and avoid obstacles, ensuring a thorough cleaning of your home even when you’re not around. 

2. Floor Scrubbers

Floor scrubbers like those from Bissell, Karcher, and Tineco make cleaning floors more straightforward. They have adjustable settings and rotating brushes; some even come with water tanks and soap dispensers for different types of flooring.

3. Dishwashers

Investing in a dishwasher from brands like Bosch, Siemens, or Electrolux can save you much time and effort. These dishwashers have different wash options, energy-saving features, and reasonable drying choices.

Choose dishwashers equipped with advanced sensors that can navigate around furniture and avoid obstacles, ensuring your home is thoroughly cleaned even when you’re not there.

4. Smart Air Purifiers

Breathe cleaner air at home with smart air purifiers from brands like Dyson, Xiaomi, and Philips. These devices use HEPA filters to trap dust and allergens, ensuring fresher air.

What’s great is that they adjust their fan speed automatically based on air quality, giving you hassle-free, clean air without constant adjustments. It’s an easy way to make your home healthier and more comfortable.

5. Washing Machines and Dryers

LG, Samsung, and Panasonic washing machines have features like inverter technology and various wash programs.

Choose models with steam cleaning for tough stains and dryers with sensor drying to prevent over-drying your clothes.

Kitchen Appliances

6. Food Waste Disposers

InSinkErator and Franke, food waste disposers, are eco-friendly and easy to install. They grind food waste into tiny particles, preventing pipe clogs and reducing the need for constant garbage disposal with powerful yet quiet motors for efficient and quiet operation. 

7. Air Fryers

Air fryers like Philips, Ninja, and Tefal are famous for crispy, low-oil cooking. They have enormous capacities and adjustable settings. Some even have presets for easy cooking, from fries to desserts.

8. Instant Pots

Instant pots are like kitchen wizards. They can cook in different ways – pressure cook, slow cook, sauté, and more—all in one.

Brands like Instant Pot, Ninja, and Philips make models that are easy to program and safe to use. 

9. Kettles

Electric kettles from KitchenAid, Kenwood, and Bosch are fast and convenient for boiling water. The ones with quick boiling and automatic shut-off features are such a convenience. Some have different temperature settings for tea or quick meals. Perfect for your kitchen!

10. Microwaves

Microwaves are essential kitchen appliances that offer quick and convenient cooking solutions, especially for busy households. 

During the 11.11 sales, consider reputable brands like Panasonic, Samsung, and Sharp, focusing on factors such as wattage, size, and cooking presets.

Higher wattage ensures faster cooking, while compact or over-the-range models are ideal for small kitchens.

Whether you’re looking for home appliances to buy for your convenient first home, a wide array of options are available from trusted brands.

Don’t miss out on the fantastic deals and discounts on home appliances to buy during the 11.11 sale—transform your home and simplify your daily tasks with these innovative and efficient appliances. Happy shopping!

Transform your home into a futuristic oasis with cutting-edge smart appliances! Become a Real Estate Agent and help elevate your client’s lifestyle to embrace the future of home living.

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As we grow older, certain lifestyles become part of the past – including downsizing your home. 

Downsizing to a smaller home is often associated with a smaller space and fewer belongings. Not an ideal choice for everyone, the “less is more” philosophy can mean an improved home life for many.

In fact, downsizing can be an opportunity to secure key upgrades and benefits in a brand-new home and community.

The Department of Statistics Malaysia has stated the percentage of population aged 65 years and over increased from 6.7% to 7.0% in 2020 – the spaces they occupy trend smaller in the years following retirement.

While they are 5 times more likely to sell their home and rent a smaller space, don’t see it as cutting down on square footage and fewer belongings – view it as ready to usher in new beginnings.

1. Find a home that checks all your boxes

When you have decided to downsize your home,  you might get stumped on the question on “Where shall I go?”

Start by looking for a place with a reasonable cost of living, lots of recreational activities, community engagement, and access to healthcare as part of your next move.

By downsizing to a smaller space, you have less to worry financially and open up your location opportunities – have you always dreamed of living in the heart of KL, near the oceans of Terengganu or a more suburban area like Shah Alam?

Luckily, you have more realistic options when you are the owner of a smaller home.

2. Design your home for different stages of life

Once you have found the perfect home, it will require various maintenance jobs as time goes by – but picking a low maintenance home also involves making sure the home is fit for your needs at different life stages.

You don’t want to move into a new place only to find out shortly after it will no longer be suitable.

Look for designs that generally have bigger bathrooms, wider hallways, fewer or no steps and are generally more liveable and spacious.

Read more;

SoHo, SoFo, and SoVo: What are the differences between these 3 properties?

Leasehold VS Freehold | Which is the better offer of a lifetime?

3. Do not waste any space – be creative!

“When you’re making an independent film, and you don’t have time and money – makeup with creativity and diligence.”

While this quote from the actor who voices Scooby-Doo may apply to those in the film industry, it does not mean we cannot benefit from the context.

Without sacrificing space and hiring a good interior designer, your new home can feel spacious, homely and liveable. Utilize each area to where everything is connected to avoid clutter and a new backdrop for Instagram! 

4. Throw away all unnecessary stuff

There is no need for possession through downsizing as the whole purpose is to have a low maintenance lifestyle. Thus less stuff equals less stress. 

Start by separating items into three categories – throw, donate to charity, or give family and friends away. If you feel sentimental,  separate the items that you cherish and feel strongly about from those you don’t really need.

It’s an opportunity to clear everything and save yourself money.

Sames goes with clothing — a manageable and satisfying task. Lastly, room by room by flagging the things you don’t like, don’t want or have never liked. 

Remind yourself that your goal is not to get rid of everything you hold dear but simplify your life. If you can’t decide on an item, remember that it can go into storage until you’re ready.

5. Get rid of old paperwork

We always keep our paperwork for financial purposes such as taxes but did you notice old bank statements and warranties for appliances from 10 years ago? 

You’ll need to purge all that paperwork when you downsize, and you might want to get started now. Don’t keep bank statements when you can access online.

Be ruthlessly selective about which papers you keep.

Celebrate this new chapter in life

Remember, moving isn’t easy; it presents a significant change that’s both exhausting physically and emotionally. You are leaving a family home to enjoy a low maintenance lifestyle – that’s even a bigger change that touches an even deeper emotional trigger. Once you’ve managed to follow these steps, celebrate this new stage in your life. 

Are you seeking professional help in ensuring you find the perfect home to start a new lifestyle? Through IQI’s esteemed team, they will be able to help you with any matters related to property.

Leave your details below, and they will contact you soon.

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What is the BSN MyHome (Youth Housing Scheme)?

BSN MyHome or Bank Simpanan Nasional MyHome is a first-time homeownership scheme, designed to help single or married youths own their very first home with ease by offering to finance the purchase of either completed, under construction or sub-sale property.

Features

• Participants must have a household income not exceeding RM10,000 per month.
• A 100% of stamp duty exemption for the first RM300,000 on purchase of first property, for property price up to RM500,000.
• Participants will also receive assistance from
• the government in the form of monthly instalments of RM200 per month that will be credited to their financing account for 2 years.

Property Price

• Minimum – RM 100,000.
• Maximum – RM500, 000.

Margin of Financing

• Up to 100% of the property purchase price/market price.
• MRTA – Up to a maximum of 5% of the purchase price/market price.

Have you found your dream home? Have a read on what cost you should be aware of before it can be a reality.

>>7 necessary costs when buying your dream home<<

Loan Period

• A minimum of 5 years.
• A maximum of 35 years.

Note: For self-employment, the maximum age is 70 years.

Interest Rate

• Pricing range between BR +0.60% up to BR+1.00% subject to participants’ profile and property location.
• For a loan amount of RM350,000 and above with 30 years of loan tenure, the indicative interest rate is BR + 0.08%.*

*Subject to terms and condition.

Criteria

• Must be a Malaysian citizen, aged 21 years to 45 years old.
• Single or married with a household income not more than RM10,000 per month.
• First-time house purchaser.
• Individual / joint loan.
• BSN GIRO / GIRO-i account holder.
• Proof of property purchase.

For more information on the BSN MyHome (Youth Housing Scheme), please do click here.

Or have a chat with us, where our dedicated team will help you find the perfect dream home and make it a reality – be it a house, apartment or condominium for yourself or with your partner.

The post Why should you know about BSN MyHome (Youth Housing Scheme) appeared first on IQI Blog.

The Malaysia My Second Home Programme (MM2H) promoted by the Malaysian government allows foreigners who fulfil the set criteria, to stay in Malaysia for as long as possible on a multiple-entry social visit pass.

The Social Visit Pass is initially for ten years and is renewable.

This programme is open to citizens of all countries recognized by Malaysia regardless of race, religion, gender or age. Applicants are allowed to bring their spouses and unmarried children below the age of 21 as dependents.

Below are the statistics on the top 10 participating countries between the years 2012 to 2018 for MM2H, China is ranked in 1st place, followed by Japan in 2nd place and Bangladesh in 3rd place.

Education

MM2H visa holders are allowed to bring their children who are under 21 years old and not married, as their dependents under the programme.

Children above the age of 17 who intend to continue their schooling in Malaysia may apply for a student pass or obtain special approval under this programme.

Student passes can be obtained with the assistance of the respective schools.

Income Tax

MM2H visa holders are to abide by the Malaysian policies and tax regulations, however, they can enjoy added tax exemption benefits in Malaysia under the Double Taxation Avoidance Agreement (DTA). Income tax is charged on a territory basis instead of a worldwide scope basis.

Registration of Business

MM2H visa holders are allowed to register a business incorporated in Malaysia. Guidelines for incorporating a company can be obtained from the Companies Commission of Malaysia.

Acquisition of Property

(For Selangor Darul Ehsan, from the Guidelines of the Department of Land and Mines, effective 1st September 2014)

There are various laws and regulations governing the acquisition of properties by foreigners in the above guidelines. Among them which are specifically for MM2H visa holders are as follows:-

• They can purchase only one (1) property from the primary market (i.e. from developers) within a particular area designated by the State Authorities.
• The purpose of the acquisition should be for residential use.
• MM2H visa holders will obtain an approval from the Immigration Department which they must submit along with the application and their passport, stamped with the ‘Malaysia My Second Home’ visa.
• The approval for the purchase of the property cannot be transferred to another person/party.
• The threshold of the various prices set by the State government must be adhered to.

(For Kuala Lumpur, from the Guidelines on the Acquisition of Properties from the Economic Planning Unit of the Prime Minister’s Department, effective 1st March 2014)

• One of them is specifically for MM2H visa holders: any acquisition of a residential unit under the ‘Malaysia My Second Home’ Programme to be exempted from requiring the approval of the Economic Planning Unit (EPU) but it would still require approval to be obtained from the relevant State Authorities.
• A minimum threshold for the acquisition of residential units, commercial units, industrial lands and agricultural lands by foreign interests.
• The minimum purchase price, specific for MM2H holders, which is RM1 million per unit.

If you want to know more about Malaysia My Second Home programme, have a look here.

SOURCE: StarProperty.my / Malaysia My Second Home Official Website

Is Malaysia the start of a dream come true for you and your family? Chat with us, free of charge, and we will help make it a reality indeed.

The post MM2H has changed in 2019. How does it affect you? appeared first on IQI Blog.

Did you know? The Department of Statistics Malaysia has stated that robbery and house break-ins have increased up to 14,128 and 16,200 cases in 2018! Have you kept up-to-date with your security?

Your home is the safest place on earth for you and you most likely tend to let your guard down by how comfortable you feel.

Now the thought of a stranger with ill-intent being your home might scare you but do not worry, here are some security tips to help you and your loved ones to be safe and secure.

1. Install security cameras

Installing CCTV cameras is a great way to keep your house away from thieves and burglars as they tend to avoid houses with alarm systems. If an individual knows that there are live surveillance cameras in a certain area, they may be less willing to commit a crime near the location for the fear of being caught.

2. Hide all wiring 

The effectiveness of your alarm system also depends on where you place the wirings. It is no use even if you had several best working CCTV cameras if the burglars can detect and cut off your home power supply easily. This is how the professional burglars look for places where they can disconnect the home security system. To avoid this from happening, always hide all the wirings hanging on the exterior of your house.

3. Lock up your windows and doors

Always lock your door whether you’re leaving for work or just going out for a short time. This will only take you less than a minute but will do a lot of good to you by preventing burglars and thieves from entering. We often take this for granted especially when we think we just have to do a quick errand down the neighbourhood. But we can never know how long we will take because delays can always happen.

If you have a house with glass doors and windows, it is always best to install curtains and close them if you are not at home. This is to prevent thieves and burglars from seeing and knowing where your valuables belong. Another tip is to choose a wooden or metal door as it helps to prevent burglars from easily breaking the glass to enter.

4. Install a peephole

Installing a peephole to your house door is an inexpensive idea to add to your home security list. So you can see who is at your door before you open it.

5. Hide your location on social media

Nowadays, we often broadcast our updates and information like places we are currently at – on social media. By doing this, we are inviting the burglars to our home by letting them know we are away. Simply keep a low profile not only for the safety of your home but also for yourself.

6. Change the locks after losing your keys

Keys are the most misplaced everyday object as they are small and can slip out of your pocket or bag easily. The first thing to do if you find yourself in a situation where you are standing in front of your house and can’t seem to find your keys in your bag is to call the locksmith. You should always change your lock whether you have a spare key or not because who knows in whose hands your keys are in now.

7. Place car keys near your bed

Last but not least, placing your car key near your bed when you sleep is a smart and easy way to keep you safe. In case you hear any abnormal sound in your house, you can always press the car alarm panic button. This will scare away the potential thief who tries to break into your house.

Final Word

The cheapest and most effective insurance policy is PRECAUTION.

It is never wrong to be too careful when it comes to keeping your house and your loved ones out of danger.

Here at IQI, we provide services in finding the perfect home with the right budget, in the right neighbourhood.

Help us by asking your burning questions, and we’ll provide a free consultation!

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Buying a house in Malaysia can be difficult to those with low incomes, as they struggle how to balance their budget.

Shelter is one of our most basic needs for survival, where it should be easily accessible and affordable.

But with the arrival of Affordable Housing, how does it help us?

House Prices in Malaysia

Before we jump into that talk, let’s take a look at the average prices for a house in Malaysia.

The average house prices range in different states with the highest starting from…

How much is an Affordable House?

A consumer can be eligible for affordable housing through their income.

Housing is considered affordable if it costs less than 30% of gross household income.

DO REMEMBER…the monthly payments SHOULD NOT BE MORE than 30% OF THE INCOME.

This may include a range of housing types, including single or multi-bedrooms, as well as studio apartments.

Who needs Affordable Housing?

Affordable housing should be a priority to those with lower income jobs, young parents, fresh graduates and first-time house buyers.

With this assistance, millennials should be able to afford a house to start their next point in life, instead of being too dependent on their families. 

The Government’s Assistance of Affordable Housing

The Malaysian government has planned to provide cheaper and comfortable affordable homes for the bottom 40% and middle 40% households.

They will also be altering current lending guidelines into secure housing loans.

Perumahan Penjawat Awam Malaysia, an affordable home scheme created by said government is supporting civil servants in buying homes such as Rumah Selangorku, for example.

LBS [Bina Group Bhd] also provides affordable housing including the LBS SkyLake Residence in Puchong, Selangor, and Magma Garden at Bandar Putera Indah in Batu Pahat, Johor.

About 74% of its target sales for residential properties this year are priced below RM500,000.

Attention Millennial’s Looking for Affordable Houses!

Here at IQI, we provide services in purchasing the perfect home, with the right budget. 

Help us by helping you ask your burning questions.

This article is written by Jasmine Ju Ju.

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